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All Journal Jurnal Bisnis dan Ekonomi Jurnal Ilmiah Universitas Batanghari Jambi EKONOMIS : Journal of Economics and Business EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Riset Manajemen Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Program Magister Manajemen Jurnal Informatika Ekonomi Bisnis JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Majalah Ilmiah Manajemen dan Bisnis Jurnal Abdi Masyarakat Indonesia Procedia of Social Sciences and Humanities Eduvest - Journal of Universal Studies Sinergi Abdimas: Jurnal Pengabdian Masyarakat WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Prosiding Seminar Nasional Ilmu Ekonomi dan Akuntansi
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FEB Unwiku Purwokerto
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ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI PERILAKU PENGELOLAAN KEUANGAN (Studi Kasus Pada Mahasiswa Fakultas Ekonomika Dan Bisnis Universitas Wijayakusuma Purwokerto) Isnaeni Rokhayati; Harsuti Harsuti; Sodik Dwi Purnomo; Carla Selvianandia Alam
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1078

Abstract

The purpose of this study was to determine and analyze financial literacy, financial attitudes, locus of control, and peers on financial management behavior in students of the Faculty of Economics and Business, Wijayakusuma University, Purwokerto. The research method uses multiple linear regression analysis. The population in this study were students of the Faculty of Economics and Business, Wijayakusuma University, Purwokerto, who opened 1,599 respondents with a sample of 100 respondents. The sampling technique used proportional random sampling. The results of the study prove that financial literacy, financial attitudes, locus of control and peers have a positive and significant effect on financial management behavior in students of the Faculty of Economics and Business, Wijayakusuma University, Purwokerto. This finding implies that students can improve financial literacy, financial attitudes, locus of control and peers to be better, so that the level of financial management behavior they have will also increase and in making financial decisions will be better. Future research is expected to add independent variables such as spiritual intelligence, financial experience, social status of parents and increase in population as well as expansion of research.
Analisis Determinan Promosi Jabatan pada Perum Perhutani Kesatuan Pemangku Hutan (KPH) di Pekalongan Barat Ratna Pujiastuti; Harsuti Harsuti; Ady Achadi; Dina Marina
Majalah Imiah Manajemen & Bisnis Vol 19 No 2 (2022): Majalah Ilmiah Manajemen & Bisnis (MIMB)
Publisher : FEB UNWIKU PURWOKERTO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55303/mimb.v19i2.150

Abstract

This study examines the determinants of promotions carried out at the Perum Perhutani Forest Stakeholder Unit (KPH) Pekalongan Barat. Factors studied include competence, seniority and loyalty. The sampling method used the Slovin formula with the number of respondents as many as 187 people. The analytical tool used in this study is multiple linear regression with the help of SPSS version 23. The results showed that competence had a positive and significant effect on it. seniority has a positive and significant effect rejected. loyalty has a positive and significant effect accepted. The implication of this research is that the leader of the West Pekalongan KPH should pay attention to competence and loyalty when doing promotions. The way to improve competence is to give employees the opportunity to take part in training that can improve work abilities so that employees can complete their duties properly. To increase loyalty, the leadership of KPH Pekalongan Barat must establish communication between employees so that they have good relations and conduct socialization of policies or regulations so that employees can obey them properly. Further researchers should use other variables other than seniority, because based on the results of the research, the seniority variable does not have a significant effect on promotion.
Faktor-Faktor yang Memengaruhi Financial Distress pada Perusahaan Consumer Goods di Indonesia Dian Safitri P. Koseomasari; Harsuti Harsuti; Novanda Nur Huda
Jurnal Bisnis dan Ekonomi Vol 28 No 2 (2021): Vol. 28 No. 2 EDISI SEPTEMBER 2021
Publisher : Faculty of Economics and Business, Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35315/jbe.v28i2.9278

Abstract

The purpose of this study was to analyze the effect of profitability, leverage and liquidity on financial distress. The difference from previous research is the use of financial distress measurement using interest coverage ratio (ICR) which is simpler than Altman Z-score. ICR measures bankruptcy by assessing the amount of risk a company poses with debt that the company's operating income can bear. The population of this study is consumer goods listed on the Indonesia Stock Exchange amounting to 55 companies. Determination of research samples using purposive sampling and obtained 13 sample companies. The data in this study were tested by multiple regression analysis techniques panel data. Testing is carried out using the common model and has passed the classical assumption test. The findings of this research indicate that profitability and leverage have a significant positive effect on financial distress. Meanwhile, liquidity has a significant negative effect on financial distress.
The Relationship between Fundamental Analysis and Stock Returns Using Panel Data: Evidence from Kompas 100 Indonesia Dian S. P. Koesoemasari; Nirmala Nirmala; Isnaeni Rokhayati; Harsuti Harsuti; Untung Pamuji
Eduvest - Journal of Universal Studies Vol. 3 No. 6 (2023): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v3i6.840

Abstract

This research examines the significance of earnings per share, current ratio, debt equity ratio, return on equity and firm size on Kompas100 stock returns. The population in this study is companies listed on Kompas100 in 2016-2022, totalling 203 companies. The sampling method used in this research was purposive sampling, so that 28 companies were obtained. The analysis used in this research is panel data regression, and the selected regression model is the fixed effect. In this study it is proven that earnings per share, current ratio and firm size have a significant effect on stock returns while the debt equity ratio and return on investment have no significant effect. These findings provide an illustration that the company's fundamental conditions affect stock returns, then investors still have to take it into account in determining the selection of company shares to be purchased. These findings support signal theory and the efficient market hypothesis, investors need company fundamental information and think rationally in choosing stocks worth buying.
Penataan Sistem Keuangan sebagai Strategi Penguatan UMKM di Era Pandemi Covid-19 Isnaeni Rokhayati; Harsuti Harsuti; Ratna Pujiastuti
Sinergi Abdimas Jurnal Pengabdian Masyarakat Vol 1 No 1 (2022): Sinergi Abdimas Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi & Bisnis Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan melakukan pengabdian kepada masyarakat adalah untuk meningkatkan pengetahuan tentang Ilmu Manajemen khususnya manajemen keuangan yang digunakan untuk mengelola kegiatan usaha UMKM masyarakat, khususnya diperuntukkan bagi pemilik dan pelaku UMKM Desa Kutaliman Kecamatan Kedungbanteng, sehingga diharapkan dapat membantu dalam mengatur pendapatan serta meningkatkan kesejahteraan keluarga dan kesejahteraan masyarakat secara umum. Kondisi pandemic Covid-19 saat ini yang menyebabkan para pelaku kegiatan bisnis terutama UMKM mengalami kesulitan keuangan, sehingga perlu sekali untuk memberikan penyuluhan tentang pengetahuan dalam memahami strategi penguatan keuangan untuk sektor UMKM. Strategi yang dapat dilakukan untuk penguatan keuangan usaha kecil antara lain dengan melakukan pencatatn arus kas masuk dan keluar pada setiap transaksi yang ada dalam kebiatan bisnis, pengelolaan terhadap cash flow dalam usaha, serta melakukan strategi pertumbuhan usaha UMKM. Hasil dari penyuluhan ini dapat memberikan pengetahuan dan gambaran tentang Cara Mengatur dan Mengelola serta mengupayakan penguatan keuangan pada bisnis dan kegiatan usaha yang dilakukan oleh para pemilik UMKM di Desa Kutaliman Kecamatan Kedungbanteng Kabupaten Banyumas dengan strategi yang tepat, sehingga dapat bertahan dan dapat melangsungkan usahanya pada masa pandemi Covid-19.
The Impact of Personal Financial Management and Emotional Intelligence on Financial Well-being with The Mediation of Risk Management Attitude Marwan Effendi; Elva Herlianti; H Harsuti
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 1 (March 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i1.789

Abstract

This study investigates the intricate relationships among personal financial management, emotional intelligence, risk management attitude, and financial well-being. The study employs a random sampling technique with a sample size of 41 individuals from Bank Mandiri KCP Solo Slamet Riyadi. Path analysis, using the SmartPLS software, is utilized to explore direct and indirect effects. The results reveal a significant positive impact of personal financial management on risk management attitude and financial well-being. However, emotional intelligence is not found to be a significant predictor of risk management attitude or financial well-being. The study concludes that effective personal financial management practices play a crucial role in enhancing financial well-being, both directly and indirectly through influencing risk management attitudes. These findings provide insights for interventions and educational programs aimed at improving individuals' financial resilience and satisfaction by emphasizing responsible financial habits and decision-making.
Analysis of Determinants of the Price of Banking Stocks Listed on the Indonesia Stock Exchange: Analsisis Determinan Harga Saham Perbankan yang Terdaftar di Bursa Efek Indonesia Muntahanah, Siti; Nursyafa’ah, Aini; Harsuti; Retnowati, Diah
Procedia of Social Sciences and Humanities Vol. 3 (2022): Proceedings of the 1st SENARA 2022
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/pssh.v3i.141

Abstract

This study aims to analyze the factors that influence the stock prices of banks listed on the Indonesia Stock Exchange. These factors consist of Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Return On Equity (ROE) and Operating Cost of Operating Income (BOPO). This study uses a sample of 24 banks that have been adjusted to the research criteria. Based on panel data regression analysis, it can be explained that LDR has a negative effect on stock prices, CAR has a negative effect on stock prices, ROE has a positive effect on stock prices and BOPO has a negative effect on stock prices.
Sosialisasi Pinjaman Online Legal Sebagai Alternatif Kredit Non-Bank Bagi Kelompok Usaha Bersama (KUB) Yasinta Kecamatan Cilongok Banyumas Dian Safitri Pantja Koesoemasari; Harsuti; Juvita Putri Ananda; Mutiara Naomi Juliantika; Diva Aulia Putri
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol. 5 No. 3 (2024)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v5i3.1769

Abstract

Layanan financial technology sangat berkembang pesat saat ini, dan salah satu yang paling populer adalah pinjaman online. Masyarakat pedesaan mempunyai keterbatasan dalam memilih sumber tambahan modal usaha. Untuk mengatasi keterbatasan masyarakat pedesaan dapat memanfaatkan pinjaman online legal. Tujuan kegiatan pengabdian kepada masyarakat ini adalah memberikan tambahan pengetahuan tentang pinjaman online legal. Dengan memiliki pengetahuan pinjaman online legal, mereka dapat membuat keputusan keuangan yang tepat. Sosialisasi dilakukan dengan ceramah dan pendampingan cara mengecek legalitas pinjaman online di laman ojk.go.id. Hasil dari pengabdian masyarakat ini masyarakat desa terutama anggota KUB Yasinta mengetahui ciri-ciri pinjaman online legal dan dapat melakukan pengecekan secara mandiri ke laman ojk.go.id sebelum menggunakan aplikasi pinjaman online. Selain itu, masyarakat pedesaan mengetahui alternatif tambahan modal usaha yang mudah, praktis dan dapat diakses kapan saja serta risikonya jika salah memilih penyedia layanan.
PENGELOLAAN MODAL KERJA SEBAGAI SALAH SATU UPAYA UNTUK MENJAGA KEBERLANJUTAN USAHA Harsuti Harsuti; Siti Muntahanah
WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 1 (2022): WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Wijayakusuma Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56681/wikuacitya.v1i1.4

Abstract

Tujuan kegiatan pengabdian kepada masyarakat yang dilakukan oleh tim pengabdian Fakultas Ekonomika dan Bisnis Universitas Wijayakusuma Purwokerto adalah untuk membantu pelaku usahan kuliner pembuatan snack dalam mengelola modal kerjanya sehingga usaha yang dijalankan dapat berjalan keberlanjutannya dan dapat memperoleh keuntungan sehingga dapat mensejahterakan pemilik. Kegiatan ini dilaksanakan di lingkungan usaha kuliner snack di Kelurahan Kalibakal Kecamatan Purwokero Selatan Kabupaten Banyumas. Motode pengabdian masyarakat yang digunakan adalah pendampingan dan diskusi terkait pentingnya pengelolaan modal kerja dan strategi dalam mengoptimalkan penggunaan modal kerja dalam menjalankan usaha. Hasil yang diperoleh dari kegiatan pengabdian kepada masyarakat adalah adanya kesempatan bagi pelaku usaha untuk dapat mengembangkan usahanya, karena peluang pasar yang masih terbuka luas. Selain itu, diperlukan adanya pencatatan ataupun pengadministrasian kegiatan secara disiplin dalam membuat rencana penggunan modal kerja sehingga modal kerja yang digunakan secara efektif dan dapat mendorong usahanya dalam memperoleh keuntungan. Kata kunci: Pengelolaan, Modal Kerja, Usaha
Analisis Permintaan Air Perusahaan Daerah Air Minum (Studi Empiris Pada PDAM Tirta Satria di Kota Purwokerto) Retnowati, Diah; Susanti, Eli; Astuti, Ratna Puji; Purnomo, Sodik Dwi; Lestari, Herwiek Diyah; Harsuti
JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Vol. 6 No. 2 (2023)
Publisher : PPJP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of family income, number of family members, water use costs, length of time as a customer, yard area, other water sources, and installation costs on PDAM water demand in Purwokerto City. The research locations were four sub-districts in Purwokerto, including East Purwokerto, West Purwokerto, North Purwokerto, and South Purwokerto Districts. The research method used is multiple linear regression. The results showed that family income, number of family members, cost of water use, and yard area significantly positively affected PDAM water demand in Purwokerto City. Meanwhile, other water sources significantly negatively affect PDAM water demand. The length of time as a customer and installation costs do not affect PDAM water demand in Purwokerto City.
Co-Authors Adhitya, Bagus Ady Achadi Anggita Oktaviani Putri Arinastuti Arinastuti Carla Selvianandia Alam Devi Puji Lestari Dewi Ratna Sari Diah Retnowati Dian S. P. Koesoemasari Dian Safitri Koesoemasari Dian Safitri P. Koseomasari Dian Safitri Pantja Koesoemasari Dina Marina Diva Aulia Putri Eli Susanti Elva Herlianti Endang Sri Wahyuningsih, Endang Sri Gisa Anugrah Dessriadi Isnaeni Rokhayati Juvita Putri Ananda Krisnhoe Sukma Danuta Lestari, Herwiek Diyah Marwan Effendi Muntahanah, Siti Murdijaningsih, Tjahjani Mutiara Naomi Juliantika Nirmala Nirmala Novanda Nur Huda Nursyafa’ah, Aini Pujiastuti, Ratna Purnomo, Sodik Dwi Ratna Puji Astuti, Ratna Puji Ratna Pujiasuti Sevina Putri Rahayu Sundari, Sri Untung Pamuji Winda Rosadi Windarti Setiani Zuhaena, Fatwa