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All Journal DEDIKASI JURNAL MAHASISWA Jurnal Online Mahasiswa (JOM) Bidang Teknik dan Sains Jurnal Manajemen Indonesia Jurnal SOLMA J-MAS (Jurnal Manajemen dan Sains) al-Lubb: Journal of Islamic Thought and Muslim Culture (JITMC) Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ilmu Manajemen Universitas Tadulako (JIMUT) Golden Ratio of Finance Management Jurnal Riset Manajemen dan Ekonomi Riset Ilmu Manajemen Bisnis dan Akuntansi Maslahah: Jurnal Manajemen dan Ekonomi Syariah Sasambo: Jurnal Abdimas (Journal of Community Service)
Darman, Darman
Fakultas Ekonomi Dan Bisnis, Universitas Tadulako
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Strategi Pengelolaan Dana Bantuan Operasional Sekolah Dasar Inpres Kecil Salena Kota Palu Mohammad Reza Alfarid Yantu; Juliana Kadang; Darman Darman; Fatlina Z
JURNAL RISET MANAJEMEN DAN EKONOMI (JRIME) Vol. 2 No. 2 (2024): APRIL: JURNAL RISET MANAJEMEN DAN EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrime-itb.v2i2.1585

Abstract

This research aims to determine the management strategy for Operational Assistance Funds (BOS) at the Salena Small Inpres Elementary School, Palu City. This research uses a qualitative descriptive method with data collection techniques using in-depth interviews, observation and documentation. This research involved the school principal and BOS treasurer as primary data sources. Secondary data sources include the school profile, vision and mission, BOS Annual Activity Plan (RKT Annual Work Plan), BOS Accountability Report (LPJ Accountability Report), and teacher data. The results of the interviews were then transcribed into Indonesian. The results show that the BOS fund management strategy goes through several stages and processes, namely planning, management, evaluation and reporting. The planning, management, evaluation and reporting components show that the Salena Small Inpres Elementary School in Palu City has run well in accordance with the provisions of the technical guidelines for managing BOS funds. The obstacles that were found resulted in the implementation of these regulations being hampered by the school so that the program that had been prepared in the RKAS could not run well. Recommendations that can be given are periodic evaluations from stakeholders so that BOS funds can be managed effectively and efficiently.
Peran Aplikasi Siapik Dalam Meningkatkan Kualitas Laporan Keuangan CV. Rapoviaka Simple Irma Yanti; Darman Darman; Munawarah Munawarah; Wiri Wirastuti 
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1075

Abstract

This research discusses the role of SI APIK application in improving the quality of CV Rapoviaka Simple's financial statements. SI APIK, as an integrated financial information system, is designed to simplify the process of recording, processing, and reporting company finances. The application is designed to simplify the financial recording process, reducing the potential for human error. This study aims to determine the role of the SIAPIK application in improving the quality of financial statements. The type of research used is descriptive qualitative research using primary data. Interviews and observations are a reference in this study to explain a measure of the quality of financial statements. The results of this study indicate that the SI APIK application has succeeded in increasing the efficiency of preparing financial reports. SI APIK also helps in managing financial data in real-time allowing companies to respond to market changes faster.  
Penerapan Aplikasi Si Apik (Sistem Aplikasi Pencatatan Informasi Keuangan) Pada UMKM Olahan Cokelat Destriana Safitri; Darman Darman  ; Muslimin Muslimin;  Wiri Wirastuti  
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 2 (2024): April : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i2.1076

Abstract

This research aims to determine the application of the Siapik Application to MSMEs, whether the Si Apik Application can make it easier for users to make accurate financial reports and be able to solve financial problems in chocolate-processed MSMEs. The method used in the research is using a qualitative descriptive method, with data collection techniques using direct observation techniques at the research location and conducting interviews. The data source was obtained from primary data. The research results show that the Si Apik application makes it easy for chocolate-processed MSMEs, especially CV Rapoviaka Simple, in making financial reports because the features in the application are complete and the Si Apik application really has a positive impact on MSMEs who are running their businesses.
Model Pengelolaan Keuangan Berbasis Literasi Dan Iklusi Keuangan : Study Pada Masyarakat Petani Desa Pombewe Ferdiansyah Ferdiansyah; Darman Darman; Anisah Anisah; Munawara Munawara
Jurnal Rimba Riset Ilmu manajemen Bisnis dan Akuntansi Vol. 2 No. 2 (2024): Mei : Riset Ilmu Manajemen Bisnis dan Akuntansi
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/rimba.v2i2.740

Abstract

This research aims to produce a Financial Management Model Based on Financial Literacy and Financial Inclusion: A study of farming communities in Huntap Pombewe. Meanwhile, the research time until the completion stage is estimated to be approximately 6 months starting from October 2023 to March 2024. This research is basic research. The population and samples in this study were taken from 30 farmers in Huntap Pombewe through collaboration using a cluster sampling approach in 2 Huntap Pombewe sub-districts, as well as random sampling based on the criteria of type, duration and average level. business profits. Primary data collection was carried out using a survey method using a questionnaire. The data analysis technique used is descriptive statistical analysis and SEM-PLS with the help of Smart PLS software. The research results show that based on the results of data processing from the structural model, the results obtained show that the Financial Literacy variable has a significant positive effect on Financial Inclusion: A Study of the Farming Community in Huntap. Financial Literacy has a significant positive effect on Financial Management: Study of the Farming Community in Huntap Pombewe. Financial Inclusion has a significant positive influence on Financial Management, and Financial Inclusion can mediate positively Financial Literacy on Financial Management: Study of the Farming Community in Huntap Pombewe.
The Role of Financial Knowledge in Enhancing Financial Independence of The Millennial Generation in The Digital Era Febiastini, Ni Made; Kadang, Juliana; Darman, D.; Risendy, Rian
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.1058

Abstract

This study aims to analyze the influence of financial knowledge on the financial independence of the millennial generation in the digital era. A descriptive quantitative approach was applied, with primary data collected through questionnaires distributed to 50 BPJS Kesehatan KC Palu employees. Using SPSS V.30.0, statistical analysis evaluated the validity, reliability, respondent characteristics, classical assumptions, and variable correlations. The findings show that financial independence is positively and significantly influenced by General Financial Knowledge, Savings and Loans, Insurance, and Investment, both partially and simultaneously. Financial knowledge, including managing finances, understanding risks, and making sensible decisions, is a key foundation for achieving financial independence. This study is limited by the small number of BPJS Kesehatan KC Palu employees as respondents.
Analysis of Waste Retribution Management in Palupi Village-Palu City, Indonesia Sagitha, Tiara; Darman, D.; Munawarah, M.; Farid, Erwan Sastrawan
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.1060

Abstract

Waste retribution management is important in maintaining environmental cleanliness and ensuring the sustainability of waste management systems in urban areas. Using a descriptive qualitative approach, this study explores the waste retribution management system in Palupi Village, Palu City. The results show that despite the availability of digital payment options, most people still prefer cash payment methods. Low public awareness and lack of transparency in managing retribution funds are the main challenges in optimizing this system. To overcome these obstacles, innovation in payment methods, increased socialization, and the implementation of incentives for the community are needed. By improving the effectiveness of the retribution system, it is expected that waste management in Palupi Village can be optimized, the environment will be kept clean, and community participation in retribution payments will increase.
Branding Dan Digital Marketing Pada KTM Baturoko Muslimin Muslimin; Zakiyah Zahara; Darman Darman; Ira Nuriya Santi; Wiri Wirastuti
Sasambo: Jurnal Abdimas (Journal of Community Service) Vol. 5 No. 4 (2023): November
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/sasambo.v5i4.1460

Abstract

Pelaku usaha KTM (Kelompok Tani Mangrove) Baturoko Kabupaten Donggala, terkendala pada pemasaran produk, sebagian besar belum memahami manfaat dari branding, dan rendahnya ilmu pengetahuan tentang digital marketing. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan pengetahuan dan keterampilan kepada masyarakat yang tergabung dalam KTM Baturoko terkait Branding dan Digital Marketing. Target khusus yang diharapkan dari kegiatan ini adalah 20 orang anggota KTM Baturoko, memahami proses pembuatan branding dan menggunakan digital marketing sebagai sarana promosi, terutama dalam design merek produk sehingga mampu secara mandiri mengembangkan usahanya dengan memperhatikan apa yang dibutuhkan dan diinginkan konsumen. Kegiatan abdimas ini menggunakan metode pelatihan, desain merek dan penerapannya, diawali dengan diskusi tentang pentingnya branding, kemudian membuat brand/merek, dan menerapkannya pada produk usaha, selain itu diajarkan cara memasarkan produk menggunakan digital marketing melalui media sosial.  Hasil kegiatan pengabdian ini memberikan dampak yang signifikan bagi mitra yaitu mitra memiliki tambahan pengetahuan tentang branding, penerapannya adalah memliki logo dan label usaha yang baru untuk mendukung peningkatan penjualan produk usaha mereka agar lebih menarik dan diminati konsumen. Branding and Digital Marketing at KTM Baturoko  The business actors of the Mangrove Farmer Group (Kelompok Tani Mangrove) in Baturoko, Donggala Regency, face challenges in marketing their products. Most of them do not yet understand the benefits of branding and have limited knowledge of digital marketing. This community engagement activity aims to provide knowledge and skills to the members of the Baturoko Mangrove Farmer Group related to Branding and Digital Marketing. The specific target for this activity is 20 members of the Baturoko Mangrove Farmer Group, who will gain an understanding of the branding process and the use of digital marketing as a means of promotion, especially in product brand design. This will enable them to independently develop their businesses while considering the needs and desires of consumers. The community engagement activity utilizes training methods, brand design, and its implementation, starting with discussions on the importance of branding, followed by creating a brand and applying it to their products. In addition, they will be taught how to market their products using digital marketing through social media. The results of this community engagement activity have had a significant impact on the partners, as they have gained additional knowledge about branding. They have applied this knowledge by creating new logos and labels for their businesses to enhance the sales of their products, making them more attractive and appealing to consumers.
Edukasi Financial Intelligence pada UMKM di Desa Lero Kecamatan Sindue Kabupaten Donggala Ira Nuriya Santi; Muslimin Muslimin; Zakiyah Zahara; Darman Darman; Wiri Wirastuti; Farid Farid; Sri Wanti
Sasambo: Jurnal Abdimas (Journal of Community Service) Vol. 6 No. 4 (2024): November
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/sasambo.v6i4.2160

Abstract

Tujuan kegiatan ini untuk mengedukasi dan mempelajari keahlian dasar yang berkaitan dengan pendapatan, pengeluaran, tabungan, dan pinjaman. Metode yang digunakan adalah ceramah dan pendampingan pencatatan keuangan. Temuan utama kegiatan ini adalah masih rendahnya pemahaman tentang kecerdasan mengelola keuangan (financial intelligence) di Desa Lero Kecamatan Sindue Kabupaten Donggala disebabkan oleh tingkat pendidikan mereka yang rendah, keterbatasan ekonomi dan lingkungan tempat tinggal sehingga menjadikan mereka kekurangan pengetahuan terhadap keuangan. Implikasi kegiatan pengabdian ini memberikan pemahaman kepada pelaku usaha mikro, kecil dan menengah (UMKM) serta dapat meningkatkan kemampuan literasi terkait pencatatan keuangan. Dari kegiatan tersebut diharapkan masyarakat Desa Lero memiliki kecerdasan dalam mengelola keuangan. Financial Intelligence Education for SMEs in Lero Village, Sindue District, Donggala Regency The purpose of this activity is to educate and learn basic skills related to income, expenses, savings, and loans. The methods used are lectures and financial recording assistance. The main findings of this activity are the low understanding of financial intelligence in Lero Village, Sindue District, Donggala Regency due to their low level of education, economic limitations, and residential environment, which makes them lack knowledge about finance. The implications of this community service activity provide understanding to micro, small, and medium enterprises (MSMEs) and can improve literacy skills related to financial recording. From this activity, it is hoped that the people of Lero Village will have intelligence in managing finances.
Peningkatan Produksi Kain Tenun Donggala Melalui Pendampingan Usaha Pada Masyarakat Terdampak Bencana Di Kecamatan Banawa Tengah Kabupaten Donggala Vitayanti Fattah; Syamsul Bachri; Darman Darman
Jurnal SOLMA Vol. 11 No. 1 (2022)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v11i1.8137

Abstract

Background: Setelah terjadinya bencana gempa bumi, COVID 19, dan banjir banyak usaha masyarakat Banawa tEngah, Donggala mengalami kemunduran diakibatkan sarana prasarana umum dan alat produksi yang hancur bersama robohnya rumah dan terendam banjir. Tujuan pengabdian meningkatkan manajemen pengelolaan usaha, keuangan usaha, pemasaran, label atau merek dan promosi menggunakan media online. Metode: Metode yang digunakan dalam pengabdian terdiri dari bebrapa tahap yaitu pemetaan pelaku usaha, kegiatan studi banding, kegiatan temu bisnis, monitoring, dan evaluasi kegiatan usaha. Hasil: Beberapa pelatihan dan pendampingan untuk peningkatan Produksi berupa kegiatan manajemen pengelolaan keuangan, kegiatan pemasaran, pengemasan hasil produksi, pelabelan atau merek, dan kegiatan promosi on line. Bentuk kegiatan studi banding guna mendapatkan masukan/ informasi, untuk dijadikan pembanding dan menjadi masukan serta strategi pengembangan permodalan, pemasaran dan teknis usaha. Temu bisnis dilakukan menjembatani para pelaku usaha binaan dengan para peritel modern dan OPD terkait guna pembinaan berkelanjutan, produk yang dipamerkan dalam kegiatan ini berupa kain tenun, pigura kain, hiasan dinding, tas, dompet, masker, dan lainnya yang semua bahan utamanya kain tenun subi Donggala. Kesimpulan: Kegiatan pelatihan dan pemdampingan pengelolaan usaha, pengelolaan keuangan usaha, kegiatan pemasaran, pengemasan, label atau merek dan promosi secara online banyak menambah pengetahuan bagi pelaku usaha.
Co-Authors Agung Azzul Haq Anisah Anisah Annisaa Maharani Anugerah Anugerah Ciseta Yoda, Tilawatil Destriana Safitri Doli Putra Harahap Erwan Sastrawan Farid Farid Fatlina Z Febiastini, Ni Made Feblil Huda Ferdiansyah Ferdiansyah Harnida Wahyuni Adda Idris Idris IRA NURIYA SANTI Irma Yanti Juli Ronaldi Juliana Kadang Mayarni Putri Dewita Mohammad Reza Alfarid Yantu Munawara Munawara Munawarah Munawarah Munawarah, M. Muslimin Muslimin Muslimin Muslimin Muslimin Muslimin Muzakir Pricylia Chintya Dewi Buntuang Reswita, Yefri Rida Andriani Risendy, Rian Sagitha, Tiara Sri Wanti Syaiful Syaiful Syamsul Bachri Vitayanti Fattah Wiri Wirastuti Wiri Wirastuti  yulina eliza Zakiyah Zahara  Wiri Wirastuti