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Analisis Perbandingan Kinerja Keuangan Bank Pemerintah dan Bank Swasta di Bursa Efek Indonesia (BEI) Periode 2008 – 2012 Vivi Putri Maharani; Chairil Afandy
Management Insight: Jurnal Ilmiah Manajemen Vol 9, No 1 (2014): Managament Insight: Jurnal Ilmiah Manajemen
Publisher : Unib Press Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1064.611 KB) | DOI: 10.33369/insight.9.1.16-29

Abstract

The purpose of this research was to determine whether there are significant differences in the (LDR, NPL, ROA, ROE, ROA, NIM and PDN) between government bank compared to private banks in Indonesia Stock Exchange (IDX) the period of 2008-2012. Method of sample selection was done by purposive sampling, the samples obtained from government banks  such as BNI, BRI, BTN, and Mandiri bank, while from private banks such as BCA, BII, CIMB Niaga Bank and Panin Bank. Data analysis methods is hypothesis testing using two different test mean (pair sample t test). The results showed that the financial performance of the ratio for LDR, NPL, ROA, ROE, ROA and PDN there is no significant difference between the government banks and private banks. While the financial performance of the NIM ratio there are significant differences between the government banks and private banks.
Islamic Corporate Governance (ICG) On Sharia Financial Performance with Islamic Social Reporting (ISR) As A Moderating Variable Chairil Afandy; Berto Usman; Intan Zoraya
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i3.6305

Abstract

This study aims to determine the effect of Islamic Corporate Governance (ICG) on Financial Performance with Islamic Social Resporting (ISR) as a Moderating Variable in Islamic Commercial Banks in Indonesia for the 2018-2020 period. The sample of this study was determined by purposive sampling method with criteria determined by the researcher, the analytical method used was multiple linear regression analysis with Moderated Regression Analysis (MRA) test using Eviews 10 data processing software. The results showed that the variables Number of Board of Commissioners, Number of Number of Audit Committees, Number of Board of Directors and Number of DPS had a positive and significant effect on Islamic Financial Performance. Sharia Finance, ISR cannot moderate the influence of the Number of Board of Directors on Sharia Financial Performance, ISR can moderate (strengthen) the influence of the Number of Audit Committees on Sharia Financial Performance, ISR cannot moderate the influence of the Number of Board of Directors on Sharia Financial Performance.
PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSETS (ROA) PADA SEKTOR PERBANKAN DI BURSA EFEK INDONESIA (BEI) TAHUN 2018-2022 DENGAN SUKU BUNGA SEBAGAI VARIABEL MODERASI Kenzen, Sendi; Afandy, Chairil
Jurnal Manajemen Terapan dan Keuangan Vol. 12 No. 04 (2023): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v12i04.29936

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Non Performing Loan (NPL) terhadap Return on Assets (ROA) pada sektor perbankan di Bursa Efek Indonesia selama tahun 2018. Periode -2022 dengan suku bunga sebagai variabel moderasi. Populasi dalam penelitian ini adalah perusahaan perbankan yang terdaftar di BEI pada tahun 2018-2022. Sampel yang digunakan dalam penelitian ini adalah 17 perusahaan. Teknik analisis dalam penelitian ini adalah analisis regresi panel dan teknik analisis MRA (Moderate Regression Analysis). Hasil penelitian ini menunjukkan bahwa suku bunga mampu memoderasi variabel CAR, LDR dan NPL terhadap ROA pada Sektor Perbankan di BEI.
PENGARUH EXPERIENCED REGRED DAN OVER CONVIDENCE TERHADAP MINAT BERINVESTASI DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MEDIASI Sinaga, Osfiner Deni; Afandy, Chairil
Jurnal Manajemen Terapan dan Keuangan Vol. 12 No. 04 (2023): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v12i04.29937

Abstract

Penelitian ini bertujuan untuk mengetahui hubungan antara pengalaman dan kepercayaan diri terhadap pengambilan keputusan investasi di Pasar Modal dengan menggunakan literasi keuangan sebagai variabel mediasi. Metode penelitian ini adalah pendekatan kuantitatif. Penelitian ini menggunakan nonprobability sampling dan menentukan jumlah sampel dari populasi dengan menggunakan kuota sampling berdasarkan kriteria tertentu sesuai dengan penelitian yang dilakukan peneliti. Sampel yang ditentukan berjumlah 140 responden. Kriteria responden adalah seluruh investor yang aktif melakukan transaksi minimal beberapa kali dalam sehari dan maksimal satu transaksi dalam sebulan dan investor yang pernah mengalami kejadian buruk dalam berinvestasi seperti kerugian namun masih aktif melakukan transaksi. Penelitian ini menggunakan pengukuran skala Likert. Sedangkan teknik analisis data yang digunakan adalah analisis SEM – PLS. Penelitian menunjukan hasil berikut: pertama Experienced regred berpengaruh positif signifikan terhadap literasi financial. Kedua, over convidence berpengaruh positif signifikan terhadap literasi financial. Ketiga, literasi financial berpengaruh signifikan terhadap Pengambilan Keputusan Investasi di Pasar Modal. Keempat, Experienced regred berpengaruh positif signifikan terhadap Pengambilan Keputusan Investasi di Pasar Modal. Kelima, over convidence berpengaruh positif signifikan terhadap Pengambilan Keputusan Investasi di Pasar Modal. Keenam, Experienced regred berpengaruh positif signifikan terhadap Pengambilan Keputusan Investasi di Pasar Modal Melalui financial literasi. Ketujuh, over convidence berpengaruh positif signifikan terhadap Pengambilan Keputusan Investasi di Pasar Modal melalui financial literasi.
PENGARUH STRUKTUR MODAL DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN YANG DIMODERASI OLEH VARIABEL UKURAN PERUSAHAAN PADA SEKTOR PERTAMBANGAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2018-2022 Rani, Wafiqah Asthi; Afandy, Chairil
Jurnal Manajemen Terapan dan Keuangan Vol. 12 No. 04 (2023): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v12i04.29974

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh struktur modal dan profitabilitas terhadap nilai perusahaan serta menguji dan menganalisis ukuran perusahaan sebagai variabel moderasi pengaruh struktur modal dan profitabilitas terhadap nilai perusahaan. Jenis penelitian yang digunakan adalah penelitian kuantitatif. Populasi dalam penelitian ini sebanyak 20 Perusahaan Pertambangan yang diperoleh melalui ringkasan keuangan dari Bursa Efek Indonesia (BEI) periode 2018-2022. Penelitian ini menggunakan teknik purposive sampling dan diperoleh sampel sebanyak 18 perusahaan. Terdapat empat tahapan Analisis yang dilakukan yaitu menentukan sumber data, mengumpulkan data, cleaning data, dan analisa data. Metode penelitian ini menggunakan uji statistik deskriptif, uji asumsi klasik, analisis regresi linier berganda, analisis regresi moderated (MRA). Hasil penelitian menunjukkan bahwa Struktur modal berpengaruh negatif dan tidak signifikan terhadap nilai perusahaan, Profitabilitas berpengaruh positif dan signifikan terhadap nilai perusahaan, ukuran perusahaan berpengaruh positif dan signifikan terhadap nilai perusahaan. Ukuran perusahaan tidak mampu memperkuat pengaruh struktur modal terhadap nilai perusahaan, dan Ukuran perusahaan mampu memperkuat pengaruh profitabilitas terhadap nilai perusahaan.
Identification of Research Trends in Islamic Financial Product Innovation Judijanto, Loso; Sudarmanto, Eko; Harsono, Iwan; Afandy, Chairil; Lucky, Muhammad
West Science Interdisciplinary Studies Vol. 2 No. 02 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i02.680

Abstract

This bibliometric analysis delves into the burgeoning discourse surrounding sustainable entrepreneurship's role in addressing challenges within the circular economy framework. By synthesizing a vast array of scholarly literature spanning from 2006 to 2024, the study provides comprehensive insights into the intersection of these two pivotal areas. Through quantitative techniques such as co-citation analysis and keyword co-occurrence analysis, the analysis uncovers prominent themes, research clusters, and intellectual structures within the field. The results reveal a robust body of research exploring various dimensions of sustainable entrepreneurship and the circular economy, ranging from theoretical underpinnings to practical implications. Furthermore, the study identifies influential works and emerging trends, offering valuable guidance for future research directions. This research not only enriches our understanding of how sustainable entrepreneurship can contribute to a circular economy but also holds significant implications for academia, industry, and policymaking by informing strategic decision-making and inspiring innovative practices aimed at fostering sustainability and resilience in a rapidly changing world.
EVALUATION OF THE EFFECTIVENESS OF DIVIDEND POLICY IN INCREASING INVESTOR LOYALTY Chairil Afandy
INTERNATIONAL JOURNAL OF SOCIAL AND EDUCATION Vol. 1 No. 6 (2024): September
Publisher : Pondok Pesantren Baitul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This literature research aims to evaluate the effectiveness of dividend policy in the context of increasing investor loyalty. This study collects and analyzes various existing literature, including journals, articles, and textbooks related to dividend policy, dividend payments, and investor behavior to understand the dynamic relationship between dividend policy and investor loyalty. By using a systematic analysis approach, this research identifies the factors that influence management decisions in determining dividend policy and how these decisions impact investors' perceptions and behavior. The results of the literature analysis show that a consistent and predictive dividend policy plays an important role in building investor confidence, which in turn can increase their loyalty to the company. A dividend policy that is responsive to investors' needs and preferences, and flexible to the company's economic and financial conditions, was found to be a key factor in retaining and attracting long-term investors. Additionally, transparency in dividend policy communication and the use of dividends as a positive signal regarding a company's financial health and growth prospects also contribute to stronger relationships with investors. This research underscores the importance of considering the impact of dividend policy on investor loyalty as part of a comprehensive investor relations management strategy. Implementing an effective dividend policy requires a deep understanding of investor preferences, market conditions, and the company's financial capabilities and projections. Thus, dividend policy not only functions as a wealth distribution mechanism, but also as a strategic instrument to increase loyalty and long-term value for shareholders.
The Role of Financial Leverage and Cost Management on Operational Efficiency and Earnings Stability in Hospitality Industry in Indonesia Afandy, Chairil
The Eastasouth Management and Business Vol. 3 No. 01 (2024): The Eastasouth Management and Business (ESMB)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/esmb.v3i1.339

Abstract

This study explores the impact of cost management and financial leverage on operational efficiency and earnings stability in the hospitality industry in Indonesia. Utilizing a quantitative approach, data was collected from 280 hospitality businesses and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results reveal that both cost management and financial leverage significantly contribute to earnings stability, with financial leverage also playing a strong role in improving operational efficiency. Operational efficiency serves as a critical mediator, linking financial strategies to stable earnings. The findings highlight the importance of carefully balancing debt financing and cost control to optimize both financial performance and operational processes in the hospitality sector. These insights offer valuable guidance for hospitality managers seeking to enhance long-term profitability and resilience in a highly competitive industry.
Sustainable Finance and Green Bonds: Bridging the Gap Between Protability and Environmental Responsibility Chairil Afandy; Rizyana Mirda; Suhardy; Rizal Ula Ananta Fauzi; Hatidja, Hatidja; Fachri, Muhammad; Jamaludin, Jamaludin
eScience Humanity Journal Vol 5 No 1 (2024): eScience Humanity Journal Volume 5 Number 1 November 2024
Publisher : Asosiasi Ide Bahasa Kepri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37296/esci.v5i1.189

Abstract

This study aims to explore the role of sustainable finance and green bonds in bridging the gap between corporate profitability and environmental responsibility. With the increasing global demand for sustainable investment, green bonds are emerging as a financial instrument that allows companies to integrate environmental aspects into their business strategies without sacrificing financial gains. This study uses descriptive analysis methods and case studies to assess the impact of green bonds on the company's financial performance and environment. The results of the study show that investing in green bonds not only drives long-term economic benefits, but also improves the company's image in social and environmental responsibility. These findings underscore the importance of integration between economic benefits and environmental sustainability in the modern financial world.
Bibliometric Analysis of the Application of Internet of Things (IoT) in Financial Services Judijanto, Loso; Fildansyah, Rully; Sudarmanto, Eko; Harsono, Iwan; Afandy, Chairil
West Science Interdisciplinary Studies Vol. 2 No. 02 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i02.664

Abstract

This study presents a comprehensive bibliometric analysis of the application of Internet of Things (IoT) in financial services. The analysis encompasses a systematic review and analysis of existing literature, identifying key research themes, trends, and patterns in the field. Through the utilization of bibliometric indicators such as co-citation analysis, keyword co-occurrence analysis, and citation network analysis, the intellectual structure of the domain is mapped, uncovering emerging research topics and areas of focus. The study also provides insights and recommendations for future research directions and practical implications. The findings contribute to advancing our understanding of IoT's role in reshaping financial services and offer guidance for researchers, policymakers, and industry stakeholders.