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All Journal JBIO: jurnal biosains (the journal of biosciences) Jurnal Penelitian Pertanian Terapan Agroplantae: Jurnal Ilmiah Budidaya dan Pengelolaan Tanaman Perkebunan Jurnal Informasi dan Teknologi Management Studies and Entrepreneurship Journal (MSEJ) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Quantitative Economics and Management Studies Jurnal Agrisistem: Seri Sosek dan Penyuluhan COMMUNITY : Jurnal Pengabdian Kepada Masyarakat Jurnal Agrisistem Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Journal of Accounting and Finance Management (JAFM) Journal of Economic Education and Entrepreneurship Studies Jurnal Ilmiah Multidisiplin Indonesia
Hamzah, Pratiwi
Politeknik Negeri Ujung Pandang
Agriculture, Biological Sciences & Forestry Arts Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Immunology & microbiology Mathematics Medicine & Pharmacology Physics Social Sciences Other

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Aplikasi Konsentrasi Pupuk Organik Eco-Farming dan Anorganik Terhadap Peningkatkan Pertumbuhan dan Produksi Tanaman Padi (Oryza Sativa L.) Ramli, Ramli; Kaimuddin, Kaimuddin; Rachmat, Rachmat; Hamzah, Pratiwi; Dahlan, Dahlan; Parawansa, Ismaya Nita Rianti
Jurnal Penelitian Pertanian Terapan Vol 25 No 1 (2025)
Publisher : Politeknik Negeri Lampung.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25181/jppt.v25i1.3832

Abstract

Food crop commodities, especially rice, are needed by the people of Indonesia because they are a staple food. Food security is a requirement to produce healthy food. This study aims to analyze the effect of eco farming organic fertilizers and NPK on increasing the growth and production of rice plants. This research was carried out in Romanglompoa Village, Bontomarannu District, Gowa Regency. This research activity took place from February to September 2022. This research was designed using a Split Plot Design consisting of two factors. The first factor used as the main plot was inorganic namely 0% inorganic, 25% inorganic and 50% inorganic, and the second factor which was used as a subplot was Eco farming, Eco farming 25 ml, Eco farming 50 ml, and Eco farming 75 ml. These two factors were combined so that there were 9 treatment combinations. Each treatment series was repeated four times so that there were 36 treatments. The results showed that the 50 ml eco farming treatment showed the highest results on plant height (117.5 cm), panicle length (25.78 cm), rice grain (84.04 grains), number of seeds (122.63 grains), weight seeds (43.16 g), and the weight of 100 seeds (3.17 g). 50% inorganic treatment and 50 ml eco farming showed the highest results compared to other treatments.
The Role of Financial Technology in Transforming Business Models in the Banking Sector Maithy, Sifera Patricia; Yeba, Evinalia; Hamzah, Pratiwi; Widyaningsih, Dhina Sri
Journal of Economic Education and Entrepreneurship Studies Vol. 6 No. 1 (2024): VOL. 6, NO. 1 (2025): JE3S, MARCH 2025
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v6i1.7434

Abstract

This research aims to explore the role of Financial Technology (FinTech) in changing business models in the banking sector, particularly at Bank Kalimantan Tengah. FinTech, as part of the digital financial industry revolution, offers a range of innovative services capable of improving operational efficiency and financial inclusion. This research uses a qualitative approach with a case study method that includes in-depth interviews, field observations, and analysis of related documents. The results show that the implementation of FinTech has successfully reduced operational costs by up to 15%, accelerated transaction processes, and provided more practical services for customers. However, significant challenges have also emerged, mainly related to uneven digital infrastructure, low digital literacy, and customer data security that still needs to be improved. The research also found that great opportunities exist through the application of FinTech, such as expanding market share, increasing financial inclusion in remote areas, and developing innovative financial service products. Future FinTech development strategies include improving digital infrastructure, strengthening information security systems, and intensive training for human resources. Strategic collaboration with non-bank FinTech companies is recommended to accelerate technological innovation and digital banking services. Thus, Central Kalimantan Bank is expected to be able to face the challenges of competition in the digital era while contributing to local and national economic growth.
The Influence of Financial Capital and Financial Management on the Performance of MSMEs at the Mentaya Shooping Center in Sampit Glorianismus, Filoshopia Yasni; Sambung, Roby; Ani Mahrita; Pratiwi Hamzah
Quantitative Economics and Management Studies Vol. 6 No. 2 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems3946

Abstract

This study aims to analyze the influence of financial capital and financial management on the performance of Micro, Small, and Medium Enterprises (MSMEs) at the Mentaya Shopping Center in Sampit, Central Kalimantan. Using a quantitative approach with a survey method, data were collected from 82 MSME respondents and analyzed through Structural Equation Modeling using SmartPLS 4.0. The research reveals that both financial capital and financial management have a positive and significant effect on MSME performance, both individually and simultaneously. The coefficient of determination (R²) value of 0.612 indicates that 61.2% of the variation in MSME performance is explained by the two independent variables. The findings show that most MSMEs rely on internal capital and face challenges accessing external financing. At the same time, financial management practices—especially in recording, reporting, and controlling—are still not fully optimized. The research supports the Resource-Based View (RBV) and Financial Capability Theory, which emphasize that a combination of financial resources and managerial competence is critical to enhancing business performance. Strategic implications highlight the importance of integrated interventions from stakeholders to improve access to capital and financial literacy among MSME actors. Programs combining digital finance access with structured financial training can significantly enhance MSME competitiveness, especially in traditional market settings. The study contributes both theoretically and practically to the development of inclusive economic models for MSME sustainability in regional markets.
PENGARUH KETERLIBATAN KERJA DAN DUKUNGAN ORGANISASI TERHADAP PERILAKU KERJA INOVATIF PADA KARYAWAN GEN Z DENGAN KEPUASAN KERJA SEBAGAI VARIABEL MEDIASI: STUDI PADA KARYAWAN USAHA CAKE DI KOTA PALANGKA RAYA Afrida Purba, Ella; Retawati, Anike; Hamzah, Pratiwi; Giovanni, Jonathan
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 4 No. 10 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v4i10.3597

Abstract

This study aims to analyze The Influence of Work Engagement and Organizational Support on Innovative Work Behavior Among Gen Z Employees, With Job Satisfaction as A Mediating Variable (A Study of Cake Business Employees in Palangka Raya). The background of this study stems from the decline in innovation among Gen Z employees, even though this generation is known for its creativity, which is currently emerging in the world of work, especially in the culinary business. This study uses a quantitative approach with partial least square (PLS) analysis techniques. The population in this study consisted of 75 Gen Z employees working in cake shops in Palangka Raya City. The sampling technique used purposive sampling. The results of the study indicate that work engagement and organizational support have a positive and significant effect on employees' innovative work behavior. Additionally, job satisfaction also has a significant effect on innovative work behavior and mediates the relationship between work engagement and organizational support toward innovative work behavior.
RESPONS WANITA TANI TERHADAP PEMANFAATAN LIMBAH KULIT BUAH NAGA MERAH (Hyloscereus Pholyrhizus) DENGAN PENAMBAHAN JAHE SEBAGAI MINUMAN HERBAL: Response of Female Farmers to the Addition of Red Dragon Fruit Peel Waste (Hyloscereus pholyrhizus) With the Addition of Ginger as a Herbal Drink Muzakkir, Muzakkir; Rukka, Hermaya; Hamzah, Pratiwi; Fitriani, Fitriani; Suparningtyas, Juniza Firdha
Jurnal Agrisistem: Seri Sosek dan Penyuluhan Vol. 20 No. 1 (2024): Jurnal Agrisistem: Seri Sosek dan Penyuluhan
Publisher : Unit Penelitian dan Pengabdian Masyarakat Politeknik Pembangunan Pertanian Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52625/j-agr-sosekpenyuluhan.v20i1.324

Abstract

 Minuman herbal merupakan minuman dari bahan alami dan diharapkan dapat bermanfaat bagi kesehatan tubuh. Selain khaisatnya, minuman herbal juga digemari masyarakat karena rasanya sehingga uji organoleptik minuman herbal penting dilakukan sebelum dilakukan penyuluhan. Kajian ini bertujuan untuk mengetahui respons wanita tani terhadap pembuatan minuman herbal dari kulit buah naga merah dengan penambahan jahe serta untuk mengetahui tingkat pengetahuan, sikap dan keterampilan wanita tani terhadap pembuatan minuman herbal dari kulit buah naga merah dengan penambahan jahe. studi ini dilaksanakan di Laboratorium Pengolahan Hasil Polbangtan Gowa dan penyuluhan dilaksanakan di Desa pencong, Kecamatan biringbulu, Kabupaten Gowa. Metode kajian yang digunakan adalah metode eksperimen Rancangan Acak Lengkap (RAL) dengan 4 perlakuan dan 3 ulangan sehingga menghasilkan 12 unit percobaan dengan masing-masing percobaan yaitu P0 = Tanpa perlakuan (kontrol), P1 (Kulit buah naga merah 90% : jahe 10%), P2 (Kulit buah naga merah 80% : jahe 20%), P3 (Kulit buah naga merah 70% : jahe 30%). Hasil studi menunjukkan bahwa perlakuan penggunaan kulit buah naga merah dengan jahe sangat berpengaruh terhadap rasa, aroma, dan warna minuman herbal. Evaluasi penyuluhan menunjukkan adanya peningkatan pengetahuan sebesar 24,4%, peningkatan sikap sebesar 18,8% dan peningkatan keterampilan sebesar 21,6% sehingga diperoleh efektivitas penyuluhan sebesar 51,35% dengan kriteria efektif serta diperoleh respons wanita tani sebesar 79,1 dengan kriteria sangat merespons.
PENINGKATAN PENGETAHUAN DAN KETERAMPILAN PEMBUATAN OLAHAN SEMANGKA PADA KELOMPOK TANI PELANGI NUSANTARA Tuju, Fandi; Dewi, Mirnawati; Hamzah, Pratiwi; Sari, Fatma Puspita; Pangestu, Reyyo; Maulidya, Yova; Lasari, Reysha Mei; Purba, Ella Afrida
COMMUNITY : Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 2 (2025)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/community.v5i2.7164

Abstract

Anjir Pulang Pisau Village is one of the villages located in Kahayan Hilir District, Pulang Pisau Regency, Central Kalimantan. The village covers an area of 110 hectares, with a watermelon production of 294 tons from 10.5 hectares of cultivated land. One of the farmer groups partnering in this community service program is the Pelangi Nusantara Farmer Group. The program focuses on developing the watermelon agroindustry by empowering farmer groups to process watermelons that are unsuitable for sale due to size and shape. Both the flesh and rind of watermelons can be processed into various consumable products with economic value, ensuring zero waste utilization, as every part of the fruit can be utilized. The implementation method of this community service consists of two stages: socialization and assistance in watermelon processing. The results of the questionnaire showed positive improvements across several aspects after the presentation. Participants became more aware and knowledgeable that watermelon-based products are not limited to the flesh, but all parts of the fruit can be processed into nutritious food products. They also expressed willingness to consume the processed products and showed high enthusiasm to participate in watermelon processing activities after learning about the safety and nutritional content of both the flesh and rind. The assistance activities provided the Pelangi Nusantara Farmer Group with an opportunity to gain hands-on experience in processing watermelons, from harvesting to packaging, resulting in five types of processed products. These stages of the community service program serve as the initial step toward developing watermelon-based products for the community of Anjir Pulang Pisau Village, particularly for the Pelangi Nusantara Farmer Group. ABSTRAKDesa Anjir Pulang Pisau merupakan salah satu desa yang terletak di Kecamatan Kahayan Hilir, Kabupaten Pulang Pisau, Kalimantan Tengah. Desa ini memiliki luar lahan sebesar 110 hektar dengan jumlah produksi buah semangka sebanyak 294 ton untuk luas lahan 10,5 hektar. Salah satu kelompok tani yang menjadi mitra dalam kegiatan pengabdian ini adalah Kelompok Tani Pelangi Nusantara. Program pengabdian difokuskan pada pengembangan agroindustri semangka melalui pemberdayaan kelompok tani semangka untuk mengolah semangka yang tidak layak jual (ukuran dan bentuk semangka). Buah dan kulit semangka  dapat diolah menjadi beberapa produk konsumsi dan bernilai ekonomis sehingga tidak menghasilkan limbah karena semua bagian semangka dapat diolah. Metode pelaksanaan dalam pengabdian ini dilaksanakan dalam 2 tahap yaitu sosialisasi dan pendampingan pembuatan olahan semangka. Hasil pengisian kuesioner menunjukkan peningkatan yang positif dari beberapa aspek setelah pemaparan materi. Peserta menjadi lebih sadar dan tahu bahwa olahan semangka bukan hanya berasal dari dagingnya saja tetapi semua bagian semangka dapat diolah menjadi produk olahan bergizi. Peserta juga bersedia untuk mengonsumsi olahan produk dalam kegiatan ini serta memiliki antusias tinggi untuk ikut dalam kegiatan pengolahan buah semangka setelah mengetahui seberapa aman olahan semangka dan kandungan gizi dalam buah dan kulit semangka. Pendampingan pengolahan semangka menjadi ajang bagi Kelompok Tani Pelangi Nusantara untuk praktik langsung pengolahan semangka sampai pada proses pengemasan yang terdiri dari 5 jenis produk olahan. Tahapan kegiatan pengabdian ini menjadi langkah awal usaha produk olahan semangka masyarakat Desa Anjir Pulang Pisau khususnya Kelompok Tani Pelangi Nusantara.
ANALYSIS OF THE DIVERSITY OF UNDERSTORY SPECIES AT THE GREENHOUSE DEPARTMENT OF BIOLOGY, UIN ALAUDDIN MAKASSAR Rustam, Aswar; Hamzah, Pratiwi
JURNAL BIOSAINS Vol. 10 No. 1 (2024): JBIO : JURNAL BIOSAINS (THE JOURNAL OF BIOSCIENCES)
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jbio.v10i1.40387

Abstract

Undergrowth is one of the constituents of a forest vegetation ecosystem. Over time, the condition of the land that has experienced succession will be overgrown by pioneer species and become understory. This research is to determine the distribution of understory species at the post-land clearing location at the greenhouse construction site, Department of Biology, UIN Alauddin Makassar. The variables of this research are diversity, evenness, dominance, and community similarity of understory plants that live in that location. Based on observations, the species distribution at the study site reached 35 species in 3 observation points. This condition indicates that the understory species in the research area are abundant and dominated by L. Nummularia, S. obtusifolia, and C. dactylon. The community similarity index shows a figure of 12%, which means the categories are not the same. The species diversity index shows that the three observation plots are moderate. Regarding the evenness, only S. nodiflora had a moderate evenness (0.6 ≤ e ≤ 0.4). Meanwhile, species with low evenness (e < 0.4) were C. dactylon, S. tora, and S. obtusifolia.
Designing a Financial Statement Information Quality Model for Fraud Prevention in the Palangka Raya City Government Dhina Sri Widyaningsih; Pratiwi Hamzah; Wahyu Febri Eka Susanti
Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID) Vol. 4 No. 12 (2025): Jurnal Ilmiah Multidisplin Indonesia (JIM-ID), December 2025
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The increase in fraud incidents in local government has prompted the need for a financial reporting quality model that supports fraud prevention at the government level, particularly in the Palangka Raya City Government. This study designs a conceptual model that links Quality of Financial Reporting (QFR) with the effectiveness of fraud prevention, as well as identifying important mediator and moderator roles. The methods used are a literature review and desk study of academic literature, regulations, and local government financial reporting documents. The synthesis results confirm five main dimensions of QFR: relevance, reliability (faithful representation), comparability, timeliness, and understandability. The proposed model places the Government Internal Control System (SPIP)/internal audit as a mediator between QFR and fraud prevention, while fraud analytics, whistleblowing systems, and a culture of integrity act as moderators that strengthen this relationship. Practical recommendations include strengthening SPIP, integrating analytical technology for early detection, and reporting and whistleblower protection mechanisms to close opportunities for fraud. Implementation of this model is expected to strengthen regional financial governance and reduce the risk of fraud through the synergy of preventive, detection, and response measures.
Pengaruh Literasi Keuangan dan Perilaku Risiko Keuangan terhadap Kepercayaan Pengguna Layanan Keuangan Digital dengan Sosialisasi Perlindungan Konsumen oleh Otoritas Jasa Keuangan Sebagai Variabel Moderasi Nurvina, Deti; Sarlawa, Rita; Muliyani, Agustina; Hamzah, Pratiwi
Journal of Accounting and Finance Management Vol. 7 No. 2 (2026): Journal of Accounting and Finance Management (May - June 2026)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v7i2.3302

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Literasi Keuangan dan Perilaku Risiko Keuangan terhadap Kepercayaan Pengguna Layanan Keuangan Digital dengan Sosialisasi Perlindungan Konsumen oleh Otoritas Jasa Keuangan (OJK) sebagai variabel moderasi. Penelitian ini dilatarbelakangi oleh meningkatnya penggunaan layanan keuangan digital yang disertai berbagai risiko, seperti penipuan digital, mencakup data pribadi, dan rendahnya tingkat kepercayaan masyarakat terhadap keamanan layanan digital. Data dikumpulkan melalui kuesioner yang dibagikan kepada 97 pengguna layanan keuangan digital yang mengikuti siaran pers: OJK dorong generasi pahami keuangan digital, kuliah umum di Universitas Palangka Raya dan diolah menggunakan metode Partial Least Square-Structural Equation Modeling (PLS-SEM) dengan teknik bootstrapping. Hasil penelitian menunjukkan bahwa seluruh hipotesis yang diterima, di mana Literasi Keuangan berpengaruh positif dan signifikan dengan koefisien jalur sebesar 0,255, Perilaku Risiko Keuangan sebesar 0,440 sebagai variabel paling dominan, dan Sosialisasi Perlindungan Konsumen sebesar 0,264. Selain itu, Sosialisasi Perlindungan Konsumen mampu memoderasi hubungan Literasi Keuangan dan Perilaku Risiko Keuangan terhadap Kepercayaan Pengguna Layanan Keuangan Digital. Variabel dalam penelitian ini mampu menjelaskan varian Kepercayaan Pengguna Layanan Keuangan Digital sebesar 80%, yang termasuk kategori kuat. Penelitian selanjutnya disarankan menambahkan variabel lain seperti keamanan sistem, kemudahan penggunaan aplikasi, dan kualitas layanan agar memperoleh hasil yang lebih komprehensif.
Pengaruh Nilai Perusahaan dan Financial Distress terhadap Harga Saham dengan Struktur Modal sebagai Moderasi Tanjung, Oktami Nabella; Sarlawa, Rita; Widyaningsih, Dhina Sri; Hamzah, Pratiwi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 4 (2026): May 2026
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i4.9806

Abstract

This study is grounded in the volatility of LQ45 stock prices on the Indonesia Stock Exchange (IDX) during 2020–2024, influenced by global economic dynamics and post-pandemic conditions. This study aims to examine the impact of firm value and financial distress on stock prices, as well as to explore the role of capital structure as a moderating variable. The study employs a quantitative method with secondary data sourced from corporate financial reports. Purposive sampling technique yielded 9 companies with 45 observations. Data processing was conducted through PLS-SEM combined with Moderated Regression Analysis (MRA). The findings reveal that firm value has a positive and significant effect on stock prices (T-statistic = 5.912; p = 0.000), suggesting that higher company valuation leads to greater investor appreciation. In contrast, financial distress shows no significant effect on stock prices (β = 0.002; p = 0.990), as financial distress information for large-cap LQ45 issuers is already priced in early by investors. Capital structure successfully moderates the relationship between firm value and stock prices (T-statistic = 2.495; p = 0.013), indicating that an optimal financing composition strengthens the positive signal of firm value in the market. However, capital structure fails to moderate the impact of financial distress on stock prices (β = −0.189; p = 0.261), suggesting that market sentiment and external factors dominate stock price movements under financial pressure conditions. The overall model explains 55.1% of stock price variation. These results indicate that corporate financing decisions are more dominated by firm value and capital structure than by financial distress risk. This study provides managerial implications for investors and corporate management in designing increasingly accurate and strategic financial policies to enhance firm value and stock price stability in the capital market.
Co-Authors A. Farhanah A.Musyarrafah Vetriyani Adindah Novihartina Jafar Adiningrat, Andi Arifwangsa Adiningrat, Andi Arifwangsa Afrida Purba, Ella Ahmad Fajar Ani Mahrita Asdi Asdi Ashar, Jabal Rahmat Aswar Rustam Azzahrah, Mauliah Dahlan Dahlan Dhina Sri Widyaningsih Dian Meylani Evinalia Yeba Faisal Hamzah Fandi Tuju Farhanah, A. Fitriani Fitriani Glorianismus, Filoshopia Yasni Hairul, Muhammad Harsani, Harsani Hartina Beddu Heni Pujiastuti Jati Nurcholis Jonathan Giovanni Kaimuddin Kaimuddin, Kaimuddin Kanan, Novita Kartika Ekasari Khaldun, Faiz Khaldun Lasari, Reysha Mei Maithy, Sifera Patricia Maulidya, Yova Mirnawati Dewi, Mirnawati Muliyani, Agustina Munira Munira Muzakkir Muzakkir Nasrullah Nasrullah Nirwana Nurjusiah, Nurjusiah Nurvina, Deti Pangestu, Reyyo Parawansa, Ismaya Nita Rianti Poetra, Gema Borneo Purba, Ella Afrida RACHMAT RACHMAT Rachmat Rachmat Ramli Ramli Retawati, Anike Roby Sambung Rukka, Hermaya Rustan Rustan Sari, Fatma Puspita Sarlawa, Rita Sheila Kusumaningrum Sifera Patricia Maithy Sitti Zulaeha Sukma, Yuyun Wahyuni Suparningtyas, Juniza Firdha syaifuddin syaifuddin Tanjung, Oktami Nabella Wahyu Febri Eka Susanti Widyaningsih, Dhina Sri Yeba, Evinalia