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All Journal Explore: Jurnal Sistem Informasi dan Telematika (Telekomunikasi, Multimedia dan Informatika) Transformasi: Jurnal Pengabdian Masyarakat Sistemasi: Jurnal Sistem Informasi JURNAL TEKNIK INFORMATIKA DAN SISTEM INFORMASI JITTER (Jurnal Ilmiah Teknologi Informasi Terapan) SEIKO : Journal of Management & Business Jiko (Jurnal Informatika dan komputer) JURIKOM (Jurnal Riset Komputer) YUME : Journal of Management Journal of Humanities and Social Studies JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Media Informatika JOURNAL OF INFORMATION SYSTEM RESEARCH (JOSH) Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding eProceedings of Engineering Jurnal Hukum Caraka Justitia Electronic Integrated Computer Algorithm Journal JER Journal of Production, Enterprise, and Industrial Applications
Lukman Abdurrahman
Telkom University
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Public Health Social Sciences Other

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Evaluation of Cybersecurity Implementation in the Master Plan for Information Technology (RITI) of Indonesian Banking in the Digital Era Erlangga, Faezal; Abdurrahman, Lukman
Jurnal Economic Resource Vol. 8 No. 1 (2025): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i1.1420

Abstract

The purpose of this study is to evaluate the implementation of cybersecurity policies outlined in the Master Plan for Information Technology (RITI) within Indonesia’s digital banking sector, with a specific focus on assessing their effectiveness in mitigating increasingly sophisticated cyber threats. Employing a descriptive qualitative research design, this study uses a literature review approach based on credible sources, including peer-reviewed scientific articles, regulatory policy documents, and case studies involving cyberattacks on Indonesian banks. The findings indicate that while the regulatory frameworks established by Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI) serve as a solid foundation for cybersecurity governance, their implementation remains inconsistent across institutions, particularly due to resource disparities between large and small banks. Smaller banks often face significant obstacles such as limited IT infrastructure, insufficient human resources, and lack of technical oversight, which hinder the full adoption of cybersecurity standards. The discussion highlights the need for more proactive supervision, tailored technical support, and the adoption of AI-driven solutions for real-time threat detection and rapid incident response. The study concludes that fostering stronger collaboration between regulatory bodies, financial institutions, and private technology providers is crucial for creating an integrated and resilient cybersecurity ecosystem. These efforts are essential not only for strengthening system resilience but also for increasing customer trust in digital banking services.
Co-Authors Abdulmana, Sahidan Adinda Laras Ayu Alqahtani, Raied Ali Anindya Tyas Wulandari Ari Fajar Santoso Ayta Boangmanalu Ayu, Adinda Laras Azzahra, Nilam Eria BASUKI RAHMAD Bremana , Rhiko Candido , Wan Liufang Bagus Deden Witarsyah Dinda Sekar Cendani Djusnimar Zultilisna Doloksaribu, Lastri M. A Erlangga, Faezal Estiningtyas, Elysia Fakhrurroja , Hanif Fasya, Muhammad Haikal Fauzi, Rokhman Firdaus, Fitri Adini Fredella, Anisah Fritasya Dwiputri Suryoputro Garcia-Constantino, Matias Ghina Khaerunnisa Ikhlas Fuad Zamzami Ikhsan , Alif Muhammad Iqbal Santosa Iqbal Santoso Karina Tarigan Kinanti Andaiary Kresnaufal Nur Fadhillah Luthfi Ramadani Matias Garcia-Constantino Moch Arif Bijaksana Muhammad Fadhly Arham Muhammad Haikal Fasya Muharman Lubis Mutiara Natiqoh Purwanto Nadiya Mardiyanti Nandika, Luthfi Rahmansyah Nararya, Sabil Naufal M. Fadilah Nazmi Robbiyani Ningrum, Devi Permata Nurhakim, Maiziah Azka Nurul Afifah Possumah, Mercy Kristina Pradana, Vega Putra Raden Ichsan Achmad Falach Rafian Ramadhani Rahmat Mulyana Raied Ali Alqahtani Ramadhani, Rafian Rambe, Rahmat Rio Savero Aranov Risky, Surya Achmad Rismadewi, Kessya Azzahra Riyadi, Muhammad Affan Rizka Putri Wahyuni Rohmat, Mila Ruri Fadhilah Ryan Adhitya Anugrah Ryan Adhitya Nugraha Safitra, Muhammad Fakhrul Sahidan Abdulmana Sandy, Muhammad Dwi Hary Sinandhi, Raihan Achmad Tampubolon, Claery Jessica Tania Nielsany Simbolon Taufik Safar Hidayat Tegar Kurnia Fajar Titisari Ramadhane Trias Zulfa Nurafifah Trigama, Ginna Vega Putra Pradana Wiwin Aminah Yudistira, Muhammad Kevin Zamzami, Ikhlas Fuad