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Journal : Journal of Vocational Studies on Applied Research

Impact of Fintech on Student Lifestyle In Pekalongan City, Indonesia Mahmudah, Dina Amalia; Milzam, Muhammad
Journal of Vocational Studies on Applied Research Volume 3, Issue 1, Year 2021 (April 2021)
Publisher : Vocational College of Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.175 KB) | DOI: 10.14710/jvsar.v3i1.10917

Abstract

This research aimed to know the effect of fintech to students' lifestyle in Pekalongan City. The subjects of this study were 100 university students who were 18-22 years old. The data were collected using interview and questionnaire. The data analysis of this research using descriptive statistical analysis. The result of this research showed that the decision to take a lending online or not is influenced by several reasons. There were 47% of students use PTP Lending to fulfill their desires not their needs. Electronics are the items most bought from the loan money.
Corona Virus Pandemic Impact on Sales Revenue of Micro Small and Medium Enterprises (MSMEs) in Pekalongan City, Indonesia Milzam, Muhammad; Mahardika, Aditia; Amalia, Rizka
Journal of Vocational Studies on Applied Research Volume 2, Issue 1, Year 2020 (April 2020)
Publisher : Vocational College of Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.741 KB) | DOI: 10.14710/jvsar.v2i1.7600

Abstract

This study aims to determine the impact of the covid-19 pandemic on the sales revenue of Micro Small and Medium Enterprises (MSMEs) in Pekalongan City. The data collected from surveys are sales revenue before and after Corona virus Pademic starting from the enactment of social distancing rules (March 16 2020 until 16 April 2020). The analysis carried out in the form of data analysis and descriptive data  analysis. Based on 282 SMEs units sampled, it was found a decrease in total sales revenue of 53.5%. The type of business that has the greatest reduction in revenue sales is the fashion business. The corona virus pandemic has an economic  impact to the community, especially to the Micro Small and Medium Enterprises (MSMEs) in Pekalongan City. This research is expected to be a policy reference for the local governments to deal with the economic crisis caused by the corona virus pandemic.
Economic Factor on the In Situ Vanillin Enzymatic Formation from the Green Pods Vanilla Hartati, Indah; Ardi, Pradipta Risma Rukma; Milzam, Muhammad; Paramita, Vita
Journal of Vocational Studies on Applied Research Volume 1, Issue 1, Year 2019 (April 2019)
Publisher : Vocational College of Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jvsar.v1i1.4294

Abstract

This work proposed a study of a direct enzymatic of vanillin formation by using rumen liquid which has enzymatic capability for tissue disruption of vanilla green pods to avoid the curing process. Application of enzymes during the formation of vanilla aromas and its extraction present nice opportunity to improve productivity, as the enzymatic reaction possibly substitute the microbial process in the traditional fermentation. Green vanilla pods were applied for the direct enzymatic extraction of vanillin, while liquid rument provide cell wall degrading enzyme in order to support the hydrolysis process (destruction) of cell wall. Glucovanillin were contacted with the β-glucosidase in the green pods due to the desruction of the cell wall, followed by the formation of glucovanillin into vanillin. Vanillin content of vanilla green pods was found higher in which by treating the vanilla green pods at 30 °C.
Techno Economic Modelling of Dried Black Potato (Plectranthus rotundifolius) Ardi, Pradipta Risma Rukmana; Milzam, Muhammad; Ariwibowo, Didik; Paramita, Vita
Journal of Vocational Studies on Applied Research Volume 1, Issue 1, Year 2019 (April 2019)
Publisher : Vocational College of Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (613.915 KB) | DOI: 10.14710/jvsar.v1i1.4295

Abstract

The techno economic modeling of dried black potato (Plectranthus rotundifolius) was studied by employing electrical cabinet oven. The parameters investigated were including parameter obtained from analysis of capital budgeting, breakeven point and financial ratio of rentability. The obtained payback period was 2 years 11 months by investing 53.000.000 rupiah for machinery and 10.000.000 rupiah for start-up cost as initial capital. By assuming 10 years of dried black potato production, the value of net present value was equal to 1.207.982.611 rupiah. The value of gross profit margin and net profit margin were 0.97 and 0.87, respectively. Regarding to the positive value of net present value, the lower payback period value, and the high value of internal rate of return (74.47%) and also the profitability index (20.17), the modeling of techno economic was positively recommending the commercial application of dried black potato by using electrical cabinet oven.