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The Implementation of Family Hope Program in Social Protection and Welfare in West Lombok Ahmad Amir Aziz; Royani Royani; Syukriati Syukriati
Journal of the Community Development in Asia (JCDA) Vol 4, No 3 (2021): Journal of The Community Development in Asia (JCDA)
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (229.816 KB) | DOI: 10.32535/jcda.v4i3.1176

Abstract

Social inequality remains a crucial problem in Indonesia. This paper intends to describe the implementation of the Family Hope Program as social protection and its impact on improving family welfare in West Lombok. This qualitative research used an analytic descriptive approach, with a case study in the village of Terong Tawah. The results of the study show that the program beneficiaries can experience welfare, manage family finances well, and meet what they need, not what they want. In addition to guaranteed health services, they are kept safe from a school dropout, especially for pregnant and breastfeeding women, as well as toddlers and children.
ISLAM SASAK: POLA KEBERAGAMAAN KOMUNITAS ISLAM LOKAL DI LOMBOK Ahmad Amir Aziz
Millah: Journal of Religious Studies Vol. VIII, No. 2, Februari 2009 Islam dan Lokalitas Keindonesiaan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol8.iss2.art3

Abstract

This paper aims to describe the characteristic appears in the religious identity of Sasak community in Lombok, and to understand Wetu Telu that was considered an uncompleted process of islamization by presently most Muslims in the region. According to the writer Islam Sasak, including Waktu Lima as promoted by tuan guru, is combination of tradition, cultural, and religious values. This may be seen from various rituals which tend to emphasize negotiation between Islamic texts and social contexts. Islamic local leaders have succeeded to make the opened-religiosity system like ritual of muludan. Another point of view, merariq tradition still accommodated pesuke which is the dominant culture in Sasak. Based on this view the writer underline that dialectical processes between Islam and Sasak tradition still going on through various local traditions from the past to the present.
Inflasi Pemoderasi ROA, EPS dan DER Terhadap Return Saham Perusahaan Consumer Goods di JII Suandi Suandi; Ahmad Amir Aziz; Sanurdi Sanurdi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 3 (2023): February 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i3.2909

Abstract

This study aims to partially and simultaneously examine the effect of Return on Assets (ROA), Earning Per Share (EPS), and Debt Equity Ratio (DER) partially and simultaneously on stock returns in consumer goods companies listed on the Jakarta Islamic Index (JII) 2019- 2021. The method used is associative quantitative. Data analysis techniques using multiple regression and Moderated Regression Analysis (MRA). The tool used to test the data under study was the SPSS version 25 program. As for testing the influence of the moderating variable using the Macro Process 3.1 developed by Andrew F. Hayes, which has been integrated with SPSS version 25. The population in this study were all registered companies. On the Jakarta Islamic Index (JII), the sample is only companies engaged in the consumer goods sector. The company, namely PT. Unilever Indonesia, Tbk., PT. Kalbe Farma, Tbk., PT. Indofood Sukses Makmur, Tbk., and PT. Indofood CBP, Tbk. The study results show that ROA and EPS have no partial effect on stock returns. DER has a partial effect on stock returns. ROA, EPS, and DER affect stock returns. Inflation as a moderating variable cannot strengthen or weaken the effect of ROA and EPS on stock returns. The existence of inflation can strengthen the effect of DER on stock returns.
Analisa Manajemen Syariah dalam Pengelolaan Bantuan Langsung Tunai Dana Desa terhadap Kesejahteraan Masyarakat pada Masa Covid-19 di Kecamatan Gerung Kabupaten Lombok Barat L. Bagus Prihatin Wicaksananta; Bq. Ratna Mulhimah; H. Ahmad Amir Aziz
PALAPA Vol 11 No 1 (2023): MEI
Publisher : LP2M STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/palapa.v11i1.3156

Abstract

The social and economic impacts caused by the Covid-19 pandemic are in fact very influential on the level of social welfare, including causing many people to lose their jobs so that it has the potential to increase the number of poor people. When the economy is weakening due to Covid-19, the only thing that can be expected is financial stimulus, which is government policy. The Village Fund Direct Cash Assistance Program (BLT-DD) is very helpful in encouraging public consumption. The aim of the study was to find out how far the Village Fund Direct Cash Assistance is managed and the impact of BLT-DD management on Community Welfare in Gerung District, West Lombok Regency. The type of research used is field research which is a research mechanism using area exploration which produces descriptive information, in written form or information by people by looking at the observed research. This research was conducted by collecting data in the form of observation data, questionnaires, interviews and documentation. The research locations were taken by researchers in three villages namely: (a). Tempos Village; (b). Kebon Ayu Village; (c). Suka Makmur Village. The results of this study indicate that First, Direct Cash Assistance to Village Funds in terms of Identification of Beneficiary Groups is still weak, this is evidenced by the discrepancy in the distribution of Village Fund BLT at least 40% of Village Funds so that the number of KPM social assistance is reduced than it should be; Second. Management of Village Fund BLT distribution to poor families in villages in the form of targeting accuracy, there are still duplication of KPM recipients of Village Fund BLT who also receive other social assistance such as PKH and BPNT; Third, there are problems with receiving multiple NIK Village Fund BLT or invalid NIK; Fourth, there are reports from the public regarding the management of the BLT Dana Desa in 2021 in which the KPM is rotated to receive non-permanent social assistance for a year. For now, the distribution of Village Fund Direct Cash Assistance in the three villages has been running until the fourth quarter, namely January to December 2022; Fifth, the positive impact of the Village Fund Direct Cash Assistance program can help the community's economy, including increasing the purchasing power of people affected by Covid-19.
PERAN PROGRAM BAZNAS MICROFONANCE DALAM MENGURANGI KEMISKINAN DI LOMBOK BARAT Muhammad Daud; Ahmad Amir Aziz; Zulpawati Zulpawati
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 6 No 2 (2023): Article Research Volume 6 Number 2, Juni 2023
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v6i2.1248

Abstract

Poverty has become a social problem in West Nusa Tenggara, especially in West Lombok, after the 2018 earthquake. Various efforts by the government and the private sector to reduce poverty are still relatively high. This study aims to describe the types of Village BAZNAS Microfinance (BMD) empowerment, the role of the Village BAZNAS @@Microfinance (BMD) program in reducing poverty and an overview of the aspects of maqas}id shari'ah. The research method used is descriptive qualitative, describing field phenomena by observing, interviewing, and documenting. As for analyzing the research data using data reduction, data presentation, and conclusions or verification. The results of this study are empowerment through the Gunungsari Village BAZNAS Microfinance (BMD) program, there are two types, the first is consumptive distribution, and the second is a creative productive distribution where mustahik or beneficiaries are grouped by type of business and are given interest-free financing. Meanwhile, the role of the Gunungsari Village BAZNAS Microfinance (BMD) program in reducing poverty is to conduct assessments for fostered points, provide financing, and provide assistance with the Participatory Action Research (PAR) approach. Mentoring activities include spiritual strengthening, adding insight, and product development. Referring to the fulfillment of maqas}}id shari'ah there are five aspects of fulfilling the first maintenance of religion, second maintenance of the soul, third maintenance of the mind, fourth maintenance of offspring, and fifth maintenance of the property.
Rasio Keuangan Terhadap Profitabilitas dengan Nom dan Gwm Sebagai Pemoderasi Rasio Keuangan Perbankan Azhar Shafiin; Ahmad Amir Aziz; Sanurdi Sanurdi; Herawati Khotmi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 4 (2023): May 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i4.3365

Abstract

The Profitability Ratio is the primary ratio in measuring the achievement of banking performance. Several other ratios, such as CAR, FDR, BOPO, and NPF, influence the profitability ratio. This study examines and analyzes the effect of the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operating Expenses to Operating Income (BOPO), and Non-Performing Financing (NPF) on the profitability of PT. Bank NTB Syariah with NOM (Net Operating Margin) and Reserve Requirement (Minimum Statutory Reserve) as moderating. This quantitative research wants to reveal the effect of financial ratios on profitability. The data is from the PT Bank NTB Syariah publication report from 2019 to 2021. The data analysis technique in this study used Partial Least Square (PLS). The results showed that CAR, BOPO, and NPF did not have a significant and negative effect on ROA, shown by P-Value Values of 0.212, 0.505, and 0.360, respectively. In contrast, FDR had a significant and positive effect on ROA, indicated by P-Value Values of 0.000. For moderator variables, GWM and NOM have no significant effect in moderating FDR and BOPO variables, indicated by P-Value Values of 0.988 and 0.589, respectively.
Pengaruh Labelisasi Halal, Kualitas Produk dan Harga Terhadap Tingkat Penjualan Produk Umkm (Usaha Mikro Kecil Menengah) Kopi di Kabupaten Lombok Utara Muhammad Mahfuz; Ahmad Amir Aziz; Pongky Arie Wijaya
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (322.262 KB) | DOI: 10.36418/syntax-literate.v7i12.11032

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh labelisasi halal, kualitas produk, dan harga terhadap tingkat penjualan produk UMKM Kopi di Kabupaten Lombok Utara. Penelitian ini merupakan penelitian lapangan yang menggunakan pendekatan kuantitatif. Populasi adalah konsumen dan produsen UMKM Kopi di Kabupaten Lombok Utara. Pemilihan sampel menggunakan sampel random sampling dengan jumlah responden sebanyak 80 orang. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan jenis data primer. Teknik pengumpulan data menggunakan kuesioner. Uji kualitas data menggunakan uji validitas dan realibilitas. Teknik analisis yang digunakan adalah regresi linier sederhana, regresi linier berganda, uji koefisien determinasi, ujia parsial, dan uji simultan. Hasil analisis dengan menggunakan SPSS versi 16.0 menunjukkan bahwa variabel sertifikat halal, kualitas produk, dan harga berpengaruh signifikan terhadap tingkat penjualan. Hal ini terbukti dari nilai F hitung 123,884 > F tabel 2,72 dengan signifikansi 0,000 < 0,05. Hasil pengujian Koefisien Determinasi (R2) diperoleh hasil Adjusted R2 sebesar 0,830. Hal itu berarti bahwa pengaruh variable X1, X2 dan X3 secara simultan terhadap variable Y adalah sebesar 83% dari sekala 100% sedangkan sisanya 100% - 83% sebesar 33.1% Dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini. Dengan demikian, H0 ditolak dan H1 diterima, artinya ada pengaruh secara simultan dari variabel label halal, kualitas produk, dan harga terhadap tingkat penjualan produk UMKM Kopi di Kabupaten Lombok Utara.
The Efffect of Financial Ratio on Profitability with NOM and GWM as Moderating Factors of Banking Financial Ratios ( Study at NTB Syariah Bank) AZHAR SHAFIIN AZHAR SHAFIIN; Ahmad Amir Aziz; Sanurdi Sanurdi
IQTISHADUNA Vol. 14 No. 1 (2023): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v14i1.6780

Abstract

Profitability ratio is the main ratio in measuring the achievement of banking performance.Profitability ratio is influenced by several other ratios such as CAR, FDR, BOPO and NPF. Thisstudy examines and analyzes the effect of Capital Adequacy Ratio (CAR), Financing to DepositRatio (FDR), Operating Expenses to Operating Income (BOPO) and Non Performing Financing(NPF) on the profitability of PT Bank NTB Syariah with NOM (Net Operating Margin) andMinimum Reserve Requirement (GWM) as moderating. This research is a quantitative study thatwants to reveal the effect of financial ratios on profitability. The data used is the publication reportdata of PT Bank NTB Syariah for the period 2019 to 2021. The data analysis technique in thisstudy used Partial Least Square (PLS). The results showed that CAR, BOPO, NPF had nosignificant and negative effect on ROA as indicated by the P value of 0.212, 0.505 and 0.360respectively, while FDR had a significant and positive effect on ROA as indicated by a P value of0.000. For moderator variables, namely GWM and NOM, both have no significant effect inmoderating the FDR and BOPO variables, indicated by the P value of 0.988 and 0.589,respectively.
Religiosity as a moderator on business success: A campaign for open innovation Aziz, Ahmad Amir; Fitriyah, Any Tsalasatul
Journal of Innovation in Business and Economics Vol. 8 No. 01 (2024): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v8i01.28945

Abstract

The study investigates how managerial competency (MC) and entrepreneurial orientation (EO) impact the business success (BS) of small and medium enterprises (SMEs) in the food sector, with an examination of religiosity as a moderating factor. Purposive sampling was employed to select a sample of 122 owners and workers from culinary businesses on Lombok Island, Indonesia. Data analysis was conducted using Structural Equation Modeling (SEM) with AMOS 22. The findings underscore MC's critical role in enhancing BS, alongside EO's significant influence on overall company performance. Moreover, the study reveals that religiosity plays a moderating role in shaping the relationships between MC, EO, and BS. Furthermore, our research connects these insights to the concept of open innovation. By integrating aspects of religiosity into the implementation of open innovation in SMEs, not only can the quality of innovation be enhanced, but it can also cultivate a positive reputation that contributes to increased business success.
Sufistic Education in Adab Al-Mu’allimin: Eksplorasi Pemikiran Muhammad Ibn Sahnun Kusdian, Iwan; Aziz, Ahmad Amir
Jurnal Ilmiah Profesi Pendidikan Vol. 8 No. 2 (2023): Mei
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jipp.v8i2.2473

Abstract

This study aims to explore the values of sufistic education in Adab Al-Mu’allimin and the educational thught of Muhammad Ibn Sahnun. The research methoed employed is library research, focusing on classical texts and relevant literature. Data collection techniques involve an in-depth review of Adab Al-Mu’allimin and secondary sources discussing ibn sahnun’s thought and its sufistic contexxt. Data analysis is conducted through content analysis, identifying key themes and sufistic values presented in the text. The research findings indicate that Muhammad Ibn Sahnun integrates sufistic principles such as spiritual awareness, wisdom in teaching and character formation into educational methodology.these values include the importance of sincerity, concern for students, and ethical development. In conclutions, the sufistic approach in Adab Al-Mu’allimin emphasizes not only the transfer of knowledge but olso the formation of character and spirituality. The implications of this study highight the importance of applying sufistic values in modern education to produce holistic and principled educators.