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All Journal Jurnal Theologia ISLAMICA: Jurnal Studi Keislaman JURNAL PENELITIAN KEISLAMAN Syntax Literate: Jurnal Ilmiah Indonesia Al-Hayat: Journal of Islamic Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURNAL SCHEMATA : Pascasarjana UIN Mataram IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Innovation in Business and Economics JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Ilmiah Profesi Pendidikan Intelegensia : Jurnal Pendidikan Islam Ulumuna JURNAL PENDIDIKAN IPS Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Journal of the Community Development in Asia Millah: Journal of Religious Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) JDARISCOMB Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Hayat: Journal of Islamic Education
Ahmad Amir Aziz
Universitas Islam Negeri Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengaruh Tingkat Pemahaman dan Kesadaran Pedagang Terhadap Minat Membayar Zakat Perdagangan di Kecamatan Gerung Rahman Hakim, Arif; Ahmad Amir Aziz
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i9.9240

Abstract

This research was motivated by problems that occurred related to the lack of public understanding and awareness of paying trade zakat. Zakat is a worship that can be used to overcome social problems so awareness and understanding are needed in paying trade zakat. This study aims to determine the influence of the level of understanding and awareness of traders on the interest in paying trading zakat. This type of research uses causal associative research with data collection methods using observation methods and questionnaires. Sampling in this study used non-probability sampling techniques by purposive sampling with a total of 95 trader respondents in the Gerung District. The data analysis technique used was multiple linear regression using the IBM 26 version of SPSS. The results showed that: (1) the level of understanding had a positive and significant effect on the interest in paying zakat trading (2) the awareness of traders had a positive and significant effect on the interest in paying zakat trading (3) the level of understanding and awareness of traders had a simultaneous effect on the interest in paying zakat trading.
The Power of Dhikr: Elevating Intellectual, Emotional, and Spiritual Quotients Irhas, Irhas; Aziz, Ahmad Amir; Satriawan, Lalu Agus
Al-Hayat: Journal of Islamic Education Vol 7 No 2 (2023): Al-Hayat: Journal of Islamic Education
Publisher : Letiges

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35723/ajie.v7i2.434

Abstract

This article aims to solve problems and explain the importance of dhikr in developing intellectual, emotional, and spiritual intelligence. This research focuses on how dhikr can improve cognitive function and reduce stress and anxiety. This research method is a literature study with a psycho-sufism approach. The data were obtained from the results of previous research and also from several journal articles. Data analysis using content analysis. The results of this study indicate that dhikr increases intellectual, emotional, and spiritual intelligence, as seen in increased empathy and emotional regulation. The author explores the spiritual benefits of dhikr, arguing that it can deepen one's relationship with God and provide a sense of purpose and meaning in life. The role of dhikr in holistic development and provides insight into the potential benefits of dhikr practice. The practice of dhikr can profoundly impact a person's intellectual, emotional and spiritual well-being, making it a valuable tool for personal growth and development.
Model Pengembangan Manajemen Ekonomi Pesantren pada Unit-Unit Usaha di Pondok Pesantren Salaf Modern Thohir Yasin Nasrullah, Nasrullah; Aziz, Ahmad Amir; Badriati, Baiq El; Amini, Titik Husnawati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 1 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i1.25298

Abstract

The economic development of Islamic boarding schools through business units is an additional activity besides teaching and learning to support the operational costs of Islamic boarding schools. The purpose of this research is to find out the economic management development model of PPSM Tohir Yasin and its implications for the boarding school, alumni, administrators and the surrounding community. This research uses a qualitative approach by conducting in-depth interviews, observation, documentation, to get significant results, the interview process involves the board of CV. Tohir Yasin consists of the Director, Brand Manager and Employees of the business units. The results of this study explain that there are two economic management development models used, namely First, the holding model is a management system that combines all business units into one to facilitate the acceleration of business achievements, financial administration using the digital-based SIDIK (Collective Digital Information System) application system, vision and mission of building a cottage. The two service models are systems that are accepted to empower alumni in managing existing business units such as the business unit sector, agriculture, plantations, fisheries, animal husbandry, health, services without being paid but given honorarium from business income. Then the implication of the development of business units on the boarding school is that the alumnus is not a member of the boarding school.
Dynamics of Land and Building Acquisition Tax Collection in West Lombok Regency: Challenges and Achievements Baiq Isyana Rahmiyanti; Ahmad Amir Aziz; Baiq Ratna Mulhimmah
JURNAL PENDIDIKAN IPS Vol. 15 No. 2 (2025): JURNAL PENDIDIKAN IPS
Publisher : STKIP Taman Siswa Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37630/jpi.v15i2.2784

Abstract

Land and Building Acquisition Fee (BPHTB) is an important component of Regional Original Income (PAD) which has a strategic role in supporting development in West Lombok Regency. This study aims to analyze the dynamics of BPHTB collection during the 2020–2023 period using a qualitative-descriptive approach through SWOT analysis. The results of the study show that although BPHTB revenues have increased significantly, its contribution to PAD still faces various challenges, such as the gap between targets and realization, low taxpayer compliance, and bureaucratic and supervisory problems. Factors such as property investment growth, fiscal policy, and information systems that have not been integrated also affect the effectiveness of tax collection. The proposed optimization strategies include digitalization of services, simplification of bureaucracy, improving the quality of regulations, and creating a conducive investment climate. With these steps, BPHTB is expected to become an effective fiscal instrument in strengthening regional fiscal capacity and accelerating development in West Lombok.
Establishment of PT. Ulil Albab Management in Community Empowerment Efforts Samsul Hady; Ahmad Amir Aziz; Muhammad Azkar
JURNAL PENDIDIKAN IPS Vol. 15 No. 1 (2025): JURNAL PENDIDIKAN IPS
Publisher : STKIP Taman Siswa Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37630/jpi.v15i2.2930

Abstract

Community empowerment is an important strategy in an effort to reduce social inequality and improve the quality of life of the community. This article discusses the establishment of PT. Ulil Albab Management as an empowerment model based on Islamic values ​​and the principle of sustainability. PT. Ulil Albab Management was established with the aim of empowering the community through the development of local economic capacity, especially in the micro, small, and medium enterprises (MSMEs) sector. The method used in this study is a qualitative approach with a field study type, so that data collection related to PT. Ulil Albab Management's efforts in community empowerment is carried out through observation, interviews, and documentation. The results of this study indicate that the existence of PT. Ulil Albab Management is not only oriented towards increasing income, but also emphasizes the instillation of Islamic values ​​such as prioritizing business halalness, sharia transactions, profit sharing, and financial management as the main foundation in every economic activity carried out. In terms of community empowerment, the existence of PT. Ulil Albab Management plays an important role in the process of improving skills, developing businesses, and strengthening local economic networks. Therefore, this study is expected to be able to provide knowledge about the importance of integration between community empowerment strategies and professional business management.
DIGITALISASI MOBILE BANKING BSI DI ERA DIGITAL : STRATEGI, TANTANGAN, DAN PELUANG Zulkipli, Zulkipli; Mas’ud, Riduan; Aziz, Ahmad Amir; Azkar, Muh.; Wajdi, Farid
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 5 No. 2 (2025): Desember 2025
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v5i2.8977

Abstract

This study aims to analyze the digitalization strategies of mobile banking services implemented by Bank Syariah Indonesia (BSI) and to identify the challenges and opportunities arising from the digital transformation process grounded in Sharia principles. This research employs a qualitative method with a literature review approach, drawing from scholarly journals, reputable articles, and official documents from relevant financial institutions. The findings reveal that BSI adopts three primary strategies in its digitalization efforts: (1) post-merger technology integration, (2) service innovation through the BSI Mobile application, and (3) internal business process transformation. However, several challenges persist, including low levels of digital literacy among the population, limited infrastructure in frontier, outermost, and underdeveloped (3T) regions, competition with conventional digital banks, and the need to ensure Sharia compliance in technological features. On the other hand, BSI holds strategic opportunities to enhance financial inclusion, target the millennial demographic, and actively contribute to the development of a halal digital economic ecosystem through the innovation of Sharia-compliant financial products. With proper management, this digital transformation has the potential to position BSI as a pioneering, adaptive, competitive, and sustainable digital Islamic bank.
Co-Authors Abdul Wahid Amini, Titik Husnawati Any Tsalasatul Fitriyah Arif Rahman Hakim AZHAR SHAFIIN AZHAR SHAFIIN Baiq Elbadriati Baiq Isyana Rahmiyanti Baiq Ratna Mulhimmah Choirul Mahfud Fahrudin Mukhlis Fahrurrozi Farid Wajdi Fathurrahman Hikmawati, Rosyidatul Irhas Irhas, Irhas Johan, Rohmiatun Rapiah Kusdian, Iwan Lalu Agus Satriawan, Lalu Agus Mariaton Sadiah Mas’ud, Riduan Miftahul Huda Muh. Azkar, Muh. Muhammad Azkar Muhammad Daud Muhammad Mahfuz Nafik Muthohirin Nasrullah Nasrullah Nurul Hidayat Pongky Arie Wijaya Riduan Mas’ud ROYANI ROYANI Royani Royani Samsul Hady Sanurdi Sanurdi Syukriati Syukriati Syukriati, Syukriati Wirawati, Astrid Zaenul Wahyudi Zaini, Muh. Zulkipli Zulkipli Zulpawati Zulpawati