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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Jurnal Teknologi Sistem Informasi dan Aplikasi MALIA JURNAL MANAJEMEN BISNIS Pena Justisia: Media Komunikasi dan Kajian Hukum Journal of Sharia Economics JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Populer: Jurnal Penelitian Mahasiswa Jurnal Mutiara Ilmu Akuntansi Jurnal Akuntan Publik IIJSE Journal of Islamic Economics and Finance Moneter : Jurnal Ekonomi dan Keuangan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Jurnal of Islamic Economic Studies
Muhammad Yafiz
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Perancangan Sistem Administrasi Tugas Akhir Berbasis Website Menggunakan Metode Waterfall Pada Fakultas Ekonomi dan Bisnis Islam UIN Sumatera Utara Medan: Perancangan Sistem Administrasi Tugas Akhir Berbasis Website Menggunakan Metode Waterfall Pada Fakultas Ekonomi dan Bisnis Islam UIN Sumatera Utara Medan Siti Aisyah; Muhammad Yafiz
Jurnal Teknologi Sistem Informasi dan Aplikasi Vol. 8 No. 4 (2025): Jurnal Teknologi Sistem Informasi dan Aplikasi
Publisher : Program Studi Teknik Informatika Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jtsi.v8i4.57805

Abstract

The management of final projects at the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra, Medan, is still carried out conventionally, namely through the collection of physical documents, manual form filling, and verification and approval processes that require students to interact directly with administrative staff. This situation causes various problems, including time inefficiency, the risk of document loss or damage, limitations in monitoring the progress of final projects, and difficulties in integrated data management and evaluation. This study aims to design a website-based final project administration system that can integrate the entire final project management process in a structured and well-documented manner. The system development method used is the Waterfall method, which includes the stages of requirements analysis, system design, coding, and testing. Data collection was conducted through interviews with students, lecturers, study programme managers, faculty academic departments, faculty leaders, and literature studies to identify the needs of system users, including students, supervisors, and study programmes. The results of the research are the design and implementation of a website-based final assignment administration system that supports title submission, guidance, proposal seminars, final hearings, assessments, and digital document archiving. System testing using the black-box testing method showed that all system functions ran according to the established requirements and specifications. Thus, the designed system is expected to improve the effectiveness, efficiency, and accuracy of final project administration management at the Faculty of Economics and Islamic Business, UIN North Sumatra, Medan.
Rekonstruksi Pemikiran Ekonomi Islam tentang Pasar dalam Ekonomi Modern Abadi, Syahrul; Muhammad Yafiz
Journal of Islamic Economic Studies Vol. 1 No. 4 (2025): December 2025
Publisher : Yayasan Darussalam Patalassang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic economic thought on the market has strong historical roots and distinctive normative values, yet it faces significant challenges within the dynamics of the modern economy characterized by globalization, digitalization, and the dominance of free-market mechanisms. This study is motivated by the gap between Islamic market principles and modern market practices that often generate inequality and injustice. The purpose of this study is to reconstruct Islamic economic thought on the market to ensure its relevance in modern economic development without losing its core values. This research employs a literature analysis method by examining classical and contemporary Islamic economic works alongside relevant modern economic literature. The results indicate that Islamic market concepts emphasize justice, transparency, prohibition of exploitation, and the moral role of market actors, which can be reconstructed through the integration of Islamic ethical values into modern market systems. The implications of this study demonstrate that reconstructing Islamic market thought can contribute theoretically to contemporary Islamic economics and practically offer an alternative framework for developing a just and sustainable market system.
Sharia Peer-To-Peer Lending Business Model: Improving Sustainable Msme’s Financing in Indonesia Afrizal; Muhammad Yafiz; Marliyah
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 1 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i3.5733

Abstract

Indonesia is a Muslim-majority country with a large market potential and a Muslim population of 85 percent. However, the number of Sharia fintech companies is still far behind compared to conventional fintech. The government in Indonesia is focusing on the halal economic and financial industry, and the Sharia P2P lending business model is being explored to increase the sustainable growth of MSME financing in the country. This research, qualitative and quantitative, uses the Analytic Network Process (ANP) method to transform primary data from in-depth interviews with experts and practitioners. According to the findings, a Sharia P2P lending business model based on the fintech ecosystem can increase long-term MSME financing by combining regulatory factors, community-based financing products, and the major ecosystem network. A business model that complies with Sharia principles and considers the needs of MSMEs is crucial for ensuring sustainability in financing. It entails developing mechanisms that increase access to MSMEs while adhering to Sharia principles, such as sustainable community-based financing products and Sharia-compliant risk adjustments.
The Role of Law in Encouraging Innovation in Village Financial Management Ratna Sari Dewi; Asmuni; Muhammad Yafiz
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 1 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i1.6181

Abstract

The purpose of this research is to identify and analyze the role of law in encouraging innovation in village financial management. Through a qualitative approach, this study collected data through interviews, observations, and documentation studies involving various stakeholders, including village officials, communities, and law enforcement. This method allows researchers to understand in depth the dynamics that occur in village financial management as well as the challenges and opportunities faced. The results of the study show that clear and firm regulations are a key factor in encouraging innovation. The law provides a framework that facilitates transparency and accountability in the management of village funds. In addition, regulations requiring community participation in the planning and supervision process further strengthen the relationship between village officials and the community, creating a greater sense of ownership over financial management. This study also found that the application of information technology in village financial management has resulted in increased efficiency and accuracy. The design of information systems that are transparent and easily accessible to the public contributes to better supervision. In addition, training and capacity building of village officials are critical in ensuring they have the necessary skills to manage finances effectively. This research confirms that the law not only functions as a regulatory tool, but also as a driver of innovation in village financial management. By strengthening cooperation between the government, communities, and law enforcement, villages can better manage their resources, thereby improving the overall well-being of the community.
THE MORAL PARADIGM OF ISLAMIC ECONOMICS: PHILOSOPHICAL REFLECTIONS ON TAWHID, JUSTICE, AND SOCIAL RESPONSIBILITY IN THE GLOBEL CONTEXT Sihotang, Mutiah; Muhammad Yafiz
Journal of Sharia Economics Vol. 7 No. 1 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i1.9653

Abstract

The development of the global economy, marked by market liberalization, digitalization, and the dominance of material rationality, has given rise to various structural problems, such as social inequality, moral crises, and the degradation of human values. This article aims to examine the fundamental principles of Islamic economics as a moral economic paradigm rooted in the philosophy of tawhid, justice, and social responsibility. This study employs a qualitative approach using a library research method, conducted through conceptual analysis of both classical and contemporary Islamic economics literature. The findings indicate that tawhid functions as the ontological and epistemological foundation of Islamic economics, integrating spiritual, ethical, and rational dimensions within economic activities. The principles of justice and balance ensure a proportional distribution of resources while preventing exploitation and structural inequality. Meanwhile, economic freedom in Islam is invariably linked to moral and social responsibility, reinforced through the values of brotherhood (ukhuwwah) and Islamic socio-economic instruments. This article affirms that Islamic economics is not merely an alternative system, but a moral paradigm that is highly relevant in addressing contemporary global economic challenges.
Co-Authors Abadi, Syahrul Adriansyah Hidayat Afrizal Arifin Fauzi Lubis Arnida Wahyuni Lubis Asmuni Azura Rizti Saladin Bintang Akbar Azhari Budi Hariyanto Dina Marni Hadi Mubarok Harahap, Muhammad Ikhsan Indah Apriyani Nasution Indah Ivanka Isna Khairani Juwita Dewi Br Pohan M Reyza Syuhada Marliyah Mawaddah Irham Muhammad Syahbudi Musthapa Kamal Rokan Nadra Khalizah Siregar Nasution, Juliana NUR AHMADI BI RAHMANI Nur Fadhilah Ahmad Hasibuan Nurhasanah Siregar . Nurhayati Nurul Aflah Harahap Rahima Kumala Rahmi Syahriza Ratna Sari Dewi Rima Rizki Syahputri Safrida Safrida Sariati Nasution Sihotang, Mutiah Siti Aisyah Syahirah Syahirah Tuti Anggraini