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Analisis Pembiayaan Ijarah Perbankan Syariah Yassir Arafat
Tabsyir: Jurnal Dakwah dan Sosial Humaniora Vol. 2 No. 2 (2021): April : Jurnal Dakwah dan Sosial Humaniora
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/tabsyir.v2i2.631

Abstract

At present there are many Islamic banks that have been established and developed in Indonesia, all Islamic banks compete with each other in making their products, as well as providing the best service to the community (customers) Many products have been operated by Islamic banks, among others: ijarah financing this product is shown to serve the community (customers). And one of the Islamic banking financing products opened to serve and facilitate the many Indonesian people who use ijarah financing. The problem formulation in this study is How is the ijaroh financing mechanism at KOSPPI, How is the suitability of ijaroh financing at KOSPPI with Islamic economic law? The data analysis method used in this research is descriptive qualitative method. In this study there are two things that will be analyzed, namely the Ijarah financing procedure and sharia accounting standards. Data collection used in this research is literature study, namely by reading or taking information from scientific journals, books and also utilizing the internet as a source of information. From the discussion above, the following conclusions can be drawn: that Islamic banking financing products based on lease contracts consist of pure leases and leases that end with the transfer of ownership rights or known as ijarah muntahiya bit tamlik. Ijarah vomia bit tamlik (IMBT) is basically a combination of leasing and buying and selling.
Tinjauan Hukum Ekonomi Syariah Terhadap Pengelolaan Dana Tabungan Lebaran (Studi Kasus Di Desa Sumber Pandan Kecamatan Grujugan Kabupaten Bondowoso) Yassir Arafat; Mohammad Shopyan
Tabsyir: Jurnal Dakwah dan Sosial Humaniora Vol. 2 No. 1 (2021): Januari : Jurnal Dakwah dan Sosial Humaniora
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/tabsyir.v2i1.634

Abstract

This research aims to determine the practice of managing savings funds for Eid packages in Sumber Pandan Village, Grujugan District, Bondowoso Regency. This research uses a qualitative approach. This type of research is in the form of field research. The location of this research is in Sumber Pandan Village, Grujugan District, Bondowoso Regency. Determination of informants using purposive. Data collection techniques use observation, semi-structured interviews and documentation. The data analysis uses descriptive data. Meanwhile, the validity of the data uses Validity, Reliability, Extended Observations, Triangulation, and Reference Materials. The results of the research show that the practice of managing savings funds for Eid packages in Sumber Pandan Village, Grujugan District, Bondowoso Regency, is that the management of savings funds is clearly carried out in matters related to good transactions and is managed by taking into account the profits that will be obtained later. Some savers believe that they don't know directly what their savings are used for. Most of them don't feel comfortable asking this because it is sensitive and private. Judging from sharia economic law, the implementation of Eid savings fund management according to Wahbah Zuhaili is halal for the manager (service provider) and according to Imam Abu Hanifah, he believes that the profit is shodaqoh. From this opinion, the researcher concluded that the Eid savings fund management transaction was permissible because the essence of Eid savings fund management was appropriate and fulfilled the elements of the wadiah yad dhamanah contract.
Gaya Keterikatan dan Manajemen Konflik: Memprediksi Perilaku Destruktif dan Konstruktif dalam Hubungan Dekat Fikri, Aldinel; Arafat, Yassir; Tajuddin, Istiana
Inaba Journal Of Psychology Vol. 2 No. 1 (2024): Inaba Journal of Psychology, Vol. 2, Issue. 1, 2024
Publisher : Universitas Indonesia Membangun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56956/ijop.v2i1.392

Abstract

Strategi pasangan dalam menangani dan menyelesaikan konflik secara efektif berperan penting dalam upaya untuk memelihara hubungan yang sehat. Penelitian ini bertujuan untuk mengetahui peran attachment style (anxiety dan avoidance) terhadap strategi penyelesaian konflik dalam hubungan dekat yang ditinjau berdasarkan 4 karakteristik penyelesaian konflik, yaitu exit, neglect, voice, dan loyalty. Sebanyak 352 individu berpartisipasi dalam penelitian ini, terdiri dari 227 wanita (64,4%) dan 125 pria (35,5%) berusia antara 17 hingga 52 tahun yang sedang menjalin hubungan dekat atau sudah menikah. Hasil analisis regresi berganda menunjukkan bahwa anxiety dan avoidance memiliki peran yang variatif dalam memprediksi strategi penyelesaian konflik. Jenis kelamin juga memiliki efek prediktif secara khusus pada sub-dimensi loyalty. Sedangkan, status hubungan diketahui tidak memiliki implikasi yang signifikan terhadap masing-masing sub-dimensi yang terdapat ada variabel strategi penyelesaian konflik
A Study on the Effects of Climate Change on the Availability of Water and Kalangkangan Watersheds Arafat, Yassir; Tunas, I Gede; Amiruddin, Aswar
Tadulako Science and Technology Journal Vol. 1 No. 1 (2020): TADULAKO SCIENCE AND TECHNOLOGY JOURNAL
Publisher : LPPM Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/sciencetech.v1i1.15059

Abstract

Climate change has a huge impact on the availability of water resources. Based on the case, this research is deemed necessary to do. Water availability is an essential issue related to climate change. The most perceived impacts due to climate change are climate anomalies; the rainy season lasts shorter with increasing intensity and the dry season lasts longer than usual conditions. The body of water cannot accommodate high-intensity rainwater, so it flows quickly into the sea. Relatively, a long dry season results in drought. The vulnerability of the availability of water sources in the Kalangkangan watershed, Tolitoli Regency was indicated through the reduction in river discharge. This changes in discharge had the potential to be difficult in meeting the needs of irrigation or clean water. If there is no attempt to protect and repair the water sources, it is believed that the reduction in discharge will continue until it hits a critical condition. The availability of water from the rain - discharge simulation model in the Kalangkangan watershed for wet conditions (Q20%) had a maximum discharge of 20.62 m³ / sec in June (decade II), and an average discharge of 13.59 m³ / sec. For normal conditions (Q50%) the maximum discharge was 19.47 m³ / sec in June (decade I), the minimum discharge was 5.35 m³ / sec in June (decade I) and the average discharge was 11.13 m³ / sec. For dry conditions (Q80%), the minimum discharge was 5.18 m³ / sec in May (decade I) and the average discharge was 9.05 m³ / sec
Detection Trend of Meteorological Drought Using Standardized Precipitation Index (SPI) in The Dolago Watershed, Central Sulawesi Sutapa, I Wayan; Arafat, Yassir; Rustiati, Nina Bariroh; Patricia, Ayu
AGROLAND The Agricultural Sciences Journal (e-Journal) Vol 12 No 2 (2025): December
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/agroland.v12i2.2708

Abstract

Drought events worldwide are increasingly becoming a critical issue due to their negative impacts on water resources. Therefore, it is necessary to understand the characteristics of drought to plan disaster mitigation measures. This study detected meteorological drought in the trend domain using the Standardized Rainfall Index (SPI) in the Dolago River Basin. Monthly rainfall data for 20 years (2003-2022) from two meteorological stations (Dolago Bendung and Dolago Padang) were used in this study. SPI was used to reconstruct drought events and characterize the trend of drought events. Drought frequency was estimated as the ratio of the specified severity to the total number of events. Changes in drought events were detected using the non-parametric Man-Kendall trend test. The main drought conditions detected by SPI are severe drought, moderate drought, near normal, moderate wet, very wet, and very wet conditions. From these results, the SPI value fluctuated greatly from month to month. In the first decade (2003-2012), many normal conditions occurred, and changes from wet to dry months did not occur suddenly. In contrast to the second decade (2013-2022), the normal conditions are reduced from the first decade and the weather conditions change rapidly. The SPI value, which represents seasonal conditions, shows that dry conditions in various categories are more prominent in the second decade, while wet conditions are almost the same between the first and second decades. Trend analysis shows that most SPI values ??experience a decreasing/negative trend, but not all are significant at the 90% level. The SPI value is significant in April (-1.65) and December (-3.41). It is recommended that these findings be adopted for decision-making related to the drought early warning system in the watershed