Article Per Year (5 Year)
p-Index From 2020 - 2025
2.189
P-Index
This Author published in this journals
All Journal Jurnal Media Wahana Ekonomika EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmu Kedokteran dan Kesehatan JIKAP PGSD: Jurnal Ilmiah Ilmu Kependidikan Jurnal Adat dan Budaya Indonesia Lumbung Inovasi: Jurnal Pengabdian Kepada Masyarakat EDUSTUDENT: Jurnal Ilmiah Pendidikan dan Pembelajaran Studi Akuntansi, Keuangan, dan Manajemen Publikasi Riset Mahasiswa Manajemen Indonesian Journal of Community Empowerment Jurnal Keuangan dan Bisnis Journal of Career Development Jurnal Inovasi Bisnis Indonesia (JIBI) AGROTEKBIS: Jurnal Ilmu Pertanian
Fera, Fera
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Medicine & Pharmacology Public Health Social Sciences Other

Published : 14 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Studi Akuntansi, Keuangan, dan Manajemen

 1 
Pengaruh Modal Sendiri dan KUR terhadap Pendapatan UMKM di Kecamatan Sindue Ayuni, Ayuni; Munawarah, Munawarah; Kadang, Juliana; Fera, Fera
Studi Akuntansi, Keuangan, dan Manajemen Vol. 5 No. 1 (2025): Juli
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/sakman.v5i1.4205

Abstract

Purpose: This study seeks to investigate the impact of personal capital and People's Business Credit on the revenue of Micro, Small, and Medium Enterprises (MSMEs) in Sindue District, Donggala Regency. Methodology: The study employed a quantitative verification approach, focusing on grocery stall MSMEs in Sindue District. Using purposive sampling, 110 respondents were selected. Both primary and secondary data were analyzed through multiple linear regression. Results: The findings revealed that MSME revenue in Sindue District was significantly and positively influenced by Own Capital (52.4%) and People's Business Credit (39.8%), with both variables explaining 76.9% of the revenue variation. The remaining 23.1% was attributed to other factors not examined in this study. Conclusions: Own capital and KUR both significantly boost MSME income in Sindue District. Own capital offers flexibility, while KUR supports production. However, access barriers remain. Combining both funding sources is key to MSME growth. Limitations: This study focused solely on MSMEs in Sindue District. Future research should expand the sample size and include additional variables, such as pricing strategies and financial management, to provide deeper insights into factors affecting business income. Contribution: This study's findings are anticipated to assist the government and financial institutions enhance targeted financing policies and aid MSMEs in their financial decision-making.
Co-Authors Aminuyati Anisah Asrul Asrul Asyari, Lutfi Ayuni, Ayuni Charisma Ayu Pramuditha Cici Rianty K. Bidin Dedi Dedi Ekasatya Aldila Afriansyah Fatlina, Fatlina Hamid Hamid Hesti Evrianti Idris Idris IRWAN LAKANI Juliana Kadang Kamaruddin, Syamsu Kamaruddin, Syamsu A Kesuma, Suryanata Lamri Lamri Lina Mahardiana Lisa, Rosita M, Liliek Teja Maharani Maharani, Maharani Manginda, Firma MUH. YUNUS KASIM, MUH. YUNUS KASIM Munawarah Munawarah, Munawarah Nur Hilal, Nur Nurhesti, Nurhesti Ramli Hatma Syamsu Rijal Syamsuddin Syamsuddin Tiara, Tiara Tina Sri Sumartini, Tina Sri Vitayanti Fattah Wahyuniarsih, Desi Wijayanti Wijayanti Yunus Kasim, Muhammad Yusawinur Barella Zuvita, Alya Istiqla