Garuda - Garba Rujukan Digital

p-Index From 2021 - 2026

2.225

P-Index

This Author published in this journals

All Journal Cakrawala Pendidikan Trikonomika: Jurnal Ekonomi Jurnal Ekonomi dan Studi Pembangunan (Journal of Economics and Development Studies) Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan Al Ishlah Jurnal Pendidikan Jurnal Pendidikan Ekonomi & Bisnis Jurnal Pengabdian Pada Masyarakat Jurnal Pendidikan Edutama Ekspose: Jurnal Penelitian Hukum dan Pendidikan Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat East Asian Journal of Multidisciplinary Research (EAJMR) Journal of Language, Literature, and Arts (JoLLA) International Journal of Economics and Management Research Journal Research of Social Science, Economics, and Management Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Indonesian Economic Review Economic Development Analysis Journal

Dwi Wulandari

Universitas Negeri Malang

Author-ID : 2413669

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

Published : 26 Documents Claim Missing Document

Claim Missing Document

Articles

1 2 3

Macroprudential Policy on Banking Sector in Indonesia Feny Putri Emyliani; Dwi Wulandari; Siti Rosnita Sakarji; Bagus Shandy Narmaditya
TRIKONOMIKA Vol 17 No 1 (2018): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

This study investigates the implementation of macroprudential policy on banking sector and society. The research applied a descriptive analysis by using an in-depth interview with Bank Indonesia, representative of commercial bank, and society. The result showed that macroprudential policy has no impact on individual, but it had an impact on industrial banking specifically on bank credit lending which caused by LTV regulation. The society responses to the LTV policy is that the majority do not object to the imposition of a maximum limit for housing credit enacted by bank because of the relatively long credit period. Furthermore, another instrument of macroprudential such as GWM-LFR does not have an impact on banking sector and society but capital buffer instrument assuming a sluggish economy condition is assessed to have an impact on lending by banks.

DETERMINANTS OF BANK PROFITABILITY: A NEW EVIDENCE FROM STATE-OWNED BANKS IN INDONESIA Ovy Prasanto; Dwi Wulandari; Bagus Shandy Narmaditya; Mahirah Kamaludin
TRIKONOMIKA Vol 19 No 1 (2020): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

This paper investigates the factors that determine bank profitability in Indonesia particularly on state-owned banks during the 2007 to 2017. The research applied Vector Error Correction Model (VECM) to measure short-term and long-term effects of independent variable on dependent variable. The research data ini this paper is drawn from two main sources namely Bank Indonesia (BI) and Financial Services Authority (OJK) from 2007 to 2017. The findings showed that in the long term, BOPO, LDR, NPLs, economic growth, and exchange rates have positive relationship toward bank profitability while in the short term, inflation and BI rates do not have effect on bank profitability. However, in the short run, all variables mentioned do not have impact toward banking profitability. In addition, based on Impulse Response Function test, it showed that there are only two independent variables are able to provide a response in case of shock, namely inflation and the exchange rate toward bank’s profitability.

Empirical Analysis of the Impact of Smart Economy Through Entrepreneurial Credit Program ( KURNIA ) on Empowering SMEs in Kediri City Muhammad M. Haki Al-Arif; Dwi Wulandari; Inayati Dwi Putri
East Asian Journal of Multidisciplinary Research Vol. 2 No. 9 (2023): September 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v2i9.6075

In today's globalized world, Information Technology (IT) is advancing rapidly, with a strong public interest in information systems. Information Technology (IT) helps governments and organizations process data effectively. The goal of the Smart Economy is to create an ecosystem supporting local economies and adapting to disruptions. To achieve this, financial literacy programs are essential, focusing on three elements: ecosystem, community welfare improvement, and financial transactions. The strategy emphasizes a creative and cooperative industrial environment, benefiting all parties, which ultimately enhances people's well-being. The "KURNIA" initiative offers low-interest business capital loans, benefiting micro-businesses and cooperatives, especially during the COVID-19 pandemic. This quantitative study explores the causal relationship between the KURNIA program and the empowerment of MSMEs in Kediri City, confirming a significant positive impact.

Nexus Between Monetary Instruments and Bank Credit Distribution: Evidence from ASEAN Countries Rani Septiani; Dwi Wulandari; Bagus Shandy Narmaditya; Putra Hilmi Prayitno
Indonesian Economic Review Vol. 2 No. 1 (2022): Februari
Publisher : Cahaya Abadi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53787/iconev.v2i1.1

The aim of this study was to examine the relationship between monetary indicators and bank credit distribution, including inflation, interest rate, and exchange rate in seven ASEAN countries namely Brunei, Indonesia, Philippine, Malaysia, Singapore, Thailand, and Vietnam. This study applied a quantitative approach by engaging multiple regression analysis with panel data using cross-section data from 2012 to 2018. The data in this research was secondary data which gathered from the World Bank website. The findings of this study showed that inflation and interest rate had a negative influence on bank credit distribution, while the exchange rate had a positive effect on bank credit distribution. The study’s result also showed that variable inflation, interest rate, and the exchange rate had a simultaneous effect on bank credit distribution in seven ASEAN countries. These results suggest that for the policy makers in each ASEAN country should be able to consider a lending regulation.

The Development of Creative Economy : Case Study of Jodipan Colorful Village In Malang Maesa Rani; Dwi Wulandari
Economics Development Analysis Journal Vol 7 No 3 (2018): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v7i3.22541

The purpose of this study aim at understanding the development of creative economy in order to increase economic welfare of local community. The establishment of Jodipan Colorful Village which based on creative economy is a way to control the amount of slum area and was able to increase the economic welfare of society as expected. The qualitative descriptive approach aimed at get deep pictures about the researched situation and progress. Based on the results, we can conclude the creative economy development in a form of tourism village has been improving the economic welfare of local community in Jodipan Colorful Village. The economic welfare improvement is shown by the increase of job opportunities after Jodipan Colorful Village is established as tourism village in Malang, Indonesia. Another impact of established Jodipan Colorful Village enables the local citizens become more productive, have their own income, and the environment is well maintained.

Family Financial Socialization and Social Media: Their Impact on Educational Investment Decision Among Worker Students, Mediated by Financial Literacy and Internal Locus of Control Kustitik Kustitik; Heri Pratikto; Hari Wahyono; Dwi Wulandari
AL-ISHLAH: Jurnal Pendidikan Vol 17, No 1 (2025): MARCH 2025
Publisher : STAI Hubbulwathan Duri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35445/alishlah.v17i1.6482

This study investigates the impact of family financial education and social media on educational investment decisions, with financial literacy and internal locus of control as mediators. The research follows an explanatory design using a survey method. The population consists of 15,530 individuals enrolled in Pamulang University's employee class program. A sample of 375 respondents was selected through proportionate random sampling. Data was collected via an online survey using Google Forms. Partial least squares structural equation modeling (PLS-SEM), analyzed with SmartPLS version 3.0, was employed to estimate the data. The results indicate that social media and family financial socialization both directly and indirectly influence educational investment decisions. However, family financial socialization did not significantly affect financial literacy, and thus could not mediate educational investment decisions. Internal locus of control emerged as the most significant predictor and mediator, suggesting that psychological factors have a stronger influence than financial knowledge. Furthermore, social media was found to play a key role in enhancing students' financial literacy and internal locus of control. Based on these findings, it is recommended that universities implement financial literacy programs for parents to support family financial education, as well as leverage social media to enhance students' locus of control and financial literacy.

Co-Authors Abbas, Muhammad Hasyim Ibnu Agus Sumanto Bagus Shandy Narmaditya Eddy Sutadji Eirene Yonastasia Riyadi Feny Putri Emyliani Grisvia Agustin Hadi Sumarsono Hari Wahyono Hendry Cahyono Heri Pratikto Ika Permatasari ika wahyu widyawati Inayati Dwi Putri Inayati Nuraini Dwiputri Kevin Danurdoro Kustitik Kustitik Lutfi Asnan Maesa Rani Mahirah Kamaludin Masnurul Hidayat Muhammad M. Haki Al-Arif Nora Ria Retnasih Ovy Prasanto Pragita Aci Adistya Puji Handayati Putra Hilmi Prayitno Rangga Adi Caksana Rani Septiani Remond Joey Paywala Reza Ahmad Aulia Rima Handayani Shadi Emad Areef Alhaleh Siti Maimunah Purnamasari Siti Rosnita Binti Sakarji Siti Rosnita Sakarji Sugeng Hadi Utomo Suryati Ishak Thomas Soseco Vidya Purnamasari Wida Rahayuningtyas Yuniar Adhinaya Yulianti

Title

Found 26 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 26 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 26 Documents
Search