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Analisis Determinan Kelancaran Pengembalian Pembiayaan Murabahah BPRS Lantabur Tebuireng Lamongan: Pendekatan Regresi Linear Berganda Afiza Ridha Zamzima; Dahruji, Dahruji; Taufiqur Rahman
Al-Buhuts Vol. 20 No. 2 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i2.5629

Abstract

This study aims to identify several factors that influence the smooth return of murabahah financing to MSME customers with the research object at BPRS Lantabur Tebuireng Lamongan. This type of research data data was obtained from primary and secondary data. The method used is quantitative research with sample data processing techniques using multiple linear regression analysis. The sampling technique was carried out using purposive sampling and a research sample of 67 MSME customers who were still active until the end of 2023 was obtained. From the research results it was found that the variables age, level of education, number of family dependents, business turnover, and religiosity simultaneously influence the smooth return of murabahah financing as indicated by a significance value 0,000. Meanwhile, partial test results show that the factors that have a significant influence on the level of smooth returns on murabahah financing for MSME customers are age, business turnover, and religiosity
Perceptions Of Street Vendors About Halal Certification Self-Declaration Path In Bangkalan City Square Lia Anjali; Dahruji, Dahruji
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

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Abstract

This study aims to collect clear information regarding the views of street vendors on halal certification through self-declaration in Bangkalan City Square. The objects in this study are street vendors operating in the city square, namely chocolate ice vendors, Ice Cincau vendors, Batagor vendors, Cireng and Cimol vendors, Egg Roll Vendors, and Gejrot Tofu vendors. The results of interviews with informants regarding halalic certification procedures for self-disclaration pathways produce a variety of different responses. Then, there is interest from some street vendors after realizing the importance of halals certification for their products and following applicable regulations. There is a need to provide clearer knowledge about the process and the benefits for their business. Therefore, it is necessary to increase socialization activities on self-Declare Pathway Halal Certification, especially for street vendors. This can help them fulfill their statutory obligations and strengthen buyer confidence in their products.