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All Journal Jurnal Perspektif Ekonomi Darussalam Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Eastasouth Journal of Effective Community Services Sharia Economic and Management Business Journal (SEMBJ) PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC)
Ridwan Nurdin
Dosen Fakultas Ekonomi Dan Bisnis, Universitas Syiah Kuala, Banda Aceh.
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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What Determines the Interest in Investing to Gold Savings at Pegadaian Syariah? Nur Masyithah; Ridwan Nurdin; Khairil Umuri; Hendra Halim
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 9, No 2 (2023): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v9i2.12590

Abstract

Sharia pawnshops are a financial institution that plays an important role in society. One of the products offered is gold investment. This study examines the effect of knowledge and promotions mediated by motivation on interest in investing in gold in sharia pawnshops. The object of the study was carried out in Banda Aceh City with 100 respondents spread across 9 districts. Determination of respondents using purposive sampling technique and analyzed by path analysis model. The results found that there was a positive effect of knowledge and promotion on the motivation to invest in gold. Promotion and investment also have a positive effect on interest in investing in gold. Meanwhile, knowledge does not have a positive effect on interest in gold investment. Other results found that motivation is not able to mediate knowledge of interest in investing in gold. However, knowledge can be mediated by the motivation to invest gold in sharia pawnshops. So, sharia pawnshops must increase promotion and outreach to the community so that the gold investment products offered are increasingly in demand.
Facilitating Conditions and Social Influence on Zakat Payment Intention via QRIS: The Moderating Effect of Age at Baitul Mal Aceh Fahri Zuan Ariga Sinaga; Ridwan Nurdin; Eka Nurlina
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.340

Abstract

This research examines how facilitating conditions and social influence affect individuals’ intentions to pay zakat via the QRIS platform, with age considered as a moderating variable in the setting of Baitul Mal Aceh. Anchored in the Unified Theory of Acceptance and Use of Technology (UTAUT), the study identifies the main factors driving the adoption of digital zakat payments. A quantitative approach was employed, using purposive sampling to gather data from 120 respondents. The dataset was analyzed through Structural Equation Modeling (SEM) using the Partial Least Squares (PLS) technique. Results show that both facilitating conditions and social influence have a significant and positive effect on the behavioral intention to adopt QRIS for zakat payments. Moreover, age functions as a moderator: younger participants are more responsive to facilitating conditions, whereas older individuals are more influenced by social pressure. These insights emphasize that successful implementation of QRIS in zakat collection depends on the interaction of enabling infrastructure, social dynamics, and generational differences factors that zakat management institutions should account for in policy and practice.
Pengaruh Literasi Wakaf dan Altruisme terhadap Minat Generasi Milenial Berwakaf Uang di Kota Banda Aceh Dimoderasi Religiusitas Siti Alfia Nur Auliana; Eka Nurlina; Khairil Umuri; Ridwan Nurdin; Muftahuddin Muftahuddin
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 19 No. 1 (2026): AL-AWQAF : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

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Abstract

This research aims to analyze the influence of waqf literacy and altruism on the interest of the millennial generation in giving cash waqf in Banda Aceh City with religiosity as a moderating variable. The sample used in the research consisted of 100 respondents selected using nonprobability sampling techniques. The data analysis techniques used are multiple linear regression analysis and moderate regression analysis. The results of the research show that waqf literacy has a positive and significant effect on the interest of the millennial generation in cash waqf in Banda Aceh City. Altruism has a negative but significant effect on the interest of the millennial generation in waqf in Banda Aceh City. The religiosity variable cannot moderate the relationship between waqf literacy and the interest of the millennial generation in waqf in Banda Aceh City
Empowering the Local Economy Through Creative Product Innovation in Pematang Johar Claudie Tiofanny; Phan Bao Giang; Muhammad Hafiz Abd.Rashid; Ridwan Nurdin; Nurma Sari; Ovie Esrani Panggabean
Eastasouth Journal of Effective Community Services Vol 4 No 02 (2025): Eastasouth Journal of Effective Community Services (EJECS)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/ejecs.v4i02.502

Abstract

Creative product innovation is vital for empowering local economies and improving MSME competitiveness, especially in rural areas. This community service in Pematang Johar Village aimed to strengthen creativity, innovation, and digital marketing among 42 participants, including MSME owners, youth, and women entrepreneurs. Through workshops and mentoring based on Service-Learning and Participatory Action Research (PAR), participants improved by over 50% in product design, packaging, and digital promotion. They created culturally inspired prototypes and formed the Pematang Johar Creative MSME Forum to ensure continued collaboration. The program shows that innovation enhances business competitiveness while promoting social inclusion and sustainability, contributing to SDGs 8 and 9 through inclusive economic growth and community-based innovation.
The Impact of Service Quality and Sharia Governance on Cooperative Members’ Loyalty of Post Conversion as Mediated by Brand Image Ridwan Nurdin; Muhammad Haris Riyaldi; Sakinatul Raadiyah Abdullah; Khairil Umuri
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.2239

Abstract

Background: The growth of sharia cooperatives in Aceh following the implementation of Qanun No. 11/2018 Aceh has intensified competition and highlighted the importance of maintaining member loyalty. Factors such as service quality, sharia governance, and institutional image are crucial in influencing satisfaction and sustaining cooperative member loyalty. Method: This study utilized primary data by distributing questionnaires to 113 respondents through cluster sampling, namely sharia cooperatives located in the West, East, and Central Aceh regions. We tested the seven proposed hypotheses using the Structural Equation Modeling (SEM) technique. Results: The findings of this study indicate that service quality and sharia governance have an effect on the institution's ideals. Likewise, service quality has an effect on member loyalty. However, sharia governance and brand image do not have an effect on member loyalty. The indirect effect also reveals that the brand image cannot influence service quality or sharia governance's effect on member loyalty. The study investigates the mediated effect of sharia governance and service quality on member loyalty. Conclusion: This empirical evidence demonstrates that sharia cooperatives need to improve the quality of their services in order to preserve member loyalty
Co-Authors Amri Amri Bayhaqi Bayhaqi Claudie Tiofanny Cut Delia Ikramina Dara Meutia Eka Nurlina Ellyza Safitri Fahri Zuan Ariga Sinaga Hendra Halim Laila Maghfirah Maulana Akhyar Muftahuddin Muftahuddin Muhammad Hafiz Abd.Rashid Muhammad Haris Riyaldi Nur Masyithah Nurma Sari Ovie Esrani Panggabean Phan Bao Giang Puteri Nabila Reza Darmawan Sakinatul Raadiyah Abdullah Siti Alfia Nur Auliana Umuri, Khairil