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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam al-Afkar, Journal For Islamic Studies AFEBI Islamic Finance and Economic Review Stability: Journal of Management and Business Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman El-Qist : Journal of Islamic Economics and Business (JIEB) Management of Zakat and Waqf Journal (MAZAWA)) Didaktika Religia Balanca : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Education Management el-Jizya: Jurnal Ekonomi Islam Al-Muraqabah: Journal of Management and Sharia Business Al-Muzdahir: Jurnal Ekonomi Syariah MASADIR: Jurnal Hukum Islam Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Ekonomi Syariah Al-Muhasib: Journal of Islamic Accounting and Finance
Bakhrul Huda
Program Studi Manajemen Zakat Dan Wakaf, Fakultas Ekonomi Dan Bisnis Islam UIN Sunan Ampel Surabaya
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Analysis of Impulsive Buying Consumptive Behavior during the Shopee E-Commerce Double Date Event (A Study of Parents of Students at the AHE Lamongan Tutoring Institute) Arrizqah Bariroh; Bakhrul Huda
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.1906

Abstract

The development of information and communication technology has brought very significant changes to human life. In the digital era, technology and the internet are increasingly developing, causing consumer behavior among society to experience a drastic increase. The ease of technology and the internet then gave birth to online shopping sites which are usually known as E-Commerce or electronic commerce. The convenience offered by E-Commerce helps people to obtain various life needs, such as secondary, primary and even tertiary needs. However, apart from the positive impact felt, people's behavior tends to become more consumptive. Without realizing it, they spend a lot of money just to buy things that are not really needed. This research aims to find out what factors encourage consumer behavior among people to increase every day. This research uses qualitative methods and a literature review. Qualitative research methods are a type of research that produces discoveries that cannot be achieved or obtained using statistical procedures or other means of quantification (measurement). The subjects of this research were 10 parents of millennial students who used the Shopee application to fulfill their lifestyle. The data collection technique used was to recruit 10 active student parents who had answered several questions via gform and met the criteria, then continued with a semi-structured interview method via the WhatsApp application with the questions asked focusing on their experiences during the twin date event. The results of this research conclude that the factors that influence Impulsive Buying consumptive behavior include promotions and discounts, ease of access, product display and advertising, free shipping and emotional involvement.
ANALISIS PENYALURAN ZAKAT PROFESI DOSEN PADA PROGRAM BANTUAN UANG KULIAH TUNGGAL MAHASISWA DALAM PEMBERDAYAAN DI BIDANG PENDIDIKAN Sonia Rosta Alannawa; Maulida Draseva Angela; M. Thoriq Farchan; Bakhrul Huda
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 1 No. 02 (2023): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze how professional zakah is distributed in the UINSA Zakah Management Unit (UPZ) program as an effort to empower the economics of UINSA students. This research uses a qualitative approach method using descriptive analysis by directing researchers to the conditions to be studied and reviewing related literature. The data used in this research were obtained through observation and interviews and the data were analyzed using the triangulation method. The research results show the mechanism for distributing professional zakah in the UINSA Zakah Management Unit (UPZ) program as an effort to empower the economics of UINSA students and also explains data on zakah that has been distributed over the last 3 years. There are also obstacles found in the distribution of professional zakah funds. Such as the lack of interest of lecturers to participate in providing professional zakah funds to UPZ UINSA, mechanisms that must involve contributions from several parties, to the lack of precise distribution of funds according to the schedule set by UPZ UINSA, and obstacles in equalizing the amount of funds given to students. To deal with these obstacles, several solutions have been put forward, such as attracting the interest of lecturers or employees at UPZ UINSA, an understanding approach is needed for them which must be carried out by UPZ UINSA, providing appropriate learning or direction to students who wish to register for UKT assistance so that they do not Several errors have caused problems in the performance of UPZ UINSA, and more explanation or understanding is needed for professors who have channeled their professional funds to UPZ UINSA for changes in student targets and more appropriate amounts of aid funds so that they feel more useful.
Implementasi Total Quality Manajemen pada Bank Syariah Indonesia KCP Gresik Menganti Af’idatul Maulidiyah; Dian Aprissa M; Fakhriyadi Ainiyah; Bakhrul Huda
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 2 No. 2 (2022)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic University Syekh Wasil of Kediri [UIN Syekh Wasil Kediri]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v2i2.313

Abstract

Total Quality Management (TQM) is a starting point for an approach that assists Islamic financial institutions in improving service quality and regulates how the management control methods used are compatible with the management of financial institutions. This article wants to answer how the TQM concept is at BSI KCP Gresik Menganti and how TQM is implemented in that place. This research is a type of empirical research that emphasizes data collection directly from practice. The approach used by us is a qualitative approach. The results of our study are that the TQM concept in the research location emphasizes 1) friendly, courteous, and friendly service; 2) innovation is an initiative that implements solutions and wants to create added value; 3) role models, as actions and motivations that are correct and appropriate to implement cultural values; 4) professionalism, namely competence and responsibility, as well as innovative work, and; 5) honest, discipline, and consistency. In practice, BSI KCP Gresik Menganti implements TQM in the services provided which are pretty good, and most importantly the services provided do not look at who comes from both a race and ethnic perspective, the customers who come with various obstacles to BSI KCP Gresik Menganti.
Analisis Penggunaan Akad Kafalah bi Al Ujrah pada Produk BSI Hasanah Card di Bank BSI–KCP UINSA Surabaya Filla Apriliani Mahfudloh; Mochammad Syahrul Asy'ari; Bakhrul Huda
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 6 No. 1 (2024): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v6i1.711

Abstract

This research aims to find out how the kafalah contract is used in BSI Hasanah Card products. The research method used is a qualitative method using a descriptive approach. The data sources used are primary data and secondary data. Primary data was obtained through a direct interview process with BSI KCP UINSA Surabaya. Secondary data was obtained from various literary sources such as books, journals, articles and other documents that support discussions related to the research theme. The results of this research show that the BSI Hasanah Card is in accordance with sharia principles. BSI Hasanah Card uses three sharia contracts, namely the kafalah bil ujrah, qard and ijarah contracts. The use of the BSI Hasanah Card places restrictions on its users by not being able to use it for types of transactions that are not in accordance with sharia. This can provide a sense of security and eliminate worry for BSI Hasanah Card users from all forms of transactions that contain elements of gharar and usury and are not in accordance with sharia provisions.
Pemanfaatan Alokasi Dana Zakat Produktif Dalam Pemberdayaan UKM Melalui Bantuan Gerobak Usaha BAZNAS Kota Surabaya: Utilization of Productive Zakat Fund Allocations in Empowering SMEs through Assistance from BAZNAS Business Carts in Surabaya City Rofi’atul Maziyah; Rosmiati; Soniatul Fitriyah; Istiqomatul Afifah; Bakhrul Huda
Balanca : Jurnal Ekonomi dan Bisnis Islam Vol. 6 No. 2 (2024): Balanca: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/balanca.v6i2.7426

Abstract

This study aims to determine whether the distribution of productive zakat funds carried out by BAZNAS Surabaya city through capital assistance and business carts can be utilized and have a positive impact on its recipients, so that indirectly this can contribute to overcoming poverty and unemployment in Indonesia, especially the city of Surabaya. The methodology used in this study uses a qualitative method with primary data sources obtained through observation and interviews with one of the implementing staff in the field of distribution of BAZNAS Surabaya city, as well as SME X and SME Y as recipients of BAZNAS cart assistance, while secondary data from literature studies. The results of this study indicate that the utilization of productive zakat fund allocations has a significant impact on SME X and SME Y in the city of Surabaya, so it can be seen that the distribution of productive zakat funds through the business cart assistance program for SMEs is very helpful in efforts to empower SMEs in the city of Surabaya.
Co-Authors Abdul Hakim Achmad Fauzan Afandy Putra Nugroho Af’idatul Maulidiyah Ahmad Alif Anwar Ahmad Alwafiq Fanani Ahmad Misbahul Munir Aini Tsalsa Maulidhinah Ali Arifin Alvi Nuur Rasyidah Arrizqah Bariroh Atok Syihabuddin Aulia Romadona Azizatul Mahmudah Azzukhruf Jannah Baharudin Fakih Basar Dikuraisyin Binti Nur Asiyah Dewi Yanti Imro'atus Sa'diyah Dian Aprissa M Elva Widya Lestari Elvira Putri Rizkyka Eva Maulidiyah Oktaviani Fakhriyadi Ainiyah Fawaid Fawaid Filla Apriliani Mahfudloh Firda Adilah Dewi Ghosyi Harfiah Ningrum Indira Mourin Sayidina Isa Mansyur Sholeh Istiqomatul Afifah Karisma Wati Kartika Dewi Safitri Lasnadya Tanjung Lia Nor Anila M. Thoriq Farchan Maulida Draseva Angela Maziyyah Richa Adnina Megafatin Qomariyah Subagyo Mochammad Andre Agustianto Mochammad Syahrul Asy'ari Moh. Nabel Felamani Mohammad Majduddin Muhammad Awwaluddin Afiqul Ibad Muhammad Rofiq Fatakhudin Nikmatus Sholikhah Olaf In Amullah Ghozdawani Wijaya Reza Dwi Firnanda Riska Delta Rahayu Riski Delta Ningtyas Rofi’atul Maziyah Rosmiati Salsabila Nurmalita Sari Siti Robiatul Adawiyah Sonia Rosta Alannawa Soniatul Fitriyah Ulil Absor Faiq Abdillah Verina Amelia Arisanti Widya Purnamasari Zuhrotunisa Eviana Indah Kumala