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All Journal Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Perspektif : Jurnal Ekonomi dan Manajemen Universitas Bina Sarana Informatika INTERACTION: Jurnal Pendidikan Bahasa Akrab Juara : Jurnal Ilmu-ilmu Sosial JURNAL LENTERA AKUNTANSI Jurnal Akuntansi, Manajemen, dan Perencanaan Kebijakan Journal of Macroeconomics and Social Development Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Sabaruddin Siagian
Universitas Bina Sarana Informatika
Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Medicine & Pharmacology Social Sciences

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ANALISIS KINERJA INDUSTRI PERBANKAN NASIONAL PASCA COVID-19 Roni, Faizal; Rafik, Ahmad; Lidwan, Nanang; Siagian, Sabaruddin
JURNAL LENTERA AKUNTANSI Vol. 8 No. 1 (2023): JURNAL LENTERA AKUNTANSI, MEI 2023
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrakt.v8i1.852

Abstract

The purpose of scientific writing is to analyze the performance of the banking industry, related to liquidity performance, credit disbursement and processing of non-performing loans, management of third party funds (DPK), profitability or ROA, and post-Covid-19 banking capital or CAR. The research sample used is a conventional commercial bank (BUK). The data used is secondary data taken from OJK. As a result, overall banking performance after the Covid-19 crisis has been satisfactory. As an individual result, post-Covid-19 banking liquidity is very good, credit disbursement performance has returned to normal and the management of non-performing loans is consistently in a safe position. Meanwhile, the performance of third party fund management also greatly improved. In addition, bank profitability has recovered to the level it was before the Covid-19 crisis and banking capital or CAR during the post-Covid-19 crisis has remained strong to finance the elimination of problem loans.Key words: Liquidity, Credit, NPL, DPK, ROA and CAR.
Pengaruh Pengembangan Karir dan Kepuasan Kerja terhadap Loyalitas Pegawai di UPT Balai Teknik Penerbangan Alfa Radian; Sabaruddin Siagian
Jurnal Akuntansi, Manajemen, dan Perencanaan Kebijakan Vol. 3 No. 2 (2025): December
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jampk.v3i2.922

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pengembangan karir dan kepuasan kerja terhadap loyalitas pegawai di UPT Balai Teknik Penerbangan. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan pendekatan deskriptif. Data yang digunakan merupakan hasil dari penyebaran kuesioner terhadap 40 responden. Analisis data dilakukan dengan regresi linear berganda menggunakan program SPSS versi 26. Hasil penelitian menunjukkan bahwa pengembangan karir berpengaruh positif dan signifikan terhadap loyalitas pegawai dengan perolehan nilai t hitung melampaui nilai t tabel (3.513 > 2.026), serta nilai signifikasi lebih kecil dari standar (0.001 < 0.05). Kepuasan kerja tidak berpengaruh terhadap loyalitas pegawai, karena nilai t hitung lebih kecil dari t tabel (1.949 < 2.026), serta nilai signifikasi lebih besar dari standar (0.059 > 0.05). Serta pengembangan karir dan kepuasan kerja secara simultan berpengaruh positif dan signifikan terhadap loyalitas pegawai dengan nilai t hitung lebih besar dari t tabel (10.812 > 3.252), serta nilai signifikasi lebih kecil dari standar (0.000 < 0.05). Kesimpulan penelitian ini adalah, pengembangan karir memiliki pengaruh terhadap loyalitas pegawai, kepuasan kerja tidak memiliki pengaruh terhadap loyalitas pegawai, sedangkan pengembangan karir dan kepuasan kerja secara simultan memiliki pengaruh terhadap loyalitas pegawai di UPT Balai Teknik Penerbangan.
Analisis Kredit Bermasalah (NPL) Perbankan Pasca Berakhirnya Program Stimulus Restrukturisasi Kredit Covid-19 Sabaruddin Siagian
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.6908

Abstract

Tujuan penelitian untuk mengetahui kondisi kredit bermasalah atau non performing loan (NPL) perbankan Indonesia pasca berakhirnya stimulus restrukturisasi kredit Covid-19 dan mengetahui kekuatan perbankan Indonesia dalam memitigasi risiko kreditnya (credit risk) ke depan untuk mengurangi krisis perbanakan. Dalam penelitianl ini menggunakan metode analisis deskriptif dan menggunakan sumber data sekunder dari Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI). Hasilnya dari penelitian ini, pertama, kredit bermasalah atau NPL perbankan Indonesia rendah jauh di bawah ambang batas 5 persen pasca berakhirnya program restrukturisasi kredit Covid-19. Kedua, mitigasi risiko kredit yang dilakukan perbankan dalam mengurangi krisis perbankan cukup kuat ke depan. Indikator capital adequacy ratio (CAR) atau permodalan, cadangan kerugian penurunan nilai (CKPN) perbankan dan likuiditasnya cukup kuat menghadapi risiko kredit ke depan.
Pengaruh Harga dan Brand Image terhadap Minat Beli Produk Fashion pada Melstore.JKT Cabang Kelapa Dua, Depok Salsabila Udzri; Sabaruddin Siagian; Otto V Siregar
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 2 (2026): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/cn9xny70

Abstract

The increasingly competitive fashion industry requires companies to understand the factors that influence consumer behavior, particularly purchase intention. Price and brand image are important factors that shape consumers' perceptions of fashion products. This study aims to examine the effect of price and brand image on consumers' purchase intention toward fashion products at Melstore.Jkt, Kelapa Dua Depok Branch, both partially and simultaneously. This study employed a quantitative method with an associative approach. Data were collected through questionnaires distributed using a Likert scale. The sampling technique used was non-probability sampling with a purposive sampling method, involving 100 respondents. The data were analyzed using SPSS version 25 through validity testing, reliability testing, classical assumption testing, multiple linear regression analysis, t-test, F-test, and coefficient of determination (R²) analysis. The results showed that, partially, both the Price variable and the Brand Image variable had a positive and significant effect on Purchase Intention. Simultaneously, Price and Brand Image jointly had a significant effect on Purchase Intention, contributing 26.6%, among consumers of Melstore.Jkt, Kelapa Dua Depok Branch
Co-Authors Adianta Sebayang Alfa Radian Amas Sari Marthanti Dewanti, Amelia Putri Eni Reptiningsih Faizal Roni Helmy Ivan Taruna Jaka Santosa, Jaka Lahat, Mohammad Amas Lidwan, Nanang Otto V Siregar Rafik, Ahmad roni, faizal Salsabila Udzri Sopyan Sopyan Wawan Ridwan Wawan Ridwan