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All Journal Jurnal Ekonomi Kuantitatif Terapan Ekonomi Bisnis Jurnal Keuangan dan Perbankan Kinerja Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Pendidikan Ekonomi Jurnal Ekonomi dan Studi Pembangunan (Journal of Economics and Development Studies) Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Pendidikan Ekonomi Hasanuddin Economics and Business Review Fokus Ekonomi Journal of Innovation in Business and Economics International Journal of Business, Law, and Education Social Science Studies International Journal of Accounting & Finance in Asia Pasific International Journal of Economics and Management Research Journal Research of Social Science, Economics, and Management Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Social, Ecology, Economy for Sustainable development goals Journal International Journal of Economics, Business and Innovation Research International Journal of Economics and Management Research Balance: Jurnal Ekonomi
Grisvia Agustin
Universitas Negeri Malang
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences Other

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The Effect of Financial Literation on Students's Personal Financial Planning in Malang (Case Study on Pesantren Luhur Malang and Pesantren Al-Barakah Malang) Agustin, Grisvia; Pratasari, Desy Erlanda
Hasanuddin Economics and Business Review VOLUME 4 NUMBER 2, 2020
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v4i2.2382

Abstract

Financial literacy is very important because it is needed for financial planning so that people can manage their finances more optimally. However, according to the FSA, Indonesia has a low level of financial literacy, so there is a need for research on differences in financial planning in Pesantren Luhur Malang which obtain financial literacy studies from Kitab Kuning and halaqah (a seminar of scientific study) with financial planning in Pesantren Al-Barakah Malang which gain financial literacy from Kitab Kuning only. This study aims to determine the effect of financial literacy on the financial planning of students of Pesantren Luhur Malang and students of Pesantren Al-Barakah Malang, as well as differences in financial literacy and financial planning between students Pesantren Luhur Malang and students of Pesantren Al-Barakah Malang. This study uses a descriptive quantitative approach, with two variables financial literacy and financial planning, using simple linear regression analysis and independent-sample t-test. Sampling using purposive sampling with a total sample of 52 students consisting of 26 students of Pesantren Luhur Malang and 26 students of Pesantren Al-Barakah Malang. Based on data analysis, are known that (1) financial literacy has an effect on financial planning in students of Pesantren Luhur Malang and students  Pesantren Al-Barakah Malang (2) there is a  difference between the financial literacy of students of Pesantren Luhur Malang and students of Pesantren Al-Barakah Malang. (3) there are differences in the financial planning of students  Pesantren Luhur Malang and students  Pesantren Al-Barakah Malang.
The Impact of Organizational on the Achievement Index Na'ima, Akbarti; Nasikh; Grisvia Agustin
International Journal of Economics and Management Research Vol. 1 No. 3 (2022): December: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v1i3.47

Abstract

In addition to studying, students choose to study while participating in organizing activities to fill their free time. However, the joining of students in organizations has both positive and negative impacts. The Achievement Index (IP) can be used as a benchmark for the maturity of a student's cognitive abilities. Researchers use qualitative methods with a phenomenological approach. The determination of informants uses purposive sampling with the criteria for students majoring in Development Economics (EKP) UM class of 2018 who follow the organization. Data collection was carried out with in-depth interviews and documentation. The results of the study found several findings, namely students majoring in EKP 2018 have IP in the good category above 3.50 and have increased when participating in organizations, but among them have experienced a decrease, but not significant. Students have also been and often are not present in lectures on dispense grounds. Other impacts beyond academic achievement include gaining a lot of experience, gaining relationships, mastering public speaking, understanding various backgrounds of people, knowing how to work in a team, and experiencing the external experience of the campus
RURAL TOURISM AS AN ECONOMIC POTENTIAL FOR PEOPLE IN MALANG RAYA: RURAL TOURISM AS AN ECONOMIC POTENTIAL FOR PEOPLE IN MALANG RAYA Rofiah, Siti Khusnul; Nasikh Nasikh; Grisvia Agustin
International Journal of Economics and Management Research Vol. 1 No. 3 (2022): December: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v1i3.50

Abstract

The development of tourist villages is one way to encourage regional economic growth. This research examines the potential of the tourist village of the colorful village of Jodipan, Coban Putri and the tourist village of Pujon which represent tourist attractions in Batu City, Malang City and Malang Regency. The presence of rural tourist destinations brings fresh air to the community. The indicator of the success of the development of this tourism god certainly depends on the mindset of the surrounding community in developing tourism potential with the local wisdom of the village. Of course, the existence of rural tourism in Malang Raya will support regional income and will certainly have a positive impact on increasing national income, reducing poverty and opening new jobs.
Social Engineering SWOT Analysis in Government-Owned Commercial Banks and National Private Commercial Banks Syafitri, Nadillah; Agustin, Grisvia
KINERJA Vol. 27 No. 2 (2023): KINERJA
Publisher : Faculty of Business and Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v27i2.6685

Abstract

This research examines the phenomenon of social engineering at government-owned commercial banks and national private commercial banks. The research method used is descriptive qualitative with a literature study. The research results show the bank's strengths, weaknesses, opportunities, and threats. In addition, several strategies are recommended for banks to prevent social engineering attacks, namely building information technology in banking according to the standards and regulations of the Financial Service Authority (Otoritas Jasa Keuangan), utilizing social media as an educational tool, training employees, monitoring and optimizing data security and banking information technology networks, suppressing the circulation of social issues on behalf of banks that can trigger social engineering, increasing financial literacy and awareness of data security personal customers and employees. To prevent social engineering attacks, banks can implement strategies that are considered adequate.
Effect Cashless Payment on Inflation with Velocity of Money as Intervening Variable Anggraini, Alifianur; Agustin, Grisvia
Jurnal Ekonomi Balance Vol. 18 No. 2 (2022): Desember 2022
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v18i2.9606

Abstract

This study aims to examine the effect of debit cards, credit cards, e-money on inflation and the velocity of money as an intervention. Data in this study were obtained from trusted sources and the official websites of BI and BPS for the 2016-2020 period. The research data is secondary data in the form of time series data. This research uses the method of path analysis or path analysis and the data will be processed using SPSS. Test methods include classical assumption test, hypothesis test and test of the coefficient of determination R^2. The significance level of this study is 5%. The results of this study state that in the first equation directly e-money has no significant effect on the velocity of money but credit cards and debit cards have a significant effect on the velocity of money, in the second equation directly debit cards and e-money have no effect on inflation, while credit cards and the velocity of money have a significant influence on inflation, indirectly the velocity of money is able to be an intervening between credit cards, debit cards, and e-money on inflation
Co-Authors Abbas, Muhammad Hasyim Ibnu Adistya, Pragita Aci Akbarti Na'ima Anggraini, Alifianur Ashif Chumaida Sari Camila, Elmira Mufliha Dwi Wulandari Dwi Wulandari Eirene Yonastasia Riyadi Endang Miftaqul Khairiyah Fajrin Nur Hidayah Farida Rahmawati Hadi Sumarsono Hesti, Mirna Shofa Hidayatulloh, Charisma Fikri Imam Mukhlis Inayati Nuraini Dwiputri indrati siswa Lustina Fajar Prastiwi Na'ima, Akbarti Nasikh Nasikh Nasikh Nasikh Nasikh Nasikh Nora Ria Retnasih Nuraini, Fariha Pratasari, Desy Erlanda Radise, Sidha Belanandra Rahmayanti, Dhita Aulia Reinanda Putri Salsabillah Reza Lainatul Rizky Risang Jaladri Riyadi, Eirene Yonastasia Ro'ufah Inayati Rofiah, Siti Khusnul Rosyida, Rosyida Siti Khusnul Rofiah Surya, Eka Putri Syafitri, Nadillah Wijayanti * Wijayanti Wijayanti