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Pengaruh Uang Saku, Gaya Hidup Dan Self Control Terhadap Minat Investasi Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Slamet Riyadi Surakarta Rahma Ghisella Afiania; Edi Wibowo; Setyaningsih, Setyaningsih
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research uses a survey method conducted on students of the economics and business faculty at Slamet Riyadi University, Surakarta. The data required is a general description of the research object, respondents' responses regarding pocket money, lifestyle, self-control and student investment interest. The type of data used in this research is quantitative data. Data sources include primary and secondary data. Data collection techniques in research use questionnaires distributed to respondents. The sampling technique uses random sampling. The sample size in this study used the Slovin formula, 130 students from the economics faculty at Slamet Riyadi University, Surakarta. Data analysis techniques use descriptive analysis and inductive analysis in the form of multiple linear regression analysis, t test, F test (model accuracy), and coefficient of determination test (R²) The results of the t test show that pocket money has a significant effect on investment interest because it has a significance value of 0.008 < 0.05, lifestyle has a significant effect on investment interest because it has a significance value of 0.002 < 0.05, self control has a significant effect on investment interest because it has a significance value of 0.012 < 0.05. The F test results show that this regression has a calculated F value of 20.273 with a significance value of 0.000 < 0.05, meaning that the model is correct in predicting the influence of pocket money, lifestyle, self-control on investment interest. The coefficient of determination result is 0.309, which means that the influence given by the independent variables, namely pocket money, lifestyle, self-control, is 30.9%, while the remainder (100% - 30.9%) = 69.1% is influenced by external factors. variables studied
Pengaruh Return On Equity, Current Ratio, dan Total Asset Turnover Terhadap Pertumbuhan Laba Pada Perusahaan Rokok Yang Terdaftar di BEI Periode 2021-2023 Dimas Yusuf Adi Prayogo; Edi Wibowo
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 2 No. 4 (2025): Maret
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v2i4.4117

Abstract

Tujuan penelitian ini untuk mengetahui signifikansi pengaruh return on equity, current ratio, dan total asset turnover terhadap pertumbuhan laba. Hipotesis penelitian ini adalah diduga ada pengaruh positif signifikan return on equity, current ratio, dan total asset turnover terhadap pertumbuhan laba baik secara parsial maupun simultan. Penelitian ini menggunakan metode kuantitatif. Sumber data berupa data sekunder. Teknik pengumpulan data dilakukan melalui dokumentasi dari website www.idx.co.id. Teknik pengambilan sampel menggunakan sampling jenuh sebanyak 48 kuartal. Teknik analisis data menggunakan analisis regresi linear berganda, uji t, uji F, dan koefisien determinasi. Hasil analisis regresi linear diperoleh persamaan Y = 0,087 + 7,094 X1 + 0,257 X2 – 0,963 X3 + e. Hasil uji t pengaruh return on equity terhadap pertumbuhan laba diperoleh bahwa terdapat pengaruh positif signifikan return on equity terhadap pertumbuhan laba. Uji t pengaruh current ratio terhadap pertumbuhan laba diperoleh bahwa terdapat pengaruh positif signifikan current ratio terhadap pertumbuhan laba. Uji t pengaruh total asset turnover terhadap pertumbuhan laba diperoleh bahwa terdapat pengaruh negatif signifikan total asset turnover terhadap pertumbuhan laba. Hasil uji F diperoleh hasil bahwa terdapat pengaruh yang signifikan return on equity, current ratio, dan total asset turnover terhadap pertumbuhan laba. Hasil perhitungan koefisien determinasi diperoleh nilai R2 = 0,148, artinya 14,8 % pertumbuhan laba dipengaruhi oleh return on equity, current ratio, dan total asset turnover.
PENGARUH FINANCIAL TECHNOLOGY, LITERASI KEUANGAN, INOVASI PRODUK DAN KOLABORASI NETWORK TERHADAP KINERJA KEUANGAN UMKM (SURVEI PADA UMKM KULINER DI KECAMATAN TAWANGMANGU) Muhammad Nashrul Muhtaril Fajar; Edi Wibowo
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 2 No. 4 (2025): Maret
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v2i4.4125

Abstract

Manajemen keuangan dapat diartikan sebagai keseluruhan kegiatan yang berkaitan dengan usaha merencanakan, mencari dan mengalokasikan dana untuk memaksimumkan efisiensi operasi perusahaan. Penelitian ini bertujuan untuk menganalisis: 1) pengaruh financial technology terhadap kinerja keuangan UMKM di Kecamatan Tawangmangu, 2) pengaruh literasi keuangan terhadap kinerja keuangan UMKM di Kecamatan Tawangmangu, 3) pengaruh Pengaruh inovasi produk keuangan terhadap kinerja keuangan UMKM di Kecamatan Tawangmangu, 4) Pengaruh kolaborasi network terhadap kinerja keuangan UMKM di Kecamatan Tawangmangu. Pengumpulan data dalam penelitian ini menggunakan kuisioner yang disebarkan kepada responden. Sampel dalam penilitian ini berjumlah 87 UMKM makanan dan 46 UMKM minuman dijumlahkan menjadi 133 UMKM. Teknik pengambilan sampel menggunakan teknik Accidental Sampling. Teknik pengumpulan data yang digunakan adalah kuesioner, observasi dan studi pustaka. Teknik analisis data menggunakan analisis deskriptif, uji asumsi klasik, uji regresi linier berganda,  uji t, uji F dan uji koefisisen determinasi (R2). Hasil uji t menunjukan bahwa financial technology dan literasi keuangan berpengaruh signifikan terhadap kinerja keuangan sedangkan inovasi produk dan kolaborasi network tidak berpengaruh signifikan terhadap kinerja keuangan. Hasil uji F menunjukan nilai F hitung 41,234 dengan nilai signifikansi ( p. value) sebesar 0,000 < 0,05, maka Ho ditolak dan Ha diterima,  artinya model tepat digunakan untuk memprediksi pengaruh variabel independen terhadap variabel dependen. Hasil yang diperoleh dari koefisien determinasi adalah sebesar 0,549. Artinya besarnya sumbangan pengaruh variabel independen terhadap variabel dependen sebesar 54,9 %. Sisanya (100% - 54,9%) = 45,10 % dipengaruhi oleh variabel lain diluar model misalnya lingkungan kerja, ukuran perusahaan, daya saing pasar, biaya operasional , modal kerja dsb.
Analisis Laporan Keuangan untuk Mengukur Kinerja Keuangan PT. Sri Rejeki Isman TBK (SRITEX) Periode 2020 – 2023 Ardanisyahara Berliana Firdaus; Edi Wibowo
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 2 No. 1 (2025): Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v2i1.887

Abstract

PT Sri Rejeki Isman, Tbk (Sritex) is the largest textile company in Southeast Asia. The problem in this study is how the financial performance of PT Sri Rejeki Isman Tbk (Sritex) in 2020 - 2023 based on liquidity ratios, solvency ratios, activity ratios, and profitability ratios. The purpose of this study is to provide an overview and analyse the performance conditions of PT Sri Rejeki Isman, Tbk (Sritex) in 2020 - 2023 based on liquidity ratios, solvency ratios, activity ratios, and profitability ratios. This research is a type of case study research at PT Sri Rejeki Isman, Tbk (Sritex) for the period 2020 - 2023. The type of data used is secondary data, in the form of balance sheet reports and income statements of PT Sri Rejeki Isman, Tbk (Sritex). The results of the liquidity ratio, the average current ratio is 1.93%, indicating a bad condition. The average quick ratio is 1.03%, indicating unfavourable conditions. The average cash ratio is 0.16%, indicating a poor condition. The results of the solvency ratio, the ratio of debt to assets averaged 1.61%, indicating an unfavourable condition. The average debt to equity ratio is 2.37%, indicating poor condition. The results of the activity ratio, the average fixed asset turnover ratio is 1.30 times, indicating an unfavourable condition. The average total asset turnover ratio is 0.60 times, indicating an unfavourable condition. The results of the profitability ratio, the average return on assets ratio is -0.38%, indicating poor condition. Return on equity averaged -0.80%, indicating a poor condition. The average gross profit margin was -0.26%, indicating unfavourable conditions. The average net profit margin was -0.59%, indicating unfavourable conditions
Pengaruh Literasi Keuangan Digital, Persepsi Kemudahan dan Gaya Hidup Gen Z terhadap Minat Penggunaan E-Wallet Shopeepay : Survei pada Mahasiswa Prodi Manajamen Fakultas Ekonomi dan Bisnis Universitas Slamet Riyadi Surakarta Maratus Sholikah; Edi Wibowo
JURNAL RISET MANAJEMEN DAN EKONOMI (JRIME) Vol. 3 No. 2 (2025): April : JURNAL RISET MANAJEMEN DAN EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrime.v3i2.3145

Abstract

The development of technology in the digital era has a significant impact on the financial sector, especially in the payment system that is now shifting from cash to non-cash. One form of technological innovation is Financial Technology (Fintech), where E-Wallet is one of the popular classifications in Indonesia, such as Shopeepay, Dana, Gopay, OVO, and LinkAja. This study aims to analyze the influence of digital financial literacy, perception of convenience, and Gen Z lifestyle on the interest in using the Shopeepay E-Wallet among students of the Management Study Program, FEB UNISRI. This study uses a quantitative approach with primary data collected through questionnaires from 94 respondents. The sampling technique uses proportionate stratified random sampling. Data were analyzed using multiple linear regression, t-test, F-test, and coefficient of determination (R²). The results show that digital financial literacy and Gen Z lifestyle have a significant partial effect on the interest in using Shopeepay, while perception of convenience does not have a significant effect. Simultaneously, the three variables have a significant effect. The R² value of 65% shows that the independent variable is able to explain the interest in using Shopeepay, while the remaining 35% is influenced by other factors such as perceptions of security, risk, benefits, trust, and financial behavior.
Pengaruh Literasi Keuangan, Inovasi Produk dan Harga terhadap Kinerja Keuangan : (Studi Kasus pada UMKM Kuliner di Alun-Alun Sukoharjo) Bela Tri Widhiastuti; Edi Wibowo; Dorothea Ririn Indriastuti
Jurnal Pajak dan Analisis Ekonomi Syariah Vol. 2 No. 2 (2025): April: Jurnal Pajak dan Analisis Ekonomi Syariah
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jpaes.v2i2.894

Abstract

The purpose of this research is to analyze the influence of financial literacy on the financial performance of Culinary MSMEs, product innovation on the financial performance of Culinary MSMEs and price on the financial performance of Culinary MSMEs. This research is a survey of Culinary MSMEs in Alun-alun Sukoharjo. This research used a sample of 100 people with a sampling technique using purposive sampling. Data collection techniques use library research. The data analysis technique uses multiple linear regression analysis methods, t test, f test, and determination test. The research results show that financial literacy has an influence on the financial performance of Culinary MSMEs, product innovation on the financial performance of Culinary MSMEs and price on the financial performance of Culinary MSMEs.
HUBUNGAN PERSONAL HYGIENE DENGAN KEPUTIHAN PADA IBU RUMAH TANGGA DI DESA PURWOGONDO KALINYAMATAN Indah Ayu Sundari; Dewi Hartinah; Edi Wibowo
Nusantara Hasana Journal Vol. 5 No. 3 (2025): Nusantara Hasana Journal, August 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i3.1601

Abstract

This study aims to identify personal hygiene in housewives; identify the incidence of vaginal discharge in housewives; and analyze the relationship between personal hygiene and the incidence of vaginal discharge in housewives. Most housewives, 71.6% of respondents, reported poor personal hygiene. This indicates that personal hygiene, particularly genital hygiene, is still not optimal. While 59.1% of respondents experienced normal vaginal discharge, the incidence of abnormal vaginal discharge remained quite high at 40.9%. This suggests that vaginal discharge remains a reproductive health issue that requires greater attention. A significant correlation was found between personal hygiene and vaginal discharge among housewives in Purwogondo Kalinyamatan Village, with a p-value of 0.003 and a correlation value of r = -0.314. This indicates a low-moderate negative correlation, meaning that better personal hygiene reduces the likelihood of abnormal vaginal discharge.
Analisis Technology Acceptance Model (TAM) terhadap Penggunaan Fintech Peer To Peer (P2P) Lending sebagai Alternatif Pendanaan Modal Kerja UMKM Kuliner di Alun-alun Karanganyar Debora Citra Kaloka; Edi Wibowo
Jurnal Manajemen Riset Inovasi Vol. 2 No. 3 (2024): Juli : Jurnal Manajemen Riset Inovasi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v2i3.3059

Abstract

The study aims to determine how much (1) the effect of perceived ease of use on perceived usefulness in P2P Lending for culinary MSMEs in Karanganyar town square, (2) the effect of perceived ease of use on trust in P2P Lending for culinary MSMEs in Karanganyar town square, (3) the effect of perceived usefulness on trust in P2P Lending for culinary MSMEs in Karanganyar town square, (4) the effect of trust on attitude toward using in P2P Lending for culinary MSMEs in Karanganyar town square, and (5) the effect of attitude toward using on behavioral intention to use P2P Lending for culinary MSMEs in Karanganyar town square. This research uses Technology Acceptance Model (TAM) research methods with a sample of 75 respondents. Data analysis techniques using PLS SEM which consist of outer model and inner model. The outer model consists of convergent validity test, discriminat validity test, undimensionalitas test, and reliability test. The inner model uses R- square, Q square, path coefficient, Goodness of Fit, and descriptive analysis. The result showed that (1) perceived ease of use has a significant effect on perceived usefulness in P2P Lending for culinary MSMEs in Karanganyar town square, (2) perceived ease of use has a significant effect on trust in P2P Lending for culinary MSMEs in Karanganyar town square, (3) perceived usefulness has a significant effect on trust in P2P Lending for culinary MSMEs in Karanganyar town square, (4) trust has a significant effect attitude toward using in P2P Lending for culinary MSMEs in Karanganyar town square, (5) attitude toward using has a significant effect on behavioral intention to use P2P Lending for culinary MSMEs in Karanganyar town square.
Perancangan Sistem Manajemen Surat dan Validasi Dokumen dengan Fitur Tanda Tangan Elektronik di STT Terpadu Nurul Fikri Edi Wibowo; Annisa Nasywa Salsabila; Mira Sonnia Alodia
JURNAL RISET RUMPUN ILMU TEKNIK Vol. 4 No. 3 (2025): Desember : Jurnal Riset Rumpun Ilmu Teknik
Publisher : Pusat riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurritek.v4i3.6364

Abstract

Mail management in higher education institutions, particularly at the Nurul Fikri Integrated Technology College (STT), is still carried out manually or conventionally. This process involves physically recording and distributing letters, which in practice often creates various obstacles. Some common obstacles include the long time required to manage letters, the risk of document loss or damage, and the high possibility of errors in letter numbering. Furthermore, the document validation process is also less effective due to the lack of a system that supports electronic signatures or digital verification of document authenticity. Based on these conditions, this study aims to design and develop a digital system that can help manage letters more efficiently and securely. This system is designed not only to speed up the administrative flow of correspondence but also to simplify the document validation process through the application of digital technology. Thus, this system is expected to reduce administrative errors, increase work efficiency, and ensure the security and validity of official documents. The method used in this study is Design Thinking, which consists of five main stages: empathize, define, ideate, prototype, and test. This approach enabled researchers to deeply understand user needs, explore various alternative solutions, and create an intuitive and user-friendly interface design for all parties involved in the administrative process. The research results showed that the designed system can accelerate the administration process for official letters and documents. The embedded superior features include digital validation and electronic signatures integrated with QR Code technology, thus providing a higher level of transparency and security in document management within the university environment.
HUBUNGAN ANTARA JENIS MAKANAN DAN LINGKUNGAN DENGAN KESULITAN MAKAN PADA SISWA SDN 1 PANGGANG JEPARA Edi Wibowo; Indanah Indanah; Ali Solikin; Noviana Ika Susanti
(IJP) Indonesia Jurnal Perawat Vol 5, No 1 (2020): Indonesia Jurnal Perawat
Publisher : Universitas Muhammadiyah Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26751/ijp.v5i1.942

Abstract

Latar Belakang:. Badan Pelaporan dan Statistik (BPS) Propinsi Jawa Tengah tahun 2016, jumlah anak sekolah di Kabupaten Jepara sebesar 137.775 jiwa dengan jenis kelamin pria 69.006 jiwa (50,08%) dan jumlah anak sekolah jenis kelamin perempuan sebanyak 68.769 jiwa (49,91%). Lebih dari 20 % anak usia sekolah mengalami ditemukan masalah kesulitan makan. Gangguan sulit makan, biasanya karena semakin bertambahnya aktivitas seperti bermain dan berlari sehingga terkadang mereka menjadi malas untuk makan Tujuan: Mengetahui hubungan antara jenis makanan dan lingkungan dengan kesulitan makan pada siswa SDN 1 Panggang Jepara. Metode: Jenis penelitian analitik korelasional dengan pendekatan waktu cross sectional. Besar sampel 70 responden dengan teknik pengambilan sampel purposive sampling. Instrumen yang digunakan catatan biodata responden, kuesioner jenis makanan, kuesioner lingkungan dan kuesioner kesulitan makan. Analisis data uji statistik Spearman Rho. Hasil Penelitian : Mayoritas jenis makanan responden adalah kurang sehat sebanyak 38 orang (54,3%), lingkungan yang mendukung sebanyak 38 orang (54,3%) dan kesulitan makan tingkat sedang sebanyak 34 orang (48,6%). Simpulan : ada hubungan kesulitan makan pada siswa SDN 1 Panggang Jepara dengan jenis makanan (p=0,002 ; r = -0,698) dan lingkungan (p=0,001 ; r = -0, 687).