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All Journal Al Ishlah Jurnal Pendidikan Journal of Applied Studies in Language Edukasi Islami: Jurnal Pendidikan Islam Jurnal Basataka (JBT) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Al'adzkiya International of Education and Sosial (AIoES) Journal Jurnal Pendidikan dan Pembelajaran Indonesia (JPPI) Tarbiatuna: Journal of Islamic Education Studies Edu Cendikia: Jurnal Ilmiah Kependidikan Bahterasia : Jurnal Ilmiah Pendidikan Bahasa dan Sastra Indonesia Journal of Mathematics Instruction, Social Research and Opinion Concept: Journal of Social Humanities and Education Khatulistiwa: Jurnal Pendidikan dan Sosial Humaniora Innovative: Journal Of Social Science Research Mutiara: Jurnal Penelitian dan Karya Ilmiah Jurnal Riset Rumpun Ilmu Pendidikan (JURRIPEN) Solusi Bersama : Jurnal Pengabdian Dan Kesejahteraan Masyarakat
Syamsuyurnita Syamsuyurnita
Universitas Muhammadiyah Sumatera Utara
Religion Arts Humanities Astronomy Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Public Health Social Sciences Other

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Beyond Skill: The Paradoxical Link Between Financial Self-Efficacy and Anxiety in Indonesian University Students Syamsuyurnita Syamsuyurnita; Faisal Rahman Dongoran; Reza Aditia
AL-ISHLAH: Jurnal Pendidikan Vol 17, No 4 (2025): DECEMBER 2025
Publisher : STAI Hubbulwathan Duri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35445/alishlah.v17i4.8792

Abstract

Financial anxiety is common among university students and undermines academic and daily functioning. This study tested whether attitude toward money predicts financial self‑efficacy (FSE) and financial anxiety, whether FSE mediates that association, and whether the structural paths differ by gender. We used a cross‑sectional correlational design with 350 Indonesian university students selected via stratified random sampling. Attitude toward money was measured with the Money Attitude Scale, FSE with an adapted scale, and financial anxiety with the Financial Anxiety Scale. Hypotheses were examined using PLS‑SEM with 5,000 bootstraps and multi‑group analysis. Attitude toward money positively predicted FSE (β = 0.42, p .001), and FSE positively predicted financial anxiety (β = 0.18, p .001). The indirect effect of attitude toward money on financial anxiety via FSE was significant but small (β = 0.08, p = .01). No significant gender differences were detected. These results suggest that competence‑oriented financial education should be paired with stress‑management and risk‑appraisal components. For higher‑education policy and practice, campuses should integrate financial counseling with mental‑health services, deploy early‑warning systems for financial stress, and provide targeted supports such as emergency micro‑grants, peer money mentors, and flexible payment plans.
Penerapan Media Pembelajaran Audio Visual terhadap Kemampuan Berbicara Siswa Sekolah Darul Muhmin, Thailand: Application of Audio Visual Learning Media on Speaking Ability of Darul Muhmin School Students, Thailand Aisyah Putri; Syamsuyurnita Syamsuyurnita
Edu Cendikia: Jurnal Ilmiah Kependidikan Vol. 4 No. 03 (2024): Research Articles, December 2024
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/educendikia.v4i03.5064

Abstract

Audio-visual-based media learning is one of the learning media that can be seen in pictures and heard directly, commonly called video. This study aimed to describe the application of Indonesian audio-visual (Video) learning media to students' speaking ability at Darul Muhmin School, Thailand. This study uses quantitative data types. This study collects descriptive data from individual behavior consisting of written or spoken words. The subjects of this study were students. This study collected data through observation, interview, and documentation techniques. The study results indicate that the Application of Indonesian Audio Visual (Video) Based Learning Media is good enough to improve the Indonesian Speaking Ability of 6th-grade students at Darul Muhmin School, Thailand. After comparing the previous and post-implementation assessments of Indonesian audio-visual (video) based learning media, it was concluded that the application of Indonesian audio-visual (video) based learning media was considered to have a positive and effective impact on improving the speaking ability of 6th-grade students at Darul Muhmin School, Thailand. The average value obtained at grade 1 was 68.82, and the average at grade 2 was 85.88. This shows an increase in the average value of value 1 to value 2. So, the difference between the average values ??of values one and 2 is 17.06.
Peningkatan Kemampuan Menulis Puisi Rakyat Menggunakan Pendekatan Culturally Responsive Teaching Pada Peserta Didik Kelas VII-9 SMP Negeri 11 Medan Ilham Ruser; Syamsuyurnita Syamsuyurnita; Rizal Manurung
Concept: Journal of Social Humanities and Education Vol. 2 No. 3 (2023): September : Concept: Journal of Social Humanities and Education
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/concept.v2i3.505

Abstract

This classroom action research was motivated by the low ability of students in class VII-9 at SMP Negeri 11 Medan in writing folk poetry as evidenced by the results of the task of writing rhymes, the grades achieved by students in class VII-9 were still low. Only a few reached the minimum completeness criteria. The less than optimal student scores are due to several obstacles that arise from the students themselves. These obstacles are students having difficulty determining and finding ideas, having difficulty developing ideas that have been obtained in the form of rhymes due to lack of vocabulary mastery, and students who are not used to expressing their thoughts or imagination in the form of poetry. This research was conducted to investigate whether the Culturally Responsive Teaching approach was effective in improving the skills of writing folk poetry in class VII-9 students of SMP Negeri 11 Medan. The CRT approach used in research aims to improve the skills of writing folk poetry so that students are able to understand folk poetry and are able to write folk poetry well. The results of data analysis showed an increase from cycle I to cycle II. This can be seen from the average value of students in each cycle. The average score of the students in the first cycle was 69.06 in the less category, while the average score of the students in the second cycle was 78.75 in the good category.
Improving Indonesian Speaking Skills for Thai Students Through Role Play Techniques Anwar Rasyid; Syamsuyurnita Syamsuyurnita
Journal of Mathematics Instruction, Social Research and Opinion Vol. 5 No. 1 (2026): March
Publisher : MASI Mandiri Edukasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58421/misro.v5i1.1064

Abstract

Indonesian speaking skills among Thai junior high school students remain relatively low due to limited opportunities for active and contextual oral practice in the classroom. This study aims to improve the Indonesian speaking skills of Thai students through the application of role-play techniques. The research employed a Classroom Action Research (CAR) approach using the Kemmis and McTaggart model, consisting of planning, action, observation, and reflection stages. The subjects were 22 students of the Matayum 1 class, equivalent to grade VII in Indonesia. The research was conducted in two cycles, each consisting of two meetings. Data were collected through speaking skill tests, observations, and documentation. Speaking performance was assessed based on fluency, pronunciation, vocabulary, sentence structure, and speaking confidence. The results showed a significant improvement in students’ speaking skills, with the average score increasing from 62.4 in the pre-cycle to 72.1 in cycle I and 82.7 in cycle II. Additionally, the implementation of role play techniques enhanced students’ activeness, confidence, and ability to use Indonesian communicatively and contextually. Therefore, role play techniques are proven effective in improving Indonesian speaking skills for foreign learners at the junior high school level.
Co-Authors Aisyah Putri Alvina Zahra Andini Sukma Rindayu Anwar Rasyid Budi Dermawan Chairunnisa Utami Charles Butar-butar Dewi Kesuma Dewi Kesuma Nasution Emilia Febrianti Saragih Faisal Rahman Dongoran Hutasuhut, Saidun Ilham Ruser Ilham Ruser Inna Sabitah Irfan Dahnial Irfan Dahnial Juni Warohmah Lesterina Pasaribu Mandra Saragih Meilan Rahmah Denny Lubis Mhd Sae Marlino Mia Aulya Muhammad Fathul Fuadi Munawir Pasaribu Nadia Maulida Nida Fadhila Nurainun Ulfa Dalimunthe Nurzannah Nurzannah Reza Aditia Rizal Manurung Rizal Manurung Selpiyani Br Simanjorang Sri Antika Sri Wahyuni SUCI PERWITA SARI Thamrin Tobi Bagustian Tanjung