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All Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Jurnal Ilmiah Ekonomi Global Masa Kini MBIA Jurnal Komunitas: Jurnal Pengabidian Kepada Masyarakat Forum Bisnis dan Kewirausahaan International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Inisiatif: Jurnal Dedikasi Pengabdian Masyarakat Jurnal Kegiatan Pengabdian Mahasiswa (JKPM) DIBINOM(Digital Business and Economics Journal) Suluh Abdi: Jurnal Ilmiah Pengabdian Kepada Masyarakat
Ayu Geby Gisela Syaputri
Fakultas Ekonomi Universitas Muhammadiyah Palembang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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PENYULUHAN MENGENAI KOPERASI SYARIAH KEPADA MAHASISWA DI KOTA PALEMBANG Muhammad Bahrul Ulum; Ayu Geby Gisela Syaputri
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 9 (2023): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i9.3057-3061

Abstract

Koperasi merupakan salah satu lembaga keuangan yang berperan besar dalam pembagunan perekonomian negara. Tercatat di beberapa negara koperasi mampu untuk mensejahterakan kehidupan masyarakat. Seiring perkembangan zaman muncul koperasi syariah yang menggunakan akad-akad yang berlandaskan Al-Qur’an dan Hadist dalam pengoperasionalannya. Dengan besarnya jumlah masyarakat Indonesia yang beragama islam, hal ini menjadi peluang untuk mengembangkan koperasi syariah. Namun, untuk mengembangkan operasi syariah terdapat kendala, yaitu, masih banyak masyarakat yang belum memahami mengenai koperasi syariah dan menganggap sama antara koperasi syariah dan koperasi konvensional. Oleh karena itu, Tim Pengabdian kepada Masyarakat Universitas Indo Global Mandiri berinisiatif mengadakan penyuluhan mengenai koperasi syariah kepada mahasiswa di kota Palembang dengan berkolaborasi bersama Tim Pengabdian kepada Masyarakat Universitas Muhammadiyah Palembang. Kegiatan penyuluhan berlangsung lancar dengan beberapa tahapan, yaitu, pendidikan masyarakat serta diskusi dan tanya jawab. Tujuan dari kegiatan ini diharapkan para peserta mampu menciptakan dan mengembangkan koperasi syariah.
Pelatihan Promosi Digital Untuk UMKM di Desa Sungai Pinang Ayu Geby Gisela Syaputri; Muhammad Bahrul Ulum; Resthie Andela; Lesi Agusria; Efrina Masdaini; Primasari Fitria; Muhammad Syahril; Yunita Febriani; Ummi Kalsum; Arradytia Permana; Bora Alviolesa; Fagar Fertiwi Fardah Tunisia Ahmad
Jurnal Kegiatan Pengabdian Mahasiswa (JKPM) Vol 4 No 1 (2026): Jurnal Kegiatan Pengabdian Mahasiswa (JKPM)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jkpm.v4i1.903

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran penting dalam meningkatkan perekonomian masyarakat, terutama di wilayah pedesaan. Namun, UMKM di Desa Sungai Pinang masih menghadapi kendala dalam pengelolaan usaha dan pemasaran, khususnya terkait keterbatasan penggunaan sistem informasi dan rendahnya pemanfaatan promosi digital. Kondisi ini menyebabkan pengelolaan data usaha kurang efektif serta jangkauan pemasaran produk menjadi terbatas. Penelitian ini bertujuan untuk menganalisis dan menerapkan promosi digital guna meningkatkan kinerja dan daya saing UMKM di Desa Desa Sungai Pinang. Metode yang digunakan adalah deskriptif kualitatif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi terhadap pelaku UMKM. Hasil penelitian menunjukkan bahwa promosi digital melalui media sosial dan marketplace dapat memperluas jangkauan pemasaran serta meningkatkan penjualan. Selain itu, pelatihan dan pendampingan digital menjadi faktor pendukung utama dalam keberhasilan implementasi. Dengan demikian, penerapan promosi digital memberikan dampak positif terhadap perkembangan UMKM di Desa Sungai Pinang dan dapat menjadi solusi dalam meningkatkan daya saing usaha di era digital.
Pengaruh Tingkat Bagi Hasil, Inflasi, dan Suku Bunga terhadap Deposito Mudharabah pada Perbankan Syariah di Indonesia Muhammad Bahrul Ulum; Ayu Geby Gisela Syaputri
DIBINOM : Digital Business, Economic Jurnal Vol 1 No 1 (2025): DIBINOM : Digital Business, Economic Journal
Publisher : Prodi Bisnis Digital Fakultas Ekonomi Dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/dibinom.v1i1.1313

Abstract

This study aims to analyze the effect of profit-sharing rate, inflation, and interest rate on mudharabah deposits in Islamic banking in Indonesia. Mudharabah deposit is one of the main products of Islamic banks that applies a profit-sharing principle between the depositor (shahibul maal) and the bank (mudharib). The development of mudharabah deposits is often influenced by internal factors such as the profit-sharing rate, as well as external macroeconomic factors such as inflation and the Bank Indonesia interest rate. This research employs a quantitative approach using secondary data obtained from official publications of the Financial Services Authority (OJK), Bank Indonesia, and the Central Bureau of Statistics (BPS) over a certain period. The data were analyzed using multiple linear regression to examine the relationship and influence of independent variables (profit-sharing rate, inflation, and interest rate) on the dependent variable (mudharabah deposits). The results show that the profit-sharing rate has a positive and significant effect on mudharabah deposits, meaning that a higher profit-sharing rate increases public interest in placing their funds in Islamic banks. Meanwhile, inflation has a negative effect because higher inflation reduces purchasing power and the real value of returns. The interest rate has a negative and significant effect, indicating a substitution tendency from Islamic banks to conventional banks when interest rates rise. Overall, the findings confirm that macroeconomic stability and Islamic banking policy play an essential role in maintaining the growth of third-party funds through mudharabah deposits in Indonesia.
Pendampingan Pemanfaatan Media Sosial dalam Memperluas Jangkauan Pasar UMKM Anyaman Bambu di Desa Senuro Timur Febiana Martha Kusuma; Bora Alviolesa; Ayu Geby Gisela Syaputri; Rindiani Antika; Feriansyah; Evri Okta Arnindita
Suluh Abdi Vol. 8 No. 1 (2026): Suluh Abdi
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM), Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/suluhabdi.v8i1.2088

Abstract

Kegiatan pengabdian kepada masyarakat ini dilatarbelakangi oleh permasalahan mitra UMKM anyaman bambu di Desa Senuro Timur yang masih menghadapi keterbatasan dalam pemasaran produk. Selama ini, pemasaran kerajinan anyaman bambu masih dilakukan secara tradisional dan hanya menjangkau konsumen di sekitar desa sehingga potensi pasar belum berkembang secara optimal. Selain itu, pelaku usaha belum sepenuhnya memahami pemanfaatan media sosial sebagai sarana promosi produk. Kegiatan ini bertujuan untuk memberikan pendampingan kepada pelaku UMKM anyaman bambu dalam memanfaatkan media sosial sebagai media promosi untuk memperluas jangkauan pasar. Metode pelaksanaan kegiatan dilakukan melalui observasi awal, wawancara dengan mitra, sosialisasi pemanfaatan media sosial, pendampingan pembuatan konten promosi, serta evaluasi hasil kegiatan. Evaluasi dilakukan melalui pengamatan terhadap kemampuan mitra dalam menampilkan produk, menyusun informasi harga, membuat deskripsi produk, dan menggunakan media sosial sebagai sarana promosi. Hasil kegiatan menunjukkan bahwa pendampingan pemanfaatan media sosial memberikan dampak positif terhadap peningkatan kemampuan mitra dalam mempromosikan produk anyaman bambu. Luaran kegiatan ini berupa tersusunnya konten promosi digital sederhana yang memuat foto produk, informasi harga, deskripsi produk, dan kontak pemesanan yang dapat dipublikasikan melalui media sosial. Setelah kegiatan pendampingan, mitra mulai mampu menggunakan media sosial sebagai sarana promosi produk secara lebih terarah. Hal ini ditunjukkan dengan adanya peningkatan aktivitas promosi melalui unggahan produk serta meningkatnya respons dan interaksi calon konsumen terhadap produk yang ditawarkan. Berdasarkan evaluasi sederhana, terjadi peningkatan jumlah pengikut media sosial mitra sebesar kurang lebih 15% setelah pendampingan dilakukan. Produk anyaman bambu yang dipasarkan memiliki harga jual bervariasi, yaitu berkisar antara Rp5.000 hingga Rp45.000 per unit. Dengan demikian, kegiatan ini mampu memberikan luaran berupa media promosi digital dan dampak berupa meningkatnya keterampilan mitra dalam memanfaatkan media sosial untuk memperluas jangkauan pasar.
CONTRIBUTION OF ISLAMIC FINANCIAL INSTITUTION FINANCING TO INDONESIA’S EXPORT PERFORMANCE Muhammad Bahrul Ulum; Ayu Geby Gisela Syaputri
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 1 (2025): DECEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1372

Abstract

This study aims to examine the contribution of Islamic financial institution financing to Indonesia’s export performance using monthly time-series data from January 2022 to December 2024. Employing multiple linear regression analysis, the financing provided by Islamic Rural Banks, Islamic Commercial Banks, and Islamic Financing Institutions was analyzed to determine its effect on export value as the dependent variable. The findings indicate that the model explains 42.25% of the variation in Indonesia’s export performance. Partially, the results show that financing from Islamic Commercial Banks has a positive and significant influence on export value, whereas financing from Islamic Rural Banks and Islamic Financing Institutions does not exhibit a significant effect. The simultaneous test confirms that, collectively, financing provided by Islamic financial institutions contributes significantly to Indonesia’s export performance.
The Effect of Inflation, Unemployment, and GRDP on the Number of Poor People in South Sumatra Province Ayu Geby Gisela Syaputri; Muhammad Bahrul Ulum; Ummi Kalsum; Primasari Fitria
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 17 No. 1 (2026): Vol. 17 No. 1
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v17i1.6733

Abstract

This study aims to analyze the effects of inflation, unemployment, and Gross Regional Domestic Product (GRDP) on the number of poor people in South Sumatra Province during the 2015–2023 period. Poverty remains one of the economic problems that continues to be a major concern for the regional government because it is directly related to community welfare. A high inflation rate can reduce people’s purchasing power, and increased unemployment can decrease community income, while GRDP growth is expected to improve economic activities and public welfare. Therefore, this study was conducted to determine the relationship between these macroeconomic variables and the number of poor people. This study uses a quantitative approach with secondary data obtained from Statistics Indonesia (BPS) and official regional government publications during a certain period. The analytical method used is multiple linear regression analysis to determine the partial and simultaneous effects of inflation, unemployment, and GRDP on the number of poor people in South Sumatra. The results of the study indicate that unemployment has a positive and significant effect on the number of poor people, while inflation and GRDP have a negative and insignificant effect on the number of poor people. Simultaneously, these three variables have a significant effect on the poverty level in South Sumatra. This study is expected to serve as a consideration for the government in formulating economic policies oriented toward poverty reduction and improving community welfare. Keywords: Poverty, Inflation, Unemployment, GRDP
Analisis Tingkat Efisiensi Dan Pendapatan Usaha Tani Cabai Di Desa Kerinjing: (Studi Kasus Di Desa Kerinjing, Kecamatan Dempo Utara, Kota Pagaralam) Muhammad Bahrul Ulum; Ayu Geby Gisela Syaputri; Bora Alviolesa
Inisiatif : Jurnal Dedikasi Pengabdian Masyarakat Vol 4 No 2 (2025): Inisiatif : Jurnal Dedikasi Pengabdian Masyarakat
Publisher : Pusmedia Group Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61227/inisiatif.v4i2.616

Abstract

This study aims to analyze the level of efficiency and income of chili farming in Kerinjing Village, Dempo Utara District, Pagaralam City. Chili is one of the horticultural commodities with high economic value and plays an important role in increasing farmers’ income. However, price fluctuations and high production costs often affect the efficiency and profitability of chili farming. The research method used is a case study, with data collected through observation, interviews, and questionnaires with chili farmers in Kerinjing Village. Data analysis was carried out using farm efficiency analysis, which includes technical efficiency, price efficiency, and economic efficiency, as well as farmers’ income analysis based on the difference between revenue and production costs. The results show that most chili farmers in Kerinjing Village have managed their farming activities quite efficiently, although there are still several factors that can be improved, particularly in the use of production inputs such as fertilizers and labor. The income earned by chili farmers varies depending on land area, production level, and market selling price. In general, chili farming in Kerinjing Village is still considered profitable and feasible to be developed. Keywords : Efficiency; Income; Chili Farming; Kerinjing Village; Pagaralam.
Co-Authors Arradytia Permana Bora Alviolesa EFRINA MASDAINI Evri Okta Arnindita Fagar Fertiwi Fardah Tunisia Ahmad Febiana Martha Kusuma Febriani, Yunita Feriansyah Lesi Agusria Muhammad Bahrul Ulum Muhammad Bahrul Ulum Muhammad Syahril Primasari Fitria Resthie Andela Rindiani Antika Ummi Kalsum