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All Journal CALYPTRA : Jurnal Ilmiah Mahasiswa Universitas Surabaya Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) JOURNAL OF BUSINESS STUDIES Journal of Global Business and Management Review International Journal of Economics Development Research (IJEDR) Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ekuilnomi Jurnal Ekonomi Efektif Journal of Economics Development Issues Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Ekonomi dan Bisnis: Berkala Publikasi Gagasan Konseptual, Hasil Penelitian, Kajian, dan Terapan Teori SWAGATI: Journal of Community Service
Mintarti Ariani
Fakultas Bisnis Dan Ekonomika Surabaya, Raya Kalirungkut, Surabaya 60293
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

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GIG ECONOMY: PERILAKU KEPUASAN PENGEMUDI OJEK ONLINE PADA LAYANAN PENGIRIMAN RESTORAN CEPAT SAJI Apriliani, Ernolita Kartika; Ariani, Mintarti; Setyaningrum, Idfi
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 3 (2023): JMBI UNSRAT Volume 10 Nomor 3
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v10i3.51568

Abstract

Abstract. The aim of this research is to determine the level of satisfaction of online motorcycle taxi driver partners in Surabaya. The research method used is a quantitative method with data collection through questionnaires using a Likert scale. This study uses the dimensions of service quality at a fast food restaurant in Surabaya using the Customer Satisfaction Index (CSI) and Importance Performance Analysis (IPA) data analysis methods. The results showed that the overall satisfaction level of online motorcycle taxi driver partners at a restaurant in Surabaya based on the Customer Satisfaction Index (CSI) method obtained results of 82.86% in the "satisfied" category. The results obtained by the Cartesian Importance Performance Analysis (IPA) diagram show that there are attributes that need to be repaired, increased, reduced in intensity, and maintained as expected by online motorcycle taxi driver partners in Surabaya. Abstrak. Tujuan dari penelitian ini adalah untuk mengetahui tingkat kepuasan mitra driver ojek online di Surabaya. Metode penelitian yang digunakan adalah metode kuantitatif dengan pengumpulan data melalui kuesioner dengan menggunakan skala likert. Penelitian ini menggunakan dimensi kualitas pelayanan pada restoran cepat saji di Surabaya dengan menggunakan metode analisis data Customer Satisfaction Index (CSI) dan Importance Performance Analysis (IPA). Hasil penelitian menunjukkan bahwa secara keseluruhan tingkat kepuasan mitra pengemudi ojek online pada sebuah restoran di Surabaya berdasarkan metode Customer Satisfaction Index (CSI) memperoleh hasil sebesar 82,86% dengan kategori “puas”. Hasil yang diperoleh diagram Cartesian Importance Performance Analysis (IPA) menunjukkan bahwa terdapat atribut-atribut yang perlu diperbaiki, ditingkatkan, dikurangi intensitasnya, dan dipertahankan sesuai dengan yang diharapkan oleh mitra pengemudi ojek online di Surabaya..
PENGELOLAAN RISIKO DALAM PENGGUNAAN DIGITAL PAYMENT ( STUDI KASUS KIDDY PLAYLAND ) Saffa, Natasha Ardhia; Ariani, Mintarti; Budiarto, Bambang
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 11 No 2 (2024): JMBI UNSRAT Volume 11 Nomor 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v11i1.56552

Abstract

Consumer behavior in making digital payments has experienced significant acceleration in recent years, driven by technological developments and changes in consumer needs. The aim of this research is to determine the main factors that influence the use of digital payments and their impact on consumer behavior at Kiddy Playland. The research method used is correlational, namely by interviews and distributing questionnaires to digital payment users at Kiddy Playland. The analysis results show that ease of access, convenience and security are the main drivers for the use of digital payments for both consumers and business owners. Use is also able to change consumer financial behavior, especially in terms of personal financial management, spending patterns, and preferences for digital payment services. These findings have important implications for digital payment service providers and policy makers when developing strategies to increase entrepreneur productivity. Keywords: consumer behavior, digitalization, digital payment, purchase decision
GLOBAL MOBILITY: BIBLIOMETRIC APPROACH Tjipto, Michelle Caroline; Ariani, Mintarti; Pratono, Aluisius Hery
Journal of Global Business and Management Review Vol. 6 No. 1 (2024): Journal of Global Business and Management Review
Publisher : Program Sarjana Manajemen Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/jgbmr.v6i1.9312

Abstract

The research seeks to understand the complex interactions between migration, population relocation, and climate change in today's dynamic global terrain. It explores changing trends, drivers, and repercussions of modern migration in the context of environmental changes using extensive data analysis. Notably, the research investigates new cyber migration tendencies, emphasizing the link between human movement and technology. It also examines how international student mobility affects global knowledge networks and talent migration. In addition, the study looks at both forced and voluntary migration, considering factors including environmental change, war, and socioeconomic differences.
Pinjaman Online: Perilaku Konsumtif Mahasiswa Surabaya Dalam Rangka Menunjang Status Sosial Setiawan, Fahrul Hendrik; Radjamin, Irzameingindra Putri; Ariani, Mintarti
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 1 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i1.4067

Abstract

Saat ini financial technology (fintech) sedang banyak digunakan oleh masyarakat Indonesia, salah satu bentuk fintech adalah pinjaman online dimana mayoritas penggunanya adalah mahasiswa. Penelitian ini bertujuan untuk mengetahui dampak penggunaan pinjaman online terhadap gaya hidup konsumtif mahasiswa di Surabaya. Penelitian ini menggunakan dua metode penelitian yaitu deskriptif kualitatif dan juga triangulasi. Penelitian ini menggunakan kuesioner yang telah disebar kepada 200 mahasiswa dan melakukan wawancara terhadap 6 orang mahasiswa negeri maupun swasta yang ada di Surabaya. Hasil penelitian ini menunjukkan bahwa mahasiswa di Surabaya rata-rata adalah konsumtif, penggunaan pinjaman online menyebabkan masalah keuangan dapat teratasi dengan mudah. Selain itu mahasiswa di Surabaya menggunakan pinjaman online hanya untuk memenuhi kebutuhan sosial dengan membeli produk fashion dan bermerk karena merasa dengan membeli barang bermerk akan meningkatkan status sosial. Penggunaan pinjaman online karena mudah mendapatkan pinjaman uang tanpa syarat yang rumit. Penting untuk mengelola keuangan dengan baik dan bertanggung jawab agar tidak mudah terjebak pinjaman online.
DILEMA PASAR TENAGA KERJA INDONESIA: (STUDI KASUS REKRUTMEN DAN SELEKSI KARYAWAN PADA INSTANSI KEUANGAN X) Natania Wulandari Krisbiyanto; Joshi Maharani Wibowo; Mintarti Ariani
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 6 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.13213

Abstract

Pesatnya perkembangan teknologi di era globalisasi meningkatkan tantangan yang bersifat kompleks pada industri terkait seperti perbankan. Salah satunya adalah pemenuhan kebutuhan sumber daya manusia yang kompeten dan berintegritas. Penelitian ini bertujuan untuk menginvestigasi proses rekrutmen dan seleksi di Divisi Sumber Daya Manusia Instansi Keuangan X. Metode penelitian yang digunakan adalah pendekatan kualitatif berbasis studi kasus. Data yang digunakan adalah data primer yang didapatkan melalui observasi dan wawancara mendalam, serta sekunder yaitu studi literatur. Hasil penelitian menunjukkan informasi rekrutmen terbuka melalui berbagai masih tidak sempurna, seringkali tidak tersampaikan di daerah terpencil. Selain itu, adanya praktik rekrutmen tertutup melalui kerjasama khusus dengan institusi pendidikan tertentu, yang bisa menstimulasi praktik ketidakadilan dan potensi nepotisme. intransparansi dan hypocrisy rekrutmen dapat menurunkan moral pelamar dan karyawan yang sudah tergabung dalam instansi serta memperburuk kinerja instansi secara keseluruhan. Studi ini merekomendasikan peningkatan transparansi dan profesionalisme dalam prosedur rekrutmen untuk menjaga kualitas dan reputasi institusi.
Linking Fishery to Deforestation Case Study in Indonesia Johansen, Johansen; Ariani, Mintarti; Pratono, Aluisius Hery
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 4 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i4.4966

Abstract

Indonesia possesses abundant natural resources and biodiversity, especially within its fisheries industry. Despite this abundance, the nation faces challenges due to population growth and globalization, often associated with deforestation. A report from the FAO outlined various concerns regarding the correlation between forest area impacts and fish catches, considering a nursery area perspective. However, from a socio-economic standpoint, population growth consistently leads to heightened resource utilization. An inferential analysis study involving forest area, GDP, and fish catch biomass from 1990 to 2020 indicated that both forest area and GDP have a significant influence on fish catch biomass. The study revealed a consistent trend: fish catches tended to increase in the following year, but fish catch biomass showed a tendency to decrease five years later. The findings show a 99.9% coefficient of determination, suggesting a highly significant relationship. This research emphasizes the complex linkages among economic progress, forest depletion, and fishing activities, underscoring the essential role of sustainable resource management in addressing changes in both society and the environment.
ANALISIS PENGARUH RASIO KEUANGAN BANK TERHADAP PERTUMBUHAN LABA SEBAGAI TOLAK UKUR KINERJA KEUANGAN PADA BANK UMUM NON DEVISA PERIODE 2013-2022 Livia Theterissa; Mintarti Ariani; Joshi Maharani Wibowo
Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Vol 9, No 2 (2023)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah (LPPI) Universitas Muhammadiyah Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35906/jep.v9i2.1774

Abstract

ABSTRAKSektor perbankan di Indonesia merupakan sektor yang memainkan peranan penting, sehingga bank diharapkan dapat menciptakan kondisi ekonomi negara yang lebih stabil dengan cara meningkatkan kinerja keuangannya. Kinerja keuangan bank yang baik, sangat diperlukan bagi kelancaran operasional bank. Penelitian ini, bertujuan untuk menganalisis pengaruh rasio keuangan terhadap pertumbuhan laba pada bank umum non devisa periode 2013-2022. Penelitian ini menggunakan jenis penelitian kuantitatif. Data yang digunakan dalam penelitian adalah data sekunder berupa laporan keuangan tahunan yang dipublikasi oleh setiap bank. Sampel data pada penelitian adalah 5 (lima) bank umum non devisa yang ada di Indonesia berdasarkan daftar publikasi Otoritas Jasa Keuangan (OJK). Metode analisis data menggunakan model regresi data panel dengan bantuan aplikasi Eviews9. Hasil penelitian menunjukkan bahwa secara simultan, rasio keuangan memiliki pengaruh terhadap pertumbuhan laba. Rasio Likuiditas berupa LDR memiliki arah hubungan yang positif dan tidak signifikan terhadap ROA, rasio solvabilitas yang tercermin dalam CAR memiliki arah hubungan yang negatif dan signifikan terhadap ROA, dan rasio profitabilitas berupa NIM memiliki arah hubungan yang positif dan signifikan terhadap ROA.Kata Kunci: Rasio Keuangan Bank, Pertumbuhan Laba, Kinerja KeuanganABSTRACTThe banking sector in Indonesia is a sector that plays an important role, so banks are expected to create more stable economic conditions in the country by improving their financial performance. Good bank financial performance is very necessary for the smooth operation of the bank. This study aims to analyze the effect of financial ratios on profit growth in non-foreign exchange commercial banks for the 2013-2022 period. This study used a quantitative type of research. The data used in the study is secondary data in the form of annual financial statements published by each bank. The data sample in the study is 5 (five) non-foreign exchange commercial banks in Indonesia based on the list of publications of the Otoritas Jasa Keuangan (OJK). The data analysis method uses panel data regression models with the help of the Eviews9 application. The results showed that simultaneously, financial ratios have an influence on profit growth. The Liquidity Ratio in the form of LDR has a positive and insignificant relationship direction to ROA, the solvency ratio reflected in CAR has a negative and significant relationship direction to ROA, and the profitability ratio in the form of NIM has a positive and significant relationship direction to ROA.Keywords: Bank Financial Ratios, Profit Growth, Financial Performances
Establishing A Greenhouse For Melon Cultivation: A Community Service Program To A Farmer Group In Lamongan Jawa Timur Pratono, Aluisius Hery; Budiarto, Bambang; Djuwari, Djuwari; Djumadi, Firman Rosjadi; Setyaningrum, Idfi; Rajamin, Irza Meingindra Putri; Sundari, Made Siti; Ariani, Mintarti; Hariadi, Sugeng; Solekha, Rofiatun
SWAGATI : Journal of Community Service Vol. 1 No. 3 (2023): November
Publisher : Universitas AMIKOM Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24076/swagati.2023v1i3.1302

Abstract

The demand for fresh and high-quality melon has been steadily growing over the years. Certainly, supply chain challenges significantly impact farmers' ability to produce and distribute their products efficiently for some reasons. Moreover, melon crops are vulnerable to changes in weather and climate. Support in the form of climate-resilient farming practices, weather forecasting, and access to drought-resistant or heat-tolerant varieties can help farmers mitigate risks. Hence, melon farmers, like farmers of any other crop, require support for various reasons due challenging industry, and farmers often face a range of factors that can impact their performance. This article aims to explore how a community service program support a farmer group in Lamongan Jawa Timur by establishing a greenhouse for melon cultivation. The primary focus of a community development report is to document the planning, implementation, progress, and outcomes of a specific community development program. Data collection for a community development report involves qualitative approaches such as surveys, interviews, focus groups, and observations. The method follows the sequential step: The initial step is gathering information about the community's needs, challenges, and aspirations by conducting online interviews, and offline focus group discussion to understand the specific areas that require improvement. The second step is stakeholder mapping, which includes community members, local leaders, local university partners, and local business partners who have a vested interest in the program. The third step entails assessing potential risks and challenges that could hinder the development process. This includes identifying economic, social, environmental, or cultural risks. Based on the information gathered in the previous steps, the design of the community development program was to set clear goals, objectives, strategies, and action plans by tailoring to address the specific needs and circumstances of the community. Last, putting the program into action involves executing the strategies and action plans outlined in the program design, which includes organizing workshops, training sessions, and infrastructure development. The results show that community development is a dynamic and iterative process. Flexibility and adaptability are key qualities as the situation on the ground may change, and new insights may emerge. Additionally, involving the community at every stage of the process fosters ownership, empowerment, and sustainability of the development initiatives.
Behavioral Economy: Penggunaan Google Review Untuk Mengetahui Tingkat Kepuasan Konsumen (Studi Kasus: Perusahaan X) Fanisyah Winda Amalia; Idfi Setyaningrum; Mintarti Ariani
Jurnal Ekuilnomi Vol. 7 No. 1 (2025): Ekuilnomi Vol 7(1) Februari 2025
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/2xmr7t07

Abstract

Kepuasan konsumen didasari oleh perilaku ekonomi atau behavioral economics yang menggambarkan individu sebagai makhluk rasional yang selalu berusaha memaksimalkan utilitasnya dengan menimbang keuntungan dan risiko dari pilihannya. Kepuasan konsumen merupakan poin penting bagi pelaku usaha, sehingga pelaku usaha berupaya meningkatkan kapabilitas dalam enyusun strategi guna tercapainya kepuasan konsumen. Penelitian ini bertujuan merumuskan strategi baru guna peningkatan kualitas layanan melalui Google Review kepuasan konsumen di Perusahaan X selama tiga tahun (2021 - 2023). Metode penelitian menggunakan analisis konten dengan bantuan Voyant Tools. Temuan penelitian menunjukkan bahwa kata-kata seperti “pelayanan”, “ramah”, dan “memuaskan” mendominasi frekuensi kemunculan kata dalam jumlah terbanyak dalam kurun waktu 3 tahun yang secara konsisten akan mencerminkan persepsi positif terhadap layanan. Upaya dalam mendorong pertumbuhan lebih lanjut, perusahaan X disarankan meningkatkan inovasi produk, harga, dan responsivitas layanan. Salah satu strategi yang dapat diterapkan adalah Service Drive Thru, yang mempercepat proses pelayanan, meningkatkan kenyamanan konsumen, dan memperkuat loyalitas melalui efisiensi waktu
ANALISIS PERILAKU KONSUMEN KOPI KELILING SEBAGAI GAYA HIDUP MODERN GENERASI MUDA Mizchell Baby Amadea; Mintarti Ariani; Joshi Maharani Wibowo
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 1 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i1.14037

Abstract

Bisnis kopi keliling tidak hanya dilihat sebagai bentuk inovasi dalam memenuhi kebutuhan kafein, tetapi juga sebagai model pemberdayaan ekonomi yang mendukung pertumbuhan UMKM di Surabaya. Penelitian ini menggunakan metode kombinasi antara studi kasus kualitatif dan deskriptif. Data dikumpulkan melalui wawancara mendalam dengan pedagang kopi keliling dan menyebarkan kuesioner pada konsumen, serta analisis dokumentasi dari media sosial terkait kopi keliling di Surabaya.. Hasil penelitian menunjukkan bahwa kopi keliling menjadi pilihan bagi di generasi muda yang tidak memiliki banyak waktu untuk membeli kopi. Selain itu, kopi keliling juga menciptakan peluang ekonomi bagi pelaku UMKM serta memperkaya pengalaman konsumsi melalui interaksi personal antara pedagang dan konsumen. Pembagian wilayah serta transparansi infrastruktur publik menjadi perhatian khusus bagi pedagang. Berdasarkan temuan ini, penelitian merekomendasikan penerapan inovasi digital untuk memudahkan pemesanan dan pembayaran, serta diversifikasi produk kopi keliling untuk menjaga daya tarik di tengah persaingan yang semakin ketat
Co-Authors Aldian Kresna N. Aluisius Hery Pratono Andhika, Muchammad Milladi Andrea Anne Suharsono Apriliani, Ernolita Kartika Bambang Budiarto Bambang Budiarto, Bambang Bujangga Bagus Adi Pramana Cindy Ananda Putri Costa Boreel, Jefri Thomi da Danny Herwanto Djumadi, Firman Rosjadi Djuwari Djuwari Egi Marta Lilian Eko Suwardyono Endah Sulastri Fanisyah Winda Amalia Firman Rosjadi Djoemadi Gunawan, Ferdinand Austin Hariadi, Sugeng Henrycus Winarto Herwanto, Danny Idfi Setyaningrum, Idfi Ilmiddina Afifah Irzameingindra P Radjamin Jefri Thomi da Costa Boreel Johansen Johansen Jonathan, Brian Joshi Maharani Wibowo Livia Theterissa Livia Theterissa Made Siti Sundari Mardita, Candra Nola Maria Eka Sihlestari Maulana, Irfan Apta Mirza Zulfikar Hisbul Rachman Mizchell Baby Amadea Muhammad Audi Rahmadani Handrawan NABILA CLAUDIA A. Nafisa Rismayanti Natania Wulandari Krisbiyanto Novia Sarah Christyana BR Siahaan Radjamin, Irzameingindra Putri Radjamin, Irzameingindra Putri Rajamin, Irza Meingindra Putri Ratna Dewi, Margaretta Rismayanti, Nafisa Rofiatun Solekha Saffa, Natasha Ardhia Salsabila, Unik Hanifah Seliy Kristiani Setiawan, Fahrul Hendrik Siswoyo, Alfian Sugeng Hariadi Sulastri, Endah Sundari, Made Siti Tahik, Paskalia Rulyani Tjipto, Michelle Caroline Wibowo, Joshi Maharani Wijaya, Callysta Natasha