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All Journal JURNAL TEKNIK INFORMATIKA DAN SISTEM INFORMASI JSiI (Jurnal Sistem Informasi) Jurnal Sistem Informasi dan Informatika (SIMIKA) Journal of Innovation and Future Technology (IFTECH) Jurnal Ilmiah Sains dan Teknologi (SAINTEK) ICIT (Innovative Creative and Information Technology) Journal Journal Sensi: Strategic of Education in Information System CICES (Cyberpreneurship Innovative and Creative Exact and Social Science) ABDIKARYA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Pedagogy : Jurnal Pendidikan Matematika
Ely Nuryani
Universitas Banten Jaya
Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Veterinary Other

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SISTEM PENDUKUNG KEPUTUSAN KELAYAKAN PINJAMAN ANGGOTA KOPERASI MENGGUNAKAN METODE WEIGHTED PRODUCT (STUDI KASUS: KOPERASI WARGA ALKHARIYAH MADANI) Ely Nuryani; Bela Noviyanti; Widyawati Widyawati; Persis Haryo Winasis; Masum Masum; Waliadi Gunawan
Jurnal Sistem Informasi dan Informatika (Simika) Vol. 9 No. 2 (2026): Jurnal Sistem Informasi dan Informatika (Simika)
Publisher : Program Studi Sistem Informasi, Universitas Banten Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47080/simika.v9i2.4861

Abstract

Cooperatives play a strategic role in supporting the Indonesian economy, particularly through savings and loan programs aimed at improving the welfare of their members. One cooperative active in this area is the Alkhariyah Madani Residents' Cooperative in Panosogan Village, Cikeusal District, Serang Regency. However, this cooperative faces challenges in determining which members are eligible for priority loans. This is because the selection process is still carried out conventionally without the support of a technology-based system, is subjective, and prone to errors. This can lead to inaccurate decisions, the risk of bad debts, and injustice for members. This study aims to create a Decision Support System (DSS) that can assist cooperatives in determining which members are eligible and eligible for priority loans more efficiently, objectively, and transparently. This system uses the Weighted Product (WP) method and is developed with a prototype method approach, which allows for multi-criteria evaluation based on the weighted importance of each criterion. Based on the implementation and testing results of 5 candidate alternatives across 5 weighted criteria (application order, income, loan amount, loan duration, and age), the WP method successfully identified Alternative A2 as the top-priority loan candidate with the highest preference score of 0.26186. Black Box testing confirmed that all system functionalities operated as expected. Thus, this system provides an objective, transparent, and accurate decision-making tool for cooperative management. Thus, this system provides a practical solution for cooperatives in managing loans and has the potential to be implemented in other cooperatives facing similar problems.
Co-Authors Ahmad Muhtapid Azwarsyah Azwarsyah Bayu Purwa Suganda Bela Noviyanti Budiman, Ramdani Dadang Amiruddin Dadang Amiruddin Damyati, Fitri Darpi Darpi Edy Nasri Fergie Yudha Wijaya Fikri Nugraha Hani Faturrohmah Huswatun Hasanah Huswatun Hasanah Huswatun Hasanah Ika Ima Nissa Iqbal Fernando Joko Wahyu Utomo Kania, Raden Khasan Asrori Khasan Asrori Masum Masum Melinda Yanuar Mentari Andhayani Muharman Wahid Nanang Agustiawan Nanang Wahyudi Nurhidayanti Nurhidayanti Nurul Hidayah Oktavani, Nicko Persis Haryo Winasis Persis Haryo Winasis Po Abas Sunarya Rafli Sidik Rehulina Tarigan Rizki Fatullah Romdoni, Mochamad Yusuf Rudianto Rudianto Ruhiawati, Irma Yunita Rustam Effendi Sandy Ruliandy Sherlita Saputri Pratama Sutanto Sutanto Tifani Intan Solihati Waliadi Gunawan Waliadi Gunawan Wawan Suandi Widyawati Widyawati Widyawati Widyawati Yul Hendra Yul Hendra Yuyun Rosmiati