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Riry Sriningsih
Mathematics Department Universitas Negeri Padang
Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Industrial & Manufacturing Engineering Mathematics Mechanical Engineering Physics Social Sciences Transportation Other

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Developing an Educational Program to Prevent Online Loan Problems Among Teachers and Students Sriningsih, Riry
Pelita Eksakta Vol 8 No 2 (2025): Pelita Eksakta, Vol. 8, No. 2
Publisher : Fakultas MIPA Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/pelitaeksakta/vol8-iss2/285

Abstract

The problem of online loans has become an increasingly worrying phenomenon in Indonesia. Online loans have become a popular financial solution, but they pose risks such as high interest rates, data security threats, and psychological stress due to debt. Teachers and students are groups that are vulnerable to being affected by this problem, both directly and indirectly. This article discusses the development of an education program for teachers and students at SMKN 2 Padang Panjang, West Sumatra. The aim is to increase financial literacy in order to prevent the negative impacts of online loans among teachers and students. This program is designed through a participatory approach involving seminars, training/workshops, and financial simulations. The results show that structured education can improve financial online loans, financial literacy, education programs, financial management skills and awareness of the dangers of illegal online loans.
Co-Authors Alifta Ainurrochmah Annisya Annisya Arnellis Arnellis Athifah Rahmi Atus Armadi Purta Dani, Andrea Tri Rian Dewi Murni Dony Permana Elfira Safitri Eli Yuliza Ermawati Ermawati Fariz Rivalno Helma Helma Helma Helma Hendra Syarifuddin Idhia Sriliana Irma Suryani Iswarnedi Iswarnedi Jamhari Jamhari Khairil Amri Media Rosha Media Rosha Melvy Utari Permadhi Meri Mulyani Minora Longgom Nasution Mirna Mirna Mohammad Soleh Muhammad Subhan MUHAMMAD SUBHAN Mulyadi Mulyadi NARITA YURI ADRIANINGSIH Nazvira, Mutia Nurainun Pulungan putra, farhan maulana Randy Rahayu Melta Raudhatul Jannah A.M Resti Indrawati Utami Riski Dwi Rianto Putra rizky hamdanih Rozi Wahyudi Saskia Perdani, Ladyra Soleh, Mohammad Soleh Subiono - Vhinasy Andari Wartono Wartono Wartono Wartono Yoga Perdana yudi Arpa