Article Per Year (5 Year)
p-Index From 2021 - 2026
2.255
P-Index
This Author published in this journals
All Journal Yustisia JURNAL LITIGASI (e-Journal) Zenit Veritas et Justitia Jurnal Konstitusi Ajudikasi : Jurnal Ilmu Hukum Hasanuddin Law Review Unes Law Review Dialogia Iuridica Indonesian Community Service and Empowerment Journal (IComSE) Jurnal Konstitusi Journal of Law, Poliitic and Humanities International Journal of Law and Society Fokus Bisnis: Media Pengkajian Manajemen dan Akuntansi
Hassanain Haykal
Universitas Kristen Maranatha
Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences Other

Published : 24 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 24 Documents
Search

 1   2   3 
Qualifications and Legal Enforcement of Money Cheating and Money Game Actions in Banking Transactions from the Perspective of Banking Laws Haykal, Hassanain; Yosep Seftiadi; Gneissa Beltsazar; Safna Khaerani; Jillan Syifa
Journal of Law, Politic and Humanities Vol. 4 No. 6 (2024): (JLPH) Journal of Law, Politic and Humanities (September-October 2024)
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v4i6.641

Abstract

Violations of banking regulations and principles in banking practices carried out by certain parties for personal gain, such as commissioners, directors, shareholders, and bank employees. These actions, such as channeling profits to subsidiaries, maintenance billing, credit pipelines, and credit recycling, are categorized as Money Cheating. Meanwhile, Money Game is a form of illegal investment involving unauthorized fund collection, in accordance with the Banking Law. Although both practices appear to be fraudulent crimes, it is necessary to examine whether they constitute banking crimes or financial crimes. In Indonesia, there are no regulations or studies that specifically distinguish between Money Cheating and Money Game, despite the increasing prevalence of both practices in the banking sector. This study uses a normative juridical method to qualify Money Cheating and Money Game actions based on the Banking Law. The results of the study indicate that Money Cheating can be qualified as a banking crime according to Article 49 paragraph (1) of the Banking Law, while Money Game involves the application of several legal rules such as Article 46 paragraph (1) of the Banking Law, Article 378 of the Criminal Code, and Articles 3, 4, and 5 of the Anti-Money Laundering Law. In conclusion, both practices are serious criminal offenses that require strict legal sanctions to maintain the integrity of the banking system.
Toward a Responsive Legal Framework: Addressing Transaction Security Risks in Indonesia’s Digital Banking Services Haykal, Hassanain
International Journal of Law and Society Vol 4 No 2 (2025): International Journal of Law and Society (IJLS)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59683/ijls.v4i2.290

Abstract

This study analyses the types and characteristics of these risks and evaluates the effectiveness of legal protection for consumers. Using a normative legal approach, this study focuses on Law No. 10/1998 concerning Banking, Law No. 8/1999 concerning Consumer Protection, Law No. 11/2008 as amended by Law No. 19/2016 concerning Electronic Information and Transactions, Law No. 27/2022 concerning Personal Data Protection, and OJK Regulation No. 12/POJK.03/2021 concerning Commercial Banks. Legal materials are classified into primary sources (laws, regulations, court decisions), secondary sources (books, journals, scientific commentaries), and tertiary sources (dictionaries, encyclopedias) and are collected through documentary studies. Qualitative normative analysis using grammatical, systematic, teleological, and sociological legal interpretations examines the effectiveness of regulations in protecting digital banking customers. The research findings indicate that although Indonesia has a comprehensive legal framework, its enforcement is hampered by overlapping mandates, unclear technical standards, weak interagency coordination, and limited consumer digital literacy. To address these gaps, this study proposes the Integrated Risk Responsive Approach (URRA), which integrates legal clarity, technical protections, and consumer empowerment into a harmonised governance model. The URRA provides preventive, adaptive, and restorative mechanisms that enhance public trust and system resilience. This study theoretically contributes by offering an integrated consumer protection model and guiding regulators and banks toward a coordinated, consumer-centric strategy. Limitations include reliance on normative and secondary data, highlighting the need for future empirical validation and cross-jurisdictional studies to test the implementation and effectiveness of the URRA in the rapidly evolving digital banking environment.
Penguatan Regulasi Pemberdayaan Usaha Mikro Kecil dan Menengah (UMKM) di Indonesia dalam Rangka Peningkatan Ekonomi Masyarakat Dharmajaya, M. Agung; Haykal, Hassanain; Seftiadi, Yosep
Fokus Bisnis Media Pengkajian Manajemen dan Akuntansi Vol. 22 No. 2 (2023): Fokus Bisnis
Publisher : LP3M Universitas Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32639/fokbis.v22i2.688

Abstract

Guna mewujudkan kesejahteraan masyarakat sebagaimana diamanatkan konstitusional Negara Kesatuan Republik Indonesia, maka pemerintah perlu mengembangkan kebijakan strategis terkait Usaha Kecil, Mikro dan Menengah (UMKM). UMKM telah diatur oleh Undang-Undang Nomor 20 Tahun 2008 tentang Usaha Mikro, Kecil dan Menengah sebagai payung hukum, di samping peraturan perundang-undangan lainnya. Namun demikian, di sisi lain, pelaksanaan pengembangan UMKM khususnya di Indonesia masih dihadapkan pada berbagai permasalahan antara lain aksesbilitas, manajemen, permodalan, teknologi, bahan baku, informasi dan pemasaran, infrastruktur, birokrasi dan pungutan, kemitraan. Metode yang digunakan dalam tulisan ini, yaitu yuridis normatif dengan sifat deskripsi analitis dan menggunakan pendekatan peraturan perundang-undangan serta konseptual. Data yang digunakan yaitu Data Sekunder yang didukung oleh Data Primer. Berdasarkan hasil penelitian menunjukkan bahwa dalam rangka pengembangan UMKM di Indonesia diperlukan instrumen hukum yang menjadi landasan dan acuan dalam pelaksanaannya, sehingga persoalan yang dihadapi oleh UMKM dapat teratasi.
Rekonstruksi Penegakan Sanksi Pidana Terhadap Justice Collaborator dalam Perspektif Kepastian Hukum dan Keadilan Haykal, Hassanain
UNES Law Review Vol. 6 No. 2 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1191

Abstract

Law enforcement is an important aspect of a legal system, where a good law enforcement will achieve the rule of law. Law enforcement cannot be separated from enforcing sanctions and procedural enforcement. In the realm of criminal law, the enforcement of sanctions against perpetrators of criminal acts should be in accordance with the norms that set out in statutory regulations and fulfill the legal certainty and justice. However, enforcement of sanctions must also consider certain reasons that cause criminal sanctions to fulfill a sense of justice without eliminating the certainty of law, one of which is the enforcement of sanctions against Justice Collaborators. For this reason, it is necessary to reconstruct the enforcement of criminal sanctions against Justice Collaborators. The research methods used in this paper is Normative Juridical, with a conceptual approaches, cases and statutory approach, with the theory of legal certainty and justice. Based on this, the reconstruction that can be carried out is to determine the amount of imprisonment in the statutory regulations toward Justice Collaborators by providing leniency (imprisonment) as much as half of the maximum sanction from the article charged.
Co-Authors Daniel Hendrawan Demson Tiopan Demson Tiopan dharmajaya, agung Dian Narwastuty Endang Pratiwi Gneissa Beltsazar Jillan Syifa Johannes Ibrahim Lanny Lasmana, Lanny Livany Adeline P. Lindawaty S. Sewu Pan Lindawaty Suherman Sewu Rahel S.H. Octora Rizky Gelar Pangestu Safna Khaerani Seftiadi, Yosep Shelly Kurniawan Theo Negoro Theo Negoro Theo Negoro Yosep Seftiadi Yosep Seftiadi Yurika Dibba Destari Deiredja