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ANALISIS KONVERGENSI PERTUMBUHAN EKONOMI DI PROVINSI JAWA TIMUR PASCA KRISIS GLOBAL TAHUN 2008 Zainuri Zainuri; Agus Lutfhi; M Saleh; Siti Aisyah; M Fathorrazi
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 14 No 2 (2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v14i2.3998

Abstract

The convergence of economic growth in East Java has a high disparity between districts/cities. This study aims to analyze the convergence and influencing factors in East Java after the 2008/2009 global crisis. The data used are secondary data sourced from the Central Statistics Agency. The analysis used in this research is least squares analysis. Based on the results of the convergence analysis, it is shown that in 2008 after the global crisis, there was sigma convergence in the districts/cities in East Java. However, there is absolute beta convergence in the districts/cities in East Java where there is an influence between the GRDP of the previous year and the GRDP of the following year. There is a conditional beta convergence where the HDI variable has a significant positive effect, the population has a significant negative effect, and the workforce has a significant positive effect on economic growth.
Efektifitas kebijakan moneter dan makroprudensial sebagai pengendali risiko kredit perbankan di indonesia Zainuri Zainuri; Tyas Arthasari
AKUNTABEL Vol 18, No 3 (2021): September
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.231 KB) | DOI: 10.30872/jakt.v18i3.10002

Abstract

Global Financial crisis yang berlangsung pada 2008/2009 telah membutikan bahwa sistem perbankan sangat rentan terhadap risiko instabilitas perekonomian terutama risiko kredit. Tingginya non performing loan dapat menurunkan kinerja perbankan dan menciptakan instabilitas likuiditas perbankan. Penelitian ini bertujuan untuk melihat bagaimana pengaruh penetapan kebijakan moneter dan kebijakan makroprudensial terhadap risiko kredit dengan proxy non performing loan. Pada penelitian ini menggunakan data sekunder dengan metode analisis generalized method of moment . Hasil penelitian menunjukkan bahwa hanya variabel Capital Adequacy ratio yang tidak memiliki pengaruh terhadap risiko kredit perbankan,  sedangkan variabel Loan to Deposit Ratio berpengaruh positif signfikan terhadap risiko kredit perbankan, Giro Wajib Minimum berpengaruh secara negatif signfikan terhadap risiko kredit perbankan. Variabel BI rate berpengaruh negatif signifikan terhadap risiko kredit perbankan dan Gross Domestic Product (GDP) memiliki pengaruh positif signifikan terhadap risiko kredit perbankan.
Does Macroprudential Policy Matter For Financial Resilience In Indonesia? Zainuri Zainuri; Sebastiana Viphindrartin
Journal of International Conference Proceedings Vol 5, No 4 (2022): FEBIC International Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i4.2098

Abstract

Economic problems always negatively impact Indonesian banks' financial resilience because banks, as financial intermediaries, must exercise tight control over all risks that endanger their financial system. The discourse on financial stability became the center of attention of researchers after the 2008 financial crisis because the policy of rapid monitoring of price stability has not been able to create a sustainable economic cycle. On the other hand, there is a phenomenon of the failure of monetary policy to push macroprudential policy into a new policy that can absorb economic risk through banking. This study analyzes the role of banking policy in enhancing Indonesia's financialresilience. The research method used is the ARDL panel. This study finds that the macroeconomic policy mix significantly affects financial resilience in the short and long term.
The Influence of Maqasid Shariah Index and Shariah Business Good Governance on the Profit Growth of Islamic Commercial Banks in Indonesia : - Zainuri; Umi Cholifah; Erika Ayu Pandini
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 4 (2023): Juli-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20234pp415-426

Abstract

ABSTRACT This research aims to investigate the impact of Maqasid Shariah Index and Shariah business good governance on the profit growth of Islamic commercial banks in Indonesia during the period 2017 to 2021. The study employs a quantitative research method with the Panel Least Square (PLS) approach, and Lagrange Multiplier test is used to determine the appropriate regression model. The Common Effect Model (CEM) is found to be the best fit regression model. After conducting the Lagrange Multiplier test, the study proceeds to examine the classical assumptions. The research population consists of Islamic commercial banks registered with the Financial Services Authority during 2017-2021, and the sample includes those banks that have published financial reports and Shariah business good governance reports. The main finding of this research reveals a significant positive influence of Shariah business good governance on the profit growth of Islamic commercial banks. This indicates that the increased implementation of Shariah business good governance principles leads to a significant enhancement in profit growth. This study provides valuable insights for Islamic banks to reevaluate their business and financial governance systems to align with Islamic principles. Keywords: Maqasid Shariah Index, Shariah Business Good Governance, Islamic Commercial Banks, Profit Growth, Indonesia. ABSTRAK Penelitian ini bertujuan untuk menginvestigasi dampak Indeks Maqasid Syariah dan Good Governance Bisnis Syariah yang baik terhadap pertumbuhan laba bank umum syariah di Indonesia selama periode 2017 hingga 2021. Penelitian ini menggunakan metode penelitian kuantitatif dengan pendekatan Panel Least Square (PLS), dan uji Lagrange Multiplier digunakan untuk menentukan model regresi yang sesuai. Common Effect Model (CEM) terbukti menjadi model regresi yang terbaik. Setelah melakukan uji Lagrange Multiplier, penelitian ini melanjutkan dengan menguji asumsi-asumsi klasik. Populasi penelitian terdiri dari bank umum syariah yang terdaftar di Otoritas Jasa Keuangan selama periode 2017-2021, dan sampel penelitian mencakup bank-bank tersebut yang telah menerbitkan laporan keuangan dan laporan Good Governance Bisnis Syariah. Hasil utama dari penelitian ini mengungkapkan adanya pengaruh positif dan signifikan dari Good Governance Bisnis Syariah yang baik terhadap pertumbuhan laba bank umum syariah. Hal ini menunjukkan bahwa semakin bank umum syariah menerapkan prinsip-prinsip Good Governance Bisnis Syariah yang baik, maka pertumbuhan labanya akan meningkat secara signifikan. Penelitian ini memberikan wawasan yang berharga bagi bank-bank syariah untuk mengevaluasi kembali sistem Good Governance Bisnis Syariah dan keuangannya agar sejalan dengan prinsip-prinsip syariah. Kata Kunci: Indeks Maqasid Syariah, Good Governance Bisnis Syariah, Bank Umum Syariah, Pertumbuhan Laba, Indonesia.
The Pengaruh Inflasi, PDRB, IPM dan Upah Minimum terhadap Tingkat Pengangguran Terbuka di Pulau Sumatera Gresyavenita Saragih; Sunlip Wibisono; Zainuri Zainuri
Jurnal Ekuilibrium Vol 7 No 2 (2023): JEK Volume 7 Nomor 2 Tahun 2023
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jek.v7i2.36703

Abstract

This study aims to determine the effect of inflation, Gross Regional Domestic Product (GDP), Human Development Index (IPM) and minimum wages on the Open Unemployment Rate on the island of Sumatra. This study uses secondary data in the form of panel data, with time series data from 2011 to 2020 and cross section data from 10 provinces on the island of Sumatra. Multiple linear model estimation analysis method with Fixed Effect Model (FEM) method. The results of the panel data estimation show that inflation has a negative and significant effect on the open unemployment rate, GDP has no effect on the open unemployment rate, HDI has a negative and significant effect on the open unemployment rate, and the minimum wage has a positive and insignificant effect on the open unemployment rate.
THE EFFECT OF FINANCIAL INCLUSION ON ECONOMIC GROWTH IN INDONESIA Novia Ratna Dewi; Herman Cahyo Diartho; Zainuri Zainuri
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.7647

Abstract

This study discusses the effect of financial inclusion, e-money infrastructure and inflation on economic growth in Indonesia, from an economics standpoint, using a quantitative approach, collecting monthly secondary data from January 2014 to December 2021, which is the starting year. The financial inclusion variable contributes up to 35% in the sixth to tenth period proving that it gives significant positive effect on the growth variable.
Pengaruh JUB, Suku Bunga, Inflasi, Ekspor dan Impor terhadap Nilai Tukar Rupiah atas Dollar Amerika Serikat Nurul Hazizah; Sebastiana Viphindrartin; Zainuri Zainuri
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 4 No. 1 (2017): e-JEBA Volume 4 Nomor 1 Tahun 2017
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v4i1.4600

Abstract

Fluctuations of exchange rate against Rupiah to U.S Dollar which unstable are influenced the domestic and foreign’s economicconditions. Macroeconomic conditions in the two countries both Indonesia and United States can make the exchange ratedepreciate or appreciate. The purpose of this research is to acknowledge the difference impact macro variables in both countriesIndonesia and the United States against the value on rupiah to US Dollar. Dynamic model is applied in this research that isPartial Adjustment Model (PAM). This model is considered to existing inertia variable that is expectation of exchange rateinfluence by the value of exchange rate that occurred previously. There are two analysis is descriptive analysis and causalanalysis. Causal is using Ordinary Least Square (OLS) method. OLS estimation of PAM shows all independent variable havepositive impact to the exchange rate expectation besides difference Export variable, in addition the difference of the interest ratevariable can’t influence the exchange rate significantly on important of the exchange rate expectation. In conclusion, theinterest rate policy is considered to influence the rupiah exchange rate if two countries do not change the interest ratesimultaneously and other macro policy variables must bring into line.
Pengujian Efek Fisher Internasional: Studi Kasus Indonesia Dan China Ernawati Nurul Hidayah; Z. Zainuri; Anifatul Hanim
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 5 No. 1 (2018): e-JEBA Volume 5 Nomor 1 Tahun 2018
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v5i1.7728

Abstract

The fluctuation of rupiah exchange rate caused by the application of open economy system especially with China in ACFTA international organization, which has good economy and influences in global can draw China as the worthy country in takin the policy through monetary variables. The purpose of this research is to know the short term and long term influence of the differences in Indonesia-China interest, the differences of Indonesia-China inflation, and Yuan exchange rate to rupiah exchange rate based on international fisher effect theory. This research focuses on quantitative analysis by using Error Correction Model (ECM) method. Short term ECM estimation shows that the relation between differences of interest, differences of inflation with rupiah exchange rate is not suitable with international fisher effect theory because is has positive and insignificant relation, yuan exchange rate with rupiah exchange rate is suitable with theory because is has negative. Then, the result of short term ECM estimation shows that there is a gap so the determination of rupiah exchange rate is dominated by Yuan exchange rate. The relation between the difference of interest and the difference of inflation is contrary with the theory and it is only Yuan exchange rate that has the relation with rupiah exchange rate and it is suitable with international fisher effect theory. Keywords: international fisher effect theory, rupiah exchange rate, interest, inflation, error correction model (ECM) analysis
Faktor-Faktor yang Mempengaruhi Pendapatan Keluarga Miskin di Kecamatan Panarukan Kabupaten Situbondo Radhitia Brianjaya; I. Wayan Subagiarta; Z. Zainuri
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 5 No. 1 (2018): e-JEBA Volume 5 Nomor 1 Tahun 2018
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v5i1.7730

Abstract

The purpose of this study was to determine the effect of education, number of the family work participation, age and type of work to the poor family income in Panarukan Situbondo district. This research population is 3.118 poor families in Panarukan Situbondo district. Then sampled by stratified random sampling with 97 people. The method used in this research is Ordinary Least Square. Based on the research result, the result thatresearch, the number of work participation, age and type of work affect the income of poor family in the district of Situbondo Panarukan. the result that education, the number of work participation, age and type of work affect the income of poor family in Panarukan Situbondo district. It can be concluded the independent variables simultaneously affect the dependent variable. variable means of education, the number of work participation and the type of work has a positive and significant effect, while age has a negative effect and insignificant.Keywords : Education, work participation, age and type of work
Pengaruh Volatilitas Nilai Tukar terhadap Volume Perdagangan Internasional di ASEAN-3 Fatimatuz Zahroh; Z. Zainuri; Rafael Purtomo
e-Journal Ekonomi Bisnis dan Akuntansi Vol. 6 No. 1 (2019): e-JEBA Volume 6 Nomor 1 Tahun 2019
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejeba.v6i1.11071

Abstract

This study aims to determine the effect of exchange rate volatility on export demand in ASEAN 3 countries namely Indonesia, Thailand and the Philippines. In this research use Error Correction Model (ECM) Domawitz-Elbadawi method to know how dependent variable influence to independent variable in short term and in long term. The data used in this study is secondary data covering data exchange rate, CPI (Consumer Price Index), FDI (Foreig Direct Investment) and Export from 1997Q1- 2016Q3. The results show that in the short run the exchange rate volatility has a negative and significant effect on export demand in the country of Indonesia while for the Philippines and Thailand the exchange rate volatility has a negative but insignificant effect. In the long term, exchange rate volatility has negative but not significant effect on export demand in Indonesia and Thailand, while in Philippine, exchange rate volatility has positive and significant effect on export demand. It shows the importance of exchange rate policy in improving Indonesia’s export performance. Keywords: Exchangerate, Export, and ECM) Domawitz-Elbadawi.