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Journal : Jurnal Keuangan dan Perbankan

TINGKAT EFISIENSI BPRS DI INDONESIA: PERBANDINGAN METODE SFA DENGAN DEA DAN HUBUNGANNYA DENGAN CAMEL Syafaat Muhari; Muhamad Nadratuzzaman Hosen
Jurnal Keuangan dan Perbankan Vol 18, No 2 (2014): May 2014
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (325.783 KB) | DOI: 10.26905/jkdp.v18i2.811

Abstract

The magnitude of the potential banking market-micro made many banks and other financial institutions makeprofits in the segment of small and micro finance as a market for rural banks (BPR), especially Islamic ruralbanks (BPRS). Thus, the BPRS efficiency was required to survive amid the competitions. This study usedparametric stochastic frontier approach (SFA) and the method of data envelopment analysis (DEA) to analyzethe level of efficiency of BPRS operation during the period of 2nd Quarter June 20111st Quarter March2013. The level of Bank efficiency could be integrated with the performance of banks which was adopted fromCentral Bank (BI) criterias, namely CAMEL (Capital, Asset Quality, Management, Earnings and liquidity).Based on the Spearman correlation, the results of this study indicated that the level of efficiency of BPRS usingthe SFA method had no real relationship with CAMEL, while the level of efficiency of BPRS using the DEAmethod had a real and weak relationship with CAMEL. Another result in this study showed that the level ofefficiency using SFA method was statistically higher than the level of efficiency using DEA method.
Total Factor Productivity and Efficiency Analysis on Islamic Banks in Indonesia Siti Aisyah; Muhamad Nadratuzzaman Hosen
Jurnal Keuangan dan Perbankan Vol 22, No 1 (2018): January 2018
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (282.311 KB) | DOI: 10.26905/jkdp.v22i1.1333

Abstract

The aims of this study are to measure productivity and efficiency, to analyze factors which affect the level of efficiency and to analyze the correlation between productivity and efficiency of Islamic Banking in Indonesia. The objects of this study are 11 (eleven) Islamic Banks (BUS) in Indonesia which are analyzed from the second quarter of 2010 to the third quarter of 2015. The result shows only six of the eleven banks that have a good productivity level, otherwise, for efficiency, there are only three banks that efficient enough. Furthermore, the relationship between productivity and efficiency levels that are categorized into 4 (four) quadrants. In quadrant I, three banks have high productivity and efficiency namely Syariah Mandiri, Panin Syariah and Victoria Syariah; quadrant IV two banks in a low level of productivity and efficiency namely Mega Syariah and Bukopin Syariah. While the quadrant II namely BCA Syariah, BRI Syariah, and Muamalat and quadrant III namely BJB Syariah, BNI Syariah, and Maybank Syariah required further research to determine the factors that affect the productivity and efficiency relationships that occur.JEL Classification: D24; D57; D61DOI: https://doi.org/10.26905/jkdp.v22i1.1333