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TANTANGAN IMPLEMENTASI UNDANG-UNDANG PERBANKAN SYARIAH Ali Maskur
Jurnal Bisnis dan Ekonomi Vol 16 No 01 (2009): Vol. 16 No. 1 EDISI Maret 2009
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (54.585 KB)

Abstract

DPR-RI legalize Law of Syariah Banking number 21/2008. It’s means thatsyariah banking has a foundation to develop the banking. The new substantial of the lawis including ‘syariah’ word for syariah banking, punishment for the leader ofstockholder, MUI has fatwa otority, The Central Of Bank as a controller and monitoringsyariah banking, definition of financing is changes, and there is choice of law inprinciple. In Implementation, the Law have two implementation i.e. policyimplementation and law enforcement implementation.To implementation the law needsother support until the target syariah banking of grow achieved. Syariah banking haschance and challenge. The challenge i.e there is foreign ownership, foreign employment,syariah principle on product/service by MUI, the leader of stockholder past a fit andproper test. The government support and banking syariah ability to overcome thechallenge is a key to speed of growth syariah banking.Key words: law of syariah bankin, MUI, central of bank, chance and challenge
Pengaruh Kualitas Produk, Citra Merek, Persepsi Harga dan Kualitas Layanan Terhadap Keputusan Pembelian Mie Gacoan (Studi Pada Pelanggan Mie Gacoan di Kota Semarang) Aisyah Salsabila; Ali Maskur
SEIKO : Journal of Management & Business Vol 5, No 1 (2022): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v5i1.1902

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh kualitas produk, citra merek, persepsi harga dan kualitas layanan terhadap keputusan pembelian Mie Gacoan di Kota Semarang. Populasi dalam penelitian ini adalah konsumen Mie Gacoan yang ada di Kota Semarang. Teknik pengambilan sampel menggunakan Purposive Sampling dengan jumlah sampel yang digunakan pada penelitian ini sebanyak 100 orang. Pengumpulan data dilakukan dengan cara menyebar kuesioner kepada konsumen Mie Gacoan. Teknik analisis yang digunakan pada penelitian ini adalah uji validitas, uji reliabilitas, uji F, uji koefisien determinasi (R^2), analisis regresi linier berganda dan uji t. Hasil penelitian menunjukan bahwa kualitas produk, citra merek dan kualitas layanan berpengaruh positif dan signifikan terhadap keputusan pembelian. Sedangkan persepsi harga berpengaruh negatif dan tidak signifikan terhadap keputusan pembelian. Kata Kunci: Keputusan Pembelian, Kualitas Produk, Citra Merek, Persepsi Harga, Kualitas Layanan. Abstract This study aims to analyze the effect of product quality, brand image, price perception and service quality on the purchasing decision of Mie Gacoan in Semarang City. The population in this study were consumers of Mie Gacoan in Semarang City. The sampling technique used was purposive sampling with the number of samples used in this study as many as 100 people. Data was collected by distributing questionnaires to consumers of Mie Gacoan. The analysis technique used in this research is validity test, reliability test, F test, coefficient of determination test (R^2), multiple linear regression analysis and t-test. The results showed that product quality, brand image and service quality had a positive and significant effect on purchasing decisions. Meanwhile, the perception of price has a negative and insignificant effect on purchasing decisions. Keywords: Buying Decision, Product Quality, Brand Image, Price Perception, Service Quality.
Pengaruh Kualitas Produk, Persepsi Harga, Kualitas Layanan Dan Lokasi Terhadap Keputusan Pembelian (Studi Pada Pelanggan Sinestesa Coffeeshop Pati) Sinta Yuliana; Ali Maskur
SEIKO : Journal of Management & Business Vol 5, No 1 (2022): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v5i1.1772

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh kualitas produk, persepsi harga, kualitas layanan, dan lokasi terhadap keputusan pembelian ( studi pada pelanggan Sinestesa Coffeeshop Pati ). Populasi pada penelitian ini yaitu pelanggan Sinestesa Coffeeshop Pati. Sampel yang diambil peneliti dalam penelitian ini yaitu sejumlah 100 responden dengan teknik pegambilan sampel menggunakan purposive sampling yaitu teknik pengumpulan sampel menggunakan kriteria tertentu. Data yang digunakan dalam penelitian ini merupakan data primer, dengan menggunakan kuesioner sebagai instrument penelitian. Alat analisis yang digunakan dalam penelitian ini yaitu uji validitas dengan loading factor, uji reliabilitas dengan alpha cronbach, uji F, koefisisen determinasi (R2). Regresi linear berganda, dan uji hipotesis (uji t ). Hasil penelitian ini menunjukkan bahwa kualitas produk berpengaru positif dan signifikan terhadapkeputusan pembelian, persepsi harga tidak berpengaruh signifikan terhadap keputusan pembelian, kualitas layanan berpengaruh positif dan signifikan terhadap keputusan pembelian, dan lokasi berpengaruh positif dan signifikan terhadap keputusan pembelian. Kata Kunci: KualitasProduk, Persepsi Harga, Kualitas Layanan, Lokasi, Keputusan Pembelian. Abstract This study aims to analyze the effect of product quality, price perception, service quality, and location on purchasing decisions (study on customers of Sinestesa Coffeeshop Pati). The population in this study were customers of Sinestesa Coffeeshop Pati. The samples taken by the researchers in this study were 100 respondents with the sampling technique using purposive sampling, namely the sample collection technique using certain criteria. The data used in this study is primary data, using a questionnaire as a research instrument. The analytical tools used in this research are validity test with loading factor, reliability test with Cronbach alpha, F test, coefficient of determination (R2). Multiple linear regression, and hypothesis testing (t test). The results of this study indicate that product quality has a positive and significant effect on purchasing decisions, price perceptions have no significant effect on purchasing decisions, service quality has a positive and significant effect on purchasing decisions, and location has a positive and significant effect on purchasing decisions. Keywords: Product Quality, Price Perception, Service Quality, Location, Purchase Decision.
Peran Country of Origin dan Loyalitas Merek Terhadap Niat Beli Ulang Ajeng Aquinia; Euis Soliha; Ali Maskur
Jurnal Bisnis dan Ekonomi Vol 28 No 2 (2021): Vol. 28 No. 2 EDISI SEPTEMBER 2021
Publisher : Faculty of Economics and Business, Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35315/jbe.v28i2.8680

Abstract

The aims of this research is to analyze the factors than can influence repurchase intentions, including the country of origin with the mediation of brand loyalty. Starbucks products ar the object of this study. The population in this study is Starbucks consumers in Semarang City using purposive sampling technique which has sample criteria on consumers who have consumed Starbucks products before. This study, using an instrument in the form of a questionnaire. The instrument validity test used factor analysis, and then for the reliability test, it used Cronbach's Alpha. After that, the collected data were analyzed by multiple regression analysis methods and mediation measurement using Sobel Test. The results showed that the country of origin has a positive effect on brand loyalty. However, the country of origin has no effect on repurchase intention. Brand loyalty has a positive effect on repurchase intention and is able to perfectly mediate between the country of origin and repurchase intention.
Pengaruh Kualitas Produk, Persepsi Harga, Atmosfer Caffe Dan Kualitas Layanan (Studi Kasus Pada Konsumen Kedai Kami Ngaliyan, Semarang) Alya Nur Fitriana; Ali Maskur
Jurnal Mirai Management Vol 7, No 2 (2022)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v7i2.2220

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh kualitas produk, persepsi harga, atmosfer caffe, dan kualitas layanan terhadap kepuasan konsumen (studi kasus pada konsumen Kedai Kami Ngaliyan, Semarang). Riset berfokus pada kualitas produk, persepsi harga, atmosfer caffe, dan kualitas layanan, bertujuan untuk menganalisis pengaruhnya terhadap kepuasan konsumen. Populasi yang digunakan dalam penelitian ini ialah pelanggan yang membeli produk dari Kedai Kami Ngaliyan Semarang minimal tiga kali, peneliti mengambil sempel sejumlah 100 responden dengan metode probability sampling. Metode untuk mengumpulkan data menggunakan metode kuantitatif atau kuesioner. Uji Instrumen (uji validitas dan reliabilitas), analisis regresi linear berganda, dan uji model (uji-t dan uji-f) digunakan sebagai analisis data. Hasil penelitian menunjukkan bahwa kualitas produk berpengaruh positif dan signifikan terhadap kepuasan konsumen, persepsi harga tidak berpengaruh terhadap kepuasan konsumen, atmosfer caffe berpengaruh negatif dan tidak signifikan terhadap kepuasan konsumen, kualitas layanan berpengaruh positif dan signifikan terhadap kepuasan konsumen. Kata Kunci: Kualitas Produk, Persepsi Harga, Atmosfer Caffe, Kualitas Layanan dan Kepuasan Konsumen Abstract This study aims to analyze the effect of product quality, price perception, cafe atmosphere, and service quality on consumer satisfaction (a case study on consumers of Kedai Kami Ngaliyan, Semarang). The research focuses on product quality, price perception, cafe atmosphere, and service quality, aiming to analyze their effect on consumer satisfaction. The population used in this study are customers who buy products from Kedai Kami Ngaliyan Semarang at least three times, researchers take a sample of 100 respondents with probability sampling method. Methods to collect data using quantitative methods or questionnaires. Instrument test (validity and reliability test), multiple linear regression analysis, and model test (t-test and f-test) were used as data analysis. The results showed that product quality had a positive and significant effect on consumer satisfaction, price perception had no effect on consumer satisfaction, caffe atmosphere had a negative and insignificant effect on consumer satisfaction, and service quality had a positive and significant effect on consumer satisfaction Keywords: Product Quality, Price Perception, Caffe Atmosphere, Service Quality and Consumer Satisfaction
PENGARUH PRESEPSI HARGA, KUALITAS PELAYANAN, ATMOSPHERE CAFE TERHADAP KEPUASAN PELANGGAN Ulfi Setiyani; Ali Maskur
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 1 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Dr Kh Ez Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (188.903 KB) | DOI: 10.34308/eqien.v11i1.720

Abstract

The coffee shop business is one of the choices and the cafe shop business is a lucrative business. The purpose of this study is to describe the effect of price perception, service quality, and cafe atmosphere on customer satisfaction at Cafe Angkasa Semarang. The target market is very large, not only coffee connoisseurs, but also ordinary people. This is because coffee in a coffee shop or cafe is a timeless trend and seems to have become entrenched in Indonesian society. This business opportunity is always open and s profitable . Customer satisfaction can be used to attract consumer loyalty, and it is imperative for companies to implement good service quality so that customers or visitors can survive. The creation of customer satisfaction provides benefits, including the relationship between the company and the customer becomes familiar, the customer will buy again. This study uses primary data, which is obtained directly from the original numbers in the form of a questionnaire. The sample obtained from this study were 100 customers of Semarang space cafe. The sampling technique used in this study was random sampling. The test instrument of this research is validity test by applying KMO-MSA factor analysis. Reliability testing by applying Cronbach Alpha and hypothesis testing using multiple linear regression. The results of the study are as follows: Price perception has a significant positive effect on customer satisfaction at Cafe Angkasa Semarang, service quality has a significant positive effect on customer satisfaction at Cafe Angkasa Semarang, and the atmosphere of the cafe has a significant positive effect on customer satisfaction at Cafe Angkasa Semarang.
Pengaruh Kepercayaan, Persepsi Harga, Lokasi dan Word of Mouth Terhadap Keputusan Pembelian Perumahan Taman Gaharu Kabupaten Kendal Bangkit Kartika Siwi; Ali Maskur
J-MAS (Jurnal Manajemen dan Sains) Vol 7, No 2 (2022): Oktober
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v7i2.536

Abstract

This study aims to analyze the effect of trust, price perception, location and word of mouth on purchasing decisions. The object under study is PT Taman Gaharu Bersinar Semarang city and the independent variables in the study are trust, price perception, location and word of mouth and the dependent variable is purchasing decisions. The population in this study are consumers who buy property products from PT Teman Gaharu Bersinar property in Semarang City with a minimum age of 17 years by taking a sample of 100 respondents. The sampling technique in this study used purposive sampling, which is a sampling technique with certain criteria. The data used in this study are primary data, using a questionnaire as a research instrument. The analytical tools used are validity test, reliability test, F test, coefficient of determination (R²) test, multiple linear regression and t assisted by SPSS version 16. The results show that trust has no significant negative effect on purchasing decisions, price perception has no positive effect. significant effect on purchasing decisions, location and word of mouth have a significant positive effect on purchasing decisions.
Pengaruh Kualitas Layanan Dan Kepercayaan terhadap Kepuasan Serta Dampaknya pada Loyalitas Nasabah (Studi Kasus Pada Nasabah PT Pegadaian UPC Kuwu) Ahmad Imam Nurhidayat; Ali Maskur
YUME : Journal of Management Vol 5, No 2 (2022)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v5i2.1705

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui Pengaruh Kualitas Layanan Dan Kepercayaan Terhadap Kepuasan Serta Dampaknya Pada Loyalitas Nasabah di PT Pegadaian UPC Kuwu. Populasi pada penelitian ini adalah nasabah PT Pegadaian UPC Kuwu Purwodadi dengan jumlah sampel sebanyak 100 responden. Sampel akan diambil dengan metode purposive sampling. Pengumpulan data diperoleh dengan cara mengajukan kuesioner kepada responden. Data penelitian yang diperoleh diolah menggunakan program SPSS 25.Hasil penelitian ini adalah kualitas layanan berpengaruh positif namun tidak signifikan terhadap kepuasan nasabah, Kepercayaan nasabah berpengaruh positif dan signifikan terhadap kepuasan nasabah serta Kepuasan nasabah berpengaruh positif dan signifikan terhadap loyalitas nasabah.Kata Kunci: Kualitas Layanan, Kepercayaan Nasabah, Kepuasan Nasabah, Loyalitas Nasabah. AbstractThis study aims to determine the effect of service quality and trust on satisfaction and its impact on customer loyalty at PT Pegadaian UPC Kuwu. The population in this study were customers of PT Pegadaian UPC Kuwu Purwodadi with a total sample of 100 respondents. Samples will be taken by purposive sampling method. Data collection was obtained by submitting a questionnaire to the respondents. The research data obtained were processed using the SPSS 25 program.The results of this study are service quality has a positive but not significant effect on customer satisfaction, customer trust has a positive and significant effect on customer satisfaction and customer satisfaction has a positive and significant effect on customer loyalty.Keywords:  Service Quality, Customer Trust, Customer Satisfaction, Customer Loyalty.
Pengaruh Kualitas Produk Label Halal Dan Kelompok Referensi Terhadap Keputusan Pembelian Lipstik Wardah (Studi Pada Remaja Muslimah Di Kota Semarang) Maulida Ayu Ardiyana; Ali Maskur
SEIKO : Journal of Management & Business Vol 5, No 2 (2022): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v5i2.2978

Abstract

Lipstik menjadi suatu kebutuhan primer bagi seorang wanita dalam menjalankann rutinitasnya dan akan membuat lebih percaya diri karena dapat mempercatik penampilannya. Tujuan penelitian ini yaitu untuk menguji serta menganalisis pengaruh kualitas produk, label halal dan kelompok referensi terhadap keputusan pembelian. Ruang lingkup pada penelitian ini yaitu penelitian survei pada remaja muslimah di Kota Semarang yang menggunakan lipstik Wardah. Teknik pengambilan sampel dengan non probability sampling dan teknik pengambilan data purposive sampling dengan metode kuesioner. Hasil penelitian menunjukan bahwa seluruh variabel bebas berpengaruh positif dan signifikan terhadap variabel terikat. Variabel label halal paling dominan mempengaruhi keputusan pembelian lipstik Wardah. Kualitas produk, label halal dan kelompok referesi memberikan kontribusi pengaruh sebesar 83,8% terhadap keputusan pembelian. Berdasarkan hasil uji model bahwa variabel kualitas produk, label halal, dan kelompok referensi memiliki pengaruh secara simultan terhadap keputusan pembelian lipstik Wardah. Kata Kunci : Kualitas Produk, Label Halal,Kelompok Referensi Dan Keputusan Pembelian
Pengaruh Kualitas Produk, Citra Merek, Dan Persepsi Harga Terhadap Keputusan Pembelian Pada Produk Ms. Glow Beauty (Studi Pada Konsumen Ms. Glow Beauty Di Kota Semarang) Ilyas Gunantha; Ali Maskur
SEIKO : Journal of Management & Business Vol 5, No 2 (2022): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v5i2.3291

Abstract

Abstrak Penelitian ini di maksudkan untuk menganalisis bagaimana dampak variabel bebas (kualitas produk, citra merek, dan persepsi harga) terhadap variabel terikat (keputusan pembelian) pada produk MS. Glow Beauty di Kota Semarang. Sampel pada penelitian ini sebesar 100 responden, sedangkan populasi dalam penelitian ini merupakan konsumen yang membeli produk MS. Glow Beauty di Kota Semarang yang memenuhi kriteria, yaitu berjenis kelamin perempuan atau laki-laki, berusia minimal 17 tahun, membeli produk MS. Glow Beauty, dan berdomisili di wilayah Kota Semarang. Kuesioner dibuat dengan menggunakan metode purposive sampling, dan media google form digunakan sebagai metode pengumpulan data. Uji instrumen penelitian, uji model, dan uji regresi linear berganda merupakan metode analisis data yang digunakan pada penelitian ini. Menurut temuan penelitian ini yaitu kualitas produk, citra merek, dan persepsi harga semuanya secara signifikan dan positif mempengaruhi keputusan pembelian. Keywords: Kualitas Produk, Citra Merek, Persepsi Harga, Keputusan Pembelian