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PENGARUH PENYALURAN KREDIT TERHADAP RETURN ON ASSETS (ROA) PADA BANK BJB KCP LEUWI PANJANG Karyadi Karyadi; Muthmainnah Masnaya; Sayu Ketut putri
EKBIS (Ekonomi & Bisnis) Vol 11 No 1 (2023): Juni 2023
Publisher : POLITEKNIK PIKSI GANESHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56689/ekbis.v11i1.1036

Abstract

This research has the purpose to analyze the influence of credit distribution to return on asset of Bank BJB. The research methods used are descriptive and verificative with the data collecting techniques through observation, interview and literature review. The data get analyzed by simple linear regression analysis. Based on the research, there is the credit distribution correlation with the return on asset (ROA) in the amount of -0,849 which is in a very strong category. It shows that the significant influence of credit distribution to return on asset (ROA), and the influence given is 72,1% and the rest is 27,9%. It was excluded from the research conducted by the writer. The writer suggests that Bank BJB should offer the installment with varied interest to attract more the debitors in utilizing credit facility given by Bank BJB. Keywords : Credit distribution, Return on asset (ROA), Bank
Peran Guru dalam Meningkatkan Kesadaran Siswa tentang Dampak Bullying di SMA Negeri 1 Pebayuran Karyadi Karyadi; Aris Riswandi Sanusi; Tridays Repelita
Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora Vol. 4 No. 2 (2025): Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrish.v4i2.5006

Abstract

The research aims to find out the role of Pancasila and Citizenship Education (PPKn) teachers in increasing student awareness of the impact of bullying behavior at SMA Negeri 1 Pebayuran, Bekasi Regency, West Java. The research uses a descriptive method with a qualitative approach. Data collection was carried out through observation and in-depth interviews. The informants in this study consisted of six people, namely the deputy principal for curriculum, two PPKn teachers, and three students (one male and two female). The interviews were conducted directly to obtain in-depth information about the role of PPKn teachers in educating and forming students' awareness of the negative impact of bullying. The results of the study show that PPKn teachers have an important role in improving students' understanding of human values, tolerance, and justice. These values are the basis for responding to and preventing bullying behavior in the school environment. PPKn teachers not only convey material theoretically but also instill moral values in students' daily lives.