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PENGARUH PENYALURAN KREDIT TERHADAP RETURN ON ASSETS (ROA) PADA BANK BJB KCP LEUWI PANJANG Karyadi Karyadi; Muthmainnah Masnaya; Sayu Ketut putri
EKBIS (Ekonomi & Bisnis) Vol 11 No 1 (2023): Juni 2023
Publisher : POLITEKNIK PIKSI GANESHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56689/ekbis.v11i1.1036

Abstract

This research has the purpose to analyze the influence of credit distribution to return on asset of Bank BJB. The research methods used are descriptive and verificative with the data collecting techniques through observation, interview and literature review. The data get analyzed by simple linear regression analysis. Based on the research, there is the credit distribution correlation with the return on asset (ROA) in the amount of -0,849 which is in a very strong category. It shows that the significant influence of credit distribution to return on asset (ROA), and the influence given is 72,1% and the rest is 27,9%. It was excluded from the research conducted by the writer. The writer suggests that Bank BJB should offer the installment with varied interest to attract more the debitors in utilizing credit facility given by Bank BJB. Keywords : Credit distribution, Return on asset (ROA), Bank
Peran Guru dalam Meningkatkan Kesadaran Siswa tentang Dampak Bullying di SMA Negeri 1 Pebayuran Karyadi Karyadi; Aris Riswandi Sanusi; Tridays Repelita
Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora Vol. 4 No. 2 (2025): Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrish.v4i2.5006

Abstract

The research aims to find out the role of Pancasila and Citizenship Education (PPKn) teachers in increasing student awareness of the impact of bullying behavior at SMA Negeri 1 Pebayuran, Bekasi Regency, West Java. The research uses a descriptive method with a qualitative approach. Data collection was carried out through observation and in-depth interviews. The informants in this study consisted of six people, namely the deputy principal for curriculum, two PPKn teachers, and three students (one male and two female). The interviews were conducted directly to obtain in-depth information about the role of PPKn teachers in educating and forming students' awareness of the negative impact of bullying. The results of the study show that PPKn teachers have an important role in improving students' understanding of human values, tolerance, and justice. These values are the basis for responding to and preventing bullying behavior in the school environment. PPKn teachers not only convey material theoretically but also instill moral values in students' daily lives.
Ductylity Behavior of Laminated Hollow Section Bamboo Beam-Column Connections with Glue-in-Rod–Bracket System: An Environmentally Friendly Construction Material Solution Achmad Saiful Arifin; Karyadi Karyadi; Nindyawati Nindyawati; Eka Nurul Qomaliyah; Imam Mustofa
Proceeding of the International Conferences on Engineering Sciences Vol. 3 No. 1 (2026): January : Proceeding of the International Conferences on Engineering Sciences
Publisher : Asosiasi Riset Ilmu Teknik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/iconfes.v3i1.185

Abstract

Wood consumption in Indonesia, which is expected to reach more than 64.84 million m³ by 2025, is putting enormous pressure on forests, as evidenced by the reduction in forest area through the clearing of 96,230 hectares of forest in 2023. To reduce dependence on wood as a building material, alternative materials with comparable physical and mechanical properties are needed. Bamboo, especially laminated bamboo, was chosen because it has high tensile strength, a short harvest time, and abundant availability. This study examines the behavior of hollow section laminated bamboo beam-column connections with a glue-in-rod-bracket system to determine the ductility of the connection under unidirectional (static) loads. An experimental method was used with the independent variables of diameter and number of bolts, while the dependent variables included the moment-rotation of the connection, stiffness, strength, and ductility. The results show that the average ductility values for 4 and 6 thread rods D6, D8, and D10 mostly meet the SNI 1729 (≥1.25) and AISC 360 (rotation >0.03 rad) standards, with classifications ranging from "partially ductile" to "fully elastic." However, the 10-diameter 6-thread rod only achieved a ductility of 1.2, thus failing to meet the SNI standard. Based on the Handbook of Structural Steel Connection Design and Details, all connections fall into the non-seismic category because their ductility values are less than 3. These findings confirm the potential of laminated bamboo as an environmentally friendly construction material, while also providing technical guidelines for the design of non-seismic beam-column connections.