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All Journal Jurnal Pendidikan Ekonomi Undiksha Ekuitas: Jurnal Pendidikan Ekonomi Jambura Economic Education Journal JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Jurnal Pengabdian UNDIKMA Kalam Cendekia: Jurnal Ilmiah Kependidikan International Journal of Educational Research Excellence (IJERE) Ekuitas Jurnal Pnedidikan Ekonomi
Ni Wayan Ayu Santi .
Universitas Pendidikan Ganesha
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Analisis Kinerja Keuangan Lembaga Perkreditan Desa (LPD) Ambengan dengan Menggunakan Metode CAMEL Yolanda Natalia Sinaga; Ni Wayan Ayu Santi
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.103154

Abstract

This study aims to examine the financial performance of Lembaga Perkreditan Desa (LPD) Ambengan using the CAMEL method for the period 2021–2024. The research employs a descriptive quantitative method. The type of data used is quantitative data, with secondary data as the source. Data were collected through documentation and literature study. The subject of the research is the Lembaga Perkreditan Desa (LPD) Ambengan, while the object of the research is the financial statements. The data were analyzed using the CAMEL method, namely through the ratios of Capital, Assets, Management, Earnings, and Liability. The results show that the capital, assets, management, and liability ratios of LPD Ambengan during 2021–2024 fall into the “healthy” category, while the earnings ratio falls into the “unhealthy” category. Overall, the financial health level of LPD Ambengan for the period 2021–2024 is categorized as healthy.
Pemberdayaan Kader PKK Melalui Pendidikan Ekonomi untuk Meningkatkan Kewirausahaan dan Pengelolaan Keuangan di Wilayah Perdesaan Luh Indrayani; Ni Wayan Ayu Santi; I Nyoman Sujana
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.18486

Abstract

This community service program aims to enhance women’s knowledge and skills through the application of economic education to strengthen entrepreneurship and financial management among members of the Family Welfare Empowerment (PKK) cadres in Banjar Dinas Santal, Mayong Village, Bali. The program was implemented using a participatory approach that included education, training, and mentoring activities. Program evaluation was conducted through comparisons of pre-test and post-test results, analysis of business financial records, and assessment of improvements in digital marketing comprehension. Data were analyzed using both quantitative and qualitative techniques. The results indicate a significant improvement in the capacity of PKK cadres in financial management, financial record-keeping, and digital marketing. The average score for basic financial management understanding increased from 70 to 90, reflecting improved mastery of business financial planning and recording concepts. Approximately 90% of participants have consistently implemented structured financial record-keeping systems. In addition, 86.7% of PKK cadres demonstrated proficiency in digital marketing techniques, particularly in utilizing social media as a promotional tool. These findings confirm that the implemented community service program was effective in enhancing partners’ competencies, business independence, and professionalism.
Pengaruh Kualitas Produk dan Harga terhadap Keputusan Pembelian Pakaian Thirfting pada Generasi Z di Singaraja Ni Kadek Suci Listriani; Ni Wayan Ayu Santi
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.95206

Abstract

This study aims to analyse the effect of product quality and price on purchasing decisions for thrifting clothing for generation Z in Singaraja. The population of this study is thrifting clothing consumers aged 18-27 years. The location of this research was conducted in Singaraja involving 130 generation Z aged 18 to 27 years as respondents. The sample technique used was nonprobability sampling technique with purposive sampling method. The data in this study were collected by means of online and offline questionnaires. The analysis technique used in this research is multiple linear regression analysis with partial (t test) and simultaneous (F test) hypothesis testing. The results of this study indicate that (1) Product quality has a significant positive effect on purchasing decisions for thrifting clothing for generation Z in Singaraja, with a significance value of 0.000 <0.05. (2) Price has a significant effect on the purchase decision of thrifting clothes for generation Z in Singaraja with a significance value of 0.000 <0.05. And (3) product quality and price have a significant influence on the purchase decision of thrifting clothes for generation Z in Singaraja, which is indicated by the results of simultaneous tests, namely product quality (X1) and price (X2) have Fhitung 62.051> Ftabel 3.07 with a significance value of 0.000 <0.05.
Pengaruh Kualitas Produk dan Harga terhadap Keputusan Pembelian Pakaian Thirfting pada Generasi Z di Singaraja Ni Kadek Suci Listriani; Ni Wayan Ayu Santi
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 13 No. 2 (2025)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v13i2.95206

Abstract

This study aims to analyse the effect of product quality and price on purchasing decisions for thrifting clothing for generation Z in Singaraja. The population of this study is thrifting clothing consumers aged 18-27 years. The location of this research was conducted in Singaraja involving 130 generation Z aged 18 to 27 years as respondents. The sample technique used was nonprobability sampling technique with purposive sampling method. The data in this study were collected by means of online and offline questionnaires. The analysis technique used in this research is multiple linear regression analysis with partial (t test) and simultaneous (F test) hypothesis testing. The results of this study indicate that (1) Product quality has a significant positive effect on purchasing decisions for thrifting clothing for generation Z in Singaraja, with a significance value of 0.000 <0.05. (2) Price has a significant effect on the purchase decision of thrifting clothes for generation Z in Singaraja with a significance value of 0.000 <0.05. And (3) product quality and price have a significant influence on the purchase decision of thrifting clothes for generation Z in Singaraja, which is indicated by the results of simultaneous tests, namely product quality (X1) and price (X2) have Fhitung 62.051> Ftabel 3.07 with a significance value of 0.000 <0.05.
Co-Authors Agung Haryono Anjuman Zukhri Azhari, Kadek Ayu Novi Ginting, Rena Gita Br I Kadek Rai Suwena I Nengah Suarmanayasa I Nyoman Sujana Kartikasari, Ni Made Sri Rahayu Komang Endrawan Sumadi Putra M. Rudi Irwansyah M.Pd. S.Pd. Luh Indrayani . Made Ary Meitriana Made Ary Meitriana, S.Pd. . MADE PUTRI ARIASIH Meitriana, Made Ary Naibaho, Birgita Rani Estika Ni Kadek Suci Listriani Ni Made Anintia Trisna Sari Ni Made Firayanti Pratiwi Saragih, Novri Sertika Savitri, Komang Trisna Sunaryanto Tarigan, Maissy Christiani Wedayanti, Made Fanny Widyantari, Ni Wayan Popy Yolanda Natalia Sinaga