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Analysis of the Influence of Mudharabah Financing on the Profitability of Indonesian Islamic Banks Kumaidi, Kumaidi
El-Qish: Journal of Islamic Economics Vol. 4 No. 2 (2024): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v4i2.10453.2024

Abstract

The purpose of this study is to explain that mudharabah financing has a big role in increasing the profits of Islamic banks in Indonesia. This research uses a descriptive qualitative medote type of literature study which aims to collect and analyse various literatures related to the subject under study. Descriptive analysis can be used to provide an overview of the data collected. The data collection process consists of a number of systematic steps taken to ensure that the information collected is correct. Firstly, the researcher selects appropriate sources. Secondly, relevant keywords were used. Thirdly, each source found was thoroughly checked. Fourth, relevant data was organized and categorized for additional analysis. Some research results that have been presented from several studies can be concluded that mudharabah financing has a good and significant effect on the profitability of Islamic banks, especially Bank Syariah Indonesia. These results help the management of Islamic banks develop more innovative and sustainable financing policies and products.
Evaluasi Psikometrik Skala Internal Locus of Control pada Mahasiswa Indonesia dengan Menggunakan CVI Aiken dan CFA Qaulan Ma'rufa, Muhammad; Arya Tama, Galang; Nur Adha, Rinda; Andini Maulidiya, Sabrina; Ulhaq Azmi Mustin, Dheiya’; Purnamasari, Desti; Farida, Rahayu; Kumaidi, Kumaidi
Jurnal Ilmu Sosial Humaniora Indonesia Vol 5 No 1 (2025): JISHI - Juni 2025
Publisher : CV Infinite Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jishi.226

Abstract

Dalam lingkup akademik, pencapaian mahasiswa dipengaruhi oleh faktor eksternal dan internal, di mana internal locus of control memainkan peran kunci dalam keberhasilan akademik. Penelitian ini bertujuan untuk mengembangkan dan menguji validitas serta reliabilitas skala pengukuran internal locus of control pada mahasiswa Indonesia. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik pengumpulan data melalui kuesioner daring. Validasi isi dilakukan menggunakan metode Content Validity Index (CVI) AIKEN dengan 12 ahli psikologi, sedangkan reliabilitas diuji menggunakan koefisien Alpha Cronbach. Hasil penelitian menunjukkan terdapat 71 item valid dari 100 item awal, dengan koefisien reliabilitas sebesar 0,920 yang mengindikasikan konsistensi internal skala yang sangat baik. Dalam penelitian ini juga digunakan model CFA untuk  mendapatkan informasi apakah item-item konstruk alat ukur skala Internal Locus of Control  ini bersifat unidimensional, hasil uji dengan model CFA ini menunjukan bahwa dari 71 item yang valid terdapat 22 item yang “fit” .Kontribusi penelitian ini adalah menyediakan instrumen psikometrik yang valid dan reliabel untuk mengukur internal locus of control mahasiswa, yang dapat digunakan dalam penelitian psikologi pendidikan dan pengembangan intervensi akademik.
Distorsi Pasar; Solusi dalam Ekonomi Islam Kumaidi, Kumaidi
Economic Reviews Journal Vol. 4 No. 2 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i2.858

Abstract

The purpose of this study is to investigate market distortions in Islamic economic literature. In order to provide answers to the distortion issue, the investigation employs historical and philosophical methods. According to the study's findings, fraud (tadlis), uncertainty (taghrir), and demand and supply engineering (bai' najazy and ihtikar) are the main causes of distortion. Price regulation, market information disclosure, ikhtikar ban, and market intervention are the strategies used to combat market distortions.
Pengaruh Media Sosial dan Komunitas Daring dalam Literasi Keuangan Syariah Generasi Z kumaidi, kumaidi; Abbas, Darul Qotni
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.920

Abstract

This research examines the role of social media and online communities in building sharia financial literacy among Generation Z in Indonesia through a systematic literature review following PRISMA 2020 guidelines. A review of academic research, official reports, and related publications (2017–2025) identified three main interacting elements: (1) social media as an educational gateway—especially visual platforms like Instagram and TikTok; (2) online communities (Telegram groups, WhatsApp, forums) that strengthen collective learning through discussions and peer-to-peer learning; and (3) critical digital literacy which acts as a filter for the validity of sharia content. The synthesized findings indicate that sharia financial literacy serves as a primary mediator between digital exposure and changes in financial behavior, such as an increased tendency to save and invest in sharia instruments and a reduction in consumptive behavior triggered by viral content. However, the effectiveness of content depends on credibility, narrative quality, and user engagement; entertainment-oriented platforms like TikTok risk encouraging impulsiveness without a foundation of literacy. The study also shows that religiosity acts as a strong motivator in the adoption of sharia products. The article formulates a synergistic model (social media + online communities + digital literacy) as an adaptive framework for Islamic financial education. It also highlights the challenges of information verification and the need for a contextual and evidence-based content strategy. Practical recommendations are presented for financial education stakeholders, regulators, and sharia industry players.
Parenthood preparedness in young muslim families Septyaninda, Taqwa Hasma; Kumaidi, Kumaidi
Jurnal Psikologi Islam Vol. 4 No. 1 (2017): Jurnal Psikologi Islam
Publisher : Asosiasi Psikologi Islam (API) Himpsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (566.336 KB) | DOI: 10.47399/jpi.v4i1.35

Abstract

The purpose of this research is to describe important points of parenthood preparedness in Muslim young families. Data were collected through qualitative methods and involve two Muslim young families to interview. Results show that the important points toward parenthood preparedness are selective in choosing a partner, looking for information from various sources, self improvement, and learn from their parents. These important points is being influenced by socioeconomic aspect, psychologycal characteristic, intelectual, and motivation. Keywords: Preparedness, Parenthood Preparedness, Muslim Young Families
INTERAKSI SOSIAL TRADISI KELEMAN DI DESA SUMBERAGUNG Kumaidi, Kumaidi; Mundzir, Moh.
ASWALALITA: Journal of Da'wah Management Vol 1 No 2 (2022): SEPTEMBER
Publisher : Department of Da'wah Management, Faculty of Da'wah, IAINU Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRAK Interaksi sosial adalah hubungan-hubungan sosial antar individu dengan individu, antara kelompok dengan kelompok, Interaksi sosial dimulai sejak adanya pertemuan antara individu dengan individu, individu dengan kelompok, atau kelompok dengan kelompok. Banyak terjadi dalam masyarakat bentuk-bentuk interaksi sosial seperti pada saat masyarakat melakukan suatu ritual tradisi. Akan terjadi interaksi antar individu dengan individu ataupun antar individu dengan kelompok. Tradisi tersebut ada sebagai bentuk rasa syukur masyarakat, khususnya para petani kepada Yang Maha Kuasa. Metode yang digunakan dalam artikel ini adalah metode penelitian kualitatif. Metode kualitatif adalah metode yang penggunaannya untuk memperoleh data secara alamiah. Menggunakan pendekatan kualitatif teori Fenomenologi Alferd Schutz, menggunakan dua motif. Yang pertama untuk mengetahui tujuan diadakannya ritual tradisi keleman, yang kedua untuk mengetahui sebab dilakukannya ritual tradisi keleman. Dengan metode kualitatif, maka dapat ditemukan pemahaman lebih mendalam mengenai suatu hal. Tujuan dari penelitian ini adalah untuk lebih memahami mengenai tradisi keleman, meliputi tempat, waktu, proses, barang yang digunakan, dan lain -lain. Kata Kunci: Interaksi Sosial, Slametan, Sumberagung
MODEL ASESMEN MUSABAQAH TILAWAH AL-QURAN (MTQ) CABANG TILAWAH Bahrudin, Bahrudin; Kumaidi, Kumaidi
Jurnal Penelitian dan Evaluasi Pendidikan Vol. 18 No. 2 (2014)
Publisher : Graduate School, Universitas Negeri Yogyakarta in cooperation with Himpunan Evaluasi Pendidikan Indonesia (HEPI) Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/pep.v18i2.2858

Abstract

Penelitian ini bertujuan untuk mengembangkan model penilaian MTQ Cabang Tilawah, karena model penilaian yang selama ini digunakan dalam MTQ tidak sesuai dengan teori asesmen. Jenis penelitian ini adalah research and development, yang dimulai dengan research dan diteruskan dengan pengembangan model. Researchdilakukan untuk memperoleh informasi mengenai kelemahan-kelemahan model penilaian MTQ Cabang Tilawah yang digunakan selama ini dan aspek-aspek yang mendukung perlunya dilakukan pengembangan model penilaian tersebut.  Pengembangan model mengacu pada prosedur Borg & Gall (1983), yang dilakukan melalui tiga tahap, yaitu: pra-pengembangan, pengembangan, dan diseminasi. Hasil penelitian menunjukkan bahwa model penilaian yang dikembangkan dalam penelitian ini layak digunakan dalam penilaian MTQ Cabang Tilawah. Penilaian tentang kelayakan tersebut didasarkan pada validitas dan reliabilitas instrumen yang digunakan dalam uji coba. Dari analisis rasional mengenai isi instrumen yang dilakukan oleh sejumlah pakar diperoleh penilaian bahwa instrumen-instrumen penilaian yang dikembangkan dalam penelitian ini adalah valid. Kemudian dari estimasi reliabilitas skor gabungan hasil uji coba diperoleh koefisien reliabilitas sebesar 0,96. sehingga hasil penilaian yang dikembangkan dalam penelitian ini adalah reliabel.Kata kunci: MTQ, asesmen, tajwid, fasih, suara, irama______________________________________________________________AN ASSESSMENT MODEL OF MUSABAQAH TILAWAH AL-QURAN (MTQ) OF THE TILAWAH SECTIONAbstract This study aims to develop a model of an assessment of MTQ of the tilawah section because the assessment of MTQ that has been applied so far is not relevant to assessment theories. This was a research and development study, started with research and continued with developing a model. The research was conducted to obtain information about weaknesses of the model of the assessment of MTQ of the tilawah section having been applied so far and aspects supporting the needs for developing an assessment model. The model development referred to the procedure by Borg & Gall (1983), consisting of three steps, i.e.: pre-development, development, and dissemination. The results of the study show that the assessment model developed in the study is appropriate to be applied in the assessment of MTQ of the tilawah section. The evaluation of the appropriateness is based on the validity and reliability of the instruments in the tryout. From the analysis of the rationale of the instrument contents done by several experts, the instruments developed in the study are considered  valid. Based on the estimation of the reliability of the combined scores from the tryout, the reliability coefficient is 0.96, the assessment instruments developed in the study are reliable.Keywords: MTQ, assessment, tajwid, fashahah, voice, rhythm
EVALUASI IMPLEMENTASI PKP DALAM PEMBELAJARAN BIOLOGI DI SMAN KOTA SEMARANG MENGGUNAKAN PENDEKATAN MIXED-METHOD Isnaeni, Wiwi; Kumaidi, Kumaidi
Jurnal Penelitian dan Evaluasi Pendidikan Vol. 19 No. 1 (2015)
Publisher : Graduate School, Universitas Negeri Yogyakarta in cooperation with Himpunan Evaluasi Pendidikan Indonesia (HEPI) Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (346.112 KB) | DOI: 10.21831/pep.v19i1.4561

Abstract

Penelitian ini bertujuan mengevaluasi secara komprehensif tentang implementasi pendekatan keterampilan proses (PKP) dalam pembelajaran biologi di SMAN Kota Semarang, dan mengungkap berbagai faktor pendukung dan penghambatnya. Penelitian ini menggunakan model evaluasi kesenjangan. Data dikumpulkan dengan pendekatan mixed-method, diawali dengan penggunaan metode kuantitatif dilanjutkan dengan metode kualitatif. Data kuantitatif tingkat penggunaan keterampilan proses oleh peserta didik dikumpulkan menggunakan kuesioner. Kuesioner dikembangkan dengan memodifikasi langkah Madaus et al., Claeys et al., dan Wheeler, melalui tahap review literatur, mengkonstruksi instrumen, menetapkan validitas isi dengan cara validasi pakar, dan uji coba lapangan. Data kualitatif tentang proses pembelajaran biologi dan data kualitatif lainnya, diperoleh melalui observasi, pembuatan catatan lapangan, kategorisasi catatan lapangan, dan wawancara mendalam. Seluruh data dianalisis dengan explanatory mixed-method analysis. Hasil penelitian menunjukkan bahwa kualitas implementasi PKP dalam pembelajaran biologi di SMAN kota Semarang belum mencapai kategori baik. Faktor pendukung dan penghambat utamanya adalah tinggi dan rendahnya komitmen guru untuk mengimplementasikan PKP dalam pembelajaran biologi.Kata kunci: evaluasi implementasi kurikulum, pendekatan keterampilan proses, pembelajaran biologi, mixed-method______________________________________________________________AN EVALUATION OF THE PSA IMPLEMENTATION IN BIOLOGY TEACHING AT STATE HIGH SCHOOLS IN SEMARANG CITY USING THE MIXED-METHOD APPROACH Abstract This study aims to evaluate the implementation of the process skill approach (PSA) in the biology teaching at state high schools in Semarang City,  and reveal the various supporting factors and the constraints. The study used a discrepancy evaluation model. The data were collected using a mixed-methods approach, initiated with the use of the quantitative method followed by the use the qualitative method. The quantitative data about the level of the process-skill use by the students were collected using questionnaire. The questionnaire was developed by referring to the steps of Madaus et al., Claeys et al., and Wheeler, through reviewing literature, constructing instruments, and determining the content validaty  through expert validation, and conducting  field trials. The qualitative data about the biology teaching process and the other qualitative data were collected through  observation, the preparation of field notes and categorization of field notes, and in depth interview. The whole data were analyzed using the explanatory mixed-method analysis. The result shows that the quality of the implementation of the biology curriculum at state high schools in Semarang City is not in a good category yet. The main supporting factors and the constraints are the the teachers' high and low commitment to implement the PSA in the biology teaching.Keywords: evaluation of curriculum implementation, process skill approach, biologi learning, mixed-method
Tantangan Implementasi Good Corporate Governance dalam Manajemen Keuangan Syariah: Studi Kasus pada Lembaga Keuangan Syariah di Indonesia: Penelitian Rinda Trihariyanto, Ranto; Kumaidi, Kumaidi; Mawardi, Mawardi
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.3600

Abstract

This study aims to analyze the challenges in implementing Good Corporate Governance (GCG) within Islamic financial management in Indonesia. The research employs a descriptive qualitative approach using in-depth interviews, observations, and document analysis from several Islamic Financial Institutions (IFIs). The findings reveal that although the principles of GCG—transparency, accountability, responsibility, independence, and fairness—have been applied, their implementation still faces various obstacles. The main challenges include limited human resources capable of integrating modern management with fiqh muamalah, weak supervision by the Sharia Supervisory Board (SSB), and overlapping regulations between conventional and Islamic systems. To address these issues, IFIs need to enhance human resource competencies, expand the strategic role of the SSB, and develop integrated digital-based compliance systems. This research highlights the importance of synergy between GCG principles and maqasid al-shariah values as the foundation for equitable and sustainable Islamic corporate governance.