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Analysis of the Influence of Mudharabah Financing on the Profitability of Indonesian Islamic Banks Kumaidi, Kumaidi
El-Qish: Journal of Islamic Economics Vol. 4 No. 2 (2024): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v4i2.10453.2024

Abstract

The purpose of this study is to explain that mudharabah financing has a big role in increasing the profits of Islamic banks in Indonesia. This research uses a descriptive qualitative medote type of literature study which aims to collect and analyse various literatures related to the subject under study. Descriptive analysis can be used to provide an overview of the data collected. The data collection process consists of a number of systematic steps taken to ensure that the information collected is correct. Firstly, the researcher selects appropriate sources. Secondly, relevant keywords were used. Thirdly, each source found was thoroughly checked. Fourth, relevant data was organized and categorized for additional analysis. Some research results that have been presented from several studies can be concluded that mudharabah financing has a good and significant effect on the profitability of Islamic banks, especially Bank Syariah Indonesia. These results help the management of Islamic banks develop more innovative and sustainable financing policies and products.
Evaluasi Psikometrik Skala Internal Locus of Control pada Mahasiswa Indonesia dengan Menggunakan CVI Aiken dan CFA Qaulan Ma'rufa, Muhammad; Arya Tama, Galang; Nur Adha, Rinda; Andini Maulidiya, Sabrina; Ulhaq Azmi Mustin, Dheiya’; Purnamasari, Desti; Farida, Rahayu; Kumaidi, Kumaidi
Jurnal Ilmu Sosial Humaniora Indonesia Vol 5 No 1 (2025): JISHI - Juni 2025
Publisher : CV Infinite Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jishi.226

Abstract

Dalam lingkup akademik, pencapaian mahasiswa dipengaruhi oleh faktor eksternal dan internal, di mana internal locus of control memainkan peran kunci dalam keberhasilan akademik. Penelitian ini bertujuan untuk mengembangkan dan menguji validitas serta reliabilitas skala pengukuran internal locus of control pada mahasiswa Indonesia. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik pengumpulan data melalui kuesioner daring. Validasi isi dilakukan menggunakan metode Content Validity Index (CVI) AIKEN dengan 12 ahli psikologi, sedangkan reliabilitas diuji menggunakan koefisien Alpha Cronbach. Hasil penelitian menunjukkan terdapat 71 item valid dari 100 item awal, dengan koefisien reliabilitas sebesar 0,920 yang mengindikasikan konsistensi internal skala yang sangat baik. Dalam penelitian ini juga digunakan model CFA untuk  mendapatkan informasi apakah item-item konstruk alat ukur skala Internal Locus of Control  ini bersifat unidimensional, hasil uji dengan model CFA ini menunjukan bahwa dari 71 item yang valid terdapat 22 item yang “fit” .Kontribusi penelitian ini adalah menyediakan instrumen psikometrik yang valid dan reliabel untuk mengukur internal locus of control mahasiswa, yang dapat digunakan dalam penelitian psikologi pendidikan dan pengembangan intervensi akademik.
Distorsi Pasar; Solusi dalam Ekonomi Islam Kumaidi, Kumaidi
Economic Reviews Journal Vol. 4 No. 2 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to investigate market distortions in Islamic economic literature. In order to provide answers to the distortion issue, the investigation employs historical and philosophical methods. According to the study's findings, fraud (tadlis), uncertainty (taghrir), and demand and supply engineering (bai' najazy and ihtikar) are the main causes of distortion. Price regulation, market information disclosure, ikhtikar ban, and market intervention are the strategies used to combat market distortions.
Pengaruh Media Sosial dan Komunitas Daring dalam Literasi Keuangan Syariah Generasi Z kumaidi, kumaidi; Abbas, Darul Qotni
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.920

Abstract

This research examines the role of social media and online communities in building sharia financial literacy among Generation Z in Indonesia through a systematic literature review following PRISMA 2020 guidelines. A review of academic research, official reports, and related publications (2017–2025) identified three main interacting elements: (1) social media as an educational gateway—especially visual platforms like Instagram and TikTok; (2) online communities (Telegram groups, WhatsApp, forums) that strengthen collective learning through discussions and peer-to-peer learning; and (3) critical digital literacy which acts as a filter for the validity of sharia content. The synthesized findings indicate that sharia financial literacy serves as a primary mediator between digital exposure and changes in financial behavior, such as an increased tendency to save and invest in sharia instruments and a reduction in consumptive behavior triggered by viral content. However, the effectiveness of content depends on credibility, narrative quality, and user engagement; entertainment-oriented platforms like TikTok risk encouraging impulsiveness without a foundation of literacy. The study also shows that religiosity acts as a strong motivator in the adoption of sharia products. The article formulates a synergistic model (social media + online communities + digital literacy) as an adaptive framework for Islamic financial education. It also highlights the challenges of information verification and the need for a contextual and evidence-based content strategy. Practical recommendations are presented for financial education stakeholders, regulators, and sharia industry players.
Parenthood preparedness in young muslim families Septyaninda, Taqwa Hasma; Kumaidi, Kumaidi
Jurnal Psikologi Islam Vol. 4 No. 1 (2017): Jurnal Psikologi Islam
Publisher : Asosiasi Psikologi Islam (API) Himpsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (566.336 KB) | DOI: 10.47399/jpi.v4i1.35

Abstract

The purpose of this research is to describe important points of parenthood preparedness in Muslim young families. Data were collected through qualitative methods and involve two Muslim young families to interview. Results show that the important points toward parenthood preparedness are selective in choosing a partner, looking for information from various sources, self improvement, and learn from their parents. These important points is being influenced by socioeconomic aspect, psychologycal characteristic, intelectual, and motivation. Keywords: Preparedness, Parenthood Preparedness, Muslim Young Families