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All Journal Pedagogi: Jurnal Ilmu Pendidikan JIKSI (Jurnal Ilmu Komputer dan Sistem Informasi) Jurnal Mirai Management Computatio : Journal of Computer Science and Information Systems YUME : Journal of Management Simtek : Jurnal Sistem Informasi dan Teknik Komputer Business Management Journal Program Studi Manajemen Jurnal Teknologi Kesehatan Darussalam : Jurnal Ilmiah Islam dan Sosial Jurnal Keuangan dan Bisnis Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Manajemen Maranatha
Lina Lina
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Industrial & Manufacturing Engineering Mathematics Nursing Public Health Social Sciences Other

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PERSEPSI MAHASISWA EKONOMI SYARIAH STAI DDI PINRANG TENTANG NISBAH DAN BUNGA BANK (Implikasinya terhadap Pemahaman Ekonomi Syariah) Lina Lina; Mardia Mardia; Rasyidah Bulqis
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 9 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i9.2459

Abstract

Abstrak. This research discusses about Nisbah and bank interest is a system applied in Islamic banks and conventional banks, where Islamic banks apply an operational system with a ratio or profit sharing and conventional banks apply a bank interest operational system. This study aims to determine the perceptions of Islamic economics students, especially STAI DDI Pinrang students about the ratio and bank interest. This research uses a qualitative approach and in collecting primary data using observation, interview and documentation methods. The data analysis technique is data reduction, data presentation and conclusion drawing. The results of the study showed that: 1) The perception of STAI DDI Pinrang sharia economics students about nisbah (profit sharing) shows a positive thing. This is because students accept the presence of Islamic banks whose operational system uses a ratio or profit sharing which is an alternative to avoid usury. The perception of STAI DDI Pinrang Islamic economics students about bank interest shows a negative thing. This is because STAI DDI Pinrang Islamic economics students know bank interest is very burdensome for customers. 2) The results showed that the factors that influence the perception of Islamic economics students of STAI DDI Pinrang about the ratio and bank interest are the factors that influence students to choose Islamic banks are economic factors and non-economic factors while the factors that influence students to choose conventional banks are convenience in terms of transactions, better known and the lack of understanding of students about Islamic banks.This is evidenced by the ten people that researchers interviewed six people who use Islamic banks and four others who use conventional banks. Keywords: Nisbah (Profit Sharing), Bank Interest Abstrak. Penelitian ini membahas tentang Nisbah dan Bunga bank adalah sistem yang diterapkan di bank bank syariah dan bank konvensional, Dimana bank syariah menerapkan sistem operasional dengan nisbah atau bagi hasil dan bank konvensional menerapkan sistem operasional bunga bank. Penelitian ini bertujuan untuk mengetahui persepsi mahasiswa ekonomi syariah khususnya mahasiswa STAI DDI Pinrang tentang nisbah dan bunga bank. Penelitian ini menggunakan pendekatan kualitatif dan dalam mengumpulkan data primer menggunakan metode observasi, wawancara dan dokumentasi. Adapun Teknik analisis datanya yaitu reduksi data, penyajian data dan penarikan kesimpulan. Hasil kajian menunjukkan bahwa: 1) Persepsi mahasiswa ekonomi syariah STAI DDI Pinrang tentang nisbah (bagi hasil) menunjukkan hal yang positif. Hal ini dikarenakan mahasiswa menerima akan hadirnya bank syariah yang sistem operasionalnya menggunakan nisbah atau bagi hasil yang menjadi alternatif untuk menghindari riba. Adapun persepsi mahasiswa ekonomi syariah STAI DDI Pinrang tentang bunga bank menunjukkan hal yang negatif. Hal ini dikarenakan mahasiswa ekonomi syariah STAI DDI Pinrang mengetahui bunga bank sangat memberatkan nasabah. 2) Faktor yang mempengaruhi mahasiswa memilih bank syariah adalah faktor ekonomi dan faktor non ekonomi sedangkan faktor yang mempengaruhi mahasiswa memilih bank konvensional adalah kemudahan dalam hal transaksi, lebih dulunya dikenal dan minimnya pemahaman mahasiswa tentang bank syariah. Hal ini dibuktikan dengan sepuluh orang yang peneliti wawancarai enam orang yang menggunakan bank syariah dan empat lainnya yang menggunakan bank konvensional. Kata Kunci: Nisbah (Bagi hasil), Bunga bank
VARIABEL-VARIABEL YANG MEMPENGARUHI PRAKTIK PERATAAN LABA PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BURSA EFEK INDONESIA Chelsy Chelsy; Lina Lina
Jurnal Manajemen Maranatha Vol 12 No 2 (2013)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v12i2.786

Abstract

The purpose of this study is to analyze and get empirical evidence aboutvariables affecting income smoothing practices of listed manufacturing companiesin Indonesian Stock Exchange. The variables being examined were firm size, risk,profitability, operating leverage, net profit margin and public ownership structure.The study was using 28 manufacturing companies listed in Indonesian StockExchange, with a period between 2008-2010. This research used purposivesampling method in gathering samples. Logistic regression is used as the statisticaltest method. Index Eckel is used to determine the income smoothing practice. Theresult of this research firm size, operating leverage, and public ownership structurehave influence to income smoothing whereas risk, profitability, and net profitmargin did not affect income smoothing.
PENGARUH KEPUASAN KARYAWAN TERHADAP KINERJA KARYAWAN DENGAN KOMITMEN ORGANISASI SEBAGAI VARIABEL INTERVENING (SURVAI PADA PERGURUAN TINGGI SWASTA DI WILAYAH JAKARTA BARAT) Budi Hartono Kusuma; Lina Lina
Jurnal Manajemen Maranatha Vol 17 No 2 (2018)
Publisher : Universitas Kristen Maranatha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jmm.v17i2.798

Abstract

The aim of this study is to provide empirical evidence of the positive influence of employee satisfaction on employee performance. Employee commitment as intervening variable also wants to be proven through this research. The data used is primary data. Data were obtained through questionnaires distributed to respondents. The respondents were chosen by using purposive sampling method based on certain criteria. The criteria set are as follows: full-time lecturer or homebase lecturer at private universities in West Jakarta area. Hypothesis test uses regression analysis and path analysis. The results showed that employee satisfaction has a positive influence on employee performance. Employee commitment as intervening variable can not be proven through this research. Keywords: Employee Commitment; Employee Performance; Employee Satisfaction.
Co-Authors Abdurrahman Johnsen Feriyansah Agus Budi Dharmawan Agus Budi Dharmawan Alexander Samuel Alif Ananda P Alif Ananda Pratama Alvin Christo Tjiptiadi Anthony Domenico Arif Januardi Liuman Arlends Chris Arthur Adhitya Marunduh Billy Billy Bryce Clement Sutedja Budi Hartono Kusuma Chelsy Chelsy Christina Christina Cordellya Agatha Daniel Antineus Danny Danny Darius Andana Haris David Reynaldo Davin Ewaldo Davin Ewaldo Debora Melinda Desi Arisandi Edi Putra Erwin Erwin Eva Sulistany Fattah Wijdjaya Gandhi Filbert Oktariko Fonda Fernandi Hamid Fredriek Andrianson Harry Ronaldo Yudistira Islahulben Islahulben Jessica Jessica Johan Johan Jun Can Kelly Anthony Kennedy Kennedy Kevin Kurniawan Laila Rahmawati Liani Jaya Liska Mirlanda Luthfi Kamal Mardia Mardia Mayaningsih Mayaningsih Michael Setiawan Michael Yan Petra Mike Tyson Muhammad Farhan Novita Waty Oktaviana Oktaviana Prabadinata Atmaja Randy Oetoroputra Rasyidah Bulqis Sartika Rahmawati Satria Ramadhan Serliana Serliana Supriyanti TATI NURHAYATI Viviana Angesty Willian Willian Yori Yori Yudhistira Anggara D