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The Influence of Locus of Control and Financial Literacy on Student Financial Behavior Gultom, Elida; Liyas, Jeli Nata
Asean International Journal of Business Vol. 3 No. 1 (2024)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v3i1.825

Abstract

This research aims to determine the influence of locus of control and financial literacy on the financial behavior of STIE Riau students. This analysis uses independent variables, namely locus of control and financial literacy, where the dependent variable is financial behavior. The sample for this research is students from the Riau College of Economics using an accidental sampling technique. Data collection was carried out by means of a questionnaire distributed via Google Form to 100 students. The statistical method uses Multiple Linear Regression analysis with hypothesis testing, statistical tests, F test and T test. The results of this research show that partially locus of control and financial literacy have a significant effect on financial behavior. The results of the simultaneous test of locus of control and financial literacy also have a significant effect on student financial behavior. The better the locus of control (financial control) and financial knowledge, the better the student's financial behavior will be.
FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS PERBANKAN YANG LISTING DI BEI PERIODE 2016-2020 Liyas, Jeli Nata; Rahim, Rida
Procuratio : Jurnal Ilmiah Manajemen Vol 10 No 3 (2022): Procuratio : Jurnal Ilmiah Manajemen
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/procuratio.v10i3.2246

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Operating Costs to Operating Income (BOPO) and, Non Performing Loans (NPL) to Banking Profitability (ROA) . The population that is the object of this research is the public go public banks listed on the Indonesia Stock Exchange for the period 2016-2020. The number of samples used are 25 publicly listed public banks listed on the Indonesia Stock Exchange. The research sample was taken by purposive sampling with certain criteria, namely banking companies classified as public banks going public and maximum at the beginning of 2016 were listed on the Indonesia Stock Exchange, as well as banks that had published their financial statements in 2016-2020. The method used in this study is to use multiple regression analysis with hypothesis testing, namely t test and F test. Before using multiple regression analysis, the classical assumption test is done first. Based on the results of partial hypothesis testing (t test) on commercial banks going public shows that the variables CAR, NPL, BOPO, NIM, and have a significant effect on bank profitability. While the BOPO variable is not significant for bank profitability. The adjusted R2 value in the bank go public regression model is 0.328. This shows that the influence of independent variables, namely CAR, LDR, NIM, BOPO and NPL on the dependent variable (ROA) of 32.8% while the remaining 67.2% is influenced by other factors. In addition, the value of R2 is 0.328. If the value of R2 gets closer to 1, the independent variables (CAR, NPL, BOPO, LDR, NIM, and Share of Credit) are more influential in explaining the dependent variable (ROA). Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio(CAR), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Biaya Operasional terhadap Pendapatan Operasional (BOPO) dan , Non Performing Loan (NPL)terhadap Profitabilitas Perbankan (ROA). Populasi yang menjadi obyek dalam penelitian ini adalah bank umum go public yang terdaftar di Bursa Efek Indonesia periode tahun 2016-2020. Jumlah sample yang digunakan adalah 25 bank umum go public yang terdaftar di Bursa Efek Indonesia. Sampel penelitian diambil secara purposive sampling dengan kriteria tertentu yaitu perusahaan perbankan yang tergolong dalam bank umum go public dan makmimal pada awal tahun 2013 telah terdaftar di Bursa Efek Indonesia, serta bank yang telah mempublikasikan laporan keuangannya pada tahun 2013-2017. Metode yang digunakan dalam penelitian ini adalah dengan menggunakan analisis regresi berganda dengan uji hipotesis yaitu uji t dan uji F. Sebelum menggunakan analisis regresi berganda, dilakukan uji asumsi klasik terlebih dahulu. Berdasarkan hasil uji hipotesis secara parsial (uji t) pada bank umum go public menunjukkan bahwa variabel CAR, NPL, BOPO, NIM, dan berpengaruh signifikan terhadap profitabilitas perbankan. Sedangkan variabel BOPO tidak signifikan terhadap profitabilitas perbankan. Nilai adjusted R2 dalam model regresi bank go public diperoleh sebesar 0,328. Hal ini menunjukkan bahwa besar pengaruh variabel independent yaitu CAR, LDR, NIM, BOPO dan NPL terhadap variabel dependent (ROA) sebesar 32,8% sedangkan sisanya sebesar 67,2% dipengaruhi oleh faktor lain. Selain itu nilai R2 adalah 0,328. Jika nilai R2 semakin mendekati 1 maka variabel- variabel bebas (CAR, NPL, BOPO, LDR, NIM, dan Pangsa Kredit) semakin kuat pengaruhnya dalam menjelaskan variabel terikat (ROA).
Pengaruh Kepemimpinan terhadap Kinerja Pegawai Negeri Sipil pada Kantor Wilayah Kementrian Agama Provinsi Riau Jeli Nata Liyas; Ferisca Nur Widyanti
Jurnal Ilmu Komunikasi, Administrasi Publik dan Kebijakan Negara Vol. 2 No. 1 (2025): Januari : Jurnal Ilmu Komunikasi, Administrasi Publik dan Kebijakan Negara
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/komunikasi.v2i1.140

Abstract

The purpose of this study was to determine the effect of leadership on the performance of regional office employees in the Ministry of Riau province. The population used in this study was 181 people. The sampling method uses the slovin formula in analyzing data obtained from research objects using quantitative analysis and the number of respondents is 65 people. The results of data processing through SPSS data analysis using the simple linear regression method with the results Y = 18.184 + 0.867x, from the t test there is a t count of 6.374 it can be seen that the value of t count > t table (6.374 > 1.99834) means that leadership has a significant effect on performance employees at the Regional Office of the Ministry of Religion of Riau Province. it can be seen that the R square value is 0.392, this means that the leadership variable (X) contributes or contributes to the dependent variable where the leadership is 0.392 or 39.2% while the remaining 60.8% is influenced by other variables not examined in this study. this research.