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Mind Matters in Investments: Unveiling the Psychological Forces Shaping Decision Making Behavior Helmina, Monica Rahardian Ary; Rosari, Novika; Yusniar, Meina Wulansari; Utaminingsih, Nanik Sri
JDM (Jurnal Dinamika Manajemen) Vol 14, No 2 (2023): September 2023
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v14i2.44797

Abstract

The Indonesian Central Securities Depository (KSEI) in 2021 revealed a significant increase in the number of capital market investors. This study aims to analyze the psychological and gender biases influencing capital market investors in making risky investment decisions, based on the theory of myopic loss aversion (MLA). The participants two groups: experienced and inexperienced investors. The experimental stage involved manipulating the groups with two types of treatment, frequent and infrequent, using a between-within-subject design with a 2 x 2 factorial structure. The results of the gender experiment showed that male and female participants in the experienced group exhibited similar levels of courage. However, in the inexperienced group, which mainly consisted of students, gender differences were observed. Men tended to be more daring and speculative in their decision-making, particularly during the pandemic. On the other hand, women tended to prioritize security in their investment choices. Additionally, the study found evidence of a “shock effect” experienced by participants during the experiment. This effect contributed to investors’ cautious decision-making, and it was also influenced by gender differences. The findings suggest Man in the inexperienced group displayed higher risk-taking tendencies compared to women, who were more focused on security when using their investment funds.
Analisis Efisiensi Industri Perbankan di Indonesia Dengan Pendekatan Data Envelopment Analysis (Dea) Dan Faktor-Faktor Yang Mempengaruhinya Yusniar, Meina Wulansari
Jurnal Manajemen Bisnis Vol. 1 No. 2: September 2011
Publisher : Universitas Muhammadiyah Yogyakarta

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Abstract

The sffeciensy lavel of the banking industry is themost important indicator to identify the soundess of banking system. Efficiency is a theoretically parameter that can be used as base of all performance in bank. This research using non parametric frontier approach, DEA, to analyze bank efficiency in Indonesia’s banking industry using annual sample. We use price of labor, price of fund, and Total deposits as controlles input variabel and total loans and income as output variabel. We found that mixing bank are the most efficiency group in the last seven year from 2002-2008. We also excamine the relationship between Size, CAR, NPL, LDR, status Go Public and bank efficiency. Using panel methodology and OLS as a method of estimation, the results provide evidence of a positive significant relationship between Size, CAR, LDR and bank afficiency while status Go public negatively significant affect bank afficiency. The study, however, could not provide a significant relationship between NPL and bank efficiency. These result are consistent with prior empirical studies.
OPTIMALISASI PENGELOLAAN KEUANGAN KOPERASI DALAM RANGKA MENINGKATKAN KINERJA KOPERASI PADA KOPERASI ASRAMA HAJI (KOPAJI) BANJARMASIN Meina Wulansari Yusniar; Monica Rahardyan Ary Helmiana; Ahmad Rifani; Redawati Redawati; Doni Stiadi; Maya Sari Dewi; Rusdayanti Asma; M. Zainal Abidin; Sufi Jikriillah; Akhmad Supriyanto; Imam Suharto
Bakti Banua : Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 1 (2026): Bakti Banua: Jurnal Pengabdian kepada Masyarakat
Publisher : Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35130/5nkm1447

Abstract

Pengelolaan keuangan Koperasi Asrama Haji (Kopaji) Banjarmasin belum mencapai tingkat optimal, yang berdampak pada kualitas pelayanan koperasi kepada anggota dan berpotensi mengurangi kepercayaan terhadap pengurus. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kompetensi pengurus koperasi dalam manajemen dan akuntansi, serta mengimplementasikan sistem pencatatan keuangan digital berbasis Excel. Metode yang digunakan meliputi observasi, wawancara, workshop/pelatihan, dan pendampingan teknis. Hasil kegiatan menunjukkan peningkatan pemahaman pengurus mengenai manajemen keuangan koperasi, keberhasilan implementasi sistem pencatatan keuangan digital berbasis Excel, dan penerbitan laporan keuangan koperasi secara berkala dan transparan kepada anggota. Simpulan dari kegiatan ini adalah bahwa program pengabdian masyarakat ini berhasil meningkatkan kompetensi pengurus Koperasi Asrama Haji (Kopaji) Banjarmasin dalam pengelolaan keuangan, serta meningkatkan transparansi dan akuntabilitas laporan keuangan koperasi.
Keberlanjutan Perusahaan: Pengaruh Biaya Lingkungan terhadap Kinerja ESG dan pada Kinerja Keuangan Perusahaan Sektor Energi Doni Stiadi; Meina Wulansari Yusniar; Redawati Redawati; Fahmi Roy Dalimunthe
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 14 No. 2 (2026)
Publisher : Master of Management FEB ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jwm.v14i2.512

Abstract

Sustainability issues have become a major concern as stakeholders increasingly focus on companies responsible for environmental sustainability. ESG performance is increasingly used as an indicator to assess a company's commitment to sustainability practices. This study aims to analyze the influence of Environmental Costs on ESG Performance and Financial Performance, as well as the influence of ESG Performance on Financial Performance in energy sector companies listed on the Indonesia Stock Exchange (IDX). The sample was selected using a purposive sampling method from 89 energy sector companies for the 2021-2024 period, resulting in 27 companies meeting the research criteria, resulting in 108 data observations. A quantitative approach with causality was used in this study. Data analysis used simple and multiple linear regression to examine the influence of Environmental Costs and ESG Performance on Financial Performance. The results showed that Environmental Costs had a positive influence on ESG Performance, but an insignificant effect on Financial Performance. Other results indicated that ESG Performance had a positive influence on Financial Performance. These results indicate that environmental expenditures reflect a company's commitment to meeting stakeholder expectations regarding environmental sustainability, and that companies that effectively manage environmental, social, and governance aspects are able to achieve better economic benefits. A company's success in meeting the needs of various stakeholder groups can increase trust, customer loyalty, investor relations, and regulatory support, which ultimately will enhance the company's sustainable growth.