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All Journal Jurnal Manajemen dan Organisasi Jurnal Administrasi Bisnis JURNAL ILMIAH MANAJEMEN & BISNIS Journal of Economic, Bussines and Accounting (COSTING) MABIS: Manajemen dan Bisnis Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Informatika IDEI: Jurnal Ekonomi & Bisnis INFOKUM Jurnal Manajemen Bisnis Eka Prasetya Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) JPM: JURNAL PENGABDIAN MASYARAKAT Jurnal Akutansi Manajemen Ekonomi Kewirausahaan (JAMEK) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Attarbiyyah: Jurnal Ilmu Pendidikan Islam Inovatif: Jurnal Ekononi, Manajemen, Akuntansi, Bisnis Digital dan Kewirausahaan Mount Hope Global Economic Journal Jurnal Ekonomi Bisnis Digital
Zuwina Miraza
Universitas Harapan Medan
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Materials Science & Nanotechnology Medicine & Pharmacology Public Health Social Sciences Transportation Other

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Journal : Mount Hope Global Economic Journal

 1 
ANALYSIS OF FACTORS INFLUENCING CAPITAL STRUCTURE, DIVIDEND POLICY, TOTAL ASSETS ON FIRM VALUE IN THE BANKING SECTOR ON THE INDONESIA STOCK EXCHANGE (IDX) Hutabarat, Oktavia Arisanti; Tarigan, Jelli; Putri, Tantri Octora Dwi Syah; Miraza, Zuwina
Mount Hope Economic Global Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i1.658

Abstract

In the banking sector, company value plays an essential role in the success of company management. Therefore, efforts must be made to improve several aspects of the banking industry. Key areas for improvement include capital structure, dividend policy, and total assets. The objective of this research is to determine whether there is an influence of capital structure, dividend policy, and total assets on company value. This research adopts a quantitative method using secondary data sourced from the Indonesian Stock Exchange (BEI), with a total of 35 samples. The results of this research are shown in the R-squared value, which is 82.9%. This indicates that the variables X1 (capital structure), X2 (dividend policy), and X3 (total assets) significantly influence company value.
ANALYSIS OF THE ROLE OF DPK, CAR, NPL IN DISTRIBUTING BANK LOANS TO UMKM Br. Sebayang, Jesy Ulina; Napitupulu, Marsya; Syah Putri, Tantri Octora Dwi; Miraza, Zuwina
Mount Hope Economic Global Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i1.659

Abstract

This research paper analyzes the role of Third Party Funds (TPF), Capital Adequacy Ratio (CAR), and Non-Performing Loans (NPL) in the distribution of bank loans to Micro, Small, and Medium Enterprises (UMKM) in Indonesia. This study uses a quantitative approach, utilizing secondary data sources to assess the impact of these financial indicators on bank lending practices. It highlights the importance of UMKM as a critical component of the Indonesian economy, accounting for a large percentage of business forms in the ASEAN region, ranging from 88.8% to 99.9%. The findings show that Third Party Funds, measured using the natural logarithm to normalize the data distribution, play a significant role in facilitating bank lending. Furthermore, the study highlights the negative and significant influence of NPL on credit distribution, where a higher NPL ratio indicates increased credit risk for banks. Furthermore, the study discusses the importance of CAR as a measure of a bank’s financial health, showing that higher CAR is correlated with better lending capacity. Overall, this paper emphasizes the interconnectedness of these financial metrics and their collective impact on improving the accessibility of bank loans for UMKM, which is critical for economic growth and poverty alleviation in Indonesia.
Co-Authors Ani Murwani Muhar Anjelisa Paulina Kristin Siregar Arasy Ayu Setiamy Audia Junita Bella Marisa Putri Br. Sebayang, Jesy Ulina Dody Hidayat Dwi Hanny Khairunissa Eka Putri Erliena Erliena Fadhila, Rahma Farhan Habib Siregar Feri Ramadani Fifi Dwi Pratiwi Hafriz Rifki Hafas Hutabarat, Oktavia Arisanti Ilham Mubaraq Ritonga, Ilham Mubaraq Lastri Nabilah Nabilah, Tia Nahrisah, Ezzah Nahrisah, Ezzah Napitupulu, Marsya Pangabean, Royhan Kamal Purwoko, Agus Putri, Tantri Octora Dwi Syah Syah Putri, Tantri Octora Dwi Syahyunan Syahyunan syahyunan syahyunan Tantri Octora Dwi Syah Putri Tarigan, Jelli Titania, Febby Elda Tommy Afrialdi Syahputra Winda Ardiani Zuslaini, Ulfi