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Behavioral Management of Blockchain Technology for Indonesia MSMEs Managers Mutamimah, Mutamimah; Aisyah, Nur; Diana, Diana; Wahana, Akbar Nuur Purnama Darma
Jurnal Ekonomi dan Bisnis Vol 27, No 1 (2026): JURNAL EKONOMI DAN BISNIS
Publisher : Department of Management, Faculty of Economics, Universitas Islam Sutan Agung, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ekobis.27.1.23-39

Abstract

This research aims to test behavioral management for Indonesia MSMEs Manager on blockchain technology (BT), with digital financial literacy (DFL) as a moderating. Determinants of behavioral management as behavioural intention: perceived usefulness, perceived easy to use, social influence and responsiveness. The population in this research is all MSMEs in Indonesia dan sampling technique uses purposive sampling. Statistical analysis uses Moderated Regression Analysis. The research found that behavioural management  (1) perceived usefulness had a positive effect while perceived ease of use had a negative effect on the behavior intention of MSMEs in adopting (BT); (2) Social influence and responsiveness have no effect on MSMEs' behavioral intention in adopting BT; (3) DFL is able to strengthen the influence of perceived ease of use and social influence, but weakens the influence of perceived usefulness on the behavior intention of MSMEs in adopting BT; and (4) the behavior intention of MSMEs in adopting BT has a positive effect on actual use.