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All Journal Jurnal Akuakultur Indonesia Jurnal Ilmu Manajemen Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah An-Nur : Jurnal Studi Islam Milkiyah: Jurnal Hukum Ekonomi Syariah Karimah Tauhid
Fitria Novianti
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences

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Determinants of Investment Decision Through Sharia Financial Technology Novianti, Fitria; Syamlan, Yaser Taufik
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2024
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v3i1.662

Abstract

The level of investment through Islamic Peer-to-Peer (P2P) Lending ascends. This study aims to determine the direct effect of perceived behavioural control, perceived benefit, perceived easiness, and perceived risk on investment decision through sharia peer-to-peer lending.  The further purpose is to find out the indirect effect of perceived behavioural control, attitude toward investment, and subjective norm on investment decision through sharia peer-to-peer lending intervened by investment intention. Through primary data distributed using online questionnaire to residents who live in Indonesia and investing through Sharia Financial technology peer-to-peer lending platform, final sample was 135 respondents.  The data analysis technique used is Structural Equation Modelling Partial Least Square (SEM-PLS). The result of this study finds that there is a significant effect on the perceived behavioural control, perceived easiness, and perceived risk on investment decision through sharia peer-to-peer lending while the insignificant effect of sharia compliance and perceived benefit on investment decision through sharia peer-to-peer lending has been found. Subsequently, perceived behavioural control, attitude toward investment, and subjective norm have no effect at all on investment decision through sharia peer-to-peer lending intervened by investment intention.
Pengaruh Permodalan CSR terhadap Pengembangan Usaha UMKM Mitra Binaan PT. LEN Industri (Persero) Kota Bandung Novianti, Fitria; Adji, Widwi Handari
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3913

Abstract

This study was carried out at PT Len Industri with the intention of examining the impact of corporate social responsibility (CSR) capital on MSME business development of Assisted Partners Pt. Len Industri (Persero) Bandung City, which is documented at the company PT Len Industri. In this study, a sample size of 37 Assisted MSEs was used to represent the population of 200 MSE Assisted Partners of PT Len Industri. A Likert scale is employed in the methodology, which is quantitative. In order to assess the validity of a study's findings and its reliability on the problems being examined, the data gathering approach employs samples from businesses that apply the Slovin formula. As evidenced by the (t) test study findings, the capital program The CSR Unit's work, which is largely carried out by PT Len Industri, has a substantial impact on the business growth of supported MSEs. by providing more capital help to MSME. The Social and Environmental Responsibility MSME Program gives priority to MSMEs that are still small but have the potential to grow. These MSMEs are developed through training and knowledge provision so that those who receive capital can use it properly and productively. Keywords: Capital, Business Development, MSMEs
Dampak Pemasaran Digital terhadap Keputusan Berkunjung Wisatawan di Kawasan Cisema Napu, Della Maghfira; Nurhidayat, Wildan; Novianti, Fitria; Maelani, Ika; Rahma, Nadhifa Azaria
Jurnal Ilmu Manajemen Vol 13, No 2 (2024): Jurnal Ilmu Manajemen
Publisher : Universitas muhammadiyah palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jimn.v13i2.6121

Abstract

Digital marketing is a type of promotion that is currently widely used by the public to support the various needs and needs that they carry out. The utilization of information gathering and promotion techniques through digital marketing can encourage someone to visit a tourist attraction or even to complete a transaction. This study aims to examine the impact of digital marketing on tourists' visiting decisions in the Cisema area. The research we use is of an exploratory type. This research was conducted at the Cisema tourist attraction, Sumedang district, to produce respondent data from 100 respondents. Using a nonprobability sampling method and also using a purposive sampling technique. Data was taken by distributing questionnaires and literature studies by processing data using SPSS version 25.0 through the stages of validity, reliability, coefficient of determination test, F-test table, T-test table, and also using path analysis techniques. From the results of this research, it can be concluded that digital marketing has a significant influence on the decision to visit tourists. It is hoped that the promotion and participation of the community and the government will be further enhanced and the government can facilitate the internet for the community and the government together to carry out promotions regarding tourist attractions in the Cisema area
Screening of probiotic bacteria and its role on artificial infection of Vibrio harvey in white shrimp (Litopenaeus vannamei) Sukenda, .; Sihombing, A.J.; Novianti, Fitria; Widanarni, .
Jurnal Akuakultur Indonesia Vol. 4 No. 2 (2005): Jurnal Akuakultur Indonesia
Publisher : Indonesian Society of Scientific Aquaculture (ISSA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (151.848 KB) | DOI: 10.19027/jai.4.183-189

Abstract

Probiotic was screened from 28 strains of normal bacterial flora isolated from rearing water in a Litopenaeus vannamei farm based on its inhibitory activity against the growth of Vibrio harveyi.  Antibacterial activity was also tested in vivo to V. harveyi in L. vannamei.  The result showed that  the probiotic has a antibacterial effect on V. harveyi.  The in vivo test showed that shrimps injected with probiotic previously before challenged with V. harveyi has survival higher than control.  Probiotic isolate was suspected as Vibrio furnissi. Keywords:  biocontrol, inhibitory activity, Vibrio furnissi, Vibrio harveyi, Litopenaeus vannamei   AbstraK Bakteri probiotik ditapis dari 28 strain bacteria flora yang diisolasi dari air pemeliharaan udang vaname Litopenaeus vannamei berdasarkan aktivitas penghambatannya terhadap pertumbuhan Vibrio harveyi.  Aktivitas bakteri probiotik juga diuji secara in vivo terhadap V. harveyi pada udang putih.  Hasil penelitian menunjukkan bahwa bakteri probiotik isolat memiliki kemampuan antibakteria terhadap V. harveyi.  Uji in vivo menunjukkan bahwa udang yang diinjeksi probiotik sebelum diuji tantang dengan V. harveyi memiliki kelangsungan hidup lebih tinggi daripada kontrol.  Isolat probiotik tersebut diduga adalah Vibrio furnissi. Kata kunci:  biokontrol, aktivitas penghambatan, Vibrio furnissi, Vibrio harveyi, Litopenaeus vannamei
Pendidikan Fikih Lingkungan dalam Membentuk Kesalehan Ekologis Mufid, Muchamad; Novianti, Fitria
AN NUR: Jurnal Studi Islam Vol. 16 No. 02 (2024): July - December
Publisher : Institut Ilmu Al-Qur'an (IIQ) An-Nur Yogyakarta Komplek PP An Nur Ngrukem PO BOX 135 Bantul 55702 Yogyakarta Tlp/Fax (0274) 6469012. http://jurnalannur.ac.id/

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/annur.v16i02.944

Abstract

The ecological crisis is entering a worrying phase with the excessive human exploitation of the environment. This article will discuss environmental education in shaping ecological integrity to cope with ecological crisis. This research is a qualitative study of library studies by collecting data from books, journals and related research sources. The results of the research include: first, the indicators of ecological integrity including, preserving, managing, improving and harnessing the environment in an optimal way. Second, environmental education has several purposes: building environmental awareness, enhancing environmental integrity, increasing environmental behaviour, increased active participation in ecological crises. Third, the environmental educational material among others reconstruction of the meaning of the caliph, ecological as the doctrine of Islamic teachings, and environmental destruction is ecological disbelief.
Prosedur Pengelolaan dan Penerimaan Dana Desa (DD) di Kantor Desa Ciderum Kecamatan Caringin Kabupaten Bogor Novianti, Fitria; Anwar, Saepul
Karimah Tauhid Vol. 4 No. 10 (2025): Karimah Tauhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v4i10.20866

Abstract

Desa Ciderum merupakan salah satu penerima Dana Desa (DD) yang dialokasikan dari APBN untuk mendukung pembangunan dan pemberdayaan Masyarakat. Pengelolaan Dana Desa adalah isu sentral dalam Pembangunan pendesaan di Indonesia, mengingat alokasi dana yang terus meninggi dari tahun ke tahun seiring dengan komitmen pemerintah untuk mendorong kemandirian desa. Artikel ini bertujuan untuk menjelaskan secara mendalam menhenai prosedur pengelolaan dan penerimaan Dana Desa di Desa Ciderum Kecamatan caringin Kabupaten Bogor. Penelitian ini dilaksanakan melalui observasi langsung, wawancara dan studi dokumentasi selama pelaksanaan Kuliah Kerja Lapangan (KKL) selama 20 hari kerja. Hasil penelitian ini menunjukkan bahwa meskipun struktur pengelolaan telah sesuai dengan regulasi yang berlaku, pelaksanaan dilapangan masih dihadapkan dengan beberapa permasalahan seperti rendahnya partisipasi masyarakat, keterbatasan sumber daya manusia dan kurangnya pemanfaatan teknologi informasi. Upaya perbaikan ini telah dilakukan dengan melibatkan perangkat desa dalam pelatihan teknis, memprtkuat sistem informasi keuangan desa (Siskeudes) dan meningkatkan kualitas pengawasan internal dan transparasi laporan. Diharapkan dengan langkah-langkah tersebut pengelolaan Dana Desa dapat semakin optimal dalam menhdukung pencapaian tujuan pembangunan desa yang inklusif dan berkelanjutan.
Analisa Prosedur Penilaian Materialitas dalam Audit Menurut Isa 320 Novianti, Fitria; Salma, Arrofa Alifia; Nazah, Safinatun; Halizahra, Yusti Sopiana; Putri, Maritza Ardiansyah; Firdaus, Haikal Davis; Didi
Karimah Tauhid Vol. 4 No. 12 (2025): Karimah Tauhid (In Progress)
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v4i12.21990

Abstract

Materialitas adalah konsep kunci dalam pelaksanaan audit yang mempengaruhi ruang lingkup prosedur audit, penetapan risiko, dan evaluasi kesalahan yang ditemukan. ISA 320 "Materiality in Planning and Performing an Audit" memberikan pedoman bagi auditor untuk menetapkan materialitas keseluruhan (overall materiality), performance materiality, dan materialitas untuk unsur tertentu serta menuntut peninjauan kembali jika informasi baru muncul selama audit. Artikel ini menganalisis prosedur penilaian materialitas menurut ISA 320, menelaah langkah-langkah praktis yang direkomendasikan standar, implikasi penetapan benchmark (mis. pendapatan, laba sebelum pajak, total aset), perlakuan faktor kualitatif, serta mekanisme revisi dan dokumentasi. Metode yang digunakan adalah penelitian kualitatif-doktrinal (analisis isi standard dan pedoman praktik), dikombinasikan tinjauan literatur empiris tentang pengaruh penetapan materialitas terhadap upaya audit. Hasil menunjukkan bahwa penerapan ISA 320 menuntut profesional judgment yang sistematis, penggunaan benchmark kuantitatif dan pertimbangan kualitatif, serta dokumentasi yang jelas atas rasionalitas angka materialitas dan perubahan selama audit. Temuan juga menegaskan hubungan terbalik antara materialitas dan risiko audit serta pentingnya performance materiality untuk menahan agregasi salah saji. Rekomendasi praktis diberikan untuk auditor: (1) gunakan kombinasi benchmark, (2) catat faktor kualitatif secara eksplisit, (3) revisi materialitas jika informasi baru muncul, dan (4) komunikasikan ukuran materialitas ke tim audit guna konsistensi implementasi.
Co-Authors A.J. Sihombing Adji, Widwi Handari Della Maghfira Napu, Della Maghfira Didi Firdaus, Haikal Davis Halizahra, Yusti Sopiana Maelani, Ika Mufid, Muchamad Nazah, Safinatun Putri, Maritza Ardiansyah Rahma, Nadhifa Azaria Saepul Anwar Salma, Arrofa Alifia Sukenda . WIDANARNI WIDANARNI Wildan Nurhidayat Yaser Taufik Syamlan, Yaser Taufik