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All Journal MEDIA KONSERVASI JAAKFE UNTAN ( (Jurnal Audit Dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Medical Journal of Indonesia Indonesian Journal of Urology Jurnal Promosi Pendidikan Ekonomi Competence : Journal of Management Studies (Kompetensi : Jurnal Studi Manajemen) Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Eco-Entrepreneur J-MKLI (Jurnal Manajemen dan Kearifan Lokal Indonesia) SEIKO : Journal of Management & Business Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi eCo-Buss Performance : Jurnal Bisnis dan Akuntansi Jurnal Ilmiah Manajemen Kesatuan Journal of Forest Science Avicennia Indonesian Journal of Islamic Economics and Business MAKILA: Jurnal Penelitian Kehutanan Transformasi Jurnal Sylva Lestari Jurnal Kajian Ilmu Manajamen Worksheet : Jurnal Akuntansi Indonesian Journal of Islamic Economics and Finance Jurnal Pepadu JER Jurnal Ekonomi, Manajemen, Akuntansi
Prasetyo Nugroho
Universitas Trunojoyo Madura
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Health Professions Languange, Linguistic, Communication & Media Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Journal : Jurnal Ekonomi, Manajemen, Akuntansi

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Pengaruh Financial Literacy dan Digital Payment (QRIS) Terhadap Kinerja Berkelanjutan UMKM Madura Lailatul Fitriyah; Arie Setyo Purnomo; Prasetyo Nugroho
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.5929

Abstract

MSMEs, as the main pillar of the Indonesian economy, have great potential to drive inclusive and sustainable economic growth. However, they face challenges, such as low financial literacy and lack of utilization of digital technology. This study analyzes the impact of financial literacy and adoption of digital payments (QRIS) on the sustainable performance of MSMEs in Pamekasan, Madura, using a causal quantitative method with purposive sampling and a 5-point Likert scale survey. The research procedure includes data instrument testing, classical assumption testing, and hypothesis testing. The results show that financial literacy and digital payments each have a significance value of 0.003 and 0.001, respectively, indicating a significant positive effect on MSME performance. Simultaneously, both also contribute significantly to the sustainable performance of MSMEs in Madura, with a significance value of F of 0.001. Business experience also plays an important role in the sustainability of MSMEs. The synergy between financial literacy, digital technology, and business experience creates conditions that support the sustainable performance of MSMEs, in line with the government's efforts to accelerate economic growth through creative MSME campaigns and encourage technology-based innovation.
Co-Authors - Haryati - Mafazatun Adhisty, Grenadiva Reskan Adi Nugroho Aisyah Aisyah Anestiningarum Apriliana Wahyu Pratiwi aprilina susandini Arfy, Widya Rizka Arie Setyo Dwi Purnomo Arie Setyo Dwi Purnomo Arie Setyo Purnomo Asih, Sekar Sari Melati Atmojo, Jangkung Tri Cisilia Sundari Darul Islam Denni Susanto Dhani, Fauzan Kurniawan Diva Suroso, Jastino Saddam Dwi Purnomo, Arie Setyo Evaliati Amaniyah Fachry, Anwar Firdaus, Adam Sabili Fitria, Anis Gumilar, Edwin Habibillah, R Apriyanto Hermansyah Hermansyah Hidayah, Mochamad Fikri Nurul Intan Fajar Daratista Kamilah, Maslahatun karomah, ulul Kartika Imam Santoso Kenty Wantri Anita, Kenty Wantri Kurnia Penta Seputra Lailatul Fitriyah Manto, Arum Puspaningtyas Maulinda, Indah Septi Medianto Moh. Yusuf, Moh. Mursyid, Mufaiz Fasyah Nikmah, Wardatun Nurhadi, Pradana Oktavianda Riyantini Puteri purnomo, arie Purnomo, Arie Setyo Dwi Rahayu Wijayanti Faida, Lies Ramadhita, Anditsani Firmansyah Sam Safitri, Ninuk Isma Sari, Sasa Marita Setyo Dwi Purnomo, Arie Sugihyanty, Eneng Syamsul Hidayat Dilaga, Syamsul Hidayat Taufiq Nur Budaya Tunnabila, Sabna Widorani, Efta Wiyono Yudhistira, Eqia Masdya Zamorano, Ivan