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Pengaruh Literasi Keuangan, Lifestyle Hedonis dan Sikap Keuangan Pribadi Terhadap Perilaku Keuangan Andhika Bagas Prasetya; Entot Suhartono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i9.8373

Abstract

Financial behavior is a person's ability to manage planning, budgeting, checking, managing, controlling, searching for and storing daily financial funds. One of the factors that influences financial behavior is knowledge of financial literacy. Financial literacy is the ability to make accurate judgments and make effective decisions about the use and management of free time. A hedonistic lifestyle is a person's lifestyle whose activities are seeking pleasure in life, spending time outside the home to have fun with friends, likes to buy unnecessary things, and always wants to be the center of attention around them. The author's goal is to determine the effect of financial literacy, hedonistic lifestyle and personal financial attitudes on financial behavior in students of the management study program, Faculty of Economics, class of 2020. The number of samples in this study was 100 students. The analysis technique in this study used multiple linear regression, determination of multiple correlations, t-test and F-test. The results of this study indicate that financial literacy (X1) has a significant effect on financial behavior (Y). Hedonistic lifestyle (X2) has no effect on financial behavior (Y). Personal financial attitudes (X3) have a significant effect on financial behavior (Y). Financial literacy, hedonistic lifestyle, and personal financial attitudes simultaneously have a significant influence on financial behavior.
ANALISIS PENGARUH SISTEM INFORMASI KEUANGAN DAN SISTEM PENGENDALIAN INTERNAL TERHADAP KUALITAS LAPORAN KEUANGAN PEMERINTAH DAERAH: Studi pada Dinas Pemerintahan Kota Semarang Mardani, Lucki Bighandy; Suhartono, Entot
Jurnal Ilmu Manajemen dan Akuntansi Terapan Vol. 10 No. 2 (2019): Jurnal Ilmu Manajemen dan Akuntansi Terapan
Publisher : Sekolah Tinggi Ilmu Ekonomi Totalwin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (366.872 KB) | DOI: 10.36694/jimat.v10i2.199

Abstract

This study aims to determine the influence of regional financial information systems on the quality of local government financial reports and the influence of the government`s internal control system on the quality of local government financial reports on the quality of local government financial reports, This study was conducted at 24 Semarang City Government Offices with a sample of 76 respondents in the section head or financial staff using a purposive sample. Testing data using multiple linear regression analysis. The results of this study show that: regional financial information systems affect the quality of local government financial reports and internal control systems affect the quality of local government financial reports
Peranan Aplikasi Sistem BOP PAUD yang Akuntabel untuk Guru PAUD Kota Semarang Machmuddah, Zaky; Suhartono, Entot
ABDIMASKU : JURNAL PENGABDIAN MASYARAKAT Vol 2, No 2 (2019): Juli 2019
Publisher : LPPM UNIVERSITAS DIAN NUSWANTORO

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1925.564 KB) | DOI: 10.33633/ja.v2i2.45

Abstract

Organisasi HIMPAUDI (himpunan pendidik dan tenaga kependidikan anak usia dini) beranggotakan guru PAUD berjumlah 1051 guru. Bergerak dibidang non profit oriented organization, berperan membantu pemerintah melayani pendidikan anak serta mencerdaskan kehidupan bangsa. Permasalahan yang dimiliki oleh anggota HIMPAUDI adalah minimnya kompetensi dalam penguasaan teknologi laporan pertanggungjawaban bantuan operasional penyelenggaraan PAUD (BOP PAUD) dan belum tersedianya aplikasi sistem yang membantu pembuatan laporan pertanggungjawaban BOP PAUD yang akuntabel dan transparan. Hal tersebut dibuktikan dengan data yang tersedia menyatakan bahwa 32,7% guru PAUD anggota HIMPAUDI berpendidikan terakhir SMA dan 95% guru PAUD anggota HIMPAUDI DPD Kota Semarang berlatar belakang pendidikan di luar bidang akuntansi dan keuangan. Sehingga diperlukan peningkatan kompetensi dasar dalam hal laporan pertanggungjawaban BOP PAUD bagi guru PAUD anggota HIMPAUDI DPD Kota Semarang yang dibantu dengan tersedianya aplikasi sistem pertanggungjawaban BOP PAUD untuk mempermudah pembuatan laporan pertanggungjawaban BOP PAUD yang akuntabel dan transparan.Luaran yang dihasilkan adalah meningkatnya kompetensi dan pengetahuan dalam penyusunan laporan pertanggungjawaban BOP PAUD sebesar 5% dari keseluruhan guru PAUD anggota HIMPAUDI DPD Kota Semarang dan penggunaan aplikasi sistem pertanggungjawaban BOP PAUD meningkat 5% sehingga laporan pertanggungjawaban BOP PAUD yang dananya dikucurkan oleh Pemerintah dapat disajikan sesuai dengan prinsip penggunaan DAK Non Fisik BOP PAUD yang akuntabel dan transparan. Kata kunci: aplikasi sistem, akuntabel, transparan, BOP PAUD.AbstractThe HIMPAUDI organization (association of early childhood educators and education staff) consists of 1051 ECD teachers. Moves in a non-profit oriented organization, whose role is to help the government serve children's education and educate the life of the nation. The problems that HIMPAUDI members have are the lack of competency in mastering the technology of operational assistance accountability reports for PAUD implementation (BOP PAUD) and the unavailability of system applications that help create accountable and transparent BOP PAUD accountability reports. This is evidenced by the available data stating that 32.7% of HIMPAUDI members of PAUD teachers were educated in senior high school and 95% of HIMPAUDI DPD PAD members in Semarang City had educational backgrounds outside of accounting and finance. So that it is necessary to increase basic competencies in terms of BOP PAUD accountability reports for PAUD teachers in Semarang City HIMPAUDI DPD members who are assisted by the availability of BOP PAUD accountability systems to facilitate the accountability and transparent accountability of BOP PAUD reports. BOP PAUD accountability report of 5% of all PAUD teachers in Semarang City HIMPAUDI member and application of BOP PAUD accountability system increased by 5% so that the BOP PAUD accountability report whose funds were disbursed by the Government can be presented in accordance with the principle of accountable and non-BOP PAUD DAK transparent. Kata kunci: system applications, accountable, transparent, BOP PAUD.