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All Journal JEJAK IJEBD (International Journal Of Entrepreneurship And Business Development) Syntax Idea Transformasi Manageria: Journal of Islamic Education Management Journal of Management and Social Sciences Jurnal Manajemen Kreatif dan Inovasi Manajemen Kreatif Jurnal Jurnal Sains, Ekonomi, Manajemen, Akuntansi dan Hukum Jurnal Ekonomi, Manajemen, Akuntansi Sasambo: Jurnal Abdimas (Journal of Community Service)
Maria Yovita R Pandin
Universitas 17 Agustus 1945 Surabaya
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Immunology & microbiology Law, Crime, Criminology & Criminal Justice Social Sciences Transportation Other

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The Influence of Financial Structure, Financial Literacy and Financial Behavior on Household Financial Resilience Using Financial Inclusion and Financial Decision as Intervening Variables On Cancer Survivors Household In East Java During COVID-19 Pandemic Maria Yovita R Pandin; Tri Ratnawati; Indrawati Yuhertiana
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 4 No 1 (2021): January 2021
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (663.328 KB) | DOI: 10.29138/ijebd.v4i1.1273

Abstract

The research aims to analyze the influence of financial structure, financial literacy and financial behavior on household financial resilience where financial inclusion and financial decisions are intervening variables in families of cancer survivors in East Java during the Covid 19 pandemic. It uses a quantitative approach by collecting data through surveys. The population of this study is the overall data on the number of women with breast cancer in East Java. Based on secondary data obtained from the 2018 Indonesian Health Profile issued by the Ministry of Health of the Republic of Indonesia, there were 937 breast cancer sufferers in East Java up to 2018. The results showed of the determination coefficient test obtained the number 0.547826, which means that the variables used in the study are Financial Structure, Financial Literacy, Financial Behavior, Financial Inclusion and Financial Decisions can influence the Financial Resilience variable by 54.78%. Financial inclusion and financial decisions as intervening variables, where financial inclusion has a negative and significant effect, while financial decisions have a positive and significant effect.
Volatilitas Pendapatan terhadap Ketahanan Keuangan Petani di Desa Tegalrejo Blitar Pasca Pandemi Covid-19 Arma Yuli Fitriasari; Filzah Primardiningtyas; Rafa Syahrul Amrulloh; Maria Yovita R Pandin
Journal of Management and Social Sciences Vol. 2 No. 3 (2023): August : Journal of Management and Social Sciences
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar Jl. Sumba no 46, Kota Makassar, Sulawesi Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimas.v2i3.380

Abstract

Economic activity in Indonesia affects the level of state income. One sector that makes a large contribution to national income is the agricultural sector. In addition, this sector also contributes in terms of absorbing labor in the provision of food and provision of raw materials. Thus, this article discusses how the Covid-19 pandemic can affect the rise and fall of the financial resilience of farmers, the volatility of income before and after the pandemic, especially for farmers in Tegalrejo Village, Blitar Regency. The purpose of this research is to find out how farmers maintain their economy amidst storms such as Covid-19, transition, pests. The method of analysis used is descriptive qualitative by conducting interviews with farmers to obtain data. From the objectives and methods that have been used, it is known that every farmer in Tegalrejo Village has different income from one another, especially when the Covid-19 Pandemic hit and after the pandemic. In addition, many factors also affect the rise and fall of farmers' income.
Penerapan Digital Accounting Dalam Membangun Keunggulan Bersaing Pada UKM Kec. Benowo Surabaya Roy Hanafi; Hazzar Al Oktha Rahmatika; Salsabila Aprilia; Maria Yovita R Pandin
Manajemen Kreatif Jurnal Vol 1 No 3 (2023): Agustus: Manajemen Kreatif Jurnal
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v1i3.1678

Abstract

Tujuan dari penelitian ini dengan menggunakan metode deskriptif kualitatif adalah untuk mengetahui penerapan digitalisasi akuntansi pada akuntansi UKM di Kecamatan Benowo Kota Surabaya, dan memahami pentingnya digitalisasi pada UKM. Karena pemahaman dan penerapan digitalisasi akuntansi memudahkan UKM untuk mencatat atau menyajikan laporan keuangan dan menciptakan keunggulan kompetitif bagi UKM. Populasi yang digunakan dalam penelitian ini adalah UKM yang ada di Kecamatan Benowo Kota Surabaya, dan pengambilan sampel dilakukan dengan kuesioner sebanyak 10 UKM. Hasil survei menunjukkan bahwa masih ada beberapa UKM yang belum menerapkan sistem akuntansi digital. karena kurangnya pemahaman terhadap informasi yang diterima untuk mengimplementasikan sistem. Namun, beberapa UKM telah berhasil menerapkan sistem digitalisasi akuntansi ini.
Pola Manajemen Keuangan dan Dampak Kenaikan Biaya Produksi terhadap Ketahanan Keuangan Pada Pelaku UMKM Anisa Ari Suci; Badzlina Chaerani Putri; Ivananur Alvira Wahono; Maria Yovita R Pandin
Jurnal Manajemen Kreatif dan Inovasi Vol. 1 No. 3 (2023): Juli : Jurnal Manajemen Kreatif dan Inovasi
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v1i3.808

Abstract

This study aims to find out whether MSME actors have implemented the right financial resilience so they are ready to face unexpected increases in production costs. The method used in this study uses a qualitative method, namely a method that aims to find out the phenomenon of what is experienced by the research subject and describe it in the form of words. The results of this study are that MSME actors have not implemented financial security properly.
Financial Resilience Strategy on Cancer Survivors Household in East Java Maria Yovita R Pandin; Tries Ellia Sandari; Dedy Surahman; Achmad Daengs GS
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 16, No 1 (2023): March 2023
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v16i1.38102

Abstract

The problem of this research is how to make a financial resilience strategy faced by households during the economic crisis. The purpose of this study is to analyze the strategy of household financial resilience during an economic crisis. The design in this study uses a quantitative approach by collecting data through surveys.Respondents in this study were breast cancer survivors in East Java.The findings in this study are that every household needs a financial strategy in dealing with a crisis.An adaptive capacity strategy is needed so that household financial resilience remains flexible.Absorption strategy is a strategy in building financial resilience capability which is always strived to be in a stable position.A transformative capacity strategy is carried out to build household financial resilience when experiencing financial shocks by making drastic changes to financial planning.
Pengelolaan Pengendalian Biaya Kualitas Terhadap Volume Penjualan melalui Strategi Akuntansi Manajemen Wiwit Lusiana; Agus Pawitra Widya; Maria Yovita R Pandin
Transformasi Manageria:   Journal of Islamic Education Management Vol 4 No 1 (2024): Transformasi Manageria: Journal of Islamic Education Management (inPress)
Publisher : PKP Fakultas Syariah LPPM IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manageria.v4i1.6876

Abstract

In order to make a profit, companies need to manage marketing costs properly, this can be done by using a management accounting information system. This study investigates the effect of product quality and promotion on management accounting information systems. It also investigates whether the management accounting information system is a good mediator. This study conducted a survey of consumers at UD Tiga Saudara Surabaya. Using purposive sampling method with the sample criteria being consumers who have had at least 1 transaction, 97 respondents were obtained. The data was then analyzed using Structural Equation Modeling. The findings show that product quality and promotion contribute positively to the management accounting information system. The study also proved that the management accounting information system mediates the relationship of product quality and promotion to employee sales volume. This study contributes to marketing management theory by using the framework of management accounting information system and sales volume.
The Influence of Accounting and Promotion Information Systems on Sales Volume with Product Quality as an Intervening Variable at PT. Brother Karya Zaenal Arifin; Agus Agus; Arif Hartadi; M. Aziz; Slamet Riyadi; Maria Yovita R Pandin
Syntax Idea 3145-3152
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Accounting information systems can aid businesses in enhancing sales volume and profitability, notwithstanding the challenge of increasing sales. This research investigates how promotions and management accounting information systems influence product quality, and explores whether product quality serves as a significant mediator. A survey was conducted among customers of PT. Saudara Karya Surabaya, involving 102 respondents selected through purposive sampling of customers who had completed at least one transaction. Structural equation modelling was employed to analyze the collected data. The findings indicate that both management accounting information systems and promotional strategies positively impact product quality. Furthermore, the study reveals that the relationship between promotions, management accounting information systems, and sales volume is mediated by product quality. This study contributes to the theoretical framework of marketing strategy by integrating concepts of product
Pola Manajemen Keuangan dan Dampak Kenaikan Biaya Produksi terhadap Ketahanan Keuangan Pada Pelaku UMKM Anisa Ari Suci; Badzlina Chaerani Putri; Ivananur Alvira Wahono; Maria Yovita R Pandin
Jurnal Manajemen Kreatif dan Inovasi Vol. 1 No. 3 (2023): Juli : Jurnal Manajemen Kreatif dan Inovasi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmki-widyakarya.v1i3.808

Abstract

This study aims to find out whether MSME actors have implemented the right financial resilience so they are ready to face unexpected increases in production costs. The method used in this study uses a qualitative method, namely a method that aims to find out the phenomenon of what is experienced by the research subject and describe it in the form of words. The results of this study are that MSME actors have not implemented financial security properly.
FINANCIAL RESILIENCE STRATEGY AGAINST THE THREAT OF ECONOMIC RECESSION IN MSMEs IN KEC. REPLACE Widya Novita Sari; Dita Fitriani; Indri Widya Wulandari; Maria Yovita R Pandin
Jurnal Sains, Ekonomi, Manajemen, Akuntansi dan Hukum Vol. 1 No. 1 (2023): Jurnal Sains, Ekonomi Dan Hukum (SAINMIKUM)
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to develop a financial resilience strategy for MSMEs in overcoming the threat of an economic recession. This study uses descriptive analysis with a qualitative approach. The population of this research is UMKM in Kec. Instead, the sample from the study amounted to 4 informants from 93 MSMEs with different types of businesses. Data collection techniques through observation and interviews. The results of this study indicate that the financial resilience strategy has an important role in the development of the MSME economy in Kec. Replace, because with a good and correct financial resilience strategy it can keep business finances running stable. MSMEs are also believed to have high economic resilience so that they can become a support for the financial system and economic stability.
Strategi Green Economy Dalam Meningkatkan Ketahanan Keuangan Sektor Migas Dita Fitriani; Indri Widya Wulandari; Reza Mutiara Nur Fitriandinni; Maria Yovita R Pandin
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 5: Juli 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i5.4101

Abstract

This study aims to analyze the effect of green economy strategy on financial resilience at PT Pertamina. Green economy is an economic concept that aims to improve social welfare and community justice by reducing negative impacts on the environment. Green economy strategies include energy efficiency, emission reduction, and waste management, which are expected to improve the company's financial resilience. The research method used is quantitative with data analysis using SmartPLS-4 on a sample of 3 Pertamina subsidiaries listed on the Indonesia Stock Exchange for the period 2020-2022. The results showed that the green economy strategy with indicators of emission reduction and waste management has a positive and significant effect on financial resilience with ROA and profit margin indicators. Thus, the implementation of a green economy strategy can improve the company's financial resilience through reduced costs, increased revenue, and risk mitigation. This research suggests companies to implement green economy strategies as an integral part of the company's operations to improve financial resilience in the long term.
Co-Authors Adam Maulana Adiati Trihastuti Agus Agus Agus Pawitra Widya Anisa Ari Suci Arif Hartadi Arma Yuli Fitriasari Badzlina Chaerani Putri Dedy Surahman Dita Fitriani Fandi Pratama Putra Filzah Primardiningtyas Gillbert Billy Rivaldo Matahurila GS , Achmad Daengs Hazzar Al Oktha Rahmatika Indhira Ridho Abdhilla Indrawati Yuhertiana Indri Widya Wulandari Ivananur Alvira Wahono Lilik Faiqotul Himmah M. Aziz Rafa Syahrul Amrulloh Reza Mutiara Nur Fitriandinni Roy Hanafi Salsabila Aprilia Siti Lailatus Saidah Slamet Riyadi Tiara Marcella Ruskito Tri Ratnawati Tries Ellia Sandari Viona Eka Putri Mardiono Vivi Armadhani Widya Novita Sari Wiwit Lusiana Zaenal Arifin