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All Journal Jurnal Manajemen Terapan dan Keuangan JURNAL SISTEM INFORMASI BISNIS CogITo Smart Journal Journal of Sharia Economics Nusantara Hasana Journal Jurnal Ilmu Multidisplin Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Jurnal Karya Abdi Masyarakat Money: Journal of Financial and Islamic Banking NAJAHA IQTISHOD : Journal of Islamic Economic and Finance Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Journal of Islamic Economics and Finance International Journal of Technology and Education Research Jurnal Pengembangan dan Pengabdian Masyarakat
Lucky Enggrani Fitri
Fakultas Ekonomi Dan Bisnis, Universitas Jambi
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Journal : Money: Journal of Financial and Islamic Banking

 1 
The Influence of Knowledge, Lifestyle, and Religiosity of Jambi University FEB Students on Decisions to Use Fintech (Online Loans) from an Islamic Economics Perspective Nuraini, Indah; Fitri, Lucky Enggrani; Lubis, Paulina
Money: Journal of Financial and Islamic Banking Vol. 2 No. 2 (2024)
Publisher : Program Studi Perbankan Syariah Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/money.v2i2.23943

Abstract

Purpose – This research aims to determine the influence of knowledge, lifestyle, and religiosity of economics and business faculty students on the decision to use fintech (online loans) from an Islamic economics perspective. Method – The approach used in this research is a quantitative method using data analysis methods in the form of validity tests, reliability tests, and multiple linear regression. Results – The research results show that knowledge and lifestyle variables have a positive and significant effect on the decision to use online loans. From the results of the calculated t-hypothesis test on variable X1 which is 5.794 and X2 which is 4.255 with a significance level of 0.000. Because the calculated t is greater than the t table, namely (5.794 > 0.677) and the significant value is 0.00 < 0.05. Meanwhile, the religiosity variable (X3) has no significant effect on the decision to use online loans with a significant value of 0.699 > 0.05 Originality – This research reveals the influence of knowledge, lifestyle, and religiosity of Jambi University FEB students on the decision to use fintech (online loans) from an Islamic economic perspective Implications – Student knowledge, lifestyle, and religiosity can help students make decisions about using online loans.
Co-Authors A.A. Ketut Agung Cahyawan W Ade Octavia AMRI, ARY DEAN Arsa, Daniel Corina Dahmiri Dedy Setiawan Dedy Setiawan Dios Nugraha Putra Elsa Sonya Carentina Evi Yulianti F. Husni Hasbullah, F. Husni Fadhila Putri Zahardy, Farah Fadillah Fadillah Hani Iftita HARDIANSYAH, OKHI FAJAR Heni Pratiwi Indah Nuraini, Indah Lubis, Paulina LUBIS, PAULINA Melia Hairunnisa Muhammad Al Fidayeen Akbar Musnaini Musnaini Muspawi, Muspawi Nurdinia, Rahma Nurida Isnaeni OKHI FAJAR HARDIANSYAH Pratiwi, Heni Putra, Dios Nugraha Putti Sherna Rahma Nurdinia Rahmah Rizki Thoyyibah Rico Wijaya Z Ridhwan Ridhwan Ridhwan Ridhwan, Ridhwan Rizka Apriliani Rizky Anggreyni Saputra, Aldi Septa Danu Yudo Septian, M. Aldira Dwi Siregar, Ade Perdana Siregar, Nurul Dania Suci Hayati Suhaimi, Amanda Yayuk Sriayudha Yolanda, Mela Yuliusman - Yuliusman Yuliusman