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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Maps (Manajemen Perbankan Syariah) Journal of Islamic Business and Economic Review (JIBER) Jurnal Riset Ekonomi Syariah Bandung Conference Series : Sharia Economic Law MIMBAR : Jurnal Sosial dan Pembangunan Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Anshori, Arif Rijal
Prodi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Bandung, Indonesia.
Religion Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Analasis Prinsip-Prinsip Muamalah dan Peraturan Pemerintah Nomor 39 Tahun 2021 tentang Penyelenggaraan Bidang Jaminan Produk Halal Terkait Pendampingan Proses Sertifikasi Halal dengan Mekanisme Self Declare Intan Rahmawati; Panji Adam Agus Putra; Arif Rijal Anshori
Bandung Conference Series: Sharia Economic Law Vol. 4 No. 2 (2024): Bandung Conference Series: Sharia Economic Law
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcssel.v4i2.15091

Abstract

Abstract. Halal certification with self-declaration mechanism is designed to accelerate halal certification in Indonesia. In practice, this mechanism must be supported by the PPH accompaniment. Many of the groups that participate in this PPH, on one side can help the efficiency of the process of halal certification but on the other side the emergence of the problem of halal accompanying can be seen. Based on the phenomenon, then the problems in this study are formulated as follows: (1) How does the mechanism of accompanying PPH on halal certification with self declare mechanism? (2) How is the review of the principles of abuse and Government Regulation No. 39 of 2021 on the maintenance of the field of guarantee of halal products against the attachment of PPH to halal certification with self-declaration mechanism? The researchers used normative jurisprudential methods using legislative and conceptual approaches. The data collection technique used in this research is a library study. The results of this study are: halal certification with self-declaration mechanisms has gone pretty well. However, there are still obstacles, including the lack of halal awareness to the obstacles of the application of SIHALAL. From the perspective of the principles of abuse and Government Regulation No. 39 Year 2021, the accompanying of PPH on halal certification with self declare mechanisms has not fully met the applicable requirements. In particular, there are shortcomings in the application of the principles of fairness, trust, and written principles. Abstrak. Sertifikasi Halal dengan mekanisme self declare dirancang untuk akselerasi sertifikat halal di Indonesia. Dalam praktiknya mekanisme ini harus di dampingi oleh pendamping PPH. Banyaknya kalangan yang berpartisipasi menjadi pendamping PPH ini, disatu sisi dapat membantu efisiensi proses sertifikasi halal akan tetapi disisi lain terlihat munculnya problematika pendamping halal. Berdasarkan fenomena tersebut, maka permasalahan dalam penelitian ini dirumuskan sebagai berikut: (1) Bagaimana mekanisme pendampingan PPH pada sertifikasi halal dengan mekanisme self declare? (2) Bagaimana tinjauan prinsip-prinsip muamalah dan Peraturan Pemerintah Nomor 39 tahun 2021 tentang penyelenggaraan bidang jaminan produk halal terhadap pendampingan PPH pada sertifikasi halal dengan mekanisme self declare?. Peneliti menggunakan metode yuridis normatif dengan menggunakan pendekatan perundang-undangan dan Konseptual. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah studi pustaka. Adapun teknik analisis data yang digunakan dalam penelitian ini adalah teknis analisis kualitatif. Hasil dari penelitian ini adalah: sertifikasi halal dengan mekanisme self declare telah berjalan cukup baik. Namun, masih terdapat kendala yaitu meliputi kurangnya halal awareness sampai kendala dari aplikasi SIHALAL. Dari perspektif prinsip-prinsip muamalah dan Peraturan Pemerintah Nomor 39 Tahun 2021, pendampingan PPH pada sertifikasi halal dengan mekanisme self declare belum sepenuhnya memenuhi ketentuan yang berlaku. Khususnya, ada kekurangan dalam penerapan prinsip maslahah , prinsip amanah, dan prinsip tertulis.
Literasi Keuangan Syariah bagi Anak School Age (Studi Kasus Pada Siswa Kelas 2 SD Darul Hikam Bandung) Senjiati, Ifa Hanifia; Anshori, Arif Rijal; Maulida, Ira Siti Rohmah; Wahyudin, Yadi
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2018): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v2i1.6357

Abstract

Sharia financial literacy index in Indonesia by Financial Services Authority in 2016 is 8%. Consists of the youngest respondents aged 13-15 years. The index level of Islamic financial literacy at that age is 2.2%. It means that under 13 years of age in the elementary school category or school age has never been studied. Formulation and objectives of the study (1) to know the concept of Islamic financial literacy for school age children and (2) to analyze the level of syariah financial literacy in 2nd grade students of SD Darul Hikam Bandung. The method used is descriptive analysis method, with 43 samples as respondents. Techniques of research using interviews assisted with research instruments of list questions in the google form. The results showed that 1) financial literacy for school age has 20 indicators that are divided into 3 categories: money literacy, money management literacy, and syariah financial literacy. And 2) syariah financial literacy in 2nd grade students of SD Darul Hikam as much as 68,8% respondents have syariah financial literacy at level of sufficient literate.
Is It Legal to Handle Waqf Assets Management on Traditional Territories? Receptie a Contrario and Maslahah Perspectives Himayasari, Neng Dewi; Senjiati, Ifa Hanifia; Maulida, Ira Siti Rohmah; Anshori, Arif Rijal
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 9 No. 2 (2025): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v9i2.2974

Abstract

Waqf asset management in Indonesia faces significant challenges, particularly in regions where land legality is ambiguous. Communal lands, which often lack formal ownership documentation, complicate the legitimacy and administrative compliance of waqf assets. These issues result in unrecorded waqf assets in financial statements and acquisition reports, undermining transparency and accountability. This study aims to examine the governance challenges faced by nazhir in managing waqf assets located on communal land, with a focus on identifying legal and administrative barriers and proposing practical solutions. A qualitative case study approach was employed in Muslim minority communities in Bali. Data were collected through direct observation and in-depth interviews, and analyzed using descriptive and narrative methods. The findings reveal that nazhir are unable to formally recognize and report waqf assets on communal land due to the absence of policy guidelines and legal frameworks that accommodate such conditions. This gap hinders the application of Islamic corporate governance principles, especially in terms of disclosure and transparency. The study contributes to the discourse on waqf governance by highlighting real-world complexities in asset legitimacy and proposing risk-minimization strategies, such as encouraging local governments to issue temporary management policies. These insights offer valuable guidance for policymakers and waqf practitioners in developing inclusive and context-sensitive governance frameworks.  
Analisis Perbandingan Proyeksi Kinerja Reksadana Syariah dan Konvensional Era Postcovid Berdasarkan Nilai Aktiva Bersih Anshori, Arif Rijal; Rohmah Maulida, Ira Siti; Himayasari, Neng Dewi
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 2 (2022): JIEI : Vol. 8, No. 2, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4889

Abstract

At this time pandemic covid-19 is depressing the position of the financial market and banking sector. But, this is different from non-bank financial institutions, namely mutual funds, which have increased both sharia and conventional. The purpose of this study is to examine how the projections of the financial performance of Islamic and conventional mutual funds for the next 6 years. The method used is quantitative with a descriptive approach, data processing is done by projection analysis using excel. The results of this study are 1) The performance of Islamic mutual funds during the early post-covid era has decreased, while conventional mutual funds have increased every year, including in the early post-covid era. 2) Projected performance of Islamic mutual funds based on net asset value (NAV) in the post-covid era for the next 6 years will continue to increase by reaching the highest point in 2027 of 102,054.28, while conventional mutual funds will experience a decline in year 2 of the post-covid era with projected net asset value amounted to 651,214.34 and in the 3rd to 6th year it will continue to increase
Co-Authors Afifah Hamasatunnisa Amrullah Hayatudin Aprillia Ratih Pawestri Samapta Asep Ramdan Hidayat Athiyatul Fattah Febriadi, Sandy Rizki Franky Gantara Gea Mustika Himayasari, Neng Dewi ifa hanifia senjiati Ikhsanizar Raihan Firdaus Imas Maesah Intan Rahmawati Iwan Permana Jessinta Shilva Bintan Namita Maulida, Ira Siti Rohmah Miftah Farid Aziez Mochamad Afif Zacharias Masyhur Muhamad Rafli Muhammad Rizky Sya’bani Abidin Nandang Ihwanuddin Nandang Ihwanudin Neli Erlianti Neng Dewi Himayasari Neng Dewi Himayasari Nisa Dhiya Dinirrahmani Novia Dwi Putri Panji Adam Agus Putra Popon Srisusilawati Qadrina Illyin Nandini Redi Hadiyanto Risma Wulandari Salma Nabila Prasetyo Salma Nurul Fadhilah Selly Eriska Silvi Pitriani Sobariaty Aisyah Diva Marpuah Syifa Dewi Fajriyani Udin Saripudin Wahyudin, Yadi Wiguna Mughni Nurahman