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Habibul Umam Taqiuddin
Universitas Nahdlatul Ulama Nusa Tenggara Barat
Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : Econetica

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Efektivitas Penyaluran Modal Usaha Dalam Meningkatkan Usaha Kecil Di Bumdes Lembar Selatan Kecamatan Lembar Kabupaten Lombok Barat Taqiuddin, Habibul Umam; Zulhilmi, Muhammad Rizal
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 1 No 1 (2019): Mei 2019
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.0602/econetica.v1i1.82

Abstract

ABSTRAK Peran BUMDes dalam penyelenggaraan Pemerintahan Desa dan pemberdayaan masyarakat Desa berdasarkan prakarsa masyarakat berfungsi untuk menstimulasi, memfasilitasi dan melindungi, serta memberdayakan kesejahteraan ekonomi masyarakat pedesaan. Adapun yang menjadi rumusan masalah dalam penelitian ini adalah bagaimanakah konsep penyaluran modal usaha masyarakat desa yang di lakukan oleh BUMDes Lembar Selatan dan bagaimanakah efektivitas program BUMDes Lembar Selatan Kecamatan Lembar Kabupaten Lombok Barat. Adapun tujuan yang hendak dicapai pada penelitian ini adalah Untuk mengetahui bagaimana konsep penyaluran pemberdayaan kinerja pengelolaan yang di berikan oleh BUMDes Lembar Selatan dan Untuk mengetahui efektivitas program pengelolaan BUMDesa Lembar Selatan dalam meningkatkan prekonomian masyarakat pedesaan khususnya Desa Lembar Selatan. Metode penelitian yang di gunakan adalah penelitian kualitatif diskriptif. Hasil peneliian menunjukkan bahwa Konsep penyaluran modal usaha kepada masyarakat Desa Lembar Selatan melalui BUMDes Lembar Selatan berupa melalui melalaui program unggulan simpan pinjam (SPP) dengan cara pemberian pinjaman dana usaha kecil kepada masyarakat dalam rangka menggerakkan perekonomian di Desa Lembar Selatan dan Pelaksanaan program-program BUMDes Lembar Selatan adalah efektif, karena penyaluran modal usaha yang di berikan kepada masyarakat Usaha Kecil Menengah (UKM), setelah memenuhi persyaratan yang di tentukan oleh peraturan perundang-undangan dengan memperhatikan potensi-potensi yang dimiliki oleh Desa Masyarakat Lembar Selatan
Efektivitas Penyaluran Modal Usaha Dalam Meningkatkan Usaha Kecil Di BUMDES Lembar Selatan Kecamatan Lembar Kabupaten Lombok Barat Rizal, Muhammad; Umam Taqiuddin, Habibul
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 2 No 2 (2020): November 2020
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.0602/econetica.v2i2.107

Abstract

ABSTRAK Peran BUMDes dalam penyelenggaraan Pemerintahan Desa dan pemberdayaan masyarakat Desa berdasarkan prakarsa masyarakat berfungsi untuk menstimulasi, memfasilitasi dan melindungi, serta memberdayakan kesejahteraan ekonomi masyarakat pedesaan. Adapun yang menjadi rumusan masalah dalam penelitian ini adalah bagaimanakah konsep penyaluran modal usaha masyarakat desa yang di lakukan oleh BUMDes Lembar Selatan dan bagaimanakah efektivitas program BUMDes Lembar Selatan Kecamatan Lembar Kabupaten Lombok Barat. Adapun tujuan yang hendak dicapai pada penelitian ini adalah Untuk mengetahui bagaimana konsep penyaluran pemberdayaan kinerja pengelolaan yang di berikan oleh BUMDes Lembar Selatan dan Untuk mengetahui efektivitas program pengelolaan BUMDesa Lembar Selatan dalam meningkatkan prekonomian masyarakat pedesaan khususnya Desa Lembar Selatan. Metode penelitian yang di gunakan adalah penelitian kualitatif diskriptif. Hasil peneliian menunjukkan bahwa Konsep penyaluran modal usaha kepada masyarakat Desa Lembar Selatan melalui BUMDes Lembar Selatan berupa melalui melalaui program unggulan simpan pinjam (SPP) dengan cara pemberian pinjaman dana usaha kecil kepada masyarakat dalam rangka menggerakkan perekonomian di Desa Lembar Selatan dan Pelaksanaan program-program BUMDes Lembar Selatan adalah efektif, karena penyaluran modal usaha yang di berikan kepada masyarakat Usaha Kecil Menengah (UKM), setelah memenuhi persyaratan yang di tentukan oleh peraturan perundang-undangan dengan memperhatikan potensi-potensi yang dimiliki oleh Desa Masyarakat Lembar Selatan
Sistem Bagi Hasil Peternak Sapi Ditinjau Dari Ekonomi Islam Studi Kasus Di Desa Sisik Kecamatan Praya Barat Lombok Tengah Taqiuddin, Habibul Umam; Riswandi, Dedi; Alfiani, Ria; Solatiyah, Baiq
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 4 No 2 (2022): November 2022
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v4i2.301

Abstract

The purpose of this study was to find out the system for the results of the cattle business in Sisik Village and the distribution of the proceeds from the sale of livestock carried out by shahibul maal and mudharib according to the agreement. The method used is a qualitative method with primary and secondary data collection techniques. Based on the results of the study, it can be concluded that the profit sharing system for cattle farming in Sisik Village after being reviewed using an oral contract in its implementation, 100% capital is given to mudharib and the agreed profit sharing is 50%: 50% profit value is in accordance with the portion and responsibility answer. And the division of the calf system is by giving the first benefit to mudharib and the second to shahibul maal.
Islamic Sharecropping and Farmer Welfare Apriani, Sindi; Taqiuddin, Habibul Umam; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.537

Abstract

This study investigates the implementation of the muzara‘ah profit-sharing system and its impact on farmer welfare in West Lombok, Indonesia, through the lens of Islamic economics. Using a qualitative descriptive approach, the research examines how Islamic sharecropping arrangements between landowners and tenant farmers influence income distribution, productivity, and social cohesion within rural communities. Data were collected through in-depth interviews, field observation, and documentation involving both landowners and sharecroppers in Bagik Polak Village, Labuapi District. The findings reveal that the muzara‘ah contract, conducted orally based on mutual trust and kinship, reflects key Islamic ethical principles such as amanah (trust), ‘adl (justice), and ta‘awun (mutual cooperation). The typical profit-sharing ratios—½:½ for rice and ⅓:⅔ for horticultural crops—provide equitable returns that enhance household income and strengthen community solidarity. Despite the absence of written agreements, the practice remains sharia-compliant, as it fulfills the essential requirements of muzara‘ah. However, sustainability challenges persist, including limited access to capital, the absence of formal documentation, and vulnerability to crop failure. The study concludes that the muzara‘ah system not only functions as an agricultural financing mechanism but also embodies a moral economy model that promotes fairness, productivity, and welfare within Islamic rural society.
Strategi Pengembangan Pariwisata Halal Taman Surga Rinjani Desa Sembalun Bumbung Kecamatan Sembalun Kabupaten Lombok Timur Hasbiatun, Hasbiatun; Taqiuddin, Habibul Umam; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.541

Abstract

Tourism development which is currently becoming a trend in several countries in the world, including Indonesia, is the development of sharia tourism or what is better known as halal tourism. The development of halal tourism in Rinjani Paradise Park, Sembalun Bumbung Village, Sembalun District, has not yet been seen and has not been fully campaigned to the community. Based on this, the formulation of the problem in this research is: 1) what is the strategy for developing Halal Tourism in Taman Surga Rinjani, Sembalun Bumbung Village, Sembalun District? ?. The aims of this research are: 1. To analyze the Halal Tourism development strategy at Rinjani Paradise Park, Sembalun Bumbung Village, Sembalun District. 2. To analyze the influence of the Halal Tourism development strategy at Rinjani Paradise Park on the economy of the people of Sembalun Bumbung Village, Sembalun District. This type of research is descriptive research. The research design in this study uses qualitative research methods. The data collection techniques in this research are observation, interviews and documentation. Meanwhile, the data analysis techniques used in this research are data reduction, data display, and drawing conclusions. The results of this research show that: 1. The strategy for developing Halal tourism in Rinjani Paradise Park is to promote it both offline by distributing it using brochures and online using social media platforms. 2. The existence of Rinjani Paradise Park tourism has an influence on the economic development of the Sembalun Bumbung Village community where the unemployment rate is reduced and the growth of MSMEs around the Sembalun Bumbung areaStrategy
The Role of Islamic Boarding Schools in Community Economic Empowerment Muniah, Baiq; Taqiuddin, Habibul Umam; Yakub, Muhammad
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 5 No 2 (2023): November 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i2.543

Abstract

This study explores the role of Islamic boarding schools (pondok pesantren) in fostering community-based economic empowerment in rural Indonesia. The research focuses on Mertak Tombok Village, Central Lombok, where the Pondok Pesantren serves as both a religious institution and an agent of socio-economic transformation. Using a qualitative descriptive approach, data were collected through interviews, observation, and documentation involving kiai (religious leaders), students, and local residents. The findings indicate that the pondok pesantren plays a pivotal role in developing community entrepreneurship through education, social training, and the establishment of productive enterprises such as agriculture, livestock, and handicraft cooperatives. Its leadership model—anchored in Islamic ethical values—has fostered a culture of self-reliance and collaboration among local residents. Nevertheless, challenges remain in managerial capacity, market access, and the integration of modern business practices. The study concludes that the effectiveness of pesantren-based empowerment depends on three critical factors: institutional leadership, socio-religious legitimacy, and the synergy between religious education and local economic initiatives. These findings contribute to the broader discourse on Islamic social entrepreneurship and sustainable community development in developing regions.
Co-Authors Alfiani, Ria Apriani, Sindi Baiq Mulianah Dedi Riswandi, Dedi Hasbiatun, Hasbiatun Imansyah, Yadi Irpan Suriadiata Mashur Mashur, Mashur MUHAMMAD RIZAL Muhammad Yakub Ismail Mulianahs, Baiq Muniah, Baiq RISDIANA RISDIANA, RISDIANA Solatiyah, Baiq Ulul Azmi Yakub, Muhammad Zulhilmi, Muhammad Rizal