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Taksonomi Fintech: Klasifikasi dan Implikasi Teknologi Finansial di Era Digital Harahap, Muhammad Khoiruddin; Hariyanti, Irma; Epi, Yus; Natasya, Syarifah Fadillah; Afri, Evan
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 3 No. 03 (2023): Jasmien
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v3i03.518

Abstract

Penelitian ini bertujuan untuk memberikan pandangan komprehensif dan terstruktur tentang ekosistem fintech melalui pendekatan taksonomi berbasis Taksonomi Bloom Revisi 2001. Penelitian ini mengidentifikasi dan mengklasifikasikan berbagai jenis fintech, termasuk aplikasi pembayaran digital, peer-to-peer lending, dan teknologi blockchain. Pendekatan taksonomi ini membantu dalam memahami konsep dan teknologi yang digunakan dalam fintech, memfasilitasi adopsi dan aplikasi praktis. Analisis hubungan dan dampak fintech terhadap ekosistem keuangan, seperti regulasi, inovasi teknologi, dan adopsi oleh pengguna, memberikan wawasan yang mendalam. Evaluasi efektivitas dan efisiensi berbagai jenis fintech mengungkapkan aspek keamanan, kemudahan penggunaan, dan biaya transaksi, yang menjadi dasar rekomendasi perbaikan. Penelitian ini juga mendorong penciptaan solusi baru dan inovatif dalam fintech, seperti strategi keamanan baru dan model bisnis inovatif. Hasil penelitian ini menawarkan wawasan dan solusi praktis yang dapat diterapkan untuk meningkatkan kualitas dan inklusi keuangan di era digital.
The Use of Question-Answer Realationship Strategy for Teaching Reading Text for English Students of Excel English Sidoarjo Saiselar, Hentriyana Dorsila; Afri, Evan
International Journal of English and Applied Linguistics (IJEAL) Vol. 4 No. 3 (2024): Volume 4 Nomor 3 Desember 2024
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/ijeal.v4i3.4483

Abstract

The objectives of this research are to know and to describe the implementation of teaching reading comprehension by using the QAR strategy, to know and to describe the advantages and the disadvantages of teaching reading by using the QAR strategy for the eleventh-grade students of EXCEL ENGLISH Sidoarjo. This research used a qualitative research method. The data is in the form of the implementation of the QAR Strategy by teachers as well as the advantages and disadvantages regarding the implementation of the QAR Strategy. In collecting the data, this research used three kinds of instruments: observation, interview, and documentation. This research used three major phases of data analysis: data reduction, data display, and conclusion drawing or verification. The results of the research are as follows: The first is that the teaching and learning processes in the class ran well. It could be seen that the teacher completed the QAR step based on Margareth’s procedure of teaching reading by using the QAR strategy. In the atmosphere of teaching and learning reading by using the Question-Answer Relationship strategy, the students looked active and responsive to the teacher. Second, the QAR Strategy has been proven to have benefits in helping students improve their reading, and there are only a few disadvantages to the QAR Strategy. Namely, the teacher has to explain the existence of several types of QAR Strategy questions.