Article Per Year (5 Year)
p-Index From 2021 - 2026
0.778
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Wahana Pendidikan Jurnal Kajian Dan Penalaran Ilmu Manajemen Karya Nyata: Jurnal Pengabdian Kepada Masyarakat
Rusandry Rusandry
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Praktek Gadai Emas pada PT Bank Syariah Mandiri Ternate Rusandry Rusandry
Jurnal Ilmiah Wahana Pendidikan Vol 7 No 1 (2021): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.254 KB) | DOI: 10.5281/zenodo.4486297

Abstract

The prevalence of gold pawning practices, there are many indications that gold is an item that has a certain electrical value where the value of the item fluctuates rapidly compared to other goods. This has become a debate so that it has become a contemporary problem which is still being discussed today, therefore gold pawning is very worthy of further study. One of the banks that is the object of discussion on gold pawning is Bank Syariah Mandiri with the pawn concept offered by PT Bank Syariah Mandiri using the Qardh wal Ijarah contract.
Strategi Peningkatan Pembiayaan Bagi Hasil Pada Bank Syariah di Indonesia Rusandry Rusandry
Jurnal Ilmiah Wahana Pendidikan Vol 7 No 1 (2021): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.339 KB) | DOI: 10.5281/zenodo.4486304

Abstract

This research identified the growth of financing activities in Islamic banks in Indonesia within the period of 2005-2016 and 2010-2016 to discover the need of Islamic banks to increase the volume of financing. This study proposed the internal variables; CAR, ROA, ROE, NPF, and BOPO, and the external variables; inflation, BI rate, exchange rate, and GDP. The data consisted of 11 Bank Umum Syariah (Islamic commercial bank) listed in Bank Indonesia. The macroeconomic factors included the inflation rate, BI rate, exchange rate, and the GDP in March 2005 to December 2016. All the data are processed using panel regression. This study found that: (1) Financial ratio; CAR, ROA, ROE, NPF, and BOPO do not influence the financing in three Islamic banks, and only ROE that statistically significant to have impact on financing to the other eight Islamic banks. (2) Macroeconomic indicators; Inflation, BI rate, exchange rate, and GDP are not statistically significant to affect the three Islamic banks. The result identified that only GDP that affect the financing in eight Islamic banks. (3) Regression output show that the ROE and GDP are statistically significant with positive relation to influence the financing activities in Islamic banks.
Sosialisasi dan Pendampingan Pendaftaran Kartu Indonesia Pintar Kuliah (KIP-K) Bagi Siswa-Siswi Tidak Mampu di Kepulauan Sula Maluku Utara Aji Saputra; Mirda Prisma Wijayanto; Andy Hermawan; Ismi Musdalifah Darsan; Roni Kurniawan; Hutri Handayani Isra; Krishna Aji; Zandy Pratama Zain; Sheila Kusumaningrum; Rusandry Rusandry; Sartika Putri Sailuddin; Firmansyah Firmansyah; Agatha Christy Situru; Syahrial Maulana; Iwan Abdy
Karya Nyata : Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 3 (2024): September : Karya Nyata : Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karyanyata.v1i3.694

Abstract

Kartu Indonesia Pintar Kuliah (KIP-K) is a scholarship given by the government to high school graduates and equivalent who excel but have economic limitations to continue their studies at university level, both at state and private universities. The Indonesian government has issued the KIP-K since 2020 as a form of educational assistance. In North Maluku Province, especially on Sula Island, there is still minimal information regarding KIP-K. This service activity aims to share information regarding the benefits of higher education and how to obtain a KIP-K scholarship for students who have financial limitations. This community service is carried out at SMAN 1 Kepulauan Sula, MAN 1 Kepulauan Sula, SMAN 7 Kepulauan Sula, SMAN 9 Kepulauan Sula and SMAN 11 Kepulauan Sula. This activity was carried out in two stages, namely socialization and mentoring. The implementation of this activity went well, smoothly and was full of enthusiasm from the participants, especially students who wanted to continue their studies at university level. The final result of this socialization and mentoring is that the participants have succeeded in creating their own accounts, filling in data and registering for KIP-K.
Perbandingan Kredit Pemilikan Rumah Pada BANK Konvensional Dengan Pembiayaan Kepemilikan Rumah Pada BANK Syariah Rusandry Rusandry; Agatha Christy Situru; Hijrasil Hijrasil; Syahrial Maulana
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 2 No. 3 (2024): Juli : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v2i3.465

Abstract

In this study discusses the differences between the provision of mortgageson conventional bank financing of home ownership inIslamic banks. The result so fthis study indicate a difference in the systems used inconventional banks to Islamic banks.The most fundamental differenceis the system of interestare used inconventional banking and losss haring principle in Islamic banking. With the system of interestrateisset to change at any time in accordance with bank policies, where as if you use the principle of profit sharing and loss margin can not be changed because it is in conformity with the murabaha contract.
Co-Authors Agatha Christy Situru Aji Saputra Aji, Krishna Andy Hermawan Firmansyah Firmansyah Hijrasil Hijrasil Hutri Handayani Isra Ismi Musdalifah Darsan Iwan Abdy Mirda Prisma Wijayanto Roni Kurniawan Sartika Putri Sailuddin Sheila Kusumaningrum Syahrial Maulana Zandy Pratama Zain