Claim Missing Document
Check
Articles

ANALISIS FAKTOR PEMBENTUK BAURAN PEMASARAN PADA NASABAH BANK BNI SYARIAH CABANG PADANG Aulia Agusatria; Abel Tasman
Jurnal Ecogen Vol 1, No 4 (2018): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v1i4.5672

Abstract

This study aims to analyze the factors forming the marketing mix at BNI Syariah customers in Padang Branch. This type of research is quantitative descriptive. The population of this research is customers of Islamic banks in the city of Padang with a sample of 100 customers obtained using Slovin formula. The sampling technique is accidental sampling. Research data are primary data collected by questionnaire. Instrument testing uses validity and reliability tests. Data were analyzed by descriptive analysis and factor analysis. The results of the study showed that of the eight factors there were six factors that influence the form of the marketing mix for customers of the BNI Syariah branch of Padang Branch.Keyword: Marketing Mix
PENGARUH PROFITABILITAS, LEVERAGE DAN UKURAN PERUSAHAAN TERHADAP PENGUNGKAPAN CORPORATE SOCIAL RESPONSIBILITY PADA PERUSAHAAN SEKTOR PERTAMBANGAN YANG TERCATAT DI BEI TAHUN 2013-2017 Shelly Indriastuty; Abel Tasman
Jurnal Ecogen Vol 2, No 3 (2019): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v2i3.7445

Abstract

The purpose of this research are to analyze: (1) The effect of profitability  on corporate social responsibility (2) The effect of leverage on corporate social responsibility (3) The effect of size on on corporate social responsibility. The population on this research is mining companies listed on BEI for the period 2013-2017. Based on purposive sampling, there are 165 companies’ years. This study uses multiple linier regression analysis techniques. The result of this research shows that (1) Profitability has a positive and not significant effect on corporate social responsibility (2) Leverage has a negative and significant effect on corporate social responsibility (3) Size has a positive and significant effect on corporate social responsibility. This research suggestion is (1) Management is expected to be able to understand and analyze corporate social responsibility and its impact on the company (2) The owner of the company is expected to be able to coordinate the management of the company to understand business ethics (3) For further researcher it is recessary to increase population and more representative samples.  Keyword: corporate social responsibility, profitability, leverage and size
Pengaruh Financial Literacy dan Risk Perception terhadap Keputusan Investasi Generasi Millennial Kota Padang Yola Yolanda; Abel Tasman
Jurnal Ecogen Vol 3, No 1 (2020): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v3i1.8533

Abstract

This study aims to look at the influence of Financial Literacy and the effect of Risk Perception on the investment decisions of millennial generation of Padang City. The type of this research is a comparative causal research (causative). The samplesof this study was 96 respondents ofmillennial generation of Padang City that choosed by using purposive sampling method. The types of data in this study are primary data and secondary data. The data was collected by questionnairy technique and it was analysed byusing multiple regression analysis method. The instrument testing uses validity and reliability tests. The analysis prerequisite tests conducted include normality test, heterokedasticity test and multicollinearity test. The data collected was processed with SPSS version 20.0. The results of this study indicate that both of Financial Literacy and Risk Perception has a significant positive effect on investment decisions of millennial generation of Padang City. Keywords : financial literacy, risk perception
Optimalisasi Peran Perempuan Dalam Berwirausaha Melalui Pelatihan Literasi Keuangan Pada UMKM Produk Kerajinan Rajutan Abel Tasman; Megawati Megawati; Arief Maulana
Jurnal Ecogen Vol 3, No 4 (2020): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v3i4.10486

Abstract

Dalam keluarga, laki-laki  sebagai suami adalah tulang punggung yang  menafkahi keluarga dengan didukung oleh peran perempuan sebagai istri apabila dia bekerja. Perempuan yang tidak bekerja tetapi ingin mendukung  perekonimian  keluarga akan  berwirausaha dengan harapan mendapatkan tambahan penghasilan  untuk meningkatkan kesejahteraan keluarga. Kelompok Perempuan Pengrajin Rajutan Ayang adalah  kelompok pengrajin perempuan yang menghasilkan kerajinan rajutan berupa dompet, tas pesta, tas kerja, tempat botol minum dan gantungan kunci.  Usaha yang didirikan oleh kelompok pengrajin kerajinan rajutan Ayang ini termasuk usaha mikro. Usaha ini berlokasi di Korong Balai Usang, Nagari Sintuk, Kec. Sintuk Toboh Gadang, Kab. Padang Pariaman.Sebagai perempuan yang berwirausaha, harapan dari kelompok mitra adalah tercapainya kesejahteraan keluarga dengan peran mereka sebagai pendukung perekonomian keluarga. Akan tetapi kesejahteraan itu belum tercapai dengan berbagai keluhan dari kelompok mitra. Hal ini berarti peran perempuan sebagai wirausaha yang diharapkan dapat mendukung perekonomian keluarga belum optimal. Hal ini disebabkan oleh beberapa hal. Pertama, pengetahuan kelompok mitra dalam mengelola keuangan keluarga masih terbatas. Kelompok mitra belum membuat anggaran dan belanja rumah tangga, sehingga dalam praktiknya tidak disesuaikan dengan income. Kedua, kelompok mitra belum ada membuat pembukuan usaha secara sederhana seperti laporan keuangan sederhana dan neraca, sehingga kemajuan dan perkembangan usaha tidak dapat diukur. Ketiga, kelompok mitra belum dapat menentukan harga pokok dan harga jual produk kerajinan sesuai dengan prinsip akuntansi. Keempat, kelompok mitra belum mengenal pemasaran secara online, sehingga pangsa pasar produk kerajinan terbatas, mengakibatkan omzet penjualan rendah. Kelima, kurangnya inovasi dalam hal motif dan disain produk kerajinan rajutan.           Metode pelaksanaan Program Kemitraan Masyarakat untuk mencari solusi atas permasalahan yang dihadali oleh kelompok mitra ini adalah melalui ceramah, diskusi, dan simulasi untuk pengelolaan keuangan  keluarga, keuangan usaha, penentuan harga pokok danharga jualserta media promosi online.  Demonstrasi dan praktikum digunakan untuk pembuatan produk kerajinan rajutan yang inovatif dan kreatif.Kegiatan pengabdian kepada masyarakat ini  telah dilaksanakan pada tanggal 18 September 2020 mulai pukul 07.30 sampai selesai. Jumlah  peserta yang hadir adalah 20 orang. Setelah  kegiatan dilaksanakan, melalui penyebaran kuisioner kepada peserta, dapat diketahui bahwa telah terjadi peningkatan pemahaman dan  pengetahuan peserta tentang  literasi keuangan, pemasaran  online, penghitungan  harga pokok produk dan inovasi motif. Dengan diterapkannnya pengetahuan  yang diperoleh selama kegiatan ini,  diharapkan akan tercapainya optimalisasi peran perampuan  wirausaha ini  dalam mendukung perekonomian keluarga.       Kata kunci: Literasi  keuangan; pemasaran  online;  harga pokok; inovasi motif
PENGARUH MINAT KERJA DAN PENGALAMAN MAGANG TERHADAP KESIAPAN KERJA MAHASISWA FAKULTAS EKONOMI UNIVERSITAS NEGERI PADANG Faradila Suyanto; Elvi Rahmi; Abel Tasman
Jurnal Ecogen Vol 2, No 2 (2019): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v2i2.7311

Abstract

An understanding of the world of work is not in accordance with the existing reality, many fields of development that require professional staff cannot be fulfilled by existing educational output. The deficiency is not only felt in terms of quantity and type, but also in terms of quality. work readiness is a condition that makes ready, and has the will, desire and ability to work. High work readiness is influenced by various aspects, including work interest and internship experience. The type of research used in this study is quantitative research with a descriptive approach, is one type of research whose specifications are systematically planned and structured clearly from the beginning of the design of the research. In this study which is an independent variable is the interest in work and internship experience, this research was conducted on UNP FE students who have carried out an internship experience course. Samples are taken based on probability sampling techniques: simple random sampling. The data analysis technique uses multiple regression analysis using SPSS version 20.00. The results of this study indicate that (1) Interest in work and experience of the work together jointly affects work readiness, (2) Interest in work has a positive and significant effect on work readiness, and (3)Experience has an influential internship and significance for work readiness.                                                . Keywords: work readiness, work interest and internship experience
PENGARUH PROFITABILITAS, STRUKTUR MODAL DAN LIKUIDITAS TERHADAP HARGA SAHAM PERUSAHAAN SUB SEKTOR TRANSPORTASI YANG TERDAFTAR DI BEI TAHUN 2012-2017 Dewi Mutia; Syamwil Syamwil; Abel Tasman
Jurnal Ecogen Vol 1, No 2 (2018): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v1i2.4760

Abstract

This articel is aimed to inform the effect of profitability, capital structure and liquidity to  stock price on transportation company sub sector listed on Indonesian Stock Exchange within period 2012-2017. The research method in this study is an causal comparative. The population amounts to 32 companies with amount 192 data. Based on sampling technique purposive sampling researcher used 9 companies with amount 37 data that meets the criteria with variabel Return On Equity (ROE), Debt to Equity Ratio (DER) and Current Ratio (CR). All the data analyze using statistical descriptive analysis and regression analysis with SPSSs.The results showed that simultaneous ROE, DER, and CR significantly influence stock prices. Partially, ROE is a variable that has positive and significant impact on stock prices, while the DER and CR is partially has negative but not significant effect on stock prices.Keyword: profitability, capital structure, liquidity,  and stock price
Analisis Tingkat Kesehatan Perbankan Dengan Pendekatan Risk Based Bank Rating (RBBR) Pada Perbankan Yang Terdaftar Di Bursa Efek Indonesia Tahun 2014-2018 Putria D Sari; Abel Tasman
Jurnal Ecogen Vol 3, No 3 (2020): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v3i3.9914

Abstract

The purpose of this research is to determine the level of health of the banks listed on the Indonesia Stock Exchange in 2014-2018 by using the risk-based bank rating approach. The type of research is quantitative descriptive. The technique of sample used is purposive sampling technique, the sample was obtained from consideration of certain criteria and obtained 4 BUMN Banks as samples, namely Bank Nasional Indonesia (BNI), Bank Rakyat Indonesia (BRI), Bank Tabungan Negara (BTN), and Bank Mandiri. Data was collected from the bank's financial statements that have been published by the bank in the Indonesia Stock Exchange during the period 2014-2018. The result showed that all banks have a healthy rating, especially Bank Nasional Indonesia (BNI) because it is able to manage risk well. Furthermore, Bank Rakyat Indonesia (BRI) and Bank Mandiri are classified as banks with healthy ratings. At the same time, the results of Bank Tabungan Negara (BTN) were also healthy, but from the liquidity aspect it was nearly high, so it is recommended to the bank to improve its liquidity risk management.Keywords: bank, health, risk-based bank rating. 
PENGARUH BRAND IMAGE DAN BRAND TRUST TERHADAP BRAND LOYALTY VASELINE HAND & BODY LOTION PADA MAHASISWA UNIVERSITAS NEGERI PADANG Dini Novalia; Rose Rahmidani; Abel Tasman
Jurnal Ecogen Vol 1, No 2 (2018): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v1i2.4752

Abstract

This research aims to know and prove how much the influence ofBrand Image and Brand Trust on Brand Loyaltytoward the studentsat Padang State University.This type of this research is causative. Population of this research werethe students of Padang State University. While the samples were taken as much as 100 respondents using purposive sampling method by Wibisono formula.Kinds of the data (sample) which was used in this research are primary and secondary . The analysis of data (sample) used pathtechnique by using SPSS program version 21.00. The results of this researchshow that: 1) Brand imagedoes not give thesignificant effecttowardbrand trust, 2) Brand imagedoes not give thesignificant effect towardbrand loyalty, 3) Brand trustgives significant effect towardbrand loyalty. Keywords: Brand Image, Brand Trust, and Brand Loyalty
Pengaruh Profitabilitas, Efisiensi Operasional, Kualitas Aset, dan Likuiditas Terhadap Tingkat Kecukupan Modal Pada Sektor Perbankan yang Terdaftar di Bursa Efek Indonesia Putri Utami; Abel Tasman
Jurnal Ecogen Vol 3, No 3 (2020): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v3i3.9915

Abstract

This study aims to examine the effect of profitability, operational efficiency, asset quality, and liquidity on the capital adequacy level of the banking sector which is listed on the Indonesia Stock Exchange. This type of research is classified as causative descriptive research. The sample of this study was 28 banking companies listed on the Indonesia Stock Exchange in 2016-2018 selected using the purposive sampling method. The type of data in this study is secondary data. Data were collected by documentation techniques and analyzed using multiple regression analysis methods. Analysis prerequisite tests conducted include normality test, heterokedasticity test, multicollinearity test, and autocorrelation test. The data collected is processed with SPSS version 26.0. The results showed that profitability has a significant positive effect on the level of capital adequacy, Operational efficiency has a positive and not significant effect on the level of capital adequacy, asset quality has a significant negative effect on the level of capital adequacy, and liquidity has a negative and insignificant effect on the level of capital adequacy in the sector banks which are listed on the Indonesia Stock Exchange.Keywords : profitability, operational efficiency, asset quality, liquidity
Analisis Manajemen Risiko Kredit Pada Produk Kredit Pemilikan Rumah BTN Yunia Safitri; Abel Tasman
Jurnal Ecogen Vol 4, No 2 (2021): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v4i2.11107

Abstract

The aims of this study is to find out : (1) what the character of problematic debtorts of PT. Bank Tabungan Negara (Persero), Tbk Padang Branch Office, (2) what the factors that cause bad credit of PT. Bank Tabungan Negara (Persero), Tbk Padang Branch Office, (3) how credit rsik management of housing loans at PT. Bank Tabungan Negara (Persero), Tbk Padang Branch Office. This type of research is a qualitative descriptive study. This study using by purposive sampling, while the source and some information through in-depth interviews or in-depth interviews and direct observations to the object of the researcher. Secondary data that supports this research are obtained from documents available at the research site. To test the validity of the data used source triangulation. The results showed that the debtor's character could be seen from the 5C analysis. The factors that cause non-performing loans are internal and external factors. Even though there is a problematic debtor character that causes bad credit on KPR, in this case BTN Padang Branch Office has been good at minimizing this, there is a good flow of risk management analysis. In order to identify risks and implement the checklist, you will be able to review the risks of applying qualitative and quantitative methods. This measurement is not only carried out for customers but also for developers who want to work with BTN. Keywords : Risk management, non-performing loans, mortgage loans