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All Journal al-Uqud : Journal of Islamic Economics Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Pengabdian Al-Ikhlas IJGIE (International Journal of Graduate of Islamic Education) Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah East Asian Journal of Multidisciplinary Research (EAJMR) Wahana Islamika: Jurnal Studi Keislaman Al-Infaq : Jurnal Ekonomi Islam Wahana Islamika; Jurnal Studi Keislaman
Zakiyah Zakiyah
Universitas Islam Kalimantan Muhammad Arsyad Al Banjari Banjarmasin
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Analisis Halal Value Chain Pada Pengembangan Produk Wisata Halal Makam Habib Basirih Di Kota Banjarmasin Zakiyah Zakiyah; Iman Setya Budi; Parman Komarudin; Abdul Wahab
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 9 No 1 (2023): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Agu
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v9i1.911

Abstract

Halal value chain merupakan sebuah ekosistem atau rantai pasok halal yang mencakup beberapa sektor industri dari industri hulu sampai hilir. Halal value chain ini merupakan sektor ekonomi syariah yang memainkan peranan penting dalam kemajuan ekonomi di Indonesia. Akan tetapi, bagi Indonesia, halal adalah potensi ekonomi yang belum dimanfaatkan secara maksimal. Tujuan yang diharapkan dari penelitian ini adalah menganalisis halal value chain pada pengembangan produk wisata halal Makam Habib Basirih Di Kota Banjarmasin. Penelitian ini merupakan penelitian lapangan (field research) dengan pendekatan kualitatif. Penelitian ini menggunakan dua jenis sumber data yakni data primer dan data sekunder. Teknik pengumpulan data dilakukan dengan observasi, wawancara 1 orang dan dokumentasi. Teknik analisis dilakukan melalui model Miles dan Huberman yakni reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukan bahwa halal value chain pada pengembangan produk wisata halal makam Habib Basirih di kota Banjarmasin mesih perlu pembenahan khususnya pada aspek akomodasi dan kuliner yang belum memiliki sertifikat halal.
ANALISIS PENGARUH BAURAN PEMASARAN SYARIAH TERHADAP KEPUTUSAN MAHASISWA MEMILIH PRODI EKONOMI SYARIAH UNISKA MAB BANJARMASIN Iman Setya Budi; Abdul Wahab; Zakiyah
Wahana Islamika: Jurnal Studi Keislaman Vol. 9 No. 2 (2023): Wahana Islamika: Jurnal Studi Keislaman
Publisher : STAI Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/nxgpep54

Abstract

Increasingly intense competition in the current era of globalization indirectly results in organizations always trying to maintain their existence in society. Rapid and dramatic environmental developments and changes, including changes in consumer tastes, technological advances, and socio-economic changes, have affected the higher education sector, resulting in intense business competition in the higher education industry. Efforts to increase competitive advantage can be made by implementing a Sharia marketing mix strategy. This study aims to examine and determine the effect of the Sharia marketing mix on students' decisions to choose the Islamic Economics study program either partially or simultaneously. This research includes field research by exploring data from research locations, namely students of the Islamic Economics Study Program at UNISKA MAB Banjarmasin. Data collection was carried out using a questionnaire with a measurement scale, a Likert scale, and documentation. Determination of the sample using probability sampling technique, namely using simple random sampling with a total sample of 83 respondents and research data analysis using multiple linear regression analysis. The results of the study show that: 1) Partially, the variables Product, Promotion, Place, People, and Physical Evidence have a significant effect on the Student's Decision to Choose an Islamic Economics Study Program. While the Price and Process variables have no significant effect in this study. 2) Simultaneously, there is a significant influence of the Sharia marketing mix on the Student's Decision to Choose the Islamic Economics Study Program with a score of 81.020 with sig. F = 0.000 (p < 0.05).
PENDAMPINGAN SERTIFIKASI HALAL PADA PELAKU UMKM GULA AREN DI DESA PUPUYUAN KEC. LAMPIHONG KABUPATEN BALANGAN Abdul Wahab; Iman Setya Budi; Rahmatul Huda; Zakiyah Zakiyah
JURNAL PENGABDIAN AL-IKHLAS UNIVERSITAS ISLAM KALIMANTAN MUHAMMAD ARSYAD AL BANJARY Vol 11, No 1 (2025): AL-IKHLAS JURNAL PENGABDIAN
Publisher : Universitas Islam kalimantan MAB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/jpaiuniska.v11i1.16301

Abstract

Pendampingan halal pada UMKM gula aren menjadi kunci dalam memenuhi permintaan pasar yang semakin meningkat terhadap produk halal, terutama bagi konsumen Muslim. Meskipun gula aren memiliki potensi besar dalam industri makanan dan minuman, terdapat hambatan seperti kurangnya kesadaran, biaya sertifikasi, dan kompleksitas proses yang menghalangi peningkatan jumlah produk bersertifikat halal. Pendampingan halal menawarkan solusi dengan meningkatkan kredibilitas produk, memperluas akses pasar, dan melindungi konsumen. Program pendampingan ini dilakukan secara terstruktur melalui beberapa tahap, seperti penyajian materi, pendampingan langsung, dan evaluasi. Hasilnya, pemahaman masyarakat tentang sertifikasi halal meningkat, mengubah persepsi mereka tentang pentingnya menjaga kebersihan, keamanan, dan kehalalan produk. Dampak positif ini tidak hanya memperbaiki kualitas produk gula aren, tetapi juga memperkuat identitas dan integritas komunitas lokal, serta mendukung pembangunan ekonomi berkelanjutan yang selaras dengan nilai-nilai agama. Kegiatan ini juga memberikan keuntungan signifikan bagi UMKM gula aren yang sudah memiliki sertifikasi halal, dengan meningkatkan kualitas dan nilai jual produk mereka.
PENGARUH LITERASI KEUANGAN, FINANCIAL ATTITUDE, LOKASI DAN RELIGIOSITAS TERHADAP MINAT MENABUNG DI BANK SYARIAH  (Studi Kasus Pada Masyarakat Desa Sirap Juai  Kab. Balangan) Zakiyah; Abdul Wahab
Wahana Islamika Jurnal Studi Keislaman Vol. 8 No. 2 (2022): Wahana Islamika: Jurnal Studi Keislaman
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/34vxjp54

Abstract

 So far, financial institutions that have mushroomed to remote villages are still conventional banks as intermediaries for public finance transactions. Distance is an obstacle in efforts to access sharia-based banks located in Kota Regency. People often attend religious studies. The public may have understood the prohibition of conventional banks from using the practice of interest. Financial literacy can be obtained either from direct delivery in recitations or the media that are currently developing. If the level of a strong desire to use the services of Islamic banks by leaving the practice of haram (usury), then the financial attitude towards the location is not a significant reason to use Islamic banks. This study aims to determine the effect of financial literacy, financial attitude, location, and religiosity on interest in saving at Islamic banks in the people of Sirap Juai Village, Kab. Balangan. This study uses a quantitative-inferential research approach. The sample used was 77 people. While the research data were collected by distributing questionnaires to the people of Sirap Village. The data analysis technique used is multiple linear regression analysis. The results show that: 1) Partially the variables of financial literacy, financial attitude, location, and religiosity have a significant effect on interest in saving in Islamic banks. 2) There is a significant effect simultaneously (simultaneously) of the independent variable on the dependent variable. 
ANALISIS PENGARUH BAURAN PEMASARAN SYARIAH TERHADAP KEPUTUSAN MAHASISWA MEMILIH PRODI EKONOMI SYARIAH UNISKA MAB BANJARMASIN Iman Setya Budi; Abdul Wahab; Zakiyah
Wahana Islamika Jurnal Studi Keislaman Vol. 9 No. 2 (2023): Wahana Islamika: Jurnal Studi Keislaman
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/3x7vj369

Abstract

Increasingly intense competition in the current era of globalization indirectly results in organizations always trying to maintain their existence in society. Followed by rapid and dramatic environmental developments and changes, including changes in consumer tastes, technological advances, and socio-economic changes, have affected the higher education sector resulting in intense business competition in the higher education industry. Efforts to increase competitive advantage can be done by implementing a sharia marketing mix strategy. This study aims to examine and determine the effect of the Sharia marketing mix on students' decisions to choose the Islamic Economics study program either partially or simultaneously. This research includes field research by exploring data sourced from research locations, namely students of the Islamic Economics Study Program at UNISKA MAB Banjarmasin. Data collection was carried out using a questionnaire with a measurement scale used a Likert scale and documentation. Determination of the sample using probability sampling technique, namely using simple random sampling with a total sample of 83 respondents and analysis of research data using multiple linear regression analysis. The results of the study show that: 1) Partially the variables Product, Promotion, Place, People, and Physical Evidence have a significant effect on the Student's Decision to Choose an Islamic Economics Study Program. While the Price and Process variables have no significant effect in this study. 2) Simultaneously there is a significant influence of the Sharia marketing mix on the Student's Decision to Choose the Islamic Economics Study Program with a score of 81.020 with sig. F = 0.000 (p < 0.05).
Problems and Development Strategies of Sharia Pawntown in Indonesia: Analysis of Systematic Literature Review Akhmad Hulaify; Muhammad Sodiki; Iman Setya Budi; Zakiyah Yoenani; Rozzana Erziaty
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 21 No. 1 (2022): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v21i1.2744

Abstract

The development of sharia pawnshop institutions is like mushrooms in the rainy season, in tune with the development of conventional pawnshops even though the quantity of network offices, customers, turnover and profits is still not large. However, at least the development is worth considering, especially with the existence of management policies in several areas, all of the conventional pawnshop network offices have been converted into Sharia Pegadaian network offices. This research is a systematic literature review study which aims to find out the extent of a thorough study regarding the Problems and Strategies for Development of Islamic Pawnshops in Indonesia by focusing on the preparation of journals, final assignments such as theses, theses, and dissertations. The method used consists of three stages, namely collection, assessment, and presentation. The results of this study indicate that in the last 18 years 55 studies have been written related to sharia pawnshops but related to the study of Problems and Strategies for Development of Sharia Pawnshops in Indonesia after sorting according to the appropriate researcher only 15 studies, both journals and final assignments related to Problems and Strategies Development of Islamic Pawnshops in Indonesia. In terms of theme, the issue related to "Sharia Pawnshop Development Strategy" is the most popular with a total of 7 studies. Then followed by issues related to "Development of Islamic Pawnshops" of 4 related to "Development of Islamic Pawnshops in Indonesia" of 2 units. Then "Sharia Pawning Problems", there are also the remaining 2 related to "Sharia Pawning Obstacles.
Integrating Eco-Friendly Practices and Sharia Principles in Halal Tourism: A Multi-Factor Analysis of Visitor Satisfaction and Loyalty Abdul Wahab; Zakiyah; Iman Setya Budi; Ilma Mahdiya
Al-Infaq Jurnal Ekonomi Islam Vol. 17 No. 1 (2026): June 2026
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v17i1.3057

Abstract

The rapid growth of the global Muslim travel market has positioned halal tourism as a strategic segment of the international tourism industry. Despite this development, empirical studies integrating Muslim-friendly service quality, eco-friendly destination practices, and Sharia-based price fairness in explaining visitor satisfaction and destination loyalty remain limited. This study aims to examine the effects of Muslim-Friendly Service Quality, Eco-Friendly Destination Practices, and Sharia Price Fairness on Visitor Satisfaction and their subsequent influence on Revisit Intention and Destination Loyalty at halal tourism destinations in Banjarmasin, Indonesia. A quantitative research approach was employed using a survey of 250 tourists who had previously visited Muslim-friendly tourism destinations. Data were collected through a structured questionnaire using a five-point Likert scale and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings reveal that Muslim-friendly service quality, eco-friendly destination practices, and Sharia price fairness exert positive and significant effects on visitor satisfaction. Furthermore, Muslim-friendly service quality, Sharia price fairness, and visitor satisfaction significantly enhance revisit intention and destination loyalty. Although eco-friendly destination practices do not have a significant direct effect on destination loyalty, they exert a significant indirect effect through visitor satisfaction, confirming its mediating role. These findings underscore the importance of integrating Sharia-compliant service quality, environmental sustainability, and fair pricing strategies to strengthen the competitiveness and long-term sustainability of halal tourism destinations.
Pengaruh Pengalihan Komplain Pembayaran PDAM dan Transparansi Pelayanan Terhadap Kepuasan Konsumen pada Loket Pembayaran Non-PDAM di CV Afif Pratama dalam Perspektif Ekonomi Syariah Sukma Sukma; Akhmad Hulaify; Zakiyah Zakiyah
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 6 No 2 (2026): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2026 (IN PRESS)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v6i2.979

Abstract

Masih banyak konsumen yang mengadukan dan menyampaikan komplain melalui loket pembayaran PDAM CV Afif Pratama, sedangkan CV Afif Pratama tidak mempunyai otoritas untuk menyelesaikan permasalahan yang terjadi kepada konsumen karena kerja sama yang terjalin antara kantor PDAM setempat dengan loket pembayaran PDAM CV Afif Pratama hanya terbatas pada jasa pembayaran. Kajian ini mengangkat rumusan masalah mengenai pengaruh kebijakan pengalihan pengaduan pembayaran PDAM terhadap tingkat kepuasan pelanggan di loket pembayaran non-PDAM CV Afif Pratama, serta pengaruh transparansi pelayanan terhadap kepuasan konsumen berdasarkan kerangka ekonomi syariah. Secara spesifik, penelitian ini bertujuan untuk menguji dampak pengalihan komplain pembayaran PDAM di gerai non-PDAM terhadap kepuasan konsumen, serta mengevaluasi pengaruh transparansi hubungan kualitas layanan dengan pencapaian kepuasan konsumen berdasarkan sudut pandang ekonomi syariah. Penelitian ini mengaplikasikan metode penelitian eksplanatori (explanatory research). Sementara itu, populasi yang akan dijadikan sebagai subjek dalam penelitian ini adalah seluruh konsumen yang menggunakan jasa pembayaran loket non-PDAM CV Afif Pratama dengan kisaran rata-rata sebanyak 2.722 orang. Penentuan sampel dalam studi ini menerapkan teknik purposive sampling dengan menetapkan jumlah sebanyak 100 responden. Pengumpulan data dilaksanakan melalui penyebaran kuesioner, observasi, dan studi dokumentasi. Berdasarkan hasil analisis, terungkap bahwa variabel pengalihan keluhan tidak berdampak pada tingkat kepuasan konsumen. Sebaliknya, transparansi pelayanan yang berorientasi pada kepatuhan syariah, kemaslahatan, keseimbangan, nilai-nilai spiritual, serta pemenuhan prioritas kebutuhan pelanggan terbukti memberikan memberikan dampak yang searah serta bermakna terhadap tingkat kepuasan pelanggan
Co-Authors Abdul Hafiz Abdul Wahab Abdul Wahab Akhmad Hulaify Atika Zahra Maulida Barsihanor, Barsihanor Galuh Nashrulah KMR Ilma Mahdiya Iman Setya Budi Iman Setya Budi Iman Setya Budi Iman Setya Budi Iman Setya Budi Iman Setya Budi Imro Atut Toyyibah Kurniaty Kurniaty Muhammad Sodiki Muhammad Sodiki Norfitriana Nurul Huda Parman Komarudin Purnama Rozak Rahmatul Huda Rahmatul Huda Rahmatul Huda Rozzana Erziaty S. Purnamasari Siti Liani Sukma Sukma Syahrani Syahrani