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All Journal KAREBA : Jurnal Ilmu Komunikasi Al-MUNZIR INDONESIA: Jurnal Pembelajaran Bahasa dan Sastra Indonesia Jurnal Badati Golden Ratio of Community Services and Dedication Jurnal Pendidikan dan Ilmu Sosial Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri RESPON Jurnal Ilmiah Mahasiswa Ilmu Komunikasi Masterpiece Journal Society Service Insight
Izki Fikriani Amir
Universitas Muslim Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Catalyzing Change: Community-Driven Financial Initiatives for SME Development Aditya Halim Perdana Kusuma Putra; Rosmaladewi Talli; Izki Fikriani Amir
Golden Ratio of Community Services and Dedication Vol. 6 No. 2 (2026): May - October
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grcsd.v6i2.586

Abstract

This research explores the impact of community-driven financial initiatives on the development of Small and Medium Enterprises (SMEs) by employing a qualitative research methodology based on a comprehensive literature review. The study aims to assess the efficacy of community-driven financial initiatives in fostering sustainable SME growth, identifying key success factors, challenges, and socio-economic impacts. The literature selection process involved thorough searches of academic databases and repositories, followed by data extraction and analysis using qualitative techniques such as thematic analysis. The findings reveal that community-driven financial initiatives significantly contribute to SME development by providing access to finance, mentorship, and networking opportunities. However, the impact varies depending on institutional design, regulatory environment, and socio-economic context. Challenges including scalability, sustainability, risk management, and governance issues hinder the maximization of their impact. Regulatory frameworks must evolve to accommodate technological innovations while ensuring consumer protection and financial stability. Stakeholder collaboration and innovative solutions are imperative to address these challenges effectively. Overall, community-driven financial initiatives hold immense promise for catalyzing positive change and fostering inclusive economic growth, but addressing challenges is essential to realizing their full potential.
Co-Authors A.A. Ketut Agung Cahyawan W Abd Majid Abd. Majid Aditya Halim Perdana Kusuma Putra Putra Ahdan Ahdan Sinilele Amri Amri Andi Muttaqin Mustari Apriani Kasim Ela Lestari Mansyur Hadawiah - Hadawiah Hadawiah, Hadawiah Hafied Cangara Hafied Cangara, Hafied Hildayanti Hildayanti Ihramsari Akidah Jaya Razak, Sanovra Majid, Abd Majid Mau, Muliadi Muh. Rayes Ibrahim Muhajir Muhajir Muhammad Farid Muhammad Idris Muhammad Idris Muhammad Idris Muhammad Idris Muhammad Idris N Nurjannah, N Nurjannah Nabila Putri Susilo Nur Azidah Nur Rahmah Nurul Zakinah Alwi Rajab Regita Kalia, Nafla Aprillia Rosmaladewi Talli Sultan, Iqbal Syelah Seprianti Sari Haerul Ciunar Ulpa Ramadhani Zelfia