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All Journal Jurnal Pendidikan Akuntansi Indonesia JURAKUNMAN (JURNAL AKUNTANSI DAN MANAJEMEN) Bima Abdi: Jurnal Pengabdian Masyarakat Jurnal Bingkai Ekonomi (JBE) Jurnal Pengabdian kepada Masyarakat Bina Darma Muhasabatuna: Jurnal Akuntansi Syariah Jurnal Teknologi dan Manajemen Industri Terapan Ekonomi dan Bisnis: Berkala Publikasi Gagasan Konseptual, Hasil Penelitian, Kajian, dan Terapan Teori Jurnal Pengabdian Masyarakat dan Riset Pendidikan Sharia Economic and Management Business Journal (SEMBJ) Jurnal Ekonomi Bisnis dan Kewirausahaan Jurnal Ekonomi, Manajemen, Akuntansi
Destina Paningrum
Universitas Sahid Surakarta
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Analisis Perilaku Konsumtif Pengguna Cashless Payment: Peran Lifestyle dan Impulsive Buying di Era Ekonomi Digital Annisa Mutiasari; Anggit Dyah Kusumastuti; Destina Paningrum; Rusnandari Retno Cahyani
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 4 No. 4 (2025): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/jtmit.v4i4.1332

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh gaya hidup dan pembelian impulsif terhadap perilaku konsumtif masyarakat pengguna sistem pembayaran cashless di era ekonomi digital. Meningkatnya penggunaan QRIS, e-wallet, dan mobile banking menunjukkan perubahan pola konsumsi masyarakat menuju gaya hidup yang lebih praktis dan serba digital. Penelitian ini menggunakan pendekatan kuantitatif dengan instrumen kuesioner. Sampel penelitian berjumlah 150 responden pengguna sistem pembayaran cashless di wilayah Solo Raya yang dipilih menggunakan teknik purposive sampling. Hasil penelitian menunjukkan bahwa secara parsial pembelian impulsif berpengaruh positif dan signifikan terhadap perilaku konsumtif, sedangkan gaya hidup tidak berpengaruh signifikan terhadap perilaku konsumtif. Secara simultan, gaya hidup dan pembelian impulsif berpengaruh signifikan terhadap perilaku konsumtif masyarakat pengguna sistem pembayaran cashless. Nilai koefisien determinasi (R²) sebesar 0,369 menunjukkan bahwa 36,9% variasi perilaku konsumtif dapat dijelaskan oleh gaya hidup dan pembelian impulsif, sedangkan 63,1% sisanya dipengaruhi oleh faktor lain di luar model penelitian. Temuan ini mengindikasikan bahwa perilaku pembelian impulsif merupakan faktor utama yang mendorong perilaku konsumtif pada pengguna pembayaran digital.
Integrating Sustainable Business Through The Implementation of Environment, Social, and Governance (ESG) in Accelerating the Realization of a Green Economy Anggit Dyah Kusumastuti; Destina Paningrum; Locita Dara Rasendriya
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.1929

Abstract

Background: In facing increasingly complex global challenges, the integration of Environment, Social, and Governance (ESG) and sustainable business plays an important role as a strategic approach not only to generate profits but also as a force to create sustainable positive impact. This research aims to determine the influence of ESG disclosure on the Green Economy with Sustainable Business as a moderating variable. Method: This study employs a descriptive research design with a quantitative approach. Operational measurement of variables is carried out through data on environmental, economic, and social aspects. Secondary data is sourced from BPS (Central Bureau of Statistics) data and the Annual Report of the Ministry of Environment and Forestry (KLHK). Data analysis utilizes Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) using SmartPLS 4.0 software. Results: The results show that the disclosure of environmental and social aspects has a positive and significant impact on the realization of a green economy. Meanwhile, the disclosure of governance does not have a positive and significant impact on the green economy. Additionally, Sustainable Business strengthens the influence of Environment, Social, and Governance on the green economy. The R Square value indicates that the dependent variable (Green Economy) is 0.605, meaning that approximately 60.5% of the variability can be explained by the independent variables. Conclusion: The disclosure of environment and social aspects has a positive and significant effect on the realization of the green economy, while the disclosure of governance does not have a significant effect. Positive information about ESG practices sends good signals to investors about long-term prospects and commitment to sustainability.
Co-Authors Alvanisa Putri Armila Anggit Dyah Kusumastuti Anggit Dyah Kusumastuti Anggita Liviana Permata Sari Annisa Indah Mutiasari Annisa Mutiasari Benedicta Bella Puspita Sari Dany Iswanti Endar Sulistyowati Fajar Muhammad Yusup Locita Dara Rasendriya Rusnandari Retno Cahyani Samhana Sarafina Masturoh Sri Huning Anwariningsih