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PEMAHAMAN LITERASI KEUANGAN UNTUK SISWA MADRASAH ALIYAH (MA) NIHAYATUL AMAL SERANG Tikaromah, Oom; Yahya, Adibah; Nurjanah, Rina; Heruwanto, Joni; Muhsoni, Ridwan
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): Volume 6 No. 2 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i2.43655

Abstract

Kegiatan pengabdian kepada masyarakat yang berfokus pada edukasi pengelolaan keuangan untuk siswa Madrasah Aliyah (MA) Nihayatul Amal Serang bertujuan untuk meningkatkan literasi keuangan di kalangan remaja. Metode pelaksanaan meliputi tahap persiapan, tahap pelaksanaan dan tahap akhir dimana siswa diperkenalkan pada konsep dasar pengelolaan uang, produk keuangan, investasi, serta manajemen hutang dan kredit. Hasil kegiatan menunjukkan bahwa tingkat pemahaman siswa atas literasi keuangan cukup tinggi yaitu sebesar 80% dibandingkan sebelum kegiatan dilaksanakan. Dengan menggunakan metode interaktif seperti simulasi dan permainan edukatif, siswa diharapkan dapat memahami dan menerapkan prinsip-prinsip pengelolaan keuangan dalam kehidupan sehari-hari
Transformasi Digital dalam Mendorong Ekonomi Berkelanjutan UMKM Melalui Aplikasi Buku Warung Nurjanah, Rina; Tikaromah, Oom; Fauziah, Ela; Afganis, Laela Nabila; Andriyani, Meli
Alamtana: Jurnal Pengabdian Masyarakat UNW Mataram Vol 6 No 3 (2025): Edisi Desember 2025
Publisher : LPPM UNIVERSITAS NAHDLATUL WATHAN MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51673/jaltn.v6i3.2633

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the Indonesian economy, but many struggle with financial recording due to operational busyness, time constraints, and a lack of understanding. Inaccurate and manual financial records often lead to less effective and efficient business decisions, hindering MSMEs' ability to maximize profits. Therefore, this community service activity aimed to help MSMEs in the Bekasi Regency area prepare systematic and accurate financial reports. The methodology consisted of three stages: planning (preparation and observation), implementation (training), and monitoring and evaluation. The core activity involved training and assistance in digital financial recording using the Buku Warung application, which serves as a financial, payment, and bookkeeping service for MSMEs. The results indicate that partners successfully adapted to digital transformation through the application, as evidenced by its use in daily transactions. The application helped overcome their primary bookkeeping issues, allowing partners to prepare financial reports more independently. The activity's key implication is the focus on Digital Transformation and Improving MSME Financial Competence to support business sustainability. It successfully transitioned MSMEs from error-prone manual records to a digital system, resulting in more systematic and accurate financial reporting.
Pengelolaan Keuangan Melalui Aplikasi Moni dalam Meningkatkan Kompetensi UMKM pada Era Digital Tikaromah, Oom; Yahya, Adibah; Yuningsih, Nining; Tsaran, Annisa Putri; Lutfi, Adilista Puspa Aliya; Yuliani, Reva
Alamtana: Jurnal Pengabdian Masyarakat UNW Mataram Vol 6 No 3 (2025): Edisi Desember 2025
Publisher : LPPM UNIVERSITAS NAHDLATUL WATHAN MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51673/jaltn.v6i3.2651

Abstract

Abstract: Micro, Small and Medium Enterprises (MSMEs) are a vital sector that contributes significantly to the Indonesian economy, but often face internal obstacles, particularly in terms of governance and financial management, which are not yet orderly. Although the population's financial literacy is quite good, practical understanding in the field, especially among MSMEs, is still low, exacerbated by a lack of digital literacy skills to take advantage of the rapid development of financial applications. Therefore, this community service activity aims to improve the competence of MSMEs in business and financial management through the use of digital technology. The methods used include observation and interviews to identify needs, followed by basic financial management training and intensive assistance in using the Moni application. Moni was chosen because it is designed to be intuitive, affordable, and provide real-time financial analysis. The results of the activity show a positive and significant impact on MSME partners, who previously faced problems with manual recording and mixing of finances, but are now gradually adopting digital transaction recording, indicating an increase in awareness and competence in managing business finances using technology.