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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Manajemen Bisnis Syariah Jurnal Akuntansi dan Sistem Teknologi Informasi Infestasi Global Review of Islamic Economics and Business AKUNTANSI DEWANTARA Jurnal Akuntansi Perisai : Islamic Banking and Finance Journal Akuntabel : Jurnal Ekonomi dan Keuangan Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Jurnal Ilmu Manajemen dan Akuntansi Terapan Community Development Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ilmiah Akuntansi Kesatuan Reswara: Jurnal Pengabdian Kepada Masyarakat Journal of Community Development Proceedings of The International Conference on Social and Islamic Studies As-Sidanah : Jurnal Pengabdian Masyarakat Jurnal Penyuuhan dan Pemberdayaan Masyarakat (JPPM) JAKBS Jurnal Abdimas Indonesia Equilibrium: Jurnal Ekonomi Syariah Jurnal RAK (Riset Akuntansi Keuangan) Advokasi Hukum & Demokrasi Mount Hope Global Economic Journal IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita IPSSJ BISNIS : Jurnal Bisnis dan Manajemen Islam
Siti Rokhaniyah
Universitas Tidar
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Nursing Public Health Social Sciences Other

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Transformation of Waste Banks: Realizing a Community- Based Circular Economy in Kwadungan Gunung Village,Kledung District,Temanggung Regency Manurung, Herlina; Rokhaniyah, Siti; Khotijah, Siti Afidatul; Susilo, Ghina Fitri Ariesta; Khabibah, Nibras Anny; Febriyanti, Siti; Setyaningsih, Ratna
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 10 No. 11 (2025): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v10i11.10618

Abstract

Waste management issues in Kwadungan Gunung Village, Kledung District, Temanggung Regency, present significant challenges to achieving environmental sustainability and community economic resilience. The increasing volume of household and agricultural waste, limited public awareness of circular economy principles, and suboptimal management of the existing waste bank constitute the core problems in this community. This study aims to optimize the role of the waste bank as a center for education, innovation, and community-based economic empowerment. The implemented methods include socialization and education on circular economy practices, training in waste utilization, and assistance for micro, small, and medium enterprises (MSMEs) in transforming waste into economically valuable products. The strategies involve developing a more structured operational system for the waste bank, providing community incentives, and fostering cross-sector collaboration with local stakeholders. The primary outputs of this program include publication of a scientific article in a nationally indexed (SINTA) journal, activity posters illustrating the workflow and program impact, implementation documentation, and copyright registration for the training module and waste bank management system. The outcomes are expected to position Kwadungan Gunung Village as a model of sustainable rural development, effectively implementing circular economy principles through the optimization of a community-based waste bank.
PELATIHAN PRODUKSI PANGAN HALAL SKALA INDUSTRI RUMAH TANGGA DALAM RANGKA PENINGKATAN KETAHANAN EKONOMI KELUARGA Muh. Nashirudin; Luthfiana Zahriani; Joko Roby Prasetyo; Siti Rokhaniyah; Fardila Intan Rahmasari
As-Sidanah Vol 5 No 2 (2023): OKTOBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/assidanah.v5i2.313-327

Abstract

This activity provides training in household-scale halal food production to increase family economic resilience during the Covid-19 pandemic. Members of the KWT Ngudi Mulyo are ideal community partners in this activity. It has started a home-scale business by producing a variety of snacks and cakes, but is constrained by the marketing aspect, there is no halal certification and distribution permit. To provide solutions to these problems, we conduct community service activities based on community development. This community service activity not only provides training on halal products but also provides information related to halal certification, processing of distribution permits for food products, and marketing. Halal certification and distribution permits are important factors that increase the selling value of the product because they are quite a concern for consumers when buying food products. With the implementation of this training, it is hoped that it can strengthen the existence of the food product business that was started by KWT Ngudi Mulyo and its members. Businesses that exist and continue to grow will increase economic resilience.
Geographic Information System (GIS) Based Zakat Distribution Model for Optimizing Efficiency and Transparency in Zakat Management: Model Distribusi Zakat Berbasis Geographic Information System (GIS) Untuk Optimalisasi Efisiensi dan Transparansi Pengelolaan Zakat Wahyudi, Muhamad; Rokhaniyah, Siti; 'Aini, Saras Shinta Qurrota; Hamdani, Rifki
Perisai : Islamic Banking and Finance Journal Vol. 9 No. 2 (2025): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v9i2.1874

Abstract

Zakat institutions in Indonesia still face various challenges, particularly in zakat management. One of the main issues is how to ensure zakat distribution is well-targeted, effective, and efficient. Determining the appropriate distribution areas becomes a solution in addressing zakat distribution problems. This study aims to design a web-based zakat distribution application by utilizing Geographic Information System (GIS) technology, integrated with SAGA GIS and QGIS tools, using a mixed-methods approach. Mapping of zakat recipients (mustahik) and prioritization of distribution areas were analyzed using spatial data. Meanwhile, field surveys were conducted to validate data accuracy. The study reveals that zakat distribution using geospatial technology is more effective and efficient compared to conventional methods. The developed web-based zakat distribution system application allows both zakat administrators and the public to monitor zakat distribution programs in real-time. These findings affirm that the application of geospatial technology can be a strategic solution to strengthen zakat governance based on the principles of maqashid sharia.
Strategi Pemasaran Media Sosial dalam Membangun Kesadaran Merek Produk Qardhul Hasan Anang Hidayah; Siti Rokhaniyah
Jurnal Akuntansi Keuangan dan Bisnis Vol. 4 No. 1 (2026): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to examine the digital communication strategy of BMT Barokah Tegalrejo in building public awareness of the Qardhul Hasan product. A qualitative descriptive-explorative approach was employed, with data collected through interviews, observation, and digital documentation during an internship period from January 5 to March 13, 2026. The findings reveal that the implemented strategy encompasses four main dimensions: educational content, human interest, active engagement, and brand consistency across Instagram and Facebook platforms. This study also identifies potential barriers along with mitigation measures, ranging from algorithm dynamics, limited human resources, low public literacy on Islamic financial products, to slow digital interaction responses. This study concludes that the synergy between the social mission of Qardhul Hasan and an effective digital communication strategy is capable of strengthening brand awareness and promoting sustainable Islamic financial inclusion.
Building Tax Awareness From an Early Age Through Tax Literacy Education for SMA/SMK Students in Magelang Ghina Fitri Ariesta Susilo; Agustina Prativi Nugraheni; Wildan Yudhanto; Alex Johanes Simamora; Ediet Leo Elvandy; Siti Rokhaniyah
Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Vol. 9 No. 2 (2026): April 2026
Publisher : STMIK Royal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33330/jurdimas.v9i2.4499

Abstract

Abstract: Tax literacy among Indonesian youth remains relatively low and has not yet become an integral component of formal learning at the senior and vocational high school levels. National data indicate that financial literacy stands at 49.68%, while specific understanding of taxation among young people is reported to be lower than that of the productive-age population. In addition, tax return compliance among individuals under 25 years old remains limited, reflecting weak early tax awareness and tax morale. In Magelang, high school students as future taxpayers generally lack access to contextual and practice-oriented tax education. This community engagement program aims to enhance tax literacy, awareness, and basic understanding of taxation among senior and vocational high school students through a structured and participatory educational approach. The methods included interactive lectures, contextual discussions, daily tax case studies, and simple tax calculation simulations, supported by pre- and post-tests to measure learning outcomes. The results demonstrate a significant improvement in students’ tax literacy scores and attitudes toward future compliance. The program also produced a tax literacy module and initiated student tax awareness groups in partner schools. Early tax education is therefore effective in strengthening youth tax morale and supporting sustainable national development. Keywords: community engagement; magelang; tax awareness; tax literacy; youth education Abstrak: Literasi pajak di kalangan generasi muda Indonesia masih tergolong rendah dan belum menjadi bagian utama dalam pembelajaran formal di tingkat SMA/SMK. Data nasional menunjukkan tingkat literasi keuangan sebesar 49,68%, sementara pemahaman spesifik mengenai perpajakan pada kelompok usia muda lebih rendah dibandingkan kelompok usia produktif. Selain itu, tingkat kepatuhan pelaporan SPT pada wajib pajak berusia di bawah 25 tahun masih terbatas, yang mencerminkan lemahnya kesadaran dan moral pajak sejak dini. Di wilayah Magelang, siswa SMA/SMK sebagai calon wajib pajak masa depan umumnya belum memperoleh edukasi pajak yang kontekstual dan berbasis praktik. Program pengabdian kepada masyarakat ini bertujuan meningkatkan literasi, kesadaran, dan pemahaman dasar perpajakan melalui pendekatan edukasi yang terstruktur dan partisipatif. Metode yang digunakan meliputi ceramah interaktif, diskusi kontekstual, studi kasus perpajakan sehari-hari, serta simulasi perhitungan pajak sederhana yang didukung pre-test dan post-test. Hasil kegiatan menunjukkan peningkatan signifikan skor literasi pajak dan sikap kepatuhan siswa. Program ini juga menghasilkan modul literasi pajak dan pembentukan kelompok siswa sadar pajak di sekolah mitra. Edukasi pajak sejak dini terbukti efektif dalam memperkuat moral pajak generasi muda dan mendukung pembangunan nasional berkelanjutan. Kata kunci: edukasi generasi muda; kesadaran pajak; literasi pajak; magelang; pengabdian kepada masyarakat
Analisis Implementasi Akad Pembiayaan Qardh Berdasarkan Fatwa DSN-MUI No. 19/DSN_MUI/IV/2001 pada BMT Barokah Ridho Robby Nugroho, Siti Rokhaniyah
Integrative Perspectives of Social and Science Journal Vol. 3 No. 04 April (2026): Integrative Perspectives of Social and Science Journal
Publisher : PT Wahana Global Education

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Abstract

Penelitian ini bertujuan untuk menganalisis implementasi akad pembiayaan qardh di BMT Barokah KC Tegalrejo serta kesesuaiannya dengan Fatwa DSN-MUI No. 19/DSN-MUI/IV/2001 tentang Al-Qardh. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan jenis studi kasus. Data diperoleh melalui observasi, wawancara dengan pihak manajemen dan account officer, serta dokumentasi terkait proses pembiayaan qardh. Teknik analisis data dilakukan melalui reduksi data, penyajian data, dan penarikan kesimpulan secara deskriptif. Hasil penelitian menunjukkan bahwa secara umum implementasi akad qardh di BMT Barokah telah sesuai dengan prinsip dasar dalam fatwa, yaitu tidak adanya bunga, kewajiban pengembalian pokok pinjaman, serta fungsi sosial dalam membantu kebutuhan anggota. Namun, ditemukan adanya praktik yang memerlukan evaluasi, khususnya terkait pembebanan biaya operasional dan biaya perawatan jaminan yang telah ditentukan sejak awal. Praktik ini berpotensi tidak sesuai dengan ketentuan fatwa apabila biaya tersebut melebihi biaya riil atau mengandung unsur keuntungan bagi lembaga. Selain itu, adanya kewajiban jaminan dalam setiap transaksi juga perlu dikaji lebih lanjut dari aspek proporsionalitasnya. Penelitian ini menyimpulkan bahwa implementasi akad qardh di BMT Barokah bersifat sebagian sesuai dengan fatwa DSN-MUI, namun masih terdapat aspek yang perlu disempurnakan. Oleh karena itu, diperlukan peningkatan transparansi dalam penetapan biaya serta penguatan peran Dewan Pengawas Syariah guna memastikan kesesuaian praktik pembiayaan dengan prinsip syariah secara optimal.
Investigasi Empiris: Tata Kelola Perusahaan dan Pengungkapan Sukarela pada Perbankan Syariah di Indonesia Rokhaniyah, Siti
EQUILIBRIUM Vol 8, No 2 (2020): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v8i2.7981

Abstract

This study investigated empirically the effect of good corporate governance on the level of voluntary disclosure in annual reports of Islamic banks. Corporate governance was proxied by managerial ownership, board of commissioners, audit committee, nomination and remuneration committee, integrated governance committee, corporate governance committee, risk management committee, risk monitoring committee, and institutional ownership. Samples are selected with criteria; a Sharia Commercial Bank (BUS) that was consistent in publishing annual reports in 2016-2019. There are 13 BUS that meet the criteria. Data were analyzed using panel data regression (fixed effect) with an error tolerance of 5%. Based on the results of the regression analysis it was concluded that managerial ownership, the board of commissioners, the audit committee, the nomination and remuneration committee, and the integrated governance committee had a positive effect on the level of voluntary disclosure. Meanwhile, the risk management committee and risk monitoring committee negatively impact to the level of voluntary disclosure. The corporate governance and institutional ownership committee has no effect on the level of voluntary disclosure in annual Islamic banking reports. Theoretically, these findings have implications for adding literature on corporate governance and voluntary disclosure in Islamic banking, which has so far focused on qualitative descriptive methods. On a practical level, these findings are useful for executives in Islamic banking, particularly in implementing good corporate governance and voluntary disclosure policies.
Eco-Design of A Digital-Based Waste Bank in Sukoharjo: Pentahelix Synergy Approach Karnawijaya, Ning; Rokhaniyah, Siti; Hadiningrum, Lila Pangestu
BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v10i1.12327

Abstract

Alternative solutions in overcoming the waste problem are carried out by developing a waste bank which is a social engineering activity that teaches people to sort waste and raises public awareness in waste management. The eco-design innovation of waste processing with a digital-based waste bank program with a synergistic pentahelix approach has become an innovation at the grassroots level, especially in Sukoharjo. This study uses a qualitative method, which is equipped with data analysis with descriptive statistics. The effectiveness of waste management is defined by the high amount of managed waste, the amount of waste being recycled, and the large economic benefits resulting from waste management. This is due to the low percentage of managed waste and the low percentage of recycled waste, which of course also has low economic benefits. Waste banks in the Sukoharjo area need to be further involved in this waste management, so that the effectiveness of its management increases and the economic benefits taken can be maximized. The existence of a waste bank has proven to be effective in reducing waste problems in Sukoharjo. it is necessary to use digital technology which is still rarely used by waste banks in Sukoharjo. Therefore, an eco-design of waste management through a digital-based Waste Bank in Sukoharjo needs to be implemented. Eco-design of waste management through the Waste Bank in this study is to use Pentahelix synergy, namely collaboration between elements of government, academia, the business sector, community, and the media.  
Co-Authors 'Aini, Saras Shinta Qurrota Afif, Naufal Agita, Sherindea Permata Alex Johanes Simamora Anang Hidayah Andi Mardian Anisah, Rizka Luthvia Anisyawati, Anisyawati Aosiliana, Putri Arkin Haris Astutik, Erni Puji Chaidir Iswanaji Ediet Leo Elvandy Emma Dwi Ratnasari Endang Kartini Panggiarti Fahadha, Rizqa Ula Fardila Intan Rahmasari Febriyanti, Siti Fenny Dwi Meilani Ghina Fitri Ariesta Susilo Hamdani, Rifki Ikhwan , Khairul Indri Pujiastuti Irnawati, Risa Izzati, Fifi Sufaira Joko Roby Prasetyo Karnawijaya, Ning Kurniawan, Ferdi Rahmat Lila Pangestu Hadiningrum Luthfiana Zahriani Mabruri, Muhammad Manurung, Herlina Muh Rudi Nugroho Muhamad Wahyudi, Muhamad Mukaromah, Fili Nibras Anny Khabibah Nilasari, Ayunda Putri Nugraheni, Agustina Prativi RATNA SETYANINGSIH Retnosari Retnosari, Retnosari Saras Shinta Qurrota ‘Aini Sasviranti, Aprilya Retno Sinta Sinta Siti Afidatul Khotijah, Siti Afidatul Siti Arifah Sitoresmi, Mumpuni Wahyudiarti Suryatimur, Kartika Pradana Susilo, Ghina Fitri Ariesta Tyasningwuri, Elisabeth Meidiana Wahyudi , Muhamad Wildan Yudhanto Zaidah Nur Rosidah Ziauddin Shachedina Al Farudha